Prism Finance Ltd Stock Analysis

BSE: 531735 | NSE: | Finance - NBFC | Small Cap

BSE Share Price 31-Jan-2023 18:03
21.00 0.00 (0.00%)

DeciZen - Make an Informed Decision on Prism Finance

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Prism Finance Price Chart

P/E Ratio ( SA) :
3.87
Market Cap :
13.7 Cr.
52-wk low :
21
52-wk high :
40.4
Bole Toh?

1. Is Prism Finance Ltd a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Prism Finance Ltd is a below average quality company.

2. Is Prism Finance Ltd undervalued or overvalued?

The key valuation ratios of Prism Finance Ltd's currently when compared to its past seem to suggest it is in the Undervalued zone.

3. Is Prism Finance Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Prism Finance Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of Prism Finance:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Prism Finance Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'13Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22TTM
Operating Income (₹ Cr.)0.10.60.90.62.91.70.30.34.513.46
YoY Gr. Rt. %-353.9%44.1%-28.2%377.1%-41.9%-82.3%-10%1570.4%197.8%-
Adj EPS (₹ ) 0.10.3-0.301.41.6-0.8-2.45.216.55.4
YoY Gr. Rt. %-210%-209.7%NA4633.3%11.3%-151.3%NANA219.8%-
BVPS (₹ )12.813.112.812.814.215.814.612.217.433.832
YoY Gr. Rt. %-2.4%-2.5%0.2%11%11.2%-8%-16.3%42.2%94.9%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)0.41.4-1.80.29.19.2-4.4-13.127.9580

CAGR

CAGR Colour Code Guide
9 Years 5 Years 3 Years 1 Years
Net Interest Income67.4%35.8%255.1%197.8%
Adj EPS76.3%63.3%NA219.8%
BVPS11.4%18.9%32.4%94.9%
Share Price - 1.1% 1.9% -32.7%

Key Financial Ratios

RATIOS \ YEARSMar'13Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)48.934.5-25.73.231.761-174.8-565.774.279.755.5
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)0.82.4-2.60.210.510.5-5.4-17.734.964.417.2

Recent Performance Summary

Total Income has increased 255.07 CAGR in last 3 years

Return on Equity has declined versus last 3 years average to 16.50%

Net Profit has declined 0.00 CAGR in last 3 years

Total income growth is poor in last 4 quarters

Latest Financials - Prism Finance Ltd.

Standalone Consolidated
TTM EPS (₹) 5.4 -
TTM Sales (₹ Cr.) 6.4 -
BVPS (₹.) 32 -
Reserves (₹ Cr.) 14 -
P/BV 0.66 -
PE 3.87 -
From the Market
52 Week Low / High (₹) 21.00 / 40.40
All Time Low / High (₹) 1.35 / 40.40
Market Cap (₹ Cr.) 13.7
Equity (₹ Cr.) 6.5
Face Value (₹) 10
Industry PE 25.1

Management X-Ray of Prism Finance :

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Event Update

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Analyst's Notes

Key Ratios of Prism Finance

Adj EPS (Rs.)
Total Income (Cr.)
ROE (%)
BVPS (Rs.)

News

Prism Finance Ltd FAQs

Company share prices are keep on changing according to the market conditions. The closing price of Prism Finance on 31-Jan-2023 18:03 is : 21.00.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 31-Jan-2023 18:03 the market cap of Prism Finance stood at ₹ 13.65.
The latest PE ratio of Prism Finance as of 31-Jan-2023 18:03 is 3.87.
The latest PB ratio of Prism Finance as of 31-Jan-2023 18:03 is 0.66
The 52-week high of Prism Finance is ₹ 40.40 and the 52-week low is ₹ 21.00.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue / sales of Prism Finance is ₹ 6.35 ( Cr.) .

About Prism Finance Ltd

Prism Finance was incorporated under the Companies Act, 1956 on April 28, 1994 as Prism Finance Limited vide Certificate of Incorporation issued by the Registrar of Companies, Gujarat. The company obtained the Certificate of Commencement of Business on May 2, 1994 from the Registrar of Companies, Gujarat. The Company is a Non-Banking Financial Company registered with Reserve Bank of India as Non Deposit taking Company.

Business area of the company

The company is engaged in the business of financial services by way of assisting in providing finance by way of loans, advances, Bill discounting, Lease, Higher Purchase and any other form of finance and also to make investment in Shares & Securities, trading as well as dealing in Shares & Securities.

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