SEBI Reg. Investment Advisor

Download App
Help Center Pricing
Money Works 4 Me Logo MoneyWorks4Me
Login Get Free Account
Sign Up

MoneyWorks4Me

Log In Sign Up Schedule Free 15‑min Call
Login Get Free Account
Sign Up

Nicco Uco Alliance Credit Ltd (523209) Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating

BSE: 523209 NSE: | Finance - NBFC | Small Cap

Place order

Nicco Uco Alliance Share Price
₹0.29 0.00 (0.00%)
As on 26-Dec'22 19:03

Nicco Uco Alliance Credit Ltd (523209)

BSE: 523209 NSE:
Finance - NBFC | Small Cap Place order
Key Metrics
Market Cap
₹2 Cr.
Earnings Per Share (TTM)
₹-1.21
P/E Ratio
0.00
Price to Book (P/B)
0.00
EV/EBITDA
-263.97
Current Price
₹0.3
Return on Capital Employed (ROCE)
0.00%
Return on Equity (ROE)
0.00%
Return on Assets (ROA)
-276.16%
Gross NPA(%)
0.00
Book Value per Share
₹-76.9
Net NPA(%)
0.00
Dividend Yield
0.00%
Net Interest Income Growth (1 Year)
NA%
Net Interest Income Growth (3 Years)
NA%
52-Week Low / High
₹0 / 0
Book Value Growth (1 Year)
NA%
Book Value Growth (3 Years)
NA%

DeciZen - make an informed investing decision on Nicco Uco Alliance

Based on:

M-Cap below 100cr DeciZen not available

Nicco Uco Alliance Credit stock performance

Key Ratios
mw4me loader

Is an attractive stock to invest in?


Login to view analysis.

10 Year X-Ray : Login to view analysis.

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Nicco Uco Alliance Credit Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
Operating Income (₹ Cr.)00000000000
YoY Gr. Rt. %-NANANANANANANANANA-
Adj EPS (₹ ) -1.2-1.3-0.6-0.6-0.8-0.8-1.1-1.2-1.4-1.7-1.2
YoY Gr. Rt. %-NANANANANANANANANA-
BVPS (₹ )-72-73.3-73.9-74.5-74.8-75.6-76.7-77.9-79.3-81-76.9
YoY Gr. Rt. %-NANANANANANANANANA-
To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ
Net Profit/Total Funds (%)-109.3-140.8-30.4-20.1-35.4-65.6-107.5-159.2-212.6-276.20

CAGR ⓘ

CAGR Colour Code Guide ⓘ

9 Years 5 Years 3 Years 1 Years
Net Interest IncomeNANANANA
Adj EPSNANANANA
BVPSNANANANA
Share Price -17.7% 8.8% - -

Key Financial Ratios

RATIOS \ YEARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here ⓘ
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here ⓘ
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)0000000000-INF
Performance Ratios To view Performance Ratios Colour Rating Guide click here ⓘ
Return on Equity (%)00000000001.6

Recent Performance Summary

Login to view analysis.
Login to view analysis.

Latest Financials

Standalone Consolidated
TTM EPS (₹) -1.2 -1.2
TTM Sales (₹ Cr.) 0 0
BVPS (₹) ⓘ -76.9 -76.7
Reserves (₹ Cr.) ⓘ -655 -653
P/BV ⓘ 0.00 0.00
PE ⓘ 0.00 0.00
From the Market
52 Week Low / High (₹) 0.28 / 0.29
All Time Low / High (₹) 0.12 / 37.82
Market Cap (₹ Cr.) 2.4
Equity (₹ Cr.) 16.6
Face Value (₹) 2
Industry PE ⓘ 29.3

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Valuation of Nicco Uco Alliance - Standalone Basis

YTD 1Y 3Y 5Y 10Y Max
mw4me loader

YTD 1Y 3Y 5Y 10Y Max
mw4me loader

YTD 1Y 3Y 5Y 10Y Max
mw4me loader

YTD 1Y 3Y 5Y 10Y Max
mw4me loader

mw4me loader

Event Update

Login/Register to view analysis.

Analyst's Notes

data not found
No data found!

Key Ratios

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25
Income + 0.240.420.230.550.290.690.250.140.660.17
Interest Income0000000000
Other Income ⓘ 0.050.040.320.0200.010.840.140.420.09
Exceptional Items ⓘ 0.240.420.230.550.290.690.250.140.660.17
Expenditure ⓘ + 9.8211.475.175.586.477.289.4510.1412.1614.10
Interest Expense ⓘ 8.5910.214.2555.896.898.099.5211.2313.29
Operating Expenses ⓘ 1.181.220.600.550.580.390.520.490.500.72
Provisions 0.050.040.320.0200.010.840.140.420.09
Exceptional Items ⓘ 0-0.0400000000
Profit Before Tax ⓘ -9.58-11.09-4.94-5.03-6.17-6.59-9.21-10.01-11.50-13.93
Taxes ⓘ 0000000.0100-0.10
Profit After Tax -9.58-11.09-4.94-5.03-6.17-6.60-9.22-10.01-11.50-13.83
Adjusted EPS (₹)-1.2-1.3-0.6-0.6-0.8-0.8-1.1-1.2-1.4-1.7
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%0%0%

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25

Equity and Liabilities

Equity Capital +-595.87-606.96-611.90-616.92-619.74-626.30-635.44-645.44-656.94-671.17
Share Capital ⓘ 16.5616.5616.5616.5616.5616.5616.5616.5616.5616.56
Reserves ⓘ -612.43-623.52-628.46-633.49-636.30-642.86-652.01-662.01-673.50-687.73
Short term borrowings106.74106.74106.74106.74106.74106.74104.74103.93103.93104.77
Long Term Borrowings4.974.9714.1414.144.974.974.994.994.994.89
Current Liabilities 599.19609.45622.76627.81624.63631.58637.35646.13657.09671.15
Trade Payables2.011.931.952.032.122.181.841.941.962
Other Liabilities-108.75-108.67-108.69-108.77-108.86-108.91-106.58-105.87-105.89-106.77
Total Liabilities ⓘ 8.297.4625.0125.039.8610.256.905.685.154.87

Assets

Non Current Asset +6.486.0914.94159.224.923.363.134.543.83
Loan Asset 0000000000
Other Non Current Asset ⓘ 6.486.0914.94159.224.923.363.134.543.83
Current Asset +1.821.3710.0710.030.655.333.542.550.611.04
Current Investment0000000000
Other Current Asset1.821.3710.0710.030.655.333.542.550.611.04
Total Assets ⓘ 8.297.4625.0125.039.8610.256.905.685.154.87

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25
Cash Flow From Operating Activity ⓘ -0.69-0.74-0.38-0.25-0.320.51-0.34-0.44-0.57-0.76
Cash Flow From Investing Activity ⓘ 0.190.140.050.310.042.380.710.260.740.05
Cash Flow From Financing Activity ⓘ 000000-2-0.8100.84
Net Cash Flow ⓘ -0.51-0.60-0.330.06-0.292.89-1.63-0.990.170.12

Finance Ratio

PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25

Operational & Financial Ratios
EPS (₹)-1-1-1-1-1-1-1-1-1-2
DPS (₹)0000000000
BVPS (₹)-72-73-74-74-75-76-77-78-79-81

Performance Ratios

ROA (%)-109.0-140.0-30.4-20.1-35.4-65.6-107.0-159.0-212.0-276.0
ROE (%)0.00.00.00.00.00.00.00.00.00.0
ROCE (%)0.00.00.00.00.00.00.00.00.00.0

Valuation Parameters

Price/Book(x)-0.0-0.0-0.00.00.00.00.00.00.00.0

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Nicco Uco Alliance Credit Ltd FAQs

The current trading price of Nicco Uco Alliance on 26-Dec-2022 19:03 is ₹0.29.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 25-Dec-2022 the market cap of Nicco Uco Alliance stood at ₹2.41 Cr

The latest P/E ratio of Nicco Uco Alliance as of 25-Dec-2022 is 0.00.

The latest P/B ratio of Nicco Uco Alliance as of 25-Dec-2022 is 0.00.

The 52-week high of Nicco Uco Alliance is ₹0.29 and the 52-week low is ₹0.28.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Nicco Uco Alliance is ₹0.00 ( Cr.) .

About Nicco Uco Alliance Credit Ltd

Nicco Uco Alliance Credit, incorporated in the year 1984, is engaged in financial activities. The company has business activities in leasing, investment in securities, bill discounting, inter corporate deposits and other fund and non-fund based activities.

The company has become the first finance company in the country to have participation of three prestigious foreign institutions i.e. International Finance Corporation - Washington, Sanpaolo Bank - Italy and Hambros Bank - UK, along with a nationalised bank i.e. Uco Bank, as its shareholders. The merger has augmented the company's resources and ushered in economies of scale in terms of managerial costs and infrastructure.

The Reserve Bank of India (RBI) cancelled the certificate of registration of the company to carry out non-banking financial activities vide its order dated March 31, 2005. In the same year, its non-performing assets touched Rs 2,250 million. As a result,its fund-based business came to a halt. The reason for mounting losses is due to non-creation of new assets and provisioning against non performing assets as per RBI guidelines.

In March 2008, the company entered into a strategic alliance with Westdeutsche Landesbank London for marketing its products in the country. It also entered into a working arrangement with Pricewaterhouse Coopers for implementation of a centralized web-enabled financial system. As the company could not service its fixed deposit holders, a draft scheme of arrangement for reorganization of share capital of the company and compromise with its fixed deposit holders was approved by shareholders. Necessary legal sanction is awaited.

The registered office of the company is located at 2, Nicco House, 2nd Floor, Hare Street, Kolkata 700001.

Business area of the company

The company’s principal activity is to provide financial services. The services include hire purchase, leasing, investment, corporate funding and fee based operation.

Certification / Recognition

ISO 9001 certificate by Standards Australia Quality Assurance Services (SAQAS) for its quality systems.

Subsidiaries

Nicco Insurance Agents and Consultants.

To get DeciZen Rating of 3,500+ Stocks based on their Quality, Valuation and Price Trend Login Now
2026 ©The Alchemists Ark Pvt. Ltd. All rights reserved. MoneyWorks4Me® is a registered trademark of The Alchemists Ark Pvt. Ltd.

About MoneyWorks4Me

MoneyWorks4Me is a SEBI-registered Investment Adviser (IA) dedicated to helping investors build long-term wealth through transparent, research-driven, conflict-free guidance. Founded in 2008, we started our journey as a Research Analyst (RA), providing deep fundamental analysis, intrinsic value insights, and long-term investing frameworks for Indian equities. In 2017, we transitioned to a full-fledged SEBI-registered Investment Adviser, strengthening our commitment to acting as a fiduciary—always putting the investor’s interest first.

Our Vision

To become India’s most trusted, research-powered fiduciary advisory platform—where every investor, regardless of experience, can make calm, confident, and well-reasoned investment decisions.

What Makes MoneyWorks4Me Different

Our Approach: Ensuring compounding work its magic on client portfolio.

MoneyWorks4Me ensures this through:

×