Sri Amarnath Finance Ltd - Stock Valuation and Financial Performance

BSE: 538863 | NSE: | Finance - NBFC | Small Cap

Sri Amarnath Finance Share Price

7.77 0.00 0.00%
as on 06-Mar'23 18:02

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Sri Amarnath Finance stock performance -

mw4me loader
P/E Ratio (SA):
2.99
Market Cap:
7.8 Cr.
52-wk low:
7.8
52-wk high:
7.8

Is Sri Amarnath Finance Ltd an attractive stock to invest in?

1. Is Sri Amarnath Finance Ltd a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Sri Amarnath Finance Ltd is a below average quality company.

2. Is Sri Amarnath Finance Ltd undervalued or overvalued?

The key valuation ratios of Sri Amarnath Finance Ltd's currently when compared to its past seem to suggest it is in the Undervalued zone.

3. Is Sri Amarnath Finance Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Sri Amarnath Finance Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of Sri Amarnath Finance:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Sri Amarnath Finance Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23TTM
Operating Income (₹ Cr.)24.23.13.94.14.54.54.84.94.54.95
YoY Gr. Rt. %--87%23%5.7%10.1%-0.5%7.6%1.3%-6.8%7.7%-
Adj EPS (₹ ) 10.40.20.80.82.82.62.72.32.62.6
YoY Gr. Rt. %--64.1%-48.7%300%9.2%238.6%-6.8%3.1%-14.4%12.6%-
BVPS (₹ )55.255.555.756.557.360.162.865.567.870.469.7
YoY Gr. Rt. %-0.7%0.3%1.4%1.5%4.9%4.4%4.3%3.5%3.8%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)1.90.70.31.41.44.84.24.23.53.70

CAGR

CAGR Colour Code Guide

9 Years 5 Years 3 Years 1 Years
Net Interest Income-16.3%1.7%0.6%7.7%
Adj EPS10.8%25.7%-0.3%12.6%
BVPS2.7%4.2%3.9%3.8%
Share Price - 2% 3.3% -

Key Financial Ratios

RATIOS \ YEARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)4.311.9518.818.462.954.455.450.953.153.2
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)1.90.70.41.41.54.84.34.23.53.83.7

Recent Performance Summary

Total Income has increased 0.55 CAGR in last 3 years

Total income growth is good in last 4 quarters

Return on Equity has declined versus last 3 years average to 3.70%

Net Profit has declined -0.26 CAGR in last 3 years

Latest Financials - Sri Amarnath Finance Ltd.

Standalone Consolidated
TTM EPS (₹) 2.6 -
TTM Sales (₹ Cr.) 4.9 -
BVPS (₹.) 69.7 -
Reserves (₹ Cr.) 60 -
P/BV 0.11 -
PE 2.99 -
From the Market
52 Week Low / High (₹) 7.77 / 7.77
All Time Low / High (₹) 7.05 / 7.77
Market Cap (₹ Cr.) 7.8
Equity (₹ Cr.) 10
Face Value (₹) 10
Industry PE 32.5

Management X-Ray of Sri Amarnath Finance:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Event Update

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Analyst's Notes

Key Ratios of Sri Amarnath Finance

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23
Income25.113.383.894.104.484.764.824.984.584.84
Interest Income24.153.133.854.074.484.464.804.864.534.88
Other Income 0.950.250.040.030.010.300.010.110.04-0.04
Expenditure 24.012.963.622.953.310.851.271.281.461.52
Interest Expense 0000000000
Operating Expenses 230.250.280.890.980.701.241.271.451.39
Provisions 1.012.713.342.062.330.150.030.020.010.14
Exceptional Items 0000000000
Profit Before Tax 1.090.420.271.151.183.913.543.703.123.32
Taxes 0.060.040.080.380.351.110.9310.810.73
Profit After Tax 1.030.370.190.760.822.802.612.692.312.59
Adjusted EPS (₹)1.00.40.20.80.82.82.62.72.32.6
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%0%0%

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23

Equity and Liabilities

Equity Capital55.0755.4355.6256.3857.2160.0162.6265.3267.6370.22
Share Capital 9.989.989.989.989.989.989.989.989.989.98
Reserves 45.0945.4545.6446.4047.2350.0352.6455.3457.6560.24
Minority Interest0000000000
Long Term Borrowings0.290.090.120.160.170.270.240.200.140.29
Current Liabilities 0.070.060.010.090.060.190.480.100.090.10
Trade Payables0000000000
Short term borrowings0000000000
Other Liabilities0000000000
Total Liabilities 55.4355.5855.7556.6457.4460.4763.3465.6267.8670.61

Assets

Non Current Asset 55.2654.9941.7539.3449.751.440.981.340.920.63
Loan Asset 0000000000
Other Non Current Asset 55.2654.9941.7539.3449.751.440.981.340.920.63
Current Asset 0.170.591417.297.6959.0362.3664.2866.9469.98
Current Investment0000000000
Other Current Asset0.170.591417.297.6959.0362.3664.2866.9469.98
Total Assets 55.4355.5855.7556.6457.4460.4763.3465.6267.8670.61

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23
Cash Flow From Operating Activity -0.492.524.671.50-8.266.68-2.387.1213.11-8.87
Cash Flow From Investing Activity 15.7223.708.28-0.57-0.94-0.730-0.6900
Cash Flow From Financing Activity -15.25-26.0100000000
Net Cash Flow -0.020.2112.960.92-9.195.94-2.386.4313.11-8.87
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23

Operational & Financial Ratios

EPS (₹)1001133323
DPS (₹)0000000000
BVPS (₹)55565657576063656870

Performance Ratios

ROA (%)1.90.70.31.41.44.84.24.23.53.7
ROE (%)1.90.70.41.41.54.84.34.23.53.8
ROCE (%)2.00.80.52.12.16.75.85.84.74.8

Valuation Parameters

Price/Book(x)0.00.00.00.00.00.00.00.00.00.1

Sri Amarnath Finance Ltd Stock News

Sri Amarnath Finance Ltd FAQs

Company share prices are keep on changing according to the market conditions. The closing price of Sri Amarnath Finance on 06-Mar-2023 18:02 is ₹7.77.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 06-Mar-2023 18:02 the market cap of Sri Amarnath Finance stood at ₹7.75.
The latest P/E ratio of Sri Amarnath Finance as of 06-Mar-2023 18:02 is 2.99.
The latest P/B ratio of Sri Amarnath Finance as of 06-Mar-2023 18:02 is 0.11.
The 52-week high of Sri Amarnath Finance is ₹7.77 and the 52-week low is ₹7.77.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Sri Amarnath Finance is ₹4.88 ( Cr.) .

About Sri Amarnath Finance Ltd

Sri Amarnath Finance Limited, was incorporated in the year 1985, the company aims to enhance customer satisfaction through the effective application of the system, including processes for continual improvement of the system and the assurance of conformity to customer and applicable statutory and regulatory requirements, including a strong customer focus, the motivation and implication of top management, the process approach and continual improvement.

Sri Amarnath Finance is listed on Bombay Stock Exchange Limited (BSE), Delhi Stock Exchange and UP Stock Exchange. SAFL obtained Certificate of Registration from Reserve Bank of India in the year 2003 to carry on as a Non-Banking Financial Company (NBFC) without accepting Public Deposits.

Business area of the company 

The company is engaged in the business of Non-Banking Financial Company and is engaged in the business of granting loans and making investments.

Services of the company 

  • Loans and advances
  • Investment in shares & securities

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