Is Starteck Finance Ltd (STARTECK) a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Starteck Finance Ltd is a below average quality company .

Is Starteck Finance Ltd (STARTECK) undervalued or overvalued?

The key valuation ratios of Starteck Finance Ltd's currently when compared to its past seem to suggest it is in the Fair zone .

What is Starteck Finance Ltd (STARTECK) share price return in the past 10 years?

Starteck Finance Ltd share price has appreciated 18.1% annually (CAGR) over the past ten years.

Is Starteck Finance Ltd (STARTECK) a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Semi Strong which suggest that the price of Starteck Finance Ltd is likely to Rise-somewhat in the short term. However, please check the rating on Quality and Valuation before investing.

What is the share price of Starteck Finance Ltd (STARTECK)?

Company share prices are keep on changing according to the market conditions. The current trading price of Starteck Finance Ltd (STARTECK) on 17-Apr-2026 16:59:59 at 16:59 is 246.90.

What is the P/E ratio of Starteck Finance?

The latest standalone P/E ratio of Starteck Finance as of 17-Apr-2026 is 12.58.

What is the P/B ratio of Starteck Finance Ltd (STARTECK)?

The latest standalone P/B ratio of Starteck Finance Ltd (STARTECK) as of 17-Apr-2026 is 1.02.

What is the 52-week high and low of Starteck Finance Ltd (STARTECK)?

The 52-week high of Starteck Finance Ltd (STARTECK) is Rs. 361.80 and the 52-week low is Rs. 220.05.

Starteck Finance Ltd (STARTECK) Share Analysis – Quality, Valuation Zone & Price Trend & DeciZen Rating

Name: Starteck Finance Ltd (STARTECK)
Brand: Starteck Finance

Starteck Finance Ltd (STARTECK) Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating

Starteck Finance Ltd (STARTECK)

BSE: 512381 NSE: STARTECK

Key Metrics

Market Cap

₹244 Cr.

Earnings Per Share (TTM)

₹19.58

P/E Ratio

12.58

Price to Book (P/B)

1.02

EV/EBITDA

11.34

Current Price

₹246.9

Return on Capital Employed (ROCE)

7.57%

Return on Equity (ROE)

5.01%

Return on Assets (ROA)

2.41%

Gross NPA(%)

0.00

Book Value per Share

₹242.1

Net NPA(%)

0.00

Dividend Yield

0.09%

Net Interest Income Growth (1 Year)

-34.56%

Net Interest Income Growth (3 Years)

-6.02%

52-Week Low / High

₹220 / 362

Book Value Growth (1 Year)

14.77%

Book Value Growth (3 Years)

9.97%

DeciZen - make an informed investing decision on Starteck Finance

Based on:

Data

Overall Rating ⓘ
Login to view analysis. M-Cap below 500cr. High Risk from low Liquidity

1. Quality

2. Valuation

3. Price Trend

Starteck Finance stock performance

Key Ratios

Is Starteck Finance Ltd an attractive stock to invest in?

10 Year X-Ray : Login to view analysis.

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25	TTM
Operating Income (₹ Cr.)	21.5	20.6	18	15.2	28	12.2	15.9	26.2	27.9	29.6	33
YoY Gr. Rt. %	-	-4.1%	-12.9%	-15.5%	84.3%	-56.6%	30.8%	64.6%	6.7%	6.2%	-
Adj EPS (₹ )	5.8	2.4	1.2	1.8	3.9	35.7	9.5	9.9	10.5	10.1	19.6
YoY Gr. Rt. %	-	-58.1%	-51.2%	51.7%	119%	810.7%	-73.5%	5.1%	5.5%	-3.3%	-
BVPS (₹ )	109.7	112.1	113.3	107.5	108.6	148.4	162.6	169.2	188.4	216.2	242.1
YoY Gr. Rt. %	-	2.2%	1.1%	-5.1%	1%	36.6%	9.6%	4.1%	11.3%	14.8%	-
To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ
Net Profit/Total Funds (%)	2.2	0.8	0.5	0.8	1.9	17.6	4.1	3.5	3.1	2.4	0

CAGR ⓘ

CAGR Colour Code Guide ⓘ


	9 Years	5 Years	3 Years	1 Years
Net Interest Income	3.6%	1.2%	23.1%	6.2%
Adj EPS	6.4%	20.9%	2.3%	-3.3%
BVPS	7.8%	14.8%	10%	14.8%
Share Price	18.1%	25.8%	29.1%	-19.3%

Key Financial Ratios


RATIOS \ YEARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25	TTM
Asset Quality Ratio	To view Asset Quality Ratio Colour Rating Guide click here ⓘ
Net NPA to Net Advances (%)	0	0	0	0	0	0	0	0	0	0	-
Capitalization Ratio	To view Capitalization Ratio Colour Rating Guide click here ⓘ
Capital Adequacy Ratio (%)	0	0	0	0	0	0	0	0	0	0	-
Margins
Net Profit Margin (%)	26.7	11.6	6.5	11.7	13.9	291.2	58.9	37.6	37.2	33.9	58.6
Performance Ratios	To view Performance Ratios Colour Rating Guide click here ⓘ
Return on Equity (%)	5.4	2.2	1.1	1.6	3.6	27.8	6.1	6	5.9	5	8.1

Recent Performance Summary

Latest Financials

	Standalone	Consolidated
TTM EPS (₹)	19.6	20
TTM Sales (₹ Cr.)	33.1	35.9
BVPS (₹) ⓘ	242.1	264.1
Reserves (₹ Cr.) ⓘ	230	252
P/BV ⓘ	1.02	0.93
PE ⓘ	12.58	12.33

From the Market
52 Week Low / High (₹)	220.05 / 361.80
All Time Low / High (₹)	2.10 / 419.90
Market Cap (₹ Cr.)	244
Equity (₹ Cr.)	9.9
Face Value (₹)	10
Industry PE ⓘ	29.1

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged ^*

0.00

* Pledged shares as % of Promoter's holding (%)

Valuation of Starteck Finance - Standalone Basis

YTD 1Y 3Y 5Y 10Y Max

Analyst's Notes

No data found!

Key Ratios

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Income +	22	22	19	15	32	47	16	26	28	33
Interest Income	21	21	18	15	28	12	16	26	28	30
Other Income ⓘ	2	3	3	4	15	3	1	2	2	1
Exceptional Items ⓘ	0	1	1	0	4	35	1	0	0	4
Expenditure ⓘ +	15	19	17	13	28	11	6	14	15	22
Interest Expense ⓘ	12	15	13	9	8	5	3	9	12	19
Operating Expenses ⓘ	2	1	1	1	5	2	2	3	1	2
Provisions	2	3	3	4	15	3	1	2	2	1
Exceptional Items ⓘ	0	0	0	0	0	0	0	0	0	0
Profit Before Tax ⓘ	6	3	2	2	4	36	11	12	13	11
Taxes ⓘ	1	0	0	0	0	1	1	2	3	1
Profit After Tax	6	2	1	2	4	35	9	10	10	10
Adjusted EPS (₹)	5.8	2.4	1.2	1.8	3.9	35.7	9.5	9.9	10.5	10.1
Dividend Payout Ratio (%)	9%	0%	0%	0%	6%	1%	3%	3%	2%	2%

Balance Sheet

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Equity and Liabilities
Equity Capital +	109	111	112	107	108	147	161	168	187	214
Share Capital ⓘ	10	10	10	10	10	10	10	10	10	10
Reserves ⓘ	99	101	102	97	98	137	151	158	177	204
Short term borrowings	163	105	60	60	57	50	92	121	169	227
Long Term Borrowings	64	63	58	31	31	0	0	2	1	6
Current Liabilities	170	111	68	71	65	52	95	132	182	243
Trade Payables	1	0	0	0	0	0	0	1	0	0
Other Liabilities	-164	-105	-60	-60	-57	-51	-93	-122	-169	-227
Total Liabilities ⓘ	342	285	239	209	204	199	256	302	369	463
Assets
Non Current Asset +	93	92	66	38	51	24	23	25	84	135
Loan Asset	0	0	0	0	0	0	0	0	0	0
Other Non Current Asset ⓘ	93	92	66	38	51	24	23	25	84	135
Current Asset +	250	193	173	171	152	175	233	277	285	328
Current Investment	38	38	38	37	37	52	52	49	48	62
Other Current Asset	212	155	135	133	115	122	181	228	238	266
Total Assets ⓘ	342	285	239	209	204	199	256	302	369	463

Cash Flow

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Cash Flow From Operating Activity ⓘ	7	-5	-24	5	16	-50	-5	2	23	22
Cash Flow From Investing Activity ⓘ	-5	3	24	-4	-12	47	7	-2	-58	-47
Cash Flow From Financing Activity ⓘ	-1	0	0	0	0	-0	-4	-0	35	25
Net Cash Flow ⓘ	2	-2	-0	0	5	-3	-2	0	0	-0

Finance Ratio

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Operational & Financial Ratios
EPS (₹)	6	2	1	2	4	36	9	10	10	10
DPS (₹)	1	0	0	0	0	0	0	0	0	0
BVPS (₹)	110	112	113	108	109	148	163	169	188	216
Performance Ratios
ROA (%)	2.2	0.8	0.5	0.8	1.9	17.6	4.1	3.5	3.1	2.4
ROE (%)	5.4	2.2	1.1	1.6	3.6	27.8	6.1	6.0	5.9	5.0
ROCE (%)	7.7	6.5	6.4	5.4	6.3	21.2	6.2	7.9	7.7	7.6
Valuation Parameters
Price/Book(x)	0.5	0.3	0.0	0.2	0.5	0.5	0.7	0.7	1.5	1.3

Top 5 Mutual Funds Holding

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Announcements

Starteck Finance Ltd FAQs

The current trading price of Starteck Finance on 17-Apr-2026 16:59 is ₹246.9.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 16-Apr-2026 the market cap of Starteck Finance stood at ₹244.1 Cr

The latest P/E ratio of Starteck Finance as of 16-Apr-2026 is 12.58.

The latest P/B ratio of Starteck Finance as of 16-Apr-2026 is 1.02.

The 52-week high of Starteck Finance is ₹361.8 and the 52-week low is ₹220.1.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Starteck Finance is ₹33.09 ( Cr.) .

About Starteck Finance Ltd

Nivedita Mercantile and Financing was incorporated in 1985 and is based in Nagpur, India. As of August 20, 2009, it operates as a subsidiary of Eskay Infrastructure Development.

The registered office of the company is situated at Imambada Road, Nagpur, Maharashtra- 440018.

Business area of the company

The company is engaged in the finance and related activities in India.

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Name of the IA registered with SEBI:	The Alchemists Ark Pvt. Ltd.
Logo:
Trade/Brand Name of IA:	MoneyWorks4Me Investment Advisers
Brand Logo:
SEBI Registration Number:	INA000013323 Validity – May 16, 2019 – Perpetual
Registration:	Non-Individual
BSE Enlistment No:	1187
Address:	B-101, Signet Corner Building, Balewadi Phata, Baner, Pune, Maharashtra 411045
Compliance officer Details:	Name: Shrikant Jagtap Email: shrikant.jagtap@moneyworks4me.com Telephone: +919860359463 Address: Same as IA
Grievance Officer Details:	Name: Mukta Vaze Email: mukta.vaze@moneyworks4me.com Telephone: +91 98609 19463 Address: Same as IA
Principal Officer Details:	Name: Atharva Bhide Email: atharva.bhide@moneyworks4me.com Telephone: +91 91758 99463 Address: Same as IA
Standard Warning:	Investment in securities market are subject to market risks. Read all the related documents carefully before investing.
Disclaimer:	Registration granted by SEBI, enlistment with exchange and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

Starteck Finance Ltd (STARTECK) Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating

Starteck Finance Share Price