1. Is Prism Finance Ltd a good quality company?
Past 10 year’s financial track record analysis by Moneyworks4me indicates that Prism Finance Ltd is a below average quality company.
2. Is Prism Finance Ltd undervalued or overvalued?
The key valuation ratios of Prism Finance Ltd's currently when compared to its past seem to suggest it is in the Undervalued zone.
3. Is Prism Finance Ltd a good buy now?
The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Prism Finance Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.
|Operating Income (₹ Cr.)||0.1||0.6||0.9||0.6||2.9||1.7||0.3||0.3||4.5||13.4||6|
|YoY Gr. Rt. %||-||353.9%||44.1%||-28.2%||377.1%||-41.9%||-82.3%||-10%||1570.4%||197.8%||-|
|Adj EPS (₹ )||0.1||0.3||-0.3||0||1.4||1.6||-0.8||-2.4||5.2||16.5||5.4|
|YoY Gr. Rt. %||-||210%||-209.7%||NA||4633.3%||11.3%||-151.3%||NA||NA||219.8%||-|
|BVPS (₹ )||12.8||13.1||12.8||12.8||14.2||15.8||14.6||12.2||17.4||33.8||32|
|YoY Gr. Rt. %||-||2.4%||-2.5%||0.2%||11%||11.2%||-8%||-16.3%||42.2%||94.9%||-|
|To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ|
|Net Profit/Total Funds (%)||0.4||1.4||-1.8||0.2||9.1||9.2||-4.4||-13.1||27.9||58||0|
CAGR ⓘCAGR Colour Code Guide ⓘ
|9 Years||5 Years||3 Years||1 Years|
|Net Interest Income||67.4%||35.8%||255.1%||197.8%|
Key Financial Ratios
|RATIOS \ YEARS||Mar'13||Mar'14||Mar'15||Mar'16||Mar'17||Mar'18||Mar'19||Mar'20||Mar'21||Mar'22||TTM|
|Asset Quality Ratio||To view Asset Quality Ratio Colour Rating Guide click here ⓘ|
|Net NPA to Net Advances (%)||0||0||0||0||0||0||0||0||0||0||-|
|Capitalization Ratio||To view Capitalization Ratio Colour Rating Guide click here ⓘ|
|Capital Adequacy Ratio (%)||0||0||0||0||0||0||0||0||0||0||-|
|Net Profit Margin (%)||48.9||34.5||-25.7||3.2||31.7||61||-174.8||-565.7||74.2||79.7||55.5|
|Performance Ratios||To view Performance Ratios Colour Rating Guide click here ⓘ|
|Return on Equity (%)||0.8||2.4||-2.6||0.2||10.5||10.5||-5.4||-17.7||34.9||64.4||17.2|
Total Income has increased 255.07 CAGR in last 3 years
Return on Equity has declined versus last 3 years average to 16.50%
Net Profit has declined 0.00 CAGR in last 3 years
Total income growth is poor in last 4 quarters
|TTM EPS (₹)||5.4||-|
|TTM Sales (₹ Cr.)||6.4||-|
|BVPS (₹.) ⓘ||32||-|
|Reserves (₹ Cr.) ⓘ||14||-|
|From the Market|
|52 Week Low / High (₹)||21.00 / 40.40|
|All Time Low / High (₹)||1.35 / 40.40|
|Market Cap (₹ Cr.)||13.7|
|Equity (₹ Cr.)||6.5|
|Face Value (₹)||10|
|Industry PE ⓘ||25.1|
Prism Finance was incorporated under the Companies Act, 1956 on April 28, 1994 as Prism Finance Limited vide Certificate of Incorporation issued by the Registrar of Companies, Gujarat. The company obtained the Certificate of Commencement of Business on May 2, 1994 from the Registrar of Companies, Gujarat. The Company is a Non-Banking Financial Company registered with Reserve Bank of India as Non Deposit taking Company.
Business area of the company
The company is engaged in the business of financial services by way of assisting in providing finance by way of loans, advances, Bill discounting, Lease, Higher Purchase and any other form of finance and also to make investment in Shares & Securities, trading as well as dealing in Shares & Securities.