X

Nicco Uco Alliance Credit Ltd. Stock Analysis

Small Cap
Evaluated by 30 users | BSE: 523209 | NSE: |
Finance - NBFC
Nicco Uco Alliance Credit, incorporated in the year 1984, is engaged in financial activities. The company has business activities in leasing, investment in securities, bill discounting, inter corporate deposits and other fund and non-fund based activities. The company has become the first...

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
 Mar'10Mar'11Mar'12Mar'13Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19
Operating Income (Rs. Cr.)000.100.11.40000
Y-o-Y Gr. Rt.--100%NA-100%NA1041.7%-100%NANANA
Adjusted EPS (Rs.)
Adjusted Earning per Share is the company’s net profit per share after adjusting for extra-ordinary/exceptional items
-8.78-10.05-9.95-13.39-16.7-8.47-1.16-1.34-0.6-0.61
Y-o-Y Gr. Rt.-NANANANANANANANANA
Book Value per Share (Rs.)
The total value that a company will fetch upon liquidation (if it is closed down), after settling all obligations is called its Book Value. Book value of a company includes only tangible assets. Book value allocated to each outstanding share is called Book Value per share
-80.61-90.66-100.61-114-130.69-70.64-71.95-73.29-73.88-74.49
Y-o-Y Gr. Rt.-NANANANANANANANANA
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%): Colour Rating Guide
  • >1.25 : Very Good
  • 1-1.25 : Somewhat Good
  • <1: Not Good
Net Profit/Total Funds (%)-24.18-28.98-30.39-74.98-495.88-623.56-109.3-140.79-30.42-20.09
Standalone financials take only the parent company into account while consolidated financials take into account financials of the parent company as well as of all its subsidiaries. In most companies consolidated financials should be used for analysis.
Nicco Uco Alliance Credit Ltd. should be analysed on a Standalone basis
CAGR
CAGR Colour Code Guide
  9 yrs 5 yrs 3 yrs 1 yr
Operating Income-100%-100%NANA
Adjusted EPS
Adjusted Earnings per Share is the Company’s net profit per share after adjusting for extra-ordinary/exceptional items.
NANANANA
Book Value per Share
NANANANA
Share Price -12.9% -13.8% -20.6% -9.5%
Key Financial Ratios
RATIOS \ YEARSMar'10Mar'11Mar'12Mar'13Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19
Asset Quality Ratio
To view Asset Quality Ratio Colour Rating Guide click here
Asset Quality Ratio: Colour Rating Guide
  • <0.5 : Very Good
  • 0.5-1 : Somewhat Good
  • >1 : Not Good
Net NPA to Net Advances (%)0000000000
Capitalization Ratio
To view Capitalization Ratio Colour Rating Guide click here
Capitalization Ratio: Colour Rating Guide
  • >17% : Very Good
  • 15%-17% : Somewhat Good
  • <15% : Not Good
Capital Adequacy Ratio (%)0000000000
Margins
Net Profit Margin (%) 00000-5148.960000
Performance Ratios
To view Performance Ratios Colour Rating Guide click here
Performance Ratios: Colour Rating Guide
  • >15 : Very Good
  • 12-15 : Somewhat Good
  • <12 : Not Good
Return on Equity (%) 0000000000
Entity Percentage Holding
Promoters 13.22%
Institutions 1.95%
Non-Institutions 84.82%
Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)
Data is not available for this company.

The 5-year analysis of Nicco Uco Alliance Credit Ltd.'s performance infers:

Nicco Uco Alliance Credit Ltd. earnings have grown by 0%, whereas share price has depreciated -13.8% CAGR over the past five years, indicating the company's share price is likely undervalued. However, for specific investment actions please connect with your investment advisor.

We analysed the performance of Nicco Uco Alliance Credit Ltd. share prices over the last 10 years. Here is what we found out:

Nicco Uco Alliance Credit Ltd. share price has depreciated -17.3% annually over the past ten years.

Nicco Uco Alliance Credit, incorporated in the year 1984, is engaged in financial activities. The company has business activities in leasing, investment in securities, bill discounting, inter corporate deposits and other fund and non-fund based activities.

The company has become the first finance company in the country to have participation of three prestigious foreign institutions i.e. International Finance Corporation - Washington, Sanpaolo Bank - Italy and Hambros Bank - UK,

Nicco Uco Alliance Credit, incorporated in the year 1984, is engaged in financial activities. The company has business activities in leasing, investment in securities, bill discounting, inter corporate deposits and other fund and non-fund based activities.

The company has become the first finance company in the country to have participation of three prestigious foreign institutions i.e. International Finance Corporation - Washington, Sanpaolo Bank - Italy and Hambros Bank - UK, along with a nationalised bank i.e. Uco Bank, as its shareholders. The merger has augmented the company's resources and ushered in economies of scale in terms of managerial costs and infrastructure.

The Reserve Bank of India (RBI) cancelled the certificate of registration of the company to carry out non-banking financial activities vide its order dated March 31, 2005. In the same year, its non-performing assets touched Rs 2,250 million. As a result,its fund-based business came to a halt. The reason for mounting losses is due to non-creation of new assets and provisioning against non performing assets as per RBI guidelines.

In March 2008, the company entered into a strategic alliance with Westdeutsche Landesbank London for marketing its products in the country. It also entered into a working arrangement with Pricewaterhouse Coopers for implementation of a centralized web-enabled financial system. As the company could not service its fixed deposit holders, a draft scheme of arrangement for reorganization of share capital of the company and compromise with its fixed deposit holders was approved by shareholders. Necessary legal sanction is awaited.

The registered office of the company is located at 2, Nicco House, 2nd Floor, Hare Street, Kolkata 700001.

Business area of the company

The company’s principal activity is to provide financial services. The services include hire purchase, leasing, investment, corporate funding and fee based operation.

Certification / Recognition

ISO 9001 certificate by Standards Australia Quality Assurance Services (SAQAS) for its quality systems.

Subsidiaries

Nicco Insurance Agents and Consultants.

Puchho Befikar
SEBI Registered: Investment Adviser - INA000013323
Research Analyst - INH000000719

Callback