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NPR Finance Ltd. Stock Analysis

Small Cap
Evaluated by 80 users | BSE: 530127 | NSE: |
Finance - NBFC
NPR Finance was incorporated on June 12, 1989 and was converted into a deemed public limited company on September 30, 1989. Consequently the word private was deleted from its name. The company is organized around the three business segments of financial, money changing, and wind power...

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
 Mar'10Mar'11Mar'12Mar'13Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19
Operating Income (Rs. Cr.)56.470.360.250.848.947.84441.135.736.6
Y-o-Y Gr. Rt.-24.5%-14.3%-15.6%-3.7%-2.3%-7.9%-6.6%-13%2.5%
Adjusted EPS (Rs.)
Adjusted Earning per Share is the company’s net profit per share after adjusting for extra-ordinary/exceptional items
0.360.411.321.262.473.810.694.912.494.38
Y-o-Y Gr. Rt.-13.9%222%-4.6%96%54.3%-81.9%611.6%-49.3%75.9%
Book Value per Share (Rs.)
The total value that a company will fetch upon liquidation (if it is closed down), after settling all obligations is called its Book Value. Book value of a company includes only tangible assets. Book value allocated to each outstanding share is called Book Value per share
51.0651.3652.6653.9356.3759.8960.6165.4269.1673.54
Y-o-Y Gr. Rt.-0.6%2.5%2.4%4.5%6.2%1.2%7.9%5.7%6.3%
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%): Colour Rating Guide
  • >1.25 : Very Good
  • 1-1.25 : Somewhat Good
  • <1: Not Good
Net Profit/Total Funds (%)0.380.431.491.73.625.470.996.523.125.34
Standalone financials take only the parent company into account while consolidated financials take into account financials of the parent company as well as of all its subsidiaries. In most companies consolidated financials should be used for analysis.
NPR Finance Ltd. should be analysed on a Standalone basis
CAGR
CAGR Colour Code Guide
  9 yrs 5 yrs 3 yrs 1 yr
Operating Income-4.7%-5.6%-6%2.5%
Adjusted EPS
Adjusted Earnings per Share is the Company’s net profit per share after adjusting for extra-ordinary/exceptional items.
32%12.1%85.2%75.9%
Book Value per Share
4.1%5.5%6.7%6.3%
Share Price 4.4% 0.4% -17.3% -23.3%
Key Financial Ratios
RATIOS \ YEARSMar'10Mar'11Mar'12Mar'13Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19
Asset Quality Ratio
To view Asset Quality Ratio Colour Rating Guide click here
Asset Quality Ratio: Colour Rating Guide
  • <0.5 : Very Good
  • 0.5-1 : Somewhat Good
  • >1 : Not Good
Net NPA to Net Advances (%)0000000000
Capitalization Ratio
To view Capitalization Ratio Colour Rating Guide click here
Capitalization Ratio: Colour Rating Guide
  • >17% : Very Good
  • 15%-17% : Somewhat Good
  • <15% : Not Good
Capital Adequacy Ratio (%)0000000000
Margins
Net Profit Margin (%) 0.380.351.311.493.034.780.947.154.177.17
Performance Ratios
To view Performance Ratios Colour Rating Guide click here
Performance Ratios: Colour Rating Guide
  • >15 : Very Good
  • 12-15 : Somewhat Good
  • <12 : Not Good
Return on Equity (%) 0.690.792.542.374.486.561.147.793.76.14
Entity Percentage Holding
Promoters 67.87%
Non-Institutions 32.12%
Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)
Data is not available for this company.

The 5-year analysis of NPR Finance's performance infers:

NPR Finance earnings have grown by 12.1%, whereas share price has appreciated 0.4% CAGR over the past five years, indicating the company's share price is likely undervalued. However, for specific investment actions please connect with your investment advisor.

We analysed the performance of NPR Finance share prices over the last 10 years. Here is what we found out:

NPR Finance share price has appreciated 3.9% annually over the past ten years.

NPR Finance was incorporated on June 12, 1989 and was converted into a deemed public limited company on September 30, 1989. Consequently the word private was deleted from its name. The company is organized around the three business segments of financial, money changing, and wind power generation.

Financial activities consist of granting loans covered by leasing and hypothecation agreements, shares and securities. In the power generation sector, the company has installed two wind turbines

NPR Finance was incorporated on June 12, 1989 and was converted into a deemed public limited company on September 30, 1989. Consequently the word private was deleted from its name. The company is organized around the three business segments of financial, money changing, and wind power generation.

Financial activities consist of granting loans covered by leasing and hypothecation agreements, shares and securities. In the power generation sector, the company has installed two wind turbines in the state of Maharashtra. It has branches in New Delhi, Agra, Mumbai, Jaipur, Ahmadabad, Chennai and Kochi.

With regards to the business of real estate, the company has recently entered into an agreement for purchase of 40 bighas of land in the District of North 24 Parganas for developmental purposes.

The registered office of the company is located at 19, R. N. Mukherjee Road, Floor I, Main Building, Kolkata 700001.

Business area of the company

The company is engaged in the business of lease, hire purchase of commercial vehicles, cars, earth moving equipments & bills discounting & recently commenced real estate development.

Puchho Befikar
SEBI Registered: Investment Adviser - INA000013323
Research Analyst - INH000000719

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