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TCI Finance Ltd. Stock Analysis

Small Cap
Evaluated by 197 users | BSE: 501242 | NSE: TCIFINANCE |
Finance - NBFC
TCI Finance was incorporated on November 29, 1973, as a public limited company in the name and style of 'Bhoruka Finance' at Bombay. The name of the company was changed to TCI Finance with effect from November 20, 1992. The Registrar of Companies, Maharashtra, has issued a fresh certificate of...

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
 Mar'10Mar'11Mar'12Mar'13Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19
Operating Income (Rs. Cr.)7.410.19.99.515.613.211.312.211.811.3
Y-o-Y Gr. Rt.-35.1%-1.8%-4.3%64.8%-15%-15%8.5%-3.9%-4.2%
Adjusted EPS (Rs.)
Adjusted Earning per Share is the company’s net profit per share after adjusting for extra-ordinary/exceptional items
-0.280.260.30.54.345.271.542.81.313.32
Y-o-Y Gr. Rt.-NA15.4%66.7%768%21.4%-70.8%81.8%-53.2%153.4%
Book Value per Share (Rs.)
The total value that a company will fetch upon liquidation (if it is closed down), after settling all obligations is called its Book Value. Book value of a company includes only tangible assets. Book value allocated to each outstanding share is called Book Value per share
19.4519.7220.0220.5224.8630.1231.6634.4635.7739.09
Y-o-Y Gr. Rt.-1.4%1.5%2.5%21.2%21.2%5.1%8.8%3.8%9.3%
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%): Colour Rating Guide
  • >1.25 : Very Good
  • 1-1.25 : Somewhat Good
  • <1: Not Good
Net Profit/Total Funds (%)-0.480.360.430.767.838.771.993.461.624.41
Standalone financials take only the parent company into account while consolidated financials take into account financials of the parent company as well as of all its subsidiaries. In most companies consolidated financials should be used for analysis.
TCI Finance Ltd. should be analysed on a Standalone basis
CAGR
CAGR Colour Code Guide
  9 yrs 5 yrs 3 yrs 1 yr
Operating Income4.7%-6.3%0-4.2%
Adjusted EPS
Adjusted Earnings per Share is the Company’s net profit per share after adjusting for extra-ordinary/exceptional items.
NA-5.2%29.2%153.4%
Book Value per Share
8.1%9.5%7.3%9.3%
Share Price -19.5% -31.4% -39.7% -52.5%
Key Financial Ratios
RATIOS \ YEARSMar'10Mar'11Mar'12Mar'13Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19
Asset Quality Ratio
To view Asset Quality Ratio Colour Rating Guide click here
Asset Quality Ratio: Colour Rating Guide
  • <0.5 : Very Good
  • 0.5-1 : Somewhat Good
  • >1 : Not Good
Net NPA to Net Advances (%)0000000000
Capitalization Ratio
To view Capitalization Ratio Colour Rating Guide click here
Capitalization Ratio: Colour Rating Guide
  • >17% : Very Good
  • 15%-17% : Somewhat Good
  • <15% : Not Good
Capital Adequacy Ratio (%)0000000000
Margins
Net Profit Margin (%) -4.843.383.986.7535.8951.2217.6129.4814.3537.95
Performance Ratios
To view Performance Ratios Colour Rating Guide click here
Performance Ratios: Colour Rating Guide
  • >15 : Very Good
  • 12-15 : Somewhat Good
  • <12 : Not Good
Return on Equity (%) -1.431.351.532.4519.1419.164.988.473.738.87
Entity Percentage Holding
Promoters 24.72%
Non-Institutions 75.28%
Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)
Data is not available for this company.

The 5-year analysis of TCI Finance's performance infers:

TCI Finance earnings have declined by -5.2%, whereas share price has depreciated -31.4% CAGR over the past five years, indicating the company's share price is likely undervalued. However, for specific investment actions please connect with your investment advisor.

We analysed the performance of TCI Finance share prices over the last 10 years. Here is what we found out:

TCI Finance share price has depreciated -18.8% annually over the past ten years.

TCI Finance was incorporated on November 29, 1973, as a public limited company in the name and style of 'Bhoruka Finance' at Bombay. The name of the company was changed to TCI Finance with effect from November 20, 1992. The Registrar of Companies, Maharashtra, has issued a fresh certificate of incorporation consequent upon the name change on 20th November, 1992.

The registered office of the company is located at 1-7-293, MG Road, Secunderabad, Andhra Pradesh-500003.

Business area

TCI Finance was incorporated on November 29, 1973, as a public limited company in the name and style of 'Bhoruka Finance' at Bombay. The name of the company was changed to TCI Finance with effect from November 20, 1992. The Registrar of Companies, Maharashtra, has issued a fresh certificate of incorporation consequent upon the name change on 20th November, 1992.

The registered office of the company is located at 1-7-293, MG Road, Secunderabad, Andhra Pradesh-500003.

Business area of the company:

The company’s principal activity is to provide non-banking financial services. Its products include hire purchase, leasing and inter corporate loans.

Subsidiary of the company:

ITAG Business Solutions

Puchho Befikar
SEBI Registered: Investment Adviser - INA000013323
Research Analyst - INH000000719
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