Is SG Finserve Ltd (SGFIN) a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that SG Finserve Ltd is a below average quality company .

Is SG Finserve Ltd (SGFIN) undervalued or overvalued?

The key valuation ratios of SG Finserve Ltd's currently when compared to its past seem to suggest it is in the Fair zone .

What is SG Finserve Ltd (SGFIN) share price return in the past 10 years?

SG Finserve Ltd share price has appreciated 45.9% annually (CAGR) over the past ten years.

Is SG Finserve Ltd (SGFIN) a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Strong which suggest that the price of SG Finserve Ltd is likely to Rise in the short term. However, please check the rating on Quality and Valuation before investing

What is the share price of SG Finserve Ltd (SGFIN)?

Company share prices are keep on changing according to the market conditions. The current trading price of SG Finserve Ltd (SGFIN) on 30-Apr-2026 16:59:59 at 16:59 is 566.85.

What is the market cap of SG Finserve Ltd (SGFIN)?

Market capitalization is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 30-Apr-2026 at 16:59, the market cap of SG Finserve stood at Rs. 3735.26 Cr.

What is the P/E ratio of SG Finserve?

The latest standalone P/E ratio of SG Finserve as of 30-Apr-2026 is 29.26.

What is the P/B ratio of SG Finserve Ltd (SGFIN)?

The latest standalone P/B ratio of SG Finserve Ltd (SGFIN) as of 30-Apr-2026 is 2.51.

What is the 52-week high and low of SG Finserve Ltd (SGFIN)?

The 52-week high of SG Finserve Ltd (SGFIN) is Rs. 580.00 and the 52-week low is Rs. 323.20.

What is the TTM revenue of SG Finserve Ltd (SGFIN)?

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of SG Finserve is Rs. 333.41 (Cr.).

SG Finserve Ltd (SGFIN) Share Analysis – Quality, Valuation Zone & Price Trend & DeciZen Rating

Name: SG Finserve Ltd (SGFIN)
Brand: SG Finserve

10 Year X-Ray :

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25	TTM
Operating Income (₹ Cr.)	3.6	0.4	1	0	0.1	1.7	0.3	41.5	190	171	333
YoY Gr. Rt. %	-	-87.6%	118.2%	-97.9%	150%	3320%	-81.3%	12853.1%	357.7%	-9.9%	-
Adj EPS (₹ )	0.2	0.5	1.2	-0.7	-2	3.2	1.6	4.5	14.3	14.5	19.4
YoY Gr. Rt. %	-	155.6%	154.4%	-158.1%	NA	NA	-50.2%	184.1%	220.4%	1.4%	-
BVPS (₹ )	14	14.5	15.7	15	13	16.2	17.7	125.4	145.2	160.8	225.9
YoY Gr. Rt. %	-	3.3%	8.1%	-4.3%	-13.3%	24.2%	9.7%	608%	15.8%	10.7%	-
To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ
Net Profit/Total Funds (%)	1.3	3.2	7.4	-4.1	-12.7	20	9.1	3.4	5.5	3.9	0

CAGR ⓘ

CAGR Colour Code Guide ⓘ


	9 Years	5 Years	3 Years	1 Years
Net Interest Income	53.8%	409.1%	711.6%	-9.9%
Adj EPS	62.8%	NA	109.8%	1.4%
BVPS	31.1%	65.4%	108.6%	10.7%
Share Price	45.9%	200.9%	2.5%	42.6%

Key Financial Ratios


RATIOS \ YEARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25	TTM
Asset Quality Ratio	To view Asset Quality Ratio Colour Rating Guide click here ⓘ
Net NPA to Net Advances (%)	0	0	0	0	0	0	0	0	0	0	-
Capitalization Ratio	To view Capitalization Ratio Colour Rating Guide click here ⓘ
Capital Adequacy Ratio (%)	0	0	0	0	0	0	0	0	0	0	-
Margins
Net Profit Margin (%)	2.6	52	61.3	-1721.8	-2180.3	92.1	248.4	44.4	41.4	47.4	38.3
Performance Ratios	To view Performance Ratios Colour Rating Guide click here ⓘ
Return on Equity (%)	1.3	3.2	7.8	-4.5	-14.2	21.6	9.3	7	11.9	9.5	8.6

Recent Performance Summary

Return on Equity has increased versus last 3 years average to 10.00%

Total Income has increased 711.55 CAGR in last 3 years

Net Profit has increased 109.76 CAGR in last 3 years

Total income growth is good in last 4 quarters

No data to display

	Standalone	Consolidated
TTM EPS (₹)	19.4	-
TTM Sales (₹ Cr.)	333	-
BVPS (₹) ⓘ	225.9	-
Reserves (₹ Cr.) ⓘ	1,423	-
P/BV ⓘ	2.51	-
PE ⓘ	29.26	-

From the Market
52 Week Low / High (₹)	323.20 / 580.00
All Time Low / High (₹)	2.11 / 748.00
Market Cap (₹ Cr.)	3,735
Equity (₹ Cr.)	65.9
Face Value (₹)	10
Industry PE ⓘ	27.6

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Income +	4	1	1	0	0	2	2	42	190	171
Interest Income	4	0	1	0	0	2	0	41	190	171
Other Income ⓘ	0	0	0	0	1	0	0	5	3	9
Exceptional Items ⓘ	0	0	0	0	0	1	2	1	0	0
Expenditure ⓘ +	4	1	1	1	1	1	1	17	85	61
Interest Expense ⓘ	0	0	0	0	0	0	0	8	64	32
Operating Expenses ⓘ	4	0	1	1	0	1	1	4	17	20
Provisions	0	0	0	0	1	0	0	5	3	9
Exceptional Items ⓘ	0	0	0	0	0	0	0	0	0	0
Profit Before Tax ⓘ	0	0	1	-0	-1	2	1	25	105	110
Taxes ⓘ	0	0	0	-0	0	0	0	7	26	29
Profit After Tax	0	0	1	-0	-1	2	1	18	79	81
Adjusted EPS (₹)	0.2	0.5	1.2	-0.7	-2.0	3.2	1.6	4.5	14.3	14.5
Dividend Payout Ratio (%)	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Equity and Liabilities
Equity Capital +	7	7	8	8	7	8	9	518	802	902
Share Capital ⓘ	5	5	5	5	5	5	5	41	55	56
Reserves ⓘ	2	2	3	2	2	3	4	477	747	846
Short term borrowings	0	0	0	1	1	0	0	493	957	1,335
Long Term Borrowings	0	0	0	-0	-0	0	0	2	5	58
Current Liabilities	0	0	1	1	1	0	0	503	966	1,342
Trade Payables	0	0	0	0	0	0	0	0	0	0
Other Liabilities	-0	0	0	-1	-1	-0	-0	-438	-952	-1,222
Total Liabilities ⓘ	7	7	8	8	8	8	9	1,078	1,778	2,414
Assets
Non Current Asset +	5	5	6	5	5	4	2	1	1,681	2,253
Loan Asset	0	0	0	0	0	0	0	0	1,673	2,246
Other Non Current Asset ⓘ	5	5	6	5	5	4	2	1	8	7
Current Asset +	2	2	3	3	2	5	7	1,077	97	161
Current Investment	0	0	0	0	0	0	2	0	0	80
Other Current Asset	2	2	3	3	2	5	5	1,077	97	81
Total Assets ⓘ	7	7	8	8	8	8	9	1,078	1,778	2,414

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Cash Flow From Operating Activity ⓘ	-1	-0	-0	-1	-1	0	0	-941	-629	-489
Cash Flow From Investing Activity ⓘ	-1	0	-0	1	1	1	-0	2	-4	-58
Cash Flow From Financing Activity ⓘ	-0	-0	-0	0	0	-1	-0	1,030	616	554
Net Cash Flow ⓘ	-2	-0	-0	-0	-0	0	0	91	-18	7

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Operational & Financial Ratios
EPS (₹)	0.20	0.50	1.20	-0.70	-2	3.20	1.60	4.50	14.30	14.50
DPS (₹)	0	0	0	0	0	0	0	0	0	0
BVPS (₹)	14	14.5	15.7	15	13	16.2	17.7	125.4	145.2	160.8
Performance Ratios
ROA (%)	1.3	3.2	7.4	-4.1	-12.7	20.0	9.1	3.4	5.5	3.9
ROE (%)	1.3	3.2	7.8	-4.5	-14.2	21.6	9.3	7.0	11.9	9.5
ROCE (%)	2.2	4.3	11.4	-5.5	-11.3	21.5	13.2	6.2	12.0	6.8
Valuation Parameters
Price/Book(x)	1.0	0.0	0.0	0.2	0.2	0.0	2.2	3.8	2.8	2.5

About SG Finserve Ltd

SG Finserve (formerly known as Moongipa Securities) established in 1994 and was a SEBI registered Broker which ceased to be as such in the year 2008. Thereafter, the company started carrying out the operation of trading into the equity shares of the listed companies with its own funds. Then, in the year 2018, the company applied for the registration as Non-Banking Financial Institution with the Reserve Bank of India and has obtained the certificate on May 16, 2018.

The equity shares of the Company are currently listed on BSE. It is to be noted that before listing at BSE, the shares were also listed on Delhi Stock Exchange, Jaipur Stock Exchange and Ahmadabad stock Exchange

Business area of the company

The company is engaged in the business of investing activities, investment research, investment banking and wealth management.

Name of the IA registered with SEBI:	The Alchemists Ark Pvt. Ltd.
Logo:
Trade/Brand Name of IA:	MoneyWorks4Me Investment Advisers
Brand Logo:
SEBI Registration Number:	INA000013323 Validity – May 16, 2019 – Perpetual
Registration:	Non-Individual
BSE Enlistment No:	1187
Address:	B-101, Signet Corner Building, Balewadi Phata, Baner, Pune, Maharashtra 411045
Compliance officer Details:	Name: Shrikant Jagtap Email: shrikant.jagtap@moneyworks4me.com Telephone: +919860359463 Address: Same as IA
Grievance Officer Details:	Name: Mukta Vaze Email: mukta.vaze@moneyworks4me.com Telephone: +91 98609 19463 Address: Same as IA
Principal Officer Details:	Name: Atharva Bhide Email: atharva.bhide@moneyworks4me.com Telephone: +91 91758 99463 Address: Same as IA
Standard Warning:	Investment in securities market are subject to market risks. Read all the related documents carefully before investing.
Disclaimer:	Registration granted by SEBI, enlistment with exchange and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

SG Finserve Ltd (SGFIN) Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating

SG Finserve Share Price