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Swarna Securities Ltd (531003)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 531003 NSE: Finance - NBFC | Small Cap | Swarna Securities Share Price

₹79.50 0.50 (0.63%)

As on 04-Jun'26 16:59

Swarna Securities Ltd (531003)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 531003 NSE: Finance - NBFC | Small Cap | Swarna Securities Share Price

₹79.50 0.50 (0.63%)

As on 04-Jun'26 16:59

Key Metrics
Valuation Multiples
Market Cap
₹24 Cr.
Current Price
₹79.5
52-Week Low / High
₹56 / 95
TTM EPS
₹2.1
Book Value per Share
₹11
P/E Ratio
38.65
Higher than its 5-year historical median
Industry PE
25.6
Price to Book (P/B)
7.23
Higher than its 5-year historical median
EV/EBITDA
27.24
Higher than its 5-year historical median
Dividend Yield
0.00%
Profitability Efficiency
Return on Equity (ROE)
13.14%
Return on Capital Employed (ROCE)
16.33%
Return on Assets (ROA)
11.80%
Growth Momentum
1-yr vs 3-yr growth
Net Interest Income Growth (1 Year)
-
-
Book Value Growth (1 Year)
Slowing versus 3-year growth rate
14.06%
Asset Quality
Gross NPA(%)
0.00%
Net NPA(%)
0.00%
TTM Sales
₹0 Cr.
Reserves
-
Equity
₹3 Cr.
Face Value
₹10
All Time Low / High
₹3.09 / 165.00

Swarna Securities stock performance

Key Ratios
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M-Cap below 100cr DeciZen not available

Q.1 Is Swarna Securities Ltd a good quality company?
Swarna Securities Ltd is a quality company, based on a multi-year financial track record.

This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.

We have analysed the performance of the company on the following:

  • How has it performed on generating Profits?

    By checking its Total Income growth, NPM, PPOP, RoA and RoE compared to its last 5-year median.

  • How efficiently has it grown and managed operations?

    By checking its Total Asset growth.

  • How strong is its Capital position and Asset Quality?

    By checking its Capital Adequacy Ratio (CAR), GNPA and NNPA.

How does Swarna Securities Ltd performance compare with that of its Peers?
Q.1 AUM Growth of Swarna Securities Ltd vs Industry Peers?
Swarna Securities Ltd AUM CAGR is 14.78%, compared to the 5-year industry median CAGR of 9.68%, indicating faster growth and gaining its market share.
Q.1 Promoter shareholding and pledge status of Swarna Securities Ltd?
Promoters hold 63.69% of the Swarna Securities Ltd, with 0.00% of their stake pledged, indicating no pledge risk.
Q.1 Stock return of Swarna Securities Ltd over the last decade?
Over the last 9 years, the stock has delivered a CAGR of 19.2% based on the current price.

10 Year X-Ray :

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Swarna Securities Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
Operating Income (₹ Cr.)0.50.1000000000
YoY Gr. Rt. %--87.7%-71.9%-100%NA-53.3%-100%NANANA-
Adj EPS (₹ ) -0.60.1-1.411.922.42.42.42.72.1
YoY Gr. Rt. %-NA-1470%NA85.4%6.8%17.7%-1.3%0.4%13.5%-
BVPS (₹ )8.38.47.18.1101214.416.819.221.911
YoY Gr. Rt. %-1.2%-16.3%14.6%23.8%20.4%19.9%16.5%14.2%14.1%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)-6.11.2-14.810.817.915.515.513.311.811.80

CAGR

9 Years 5 Years 3 Years 1 Years
Net Interest Income-100%-100%NANA
Adj EPSNA7.2%4%13.5%
BVPS11.4%17%14.9%14.1%
Share Price 19.3% 42.7% -13.3% 27.6%

Key Financial Ratios

RATIOS \ YEARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)-39.954.3-2652.403964.48634.10000INF
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)-7.21.2-17.713.621.218.518.215.213.213.120.6

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25
Income + 1.140.090.240.540.991.071.201.211.271.43
Interest Income0.470.060.0200.010.010000
Other Income 1.2700000.020000
Exceptional Items 0.680.040.230.540.971.061.201.211.271.43
Expenditure + 1.330.060.090.150.280.320.310.340.400.42
Interest Expense 0000000000
Operating Expenses 0.060.060.090.150.280.300.310.340.400.42
Provisions 1.2700000.020000
Exceptional Items 0000000000
Profit Before Tax -0.190.030.150.390.700.750.890.870.881.01
Taxes -000.560.080.130.130.170.150.160.20
Profit After Tax -0.190.03-0.410.310.570.610.720.710.720.81
Adjusted EPS (₹)-0.60.1-1.41.01.92.02.42.42.42.7
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%0%0%

Valuation of Swarna Securities - Standalone

YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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Analyst's Notes

data not found
No data found!

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25

Equity and Liabilities

Equity Capital +2.492.532.122.4233.614.335.045.766.57
Share Capital 3333333333
Reserves -0.51-0.47-0.88-0.58-00.611.332.042.763.57
Short term borrowings0000000000
Long Term Borrowings0.070.050.260.250.500.500.500.500.500.50
Current Liabilities 0.010.010.580.090.160.160.190.180.190.22
Trade Payables0.010.0100000000
Other Liabilities-0.01-0.01000000-0-0
Total Liabilities 2.572.592.972.773.664.275.025.726.447.29

Assets

Non Current Asset +2.092.232.032.133.263.384.625.244.664.63
Loan Asset 0000000000
Other Non Current Asset 2.092.232.032.133.263.384.625.244.664.63
Current Asset +0.490.360.930.640.400.890.400.481.792.66
Current Investment0.060.060.060.060.060.060.060.060.760.76
Other Current Asset0.420.300.870.580.340.830.340.421.021.90
Total Assets 2.572.592.972.773.664.275.025.726.447.29

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25
Cash Flow From Operating Activity 0.700.01-0.390.310.550.630.710.760.850.89
Cash Flow From Investing Activity -0.350.100.45-0.10-0.87-0.12-1.24-0.65-0.17-0.03
Cash Flow From Financing Activity 0000000000
Net Cash Flow 0.340.110.060.21-0.320.51-0.530.110.680.86

Financial Ratio

PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25

Operational & Financial Ratios

EPS (₹)-0.600.10-1.4011.9022.402.402.402.70
DPS (₹)0000000000
BVPS (₹)8.38.47.18.1101214.416.819.221.9

Performance Ratios

ROA (%)-6.11.2-14.810.817.915.515.513.311.811.8
ROE (%)-7.21.2-17.713.621.218.518.215.213.213.1
ROCE (%)-7.31.46.617.226.022.622.418.516.216.3

Valuation Parameters

Price/Book(x)0.00.02.00.00.01.10.02.53.02.7

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Swarna Securities Ltd FAQs

The current trading price of Swarna Securities on 04-Jun-2026 16:59 is ₹79.50.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 03-Jun-2026 the market cap of Swarna Securities stood at ₹23.85 Cr

The latest P/E ratio of Swarna Securities as of 03-Jun-2026 is 38.65.

The latest P/B ratio of Swarna Securities as of 03-Jun-2026 is 7.23.

The 52-week high of Swarna Securities is ₹94.92 and the 52-week low is ₹55.60.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Swarna Securities is ₹0.00 ( Cr.) .

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Swarna Securities Ltd is a below average quality company.

The key valuation ratios of Swarna Securities Ltd's currently when compared to its past seem to suggest it is in the Somewhat overvalued zone.

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Swarna Securities Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

About Swarna Securities Ltd

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About MoneyWorks4Me

MoneyWorks4Me is a SEBI-registered Investment Adviser (IA) dedicated to helping investors build long-term wealth through transparent, research-driven, conflict-free guidance. Founded in 2008, we started our journey as a Research Analyst (RA), providing deep fundamental analysis, intrinsic value insights, and long-term investing frameworks for Indian equities. In 2017, we transitioned to a full-fledged SEBI-registered Investment Adviser, strengthening our commitment to acting as a fiduciary—always putting the investor’s interest first.

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