Is Tokyo Finance Ltd (531644) a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Tokyo Finance Ltd is a below average quality company .

Is Tokyo Finance Ltd (531644) undervalued or overvalued?

The key valuation ratios of Tokyo Finance Ltd's currently when compared to its past seem to suggest it is in the Somewhat overvalued zone .

What is Tokyo Finance Ltd (531644) share price return in the past 10 years?

Tokyo Finance Ltd share price has appreciated 13.5% annually (CAGR) over the past ten years.

Is Tokyo Finance Ltd (531644) a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Tokyo Finance Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

What is the share price of Tokyo Finance Ltd (531644)?

Company share prices are keep on changing according to the market conditions. The current trading price of Tokyo Finance Ltd (531644) on 07-May-2026 16:59:59 at 16:59 is 20.34.

What is the P/E ratio of Tokyo Finance?

The latest standalone P/E ratio of Tokyo Finance as of 07-May-2026 is 83.80.

What is the P/B ratio of Tokyo Finance Ltd (531644)?

The latest standalone P/B ratio of Tokyo Finance Ltd (531644) as of 07-May-2026 is 1.23.

What is the 52-week high and low of Tokyo Finance Ltd (531644)?

The 52-week high of Tokyo Finance Ltd (531644) is Rs. 35.58 and the 52-week low is Rs. 17.15.

Tokyo Finance Ltd (531644) Share Analysis – Quality, Valuation Zone & Price Trend & DeciZen Rating

Name: Tokyo Finance Ltd (531644)
Brand: Tokyo Finance

Tokyo Finance Ltd (531644) Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating

Key Metrics

Market Cap

₹14 Cr.

Earnings Per Share (TTM)

₹0.25

P/E Ratio

83.80

Price to Book (P/B)

1.23

EV/EBITDA

82.77

Current Price

₹20.3

Return on Capital Employed (ROCE)

1.97%

Return on Equity (ROE)

1.99%

Return on Assets (ROA)

1.95%

Gross NPA(%)

0.00

Book Value per Share

₹16.9

Net NPA(%)

0.00

Dividend Yield

0.00%

Net Interest Income Growth (1 Year)

6.41%

Net Interest Income Growth (3 Years)

13.34%

52-Week Low / High

₹17 / 36

Book Value Growth (1 Year)

1.83%

Book Value Growth (3 Years)

4.57%

Check Before You Invest

Q.1 Does its ROIC exceed its WACC?

Tokyo Finance Ltd return on invested capital (ROIC) is 2% for FY-2025, is lower than its estimated weighted average cost of capital (WACC) of 14%, indicating value erosion.

Q.1 Stock return of Tokyo Finance Ltd over the last decade?

Over the last 9 years, the stock has delivered a CAGR of 13.7% based on the current price.

Q.1 Which industry/sub-sector does Tokyo Finance Ltd belong to?

Tokyo Finance Ltd belongs to the BFSI sector, operating specifically within the Finance - NBFC segment.

Q.1 Total Income growth of Tokyo Finance Ltd?

Tokyo Finance Ltd Operating Income growth is 6.41% for FY-2025, which is below its 5-year CAGR of 11.12%, indicating slower growth.

Q.1 Promoter shareholding and pledge status of Tokyo Finance Ltd?

Promoters hold 65.67% of the Tokyo Finance Ltd, with 0.00% of their stake pledged, indicating no pledge risk.

Q.1 AUM Growth of Tokyo Finance Ltd vs Industry Peers?

Tokyo Finance Ltd AUM CAGR is -3.71%, compared to the 5-year industry median CAGR of 9.9%, indicating slower growth and losing its market share.

DeciZen - make an informed investing decision on Tokyo Finance

Based on:

Data

M-Cap below 100cr DeciZen not available

Tokyo Finance stock performance

Key Ratios

Is Tokyo Finance Ltd an attractive stock to invest in?

10 Year X-Ray : Login to view analysis.

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25	TTM
Operating Income (₹ Cr.)	1.6	1.6	1.5	0.9	0.5	0.3	0.6	0.7	0.8	0.8	1
YoY Gr. Rt. %	-	0.6%	-4.9%	-40.3%	-46.7%	-49%	128%	22.8%	11.4%	6.4%	-
Adj EPS (₹ )	0.4	-0.9	-0	1.7	0.7	-4.5	0	0.2	1.6	0.3	0.3
YoY Gr. Rt. %	-	-348.7%	NA	NA	-58.8%	-766.2%	NA	350%	772.2%	-79%	-
BVPS (₹ )	17.7	16.7	16.7	18.4	19.1	14.5	14.6	14.8	16.4	16.7	16.9
YoY Gr. Rt. %	-	-5.2%	-0.1%	9.9%	3.7%	-23.9%	0.3%	1.4%	10.8%	1.8%	-
To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ
Net Profit/Total Funds (%)	1.1	-2.7	-0	5.2	3	-24.9	0.3	1.1	9.6	2	0

CAGR ⓘ

CAGR Colour Code Guide ⓘ


	9 Years	5 Years	3 Years	1 Years
Net Interest Income	-7.1%	11.1%	13.3%	6.4%
Adj EPS	-1.3%	-13.5%	102.1%	-79%
BVPS	-0.7%	-2.7%	4.6%	1.8%
Share Price	13.5%	17.3%	17.4%	-34.6%

Key Financial Ratios


RATIOS \ YEARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25	TTM
Asset Quality Ratio	To view Asset Quality Ratio Colour Rating Guide click here ⓘ
Net NPA to Net Advances (%)	0	0	0	0	0	0	0	0	0	0	-
Capitalization Ratio	To view Capitalization Ratio Colour Rating Guide click here ⓘ
Capital Adequacy Ratio (%)	0	0	0	0	0	0	0	0	0	0	-
Margins
Net Profit Margin (%)	15.9	-39.3	-0.3	124.2	96.3	-1241.1	4.8	17.7	139.5	27.7	20.7
Performance Ratios	To view Performance Ratios Colour Rating Guide click here ⓘ
Return on Equity (%)	2.1	-5.3	-0.1	9.4	3.6	-27	0.3	1.2	10.1	2	1.5

Recent Performance Summary

Latest Financials

	Standalone	Consolidated
TTM EPS (₹)	0.3	-
TTM Sales (₹ Cr.)	0.8	-
BVPS (₹) ⓘ	16.9	-
Reserves (₹ Cr.) ⓘ	5	-
P/BV ⓘ	1.23	-
PE ⓘ	83.80	-

From the Market
52 Week Low / High (₹)	17.15 / 35.58
All Time Low / High (₹)	0.60 / 51.97
Market Cap (₹ Cr.)	14.4
Equity (₹ Cr.)	7
Face Value (₹)	10
Industry PE ⓘ	28.8

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged ^*

0.00

* Pledged shares as % of Promoter's holding (%)

Valuation of Tokyo Finance - Standalone Basis

YTD 1Y 3Y 5Y 10Y Max

Analyst's Notes

No data found!

Key Ratios

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Income +	1.61	1.62	1.54	3.13	1.10	0.58	0.58	0.70	1.61	0.83
Interest Income	1.61	1.62	1.54	0.92	0.49	0.25	0.57	0.70	0.78	0.83
Other Income ⓘ	0.06	1.26	0.53	1.25	0.03	3.28	0.01	0.01	0.01	0.02
Exceptional Items ⓘ	0	0	0	2.21	0.61	0.33	0.01	0	0.83	0
Expenditure ⓘ +	1.23	2.28	1.50	1.95	0.46	3.68	0.55	0.56	0.48	0.60
Interest Expense ⓘ	0.86	0.62	0.55	0.26	0	0	0	0	0	0
Operating Expenses ⓘ	0.31	0.40	0.41	0.43	0.42	0.40	0.54	0.55	0.47	0.59
Provisions	0.06	1.26	0.53	1.25	0.03	3.28	0.01	0.01	0.01	0.02
Exceptional Items ⓘ	0	0	0	0	0	0	0	0	0	0
Profit Before Tax ⓘ	0.38	-0.66	0.05	1.19	0.64	-3.10	0.03	0.15	1.13	0.23
Taxes ⓘ	0.12	-0.02	0.05	0.05	0.17	0.05	0	0.02	0.04	-0
Profit After Tax	0.26	-0.64	-0.01	1.14	0.47	-3.15	0.03	0.12	1.09	0.23
Adjusted EPS (₹)	0.4	-0.9	-0.0	1.7	0.7	-4.5	0.0	0.2	1.6	0.3
Dividend Payout Ratio (%)	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%

Balance Sheet

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Equity and Liabilities
Equity Capital +	12.26	11.62	11.61	12.77	13.24	10.08	10.11	10.24	11.35	11.56
Share Capital ⓘ	6.94	6.94	6.94	6.94	6.94	6.94	6.94	6.94	6.94	6.94
Reserves ⓘ	5.31	4.68	4.67	5.82	6.30	3.14	3.17	3.30	4.41	4.61
Short term borrowings	5	0	0	0	0	0	0	0	0	0
Long Term Borrowings	4.69	7.05	7.07	0.10	0.11	0.08	0.10	0.11	0.11	0.14
Current Liabilities	6.42	4.54	7.74	4.72	0.98	0.83	0.82	0.79	0.11	0.16
Trade Payables	0.02	0.02	0	0	0.01	0.01	0	0	0	0.01
Other Liabilities	-5.02	-0.02	-0	-0	-0.01	-0.01	-0	-0	-0	-0.01
Total Liabilities ⓘ	23.36	23.21	26.42	17.59	14.33	10.99	11.02	11.14	11.57	11.86
Assets
Non Current Asset +	13.97	16.43	17.14	11.55	9.46	0.24	0.23	0.22	0	0
Loan Asset	0	0	0	0	0	0	0	0	0	0
Other Non Current Asset ⓘ	13.97	16.43	17.14	11.55	9.46	0.24	0.23	0.22	0	0
Current Asset +	9.39	6.78	9.28	6.03	4.87	10.75	10.79	10.92	11.57	11.86
Current Investment	0	0	0	0	0	0	0	0	0	0
Other Current Asset	9.39	6.78	9.28	6.03	4.87	10.75	10.79	10.92	11.57	11.86
Total Assets ⓘ	23.36	23.21	26.42	17.59	14.33	10.99	11.02	11.14	11.57	11.86

Cash Flow

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Cash Flow From Operating Activity ⓘ	-0.08	-2.35	-0.48	3.52	3.95	3.77	-0.33	-1.87	-0.43	-1.47
Cash Flow From Investing Activity ⓘ	0	0	0.50	3.45	0	0	-0.85	0.86	0.30	0
Cash Flow From Financing Activity ⓘ	-0.20	2.34	0	-6.98	-3.92	-0	-0	-0	0	-0
Net Cash Flow ⓘ	-0.28	-0.01	0.02	-0.02	0.03	3.76	-1.19	-1.02	-0.12	-1.47

Finance Ratio

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Operational & Financial Ratios
EPS (₹)	0.40	-0.90	-0	1.70	0.70	-4.50	0	0.20	1.60	0.30
DPS (₹)	0	0	0	0	0	0	0	0	0	0
BVPS (₹)	17.7	16.7	16.7	18.4	19.1	14.5	14.6	14.8	16.4	16.7
Performance Ratios
ROA (%)	1.1	-2.7	-0.0	5.2	3.0	-24.9	0.3	1.1	9.6	2.0
ROE (%)	2.1	-5.3	-0.1	9.4	3.6	-27.0	0.3	1.2	10.1	2.0
ROCE (%)	5.7	-0.2	3.2	9.2	4.9	-26.6	0.3	1.5	10.5	2.0
Valuation Parameters
Price/Book(x)	0.4	0.5	0.6	0.4	0.5	0.7	0.7	0.8	1.2	2.1

Top 5 Mutual Funds Holding

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Announcements

Tokyo Finance Ltd FAQs

The current trading price of Tokyo Finance on 07-May-2026 16:59 is ₹20.34.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 06-May-2026 the market cap of Tokyo Finance stood at ₹14.41 Cr

The latest P/E ratio of Tokyo Finance as of 06-May-2026 is 83.80.

The latest P/B ratio of Tokyo Finance as of 06-May-2026 is 1.23.

The 52-week high of Tokyo Finance is ₹35.58 and the 52-week low is ₹17.15.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Tokyo Finance is ₹0.84 ( Cr.) .

About Tokyo Finance Ltd

Tokyo Finance was incorporated in November 1994, and belongs to the Mumbai-based Tokyo group, which has business interests in thermo ware and plastics besides finance.

The company invests funds mostly in advances to known parties. Income of the company consists of interest earned on its investments. It has marginal operations in other fund-based activities like leasing, bill discounting, bridge finance and investment.

The registered office of the company is located at 102, Thosar House, Hanuman Cross Road No 1, Vile Parle, Mumbai-400057.

Business area of the company:

The company is engaged in the business of lending and other fund-based activities.

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Tokyo Finance Ltd (531644) Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating

Tokyo Finance Share Price