Prism Finance Ltd - Stock Valuation and Financial Performance

BSE: 531735 | NSE: | Finance - NBFC | Small Cap

Prism Finance Ltd Share Price

43.83 0.00 0.00%
as on 16-Feb'24 16:59

DeciZen - make an informed investing decision on Prism Finance

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Prism Finance stock performance -

mw4me loader
P/E Ratio (SA):
3.56
Market Cap:
28.5 Cr.
52-wk low:
17.2
52-wk high:
43.8

Is Prism Finance Ltd an attractive stock to invest in?

1. Is Prism Finance Ltd a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Prism Finance Ltd is a below average quality company.

2. Is Prism Finance Ltd undervalued or overvalued?

The key valuation ratios of Prism Finance Ltd's currently when compared to its past seem to suggest it is in the Somewhat overvalued zone.

3. Is Prism Finance Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Prism Finance Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of Prism Finance:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Prism Finance Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23TTM
Operating Income (₹ Cr.)0.60.90.62.91.70.30.34.513.41.410
YoY Gr. Rt. %-44.1%-28.2%377.1%-41.9%-82.3%-10%1570.4%197.8%-89.3%-
Adj EPS (₹ ) 0.3-0.301.41.6-0.8-2.45.216.5-6.212.3
YoY Gr. Rt. %--209.7%NA4633.3%11.3%-151.3%NANA219.8%-137.4%-
BVPS (₹ )13.112.812.814.215.814.612.217.433.827.739.8
YoY Gr. Rt. %--2.5%0.2%11%11.2%-8%-16.3%42.2%94.9%-18.2%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)1.4-1.80.29.19.2-4.4-13.127.958-19.20

CAGR

CAGR Colour Code Guide

9 Years 5 Years 3 Years 1 Years
Net Interest Income10.4%-3.2%74.7%-89.3%
Adj EPS-239.4%-231.3%NA-137.4%
BVPS8.6%11.8%31.4%-18.2%
Share Price - 17.2% 30.2% 119.2%

Key Financial Ratios

RATIOS \ YEARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)34.5-25.73.231.761-174.8-565.774.279.7-277.584.3
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)2.4-2.60.210.510.5-5.4-17.734.964.4-2031.4

Recent Performance Summary

Return on Equity has increased versus last 3 years average to 36.50%

Total Income has increased 74.72 CAGR in last 3 years

Total income growth is good in last 4 quarters

Net Profit has declined 0.00 CAGR in last 3 years

Latest Financials - Prism Finance Ltd.

Standalone Consolidated
TTM EPS (₹) 12.3 -
TTM Sales (₹ Cr.) 9.5 -
BVPS (₹.) 39.8 -
Reserves (₹ Cr.) 19 -
P/BV 1.10 -
PE 3.56 -
From the Market
52 Week Low / High (₹) 17.15 / 43.83
All Time Low / High (₹) 1.35 / 43.83
Market Cap (₹ Cr.) 28.5
Equity (₹ Cr.) 6.5
Face Value (₹) 10
Industry PE 26.4

Management X-Ray of Prism Finance:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Event Update

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Analyst's Notes

Key Ratios of Prism Finance

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Balance Sheet

(All Figures are in Crores.)

Profit And Loss

(All Figures in Cr. Adjusted EPS in Rs.)

Cash Flow

(All Figures are in Crores.)

Prism Finance Ltd Stock News

Prism Finance Ltd FAQs

Company share prices are keep on changing according to the market conditions. The closing price of Prism Finance on 16-Feb-2024 16:59 is ₹43.83.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 16-Feb-2024 16:59 the market cap of Prism Finance stood at ₹28.49.
The latest P/E ratio of Prism Finance as of 16-Feb-2024 16:59 is 3.56.
The latest P/B ratio of Prism Finance as of 16-Feb-2024 16:59 is 1.10.
The 52-week high of Prism Finance is ₹43.83 and the 52-week low is ₹17.15.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Prism Finance is ₹9.50 ( Cr.) .

About Prism Finance Ltd

Prism Finance was incorporated under the Companies Act, 1956 on April 28, 1994 as Prism Finance Limited vide Certificate of Incorporation issued by the Registrar of Companies, Gujarat. The company obtained the Certificate of Commencement of Business on May 2, 1994 from the Registrar of Companies, Gujarat. The Company is a Non-Banking Financial Company registered with Reserve Bank of India as Non Deposit taking Company.

Business area of the company

The company is engaged in the business of financial services by way of assisting in providing finance by way of loans, advances, Bill discounting, Lease, Higher Purchase and any other form of finance and also to make investment in Shares & Securities, trading as well as dealing in Shares & Securities.

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