Sainik Finance & Industries Ltd - Stock Valuation and Financial Performance

BSE: 530265 | NSE: | Finance - NBFC | Small Cap

Sainik Finance & Ind Share Price

37.69 -1.17 -3.01%
as on 28-Mar'24 16:00

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Sainik Finance & Industries stock performance -

mw4me loader
P/E Ratio (SA):
13.19
Market Cap:
42.3 Cr.
52-wk low:
20.6
52-wk high:
59

Is Sainik Finance & Industries Ltd an attractive stock to invest in?

1. Is Sainik Finance & Industries Ltd a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Sainik Finance & Industries Ltd is a below average quality company.

2. Is Sainik Finance & Industries Ltd undervalued or overvalued?

The key valuation ratios of Sainik Finance & Industries Ltd's currently when compared to its past seem to suggest it is in the Somewhat overvalued zone.

3. Is Sainik Finance & Industries Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Sainik Finance & Industries Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of Sainik Finance & Ind:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Sainik Finance & Industries Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23TTM
Operating Income (₹ Cr.)6.19.49.21025.629.63420.815.61816
YoY Gr. Rt. %-55%-2.7%8.6%156.9%15.4%14.9%-38.9%-24.9%15.4%-
Adj EPS (₹ ) 0.21.81.41.14.64.73.7-0.9-7.5-0.13
YoY Gr. Rt. %-1025%-23.3%-17.4%299.1%2.2%-19.8%-123.6%NANA-
BVPS (₹ )23.625.627.629.534.136.940.639.732.732.533.9
YoY Gr. Rt. %-8.5%7.7%7%15.4%8.5%9.9%-2.1%-17.8%-0.4%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)0.43.22.212.421.6-0.4-3.3-00

CAGR

CAGR Colour Code Guide

9 Years 5 Years 3 Years 1 Years
Net Interest Income12.8%-6.8%-19.1%15.4%
Adj EPS-192.6%-144.6%-127.8%NA
BVPS3.6%-0.9%-7.1%-0.4%
Share Price 16.8% 18.9% 25.8% 58.8%

Key Financial Ratios

RATIOS \ YEARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)2.820.816.312.519.317.111.9-4.6-52-0.520.2
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)0.77.35.2414.313.19.6-2.2-20.6-0.38.7

Recent Performance Summary

Return on Equity has increased versus last 3 years average to 8.90%

Total Income has declined -11.57 CAGR in last 3 years

Net Profit has declined -127.78 CAGR in last 3 years

Total income growth is poor in last 4 quarters

Latest Financials - Sainik Finance & Industries Ltd.

Standalone Consolidated
TTM EPS (₹) 3 -
TTM Sales (₹ Cr.) 15.9 -
BVPS (₹.) 33.9 -
Reserves (₹ Cr.) 26 -
P/BV 1.15 -
PE 13.19 -
From the Market
52 Week Low / High (₹) 20.60 / 59.00
All Time Low / High (₹) 1.50 / 59.00
Market Cap (₹ Cr.) 42.3
Equity (₹ Cr.) 10.9
Face Value (₹) 10
Industry PE 30.6

Management X-Ray of Sainik Finance & Ind:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Event Update

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Analyst's Notes

Key Ratios of Sainik Finance & Ind

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23
Income6.229.509.359.9925.7629.8734.0924.8315.8026.07
Interest Income6.099.449.199.9825.6429.6034.0220.7915.6218.02
Other Income 0.140.060.160.010.110.270.074.040.188.04
Expenditure 5.676.296.667.3119.142327.8226.3925.0223.73
Interest Expense 2.205.184.865.0618.2221.0624.6716.9017.6714.96
Operating Expenses 1.080.650.980.950.880.921.041.021.081.43
Provisions 2.390.470.821.300.041.032.118.486.277.34
Exceptional Items 000-0.05000000
Profit Before Tax 0.553.212.692.636.626.866.27-1.57-9.222.34
Taxes 0.381.251.191.391.671.812.21-0.61-1.092.43
Profit After Tax 0.171.961.501.244.955.064.06-0.96-8.13-0.09
Adjusted EPS (₹)0.21.81.41.14.64.73.7-0.9-7.5-0.1
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%0%0%

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23

Equity and Liabilities

Equity Capital25.6627.843032.1037.0540.1944.1843.2435.5635.41
Share Capital 10.8810.8810.8810.8810.8810.8810.8810.8810.8810.88
Reserves 14.7816.9619.1221.2226.1729.3133.3032.3624.6824.53
Minority Interest0000000000
Long Term Borrowings0.932.392.771.841.56-1.15-0.95-2.39-3.42-0.88
Current Liabilities 20.4045.8929.67157.23188.51230.26211.86190.56225.42116.15
Trade Payables0.070.074.420.100.060.050.050.0300
Short term borrowings15.8339.6123.42150.60180.55209.47178.19162.41208.7597.10
Other Liabilities-15.90-39.68-27.85-150.70-180.62-209.52-178.24-162.44-208.75-97.10
Total Liabilities 4776.1262.43191.17227.12269.30255.09231.41257.55150.68

Assets

Non Current Asset 3.553.903.381.891.812.382.492.104.073.37
Loan Asset 0000000000
Other Non Current Asset 3.553.903.381.891.812.382.492.104.073.37
Current Asset 43.4672.2259.05189.29225.31266.92252.60229.31253.48147.31
Current Investment0000000000.01
Other Current Asset43.4672.2259.05189.29225.31266.92252.59229.31253.48147.30
Total Assets 4776.1262.43191.17227.12269.30255.09231.41257.55150.68

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23
Cash Flow From Operating Activity -1.13-24.1015.98-127.18-30.44-28.4030.6811.76-46.38113.49
Cash Flow From Investing Activity 1.360.390.060.26-0.26-0.300.304.0500
Cash Flow From Financing Activity -0.5123.78-16.18127.1729.9628.92-31.28-15.7946.34-111.66
Net Cash Flow -0.270.07-0.140.26-0.750.21-0.290.03-0.041.83
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23

Operational & Financial Ratios

EPS (₹)0211554-1-70
DPS (₹)0000000000
BVPS (₹)24262830343741403333

Performance Ratios

ROA (%)0.43.22.21.02.42.01.6-0.4-3.30.0
ROE (%)0.77.35.24.014.313.19.6-2.2-20.6-0.3
ROCE (%)6.715.412.56.512.412.013.17.23.89.2

Valuation Parameters

Price/Book(x)0.30.41.11.01.00.40.60.50.80.7

Sainik Finance & Industries Ltd Stock News

Sainik Finance & Industries Ltd FAQs

Company share prices are keep on changing according to the market conditions. The closing price of Sainik Finance & Ind on 28-Mar-2024 16:00 is ₹37.69.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 28-Mar-2024 16:00 the market cap of Sainik Finance & Ind stood at ₹42.28.
The latest P/E ratio of Sainik Finance & Ind as of 28-Mar-2024 16:00 is 13.19.
The latest P/B ratio of Sainik Finance & Ind as of 28-Mar-2024 16:00 is 1.15.
The 52-week high of Sainik Finance & Ind is ₹59.00 and the 52-week low is ₹20.60.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Sainik Finance & Ind is ₹15.88 ( Cr.) .

About Sainik Finance & Industries Ltd

Sainik Finance & Industries was incorporated in the year 1991. The registered office of the company is located at Punjabi Bagh, New Delhi.

The company operates a 200-tonne-per-day mini cement plant based on the vertical shaft kiln (VSK) technology in the Rewari district of Haryana.

Business area of the company:-

The company operates through its two divisions of Portland cement and finance.

The finance division has created a niche for itself in financing loaders, tippers, and other heavy earth-moving equipment in various states across India. It provides loan syndication facilities besides direct funding to maintain its lead and has an excellent track record in collections and recovery. The company in the financial year 2007 received a certificate of registration from the Department of Non Banking Supervision, Reserve Bank of India, New Delhi

Further, the company has sold 35010.350 MT of Portland cement during the year 2009. However due to the stiff competition in the market, the sales realization per bag remained low during the year 2009.

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