What is Upsurge Investment & Finance share price return in the past 10 years?

Upsurge Investment & Finance Ltd share price has appreciated 11.3% annually (CAGR) over the past ten years.

What is the P/E ratio of Upsurge Investment & Finance?

The latest standalone P/E ratio of Upsurge Investment & Finance as of 23-Apr-2024 is 11.81.

What is the P/B ratio of Upsurge Investment & Finance?

The latest standalone P/B ratio of Upsurge Investment & Finance as of 23-Apr-2024 is 1.50.

What is the 52-week high and low of Upsurge Investment & Finance?

The 52-week high of Upsurge Investment & Finance is Rs. 64.00 and the 52-week low is Rs. 30.25.

Upsurge Investment & Finance Ltd - Stock Valuation and Financial Performance

Name: Upsurge Investment & Finance
Brand: Upsurge Investment & Finance

BSE: 531390 | NSE: | Finance - NBFC | Small Cap

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Upsurge Investment Share Price

₹45.19 0.57 1.28%
as on 23-Apr'24 14:00

DeciZen - make an informed investing decision on Upsurge Investment

Based on:

Data

M-Cap below 100cr DeciZen not available

Upsurge Investment & Finance stock performance -

PE Chart Key Ratios

P/E Ratio (SA):

11.81

Market Cap:

67.6 Cr.

52-wk low:

30.3

52-wk high:

Is Upsurge Investment & Finance Ltd an attractive stock to invest in?

1. Is Upsurge Investment & Finance Ltd a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Upsurge Investment & Finance Ltd is a below average quality company.

2. Is Upsurge Investment & Finance Ltd undervalued or overvalued?

The key valuation ratios of Upsurge Investment & Finance Ltd's currently when compared to its past seem to suggest it is in the Fair zone.

3. Is Upsurge Investment & Finance Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Upsurge Investment & Finance Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of Upsurge Investment:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Standalone Basis ^P Consolidated Basis

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

	Mar'14	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	TTM
Operating Income (₹ Cr.)	9.6	28.4	14.6	13.2	39.3	25.6	22.7	28.3	38.2	32.6	9
YoY Gr. Rt. %	-	196.3%	-48.6%	-9.9%	198.5%	-34.8%	-11.2%	24.4%	34.9%	-14.5%	-
Adj EPS (₹ )	0.1	0.1	0.1	0.3	2	0.8	-2.7	6	6.2	0.3	3.8
YoY Gr. Rt. %	-	33.3%	62.5%	161.5%	491.2%	-62.2%	-452.6%	NA	2.8%	-94.6%	-
BVPS (₹ )	13.8	13.8	14	14.3	16.3	15.7	13.1	19.1	24.7	24.5	29.7
YoY Gr. Rt. %	-	0.6%	0.9%	2.4%	14.1%	-3.5%	-17%	45.9%	29.7%	-0.7%	-
To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ
Net Profit/Total Funds (%)	0.5	0.5	0.8	2.3	11.4	4.2	-17.3	32.7	25.8	1.2	0

CAGR ⓘ

CAGR Colour Code Guide ⓘ


	9 Years	5 Years	3 Years	1 Years
Net Interest Income	14.6%	-3.6%	12.8%	-14.5%
Adj EPS	20.9%	-30.3%	NA	-94.6%
BVPS	6.6%	8.5%	23.4%	-0.7%
Share Price	11.3%	21.6%	35.7%	15.9%

Key Financial Ratios


RATIOS \ YEARS	Mar'14	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	TTM
Asset Quality Ratio	To view Asset Quality Ratio Colour Rating Guide click here ⓘ
Net NPA to Net Advances (%)	0	0	0	0	0	0	0	0	0	0	-
Capitalization Ratio	To view Capitalization Ratio Colour Rating Guide click here ⓘ
Capital Adequacy Ratio (%)	0	0	0	0	0	0	0	0	0	0	-
Margins
Net Profit Margin (%)	1	0.4	1.3	3.9	7.8	4.5	-17.9	32.1	24.5	1.5	63.6
Performance Ratios	To view Performance Ratios Colour Rating Guide click here ⓘ
Return on Equity (%)	0.5	0.6	0.9	2.4	13.1	4.7	-18.6	37.3	28.2	1.4	12.7

Recent Performance Summary

Total Income has increased 12.80 CAGR in last 3 years

Return on Equity has declined versus last 3 years average to 13.90%

Net Profit has declined 0.00 CAGR in last 3 years

Total income growth is poor in last 4 quarters

Latest Financials - Upsurge Investment & Finance Ltd.

	Standalone	Consolidated
TTM EPS (₹)	3.8	-
TTM Sales (₹ Cr.)	9	-
BVPS (₹.) ⓘ	29.7	-
Reserves (₹ Cr.) ⓘ	30	-
P/BV ⓘ	1.50	-
PE ⓘ	11.81	-

From the Market
52 Week Low / High (₹)	30.25 / 64.00
All Time Low / High (₹)	0.10 / 91.70
Market Cap (₹ Cr.)	67.6
Equity (₹ Cr.)	15.2
Face Value (₹)	10
Industry PE ⓘ	31.9

Management X-Ray of Upsurge Investment:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged ^*

0.00

16.38

0.00

* Pledged shares as % of Promoter's holding (%)

Valuation of Upsurge Investment

Price Calculator

Price Chart

Price to Earnings

Enterprise Value to EBIT

Price to Book-Value

Price to Sales

Dividend History

Analyst's Notes

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Key Ratios of Upsurge Investment

Standalone Basis Consolidated Basis

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'14	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23
Income	9.59	28.44	14.77	13.23	39.60	25.60	22.74	28.29	38.24	32.67
Interest Income	9.59	28.41	14.60	13.16	39.28	25.60	22.74	28.29	38.16	32.64
Other Income ⓘ	0	0.04	0.18	0.07	0.32	0	0.01	0	0.08	0.03
Expenditure ⓘ	9.49	28.30	14.58	12.61	35.79	24.33	26.80	18.74	27.51	31.80
Interest Expense ⓘ	0	0	0.17	0.01	0.09	0.27	0.07	0.13	0.15	0.17
Operating Expenses ⓘ	9.40	28.04	13.87	12.51	35.64	23.99	25.03	18.46	24.93	29.17
Provisions	0.09	0.26	0.54	0.08	0.06	0.06	1.70	0.15	2.42	2.47
Exceptional Items ⓘ	0	0	0	0	0	0	0	0	0	0
Profit Before Tax ⓘ	0.10	0.14	0.20	0.63	3.82	1.28	-4.06	9.55	10.73	0.87
Taxes ⓘ	0	0.02	0	0.11	0.77	0.12	0	0.47	1.39	0.37
Profit After Tax	0.10	0.13	0.19	0.51	3.04	1.15	-4.06	9.08	9.34	0.50
Adjusted EPS (₹)	0.1	0.1	0.1	0.3	2.0	0.8	-2.7	6.0	6.2	0.3
Dividend Payout Ratio (%)	0%	0%	0%	0%	25%	66%	0%	0%	8%	151%

Balance Sheet

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'14	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23
Equity and Liabilities
Equity Capital	20.85	20.97	21.16	21.67	24.72	23.84	19.78	28.86	37.45	37.19
Share Capital ⓘ	15.15	15.15	15.15	15.15	15.15	15.15	15.15	15.15	15.15	15.15
Reserves ⓘ	5.70	5.82	6.01	6.52	9.57	8.69	4.63	13.71	22.29	22.04
Minority Interest	0	0	0	0	0	0	0	0	0	0
Long Term Borrowings	0	0	0	0	0	0	0	0	0	0
Current Liabilities	0.27	4.02	0.39	1.37	5.60	0.66	2.71	4.23	1.89	4.67
Trade Payables	0	0	0	0.24	0	0	0	0	0	2.25
Short term borrowings	0.23	3.97	0.32	0.91	5.44	0.60	2.62	4.06	1.72	2.28
Other Liabilities	-0.23	-3.97	-0.32	-1.15	-5.44	-0.60	-2.62	-4.06	-1.72	-4.53
Total Liabilities ⓘ	21.12	24.99	21.55	23.04	30.32	24.50	22.50	33.09	39.33	41.86
Assets
Non Current Asset	2.13	2.15	2.01	1.98	4.80	7.27	6.06	11.06	3.05	12.34
Loan Asset	0	0	0	0	0	0	0	0	0	0
Other Non Current Asset ⓘ	2.13	2.15	2.01	1.98	4.80	7.27	6.06	11.06	3.05	12.34
Current Asset	18.99	22.84	19.54	21.06	25.52	17.23	16.44	22.03	36.28	29.52
Current Investment	0	0	0	0	0	0	0	0	0	0
Other Current Asset	18.99	22.84	19.54	21.06	25.52	17.23	16.44	22.03	36.28	29.52
Total Assets ⓘ	21.12	24.99	21.55	23.04	30.32	24.50	22.50	33.09	39.33	41.86

Cash Flow

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'14	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23
Cash Flow From Operating Activity ⓘ	0.13	-2.60	-1.91	5.56	4.24	-4.05	3.68	1.96	-14.99	9.79
Cash Flow From Investing Activity ⓘ	0	-0.04	0.18	0.07	-2.54	-2.72	-1.61	2.61	18.29	-8.82
Cash Flow From Financing Activity ⓘ	0	0	0	-0.01	-0.09	-0.91	0	0	-0.76	-0.76
Net Cash Flow ⓘ	0.13	-2.64	-1.73	5.62	1.60	-7.68	2.08	4.57	2.54	0.21

Finance Ratio

Standalone Basis Consolidated Basis

PARTICULARS	Mar'14	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23
Operational & Financial Ratios
EPS (₹)	0	0	0	0	2	1	-3	6	6	0
DPS (₹)	0	0	0	0	1	1	0	0	1	1
BVPS (₹)	14	14	14	14	16	16	13	19	25	25
Performance Ratios
ROA (%)	0.5	0.5	0.8	2.3	11.4	4.2	-17.3	32.7	25.8	1.2
ROE (%)	0.5	0.6	0.9	2.4	13.1	4.7	-18.6	37.3	28.2	1.4
ROCE (%)	0.5	0.6	1.6	2.9	14.8	5.7	-17.0	35.0	30.2	2.6
Valuation Parameters
Price/Book(x)	1.1	1.4	1.7	1.0	2.7	1.3	0.9	1.2	1.8	1.4

Upsurge Investment & Finance Ltd Stock News

Upsurge Investment & Finance Ltd FAQs

What is the share price of Upsurge Investment?

Company share prices are keep on changing according to the market conditions. The closing price of Upsurge Investment on 23-Apr-2024 14:00 is ₹45.19.

What is the market cap of Upsurge Investment?

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 23-Apr-2024 14:00 the market cap of Upsurge Investment stood at ₹67.61.

What is the P/E ratio of Upsurge Investment?

The latest P/E ratio of Upsurge Investment as of 23-Apr-2024 14:00 is 11.81.

What is the P/B ratio of Upsurge Investment?

The latest P/B ratio of Upsurge Investment as of 23-Apr-2024 14:00 is 1.50.

What is the 52-week high and low of Upsurge Investment?

The 52-week high of Upsurge Investment is ₹64.00 and the 52-week low is ₹30.25.

What is the TTM revenue of Upsurge Investment?

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Upsurge Investment is ₹9.00 ( Cr.) .

About Upsurge Investment & Finance Ltd

Upsurge Investment & Finance Ltd. was incorporated in the year 1994. The company started with a paid up capital of Rs. 3.25 millions and later went for public issue in 1995. Its maiden public issue had been subscribed successfully.

Upsurge Investment & Finance is a registered non banking finance company and had successfully come out with its maiden public offering in the year 1995. Upsurge Investment & Finance is mainly engaged into investments and finance activities. At present company's net worth is Rs. 141.5 million comprising of paid up share capital of Rs. 91.4 million and its reserves are Rs. 50 million as on March 31, 2007. The company's shares are listed at Bombay Stock Exchange, Mumbai.

The company's shares were listed in the Bombay Stock Exchange, Ahmedabad Stock Exchange, and Jaipur Stock Exchange & Madhya Pradesh Stock Exchange in 1996. Subsequently the equity shares of the company were delisted from Jaipur Stock Exchange & Ahmedabad Stock Exchange in the year 2003 and 2004 respectively, in accordance with SEBI (Delisting of Securities) Guidelines, 2003 for voluntary delisting

The company is managed by qualified Chartered Accountants and finance professionals, each having more than a decade of experience in their relevant field. The company is operating from Mumbai, Financial Capital of India.

Business area of the company: Upsurge Investment & Finance is a non banking finance company primarily engaged in the investments and finance activities.