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SPS Finquest Ltd (538402)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 538402 NSE: Finance - NBFC | Small Cap | SPS Finquest Share Price

₹178.75 0.00 (0.00%)

As on 20-Dec'24 16:59

SPS Finquest Ltd (538402)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 538402 NSE: Finance - NBFC | Small Cap | SPS Finquest Share Price

₹178.75 0.00 (0.00%)

As on 20-Dec'24 16:59

Key Metrics
Valuation Multiples
Market Cap
₹181 Cr.
Current Price
₹178.8
52-Week Low / High
₹179 / 179
TTM EPS
₹0.3
Book Value per Share
₹62.1
P/E Ratio
604.05
Higher than its 5-year historical median
Industry PE
26.2
Price to Book (P/B)
2.88
Higher than its 5-year historical median
EV/EBITDA
174.25
Higher than its 5-year historical median
Dividend Yield
0.00%
Profitability Efficiency
Return on Equity (ROE)
4.88%
Return on Capital Employed (ROCE)
6.78%
Return on Assets (ROA)
4.50%
Growth Momentum
1-yr vs 3-yr growth
Net Interest Income Growth (1 Year)
Improving versus 3-year growth rate
8.9%
Book Value Growth (1 Year)
Improving versus 3-year growth rate
5.06%
Asset Quality
Gross NPA(%)
0.00%
Net NPA(%)
0.00%
TTM Sales
₹8.7 Cr.
Reserves
₹53 Cr.
Equity
₹10.1 Cr.
Face Value
₹10
All Time Low / High
₹31.56 / 209.80

SPS Finquest stock performance

Key Ratios
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10 Year X-Ray :

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
SPS Finquest Ltd has performed well in some of the past ten years indicating its past ten year financial track record is somewhat good
Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
Operating Income (₹ Cr.)2.93.53.13.94.716.227.48.98.38.39
YoY Gr. Rt. %-21.2%-13.2%26.9%20.8%245.3%69.4%-67.6%-6.6%0.1%-
Adj EPS (₹ ) 1.94.7-0.1-6.9-14.27.521.41.43.330.3
YoY Gr. Rt. %-148.7%-101.5%NANANA185.2%-93.7%141.5%-8.9%-
BVPS (₹ )29.334344025.933.454.856.259.462.562.1
YoY Gr. Rt. %-16%-0.2%17.9%-35.3%29%64.2%2.5%5.8%5.1%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ
Net Profit/Total Funds (%)5.311.1-0.1-11.6-21.311.328.41.64.34.50

CAGR ⓘ

9 Years 5 Years 3 Years 1 Years
Net Interest Income12.4%12.1%-32.8%0.1%
Adj EPS5.2%NA-48.2%-8.9%
BVPS8.8%19.3%4.4%5.1%
Share Price 15% 17.3% 16.3% -

Key Financial Ratios

RATIOS \ YEARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here ⓘ
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here ⓘ
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)66.1135.4-2.3-180.9-306.147.179.315.439.936.33.5
Performance Ratios To view Performance Ratios Colour Rating Guide click here ⓘ
Return on Equity (%)6.714.8-0.2-18.7-42.925.348.52.45.64.90.5

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25
Income + 2.937.315.633.949.6923.3127.489.0511.5215.62
Interest Income2.903.523.063.884.6816.1827.408.888.298.30
Other Income ⓘ 0.190.015.627.6719.534.890.180.937.319.34
Exceptional Items ⓘ 0.033.792.570.065.017.140.080.173.237.32
Expenditure ⓘ + 0.500.726.5010.2024.3314.913.675.629.9711.25
Interest Expense ⓘ 00.380.411.823.758.821.713.020.770.11
Operating Expenses ⓘ 0.310.330.470.721.041.191.791.681.891.81
Provisions 0.190.015.627.6719.534.890.180.937.319.34
Exceptional Items ⓘ 0000000000
Profit Before Tax ⓘ 2.436.58-0.88-6.26-14.638.4123.813.421.554.37
Taxes ⓘ 0.511.82-0.810.75-0.290.802.092.06-1.761.35
Profit After Tax 1.924.77-0.07-7.01-14.347.6121.711.363.313.02
Adjusted EPS (₹)1.94.7-0.1-6.9-14.27.521.41.43.33.0
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%0%0%

Valuation of SPS Finquest - Standalone

YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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Analyst's Notes

data not found
No data found!

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25

Equity and Liabilities

Equity Capital +29.8434.6034.5340.5926.2533.8655.5956.9560.2663.31
Share Capital ⓘ 4.614.614.614.514.514.5110.1410.1410.1410.14
Reserves ⓘ 25.2329.9929.9236.0821.7429.3545.4546.8250.1253.17
Short term borrowings0075.0942.7127.7429.7125.108.510
Long Term Borrowings-0.04-0.052.380.57-1.01-0.241.983.520.311.45
Current Liabilities 11.539.9218.8724.5143.6231.8029.7225.898.570.18
Trade Payables0.020.020.030.020.010.040.010.040.060.03
Other Liabilities-0.02-0.02-7.03-5.11-42.72-27.77-29.72-25.14-8.57-0.03
Total Liabilities ⓘ 41.3344.4755.7865.6768.8565.4287.2986.3669.1464.94

Assets

Non Current Asset +3.7813.4839.4026.5743.2918.2035.9823.354.1056.50
Loan Asset 00000000051.73
Other Non Current Asset ⓘ 3.7813.4839.4026.5743.2918.2035.9823.354.104.77
Current Asset +37.5530.9916.3739.1025.5647.2151.3163.0165.048.44
Current Investment2.892.075.684.470.052.67036.013.524.43
Other Current Asset34.6628.9210.6934.6225.5144.5551.3126.9961.524.01
Total Assets ⓘ 41.3344.4755.7865.6768.8565.4287.2986.3669.1464.94

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25
Cash Flow From Operating Activity ⓘ -4.925.25-1.2810.07-12-0.636.9516.89-34.2712.33
Cash Flow From Investing Activity ⓘ -2.88-5.03-8.75-3.37-21.4024.246.11-19.9648.97-2.73
Cash Flow From Financing Activity ⓘ 3.040.089.90-7.0333.87-23.880.26-7.62-17.36-8.61
Net Cash Flow ⓘ -4.760.29-0.13-0.330.47-0.2713.32-10.69-2.660.99

Financial Ratio

PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25

Operational & Financial Ratios
EPS (₹)4.3010.60-0.20-15.60-31.8016.9021.401.403.303
DPS (₹)0000000000
BVPS (₹)6676.676.490.158.375.254.856.259.462.5

Performance Ratios

ROA (%)5.311.1-0.1-11.6-21.311.328.41.64.34.5
ROE (%)6.714.8-0.2-18.7-42.925.348.52.45.64.9
ROCE (%)8.421.6-1.2-9.8-19.026.434.77.73.16.8

Valuation Parameters

Price/Book(x)1.51.62.31.61.71.32.31.41.10.0

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

SPS Finquest Ltd FAQs

The current trading price of SPS Finquest on 20-Dec-2024 16:59 is ₹178.8.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 19-Dec-2024 the market cap of SPS Finquest stood at ₹181.2 Cr

The latest P/E ratio of SPS Finquest as of 19-Dec-2024 is 604.0.

The latest P/B ratio of SPS Finquest as of 19-Dec-2024 is 2.88.

The 52-week high of SPS Finquest is ₹178.8 and the 52-week low is ₹178.8.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of SPS Finquest is ₹8.65 ( Cr.) .

Past 10 year's financial track record analysis by Moneyworks4me indicates that SPS Finquest Ltd is a average quality company.

The key valuation ratios of SPS Finquest Ltd's currently when compared to its past seem to suggest it is in the Overvalued zone.

No data found

About SPS Finquest Ltd

SPS Finquest was originally incorporated in Mumbai as ‘Ceenik Holding Pvt. Ltd’ on March 12, 1996 under the provisions of the companies Act, 1956. The name of the company was further changed to SPS Finquest Pvt. Ltd and a fresh certificate of incorporation reflecting the new name was issued by the Registrar of Companies, Mumbai on July 16, 2010. The company was converted into a public limited company and consequently, the name of the company was changed to SPS Finquest Limited and a fresh certificate of incorporation reflecting the new name was issued by the Registrar of Companies, Mumbai on April 5, 2013.

SPS Finquest is a NBFC registered with RBI to carry on NBFC Activities under Section 451A of the Reserve Bank of India Act, 1934 bearing Registration no.B-13.00084 dated February 26 1998.

Business area of the company

The company operates as a Non Deposit taking Non-Banking Finance Company (NBFC-ND) engaged primarily in the business of advancing loans for investing/trading in securities. The company provides its shareholders with the opportunity to participate in the field of financing against equities and other financial instruments that provides a decent return on the capital deployed. The company is the NBFC arm promoted by the Pramod Shah Family in order to carry out their financing and investment activities and in order to bring in the benefits of synergies from their brokerage and other businesses.

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