TCI Finance Ltd Stock Analysis

BSE: 501242 | NSE: TCIFINANCE | Finance - NBFC | Small Cap

BSE Share Price Jan 17, 18:01
9.09 0.43 (4.97%)

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10 Year X-Ray:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Mar'12Mar'13Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21TTM
Operating Income (₹ Cr.)9.99.515.613.211.312.211.810.34.24.32
YoY Gr. Rt. %--4.3%64.8%-15%-15%8.5%-3.9%-12.4%-59.1%1%-
Adj EPS (₹ ) 0.30.54.35.31.52.81.31.9-40.6-6-7.5
YoY Gr. Rt. %-66.7%768%21.4%-70.8%81.8%-53.2%46.6%-2216.7%NA-
BVPS (₹ )2020.524.930.131.734.535.828.1-34.5-24.2-24.5
YoY Gr. Rt. %-2.5%21.2%21.2%5.1%8.8%3.8%-21.4%-222.7%NA-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)0.40.87.88.823.51.62-48.3-9.90

CAGR

CAGR Colour Code Guide
9 Years 5 Years 3 Years 1 Years
Net Interest Income-8.9%-17.7%-28.8%1%
Adj EPS-239.6%-231.4%-266.4%NA
BVPS-202.1%-194.8%-187.8%NA
Share Price -9.8% -16.8% -18.9% 62.9%

Key Financial Ratios

RATIOS \ YEARSMar'12Mar'13Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)46.835.951.217.629.514.424-1243.3-182.6-409.6
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)1.52.519.119.258.53.760030.9

Recent Performance Summary

Return on Equity has increased versus last 3 years average to 30.70%

Total Income has declined -55.23 CAGR in last 3 years

Net Profit has declined -266.35 CAGR in last 3 years

Total income growth is poor in last 4 quarters

Latest Financials - TCI Finance Ltd.

Standalone Consolidated
TTM EPS (₹) -7.5 3.8
TTM Sales (₹ Cr.) 2.4 12.4
BVPS (₹.) -24.5 0
Reserves (₹ Cr.) -44 37
P/BV -0.37 0.00
PE 0.00 2.37
From the Market
52 Week Low / High (₹) 4.41 / 8.66
All Time Low / High (₹) 1.75 / 129.40
Market Cap (₹ Cr.) 11.7
Equity (₹ Cr.) 12.9
Face Value (₹) 10
Industry PE 43.6

Management X-Ray:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Event Update

Analyst's Notes

News

About TCI Finance Ltd

TCI Finance was incorporated on November 29, 1973, as a public limited company in the name and style of 'Bhoruka Finance' at Bombay. The name of the company was changed to TCI Finance with effect from November 20, 1992. The Registrar of Companies, Maharashtra, has issued a fresh certificate of incorporation consequent upon the name change on 20th November, 1992.

The registered office of the company is located at 1-7-293, MG Road, Secunderabad, Andhra Pradesh-500003.

Business area of the company:

The company’s principal activity is to provide non-banking financial services. Its products include hire purchase, leasing and inter corporate loans.

Subsidiary of the company:

ITAG Business Solutions

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