Ushakiran Finance Ltd - Stock Valuation and Financial Performance

BSE: 511507 | NSE: | Finance - NBFC | Small Cap

Ushakiran Finance Share Price

32.64 0.00 0.00%
as on 08-Oct'24 16:00

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Ushakiran Finance stock performance -

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P/E Ratio (SA):
41.32
Market Cap:
8.3 Cr.
52-wk low:
20
52-wk high:
44.4

Is Ushakiran Finance Ltd an attractive stock to invest in?

1. Is Ushakiran Finance Ltd a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Ushakiran Finance Ltd is a below average quality company.

2. Is Ushakiran Finance Ltd undervalued or overvalued?

The key valuation ratios of Ushakiran Finance Ltd's currently when compared to its past seem to suggest it is in the Fair zone.

3. Is Ushakiran Finance Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Ushakiran Finance Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of Ushakiran Finance:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Ushakiran Finance Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24TTM
Operating Income (₹ Cr.)0.20.10.30.30.30.20.50.40.40.50
YoY Gr. Rt. %--26.7%190.9%-18.8%3.9%-18.5%113.6%-23.4%8.3%18%-
Adj EPS (₹ ) 0.2-0.11.20.5-0.1-0.410.80.50.30.8
YoY Gr. Rt. %--126.1%NA-61.2%-113.3%NANA-23.3%-32.9%-39.6%-
BVPS (₹ )6.46.37.57.921.916.725.847.74572.773
YoY Gr. Rt. %--0.9%18.4%6.2%176.3%-23.8%54.7%84.8%-5.7%61.6%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)2.2-0.612.74.6-0.4-1.94.72.11.10.50

CAGR

CAGR Colour Code Guide

9 Years 5 Years 3 Years 1 Years
Net Interest Income13.3%11.2%-0.7%18%
Adj EPS3.7%NA-32.3%-39.6%
BVPS31.1%27.1%41.2%61.6%
Share Price 20.1% 49.3% 60.1% 43.2%

Key Financial Ratios

RATIOS \ YEARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)39.7-13.491.943.7-5.7-43.156.355.734.617.941.8
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)3.7-0.916.85.9-0.4-1.94.92.11.20.61.1

Recent Performance Summary

Total income growth is good in last 4 quarters

Return on Equity has declined versus last 3 years average to 1.10%

Total Income has declined 7.75 CAGR in last 3 years

Net Profit has declined -32.27 CAGR in last 3 years

Latest Financials - Ushakiran Finance Ltd.

Standalone Consolidated
TTM EPS (₹) 0.8 -
TTM Sales (₹ Cr.) 0.5 -
BVPS (₹.) 73 -
Reserves (₹ Cr.) 16 -
P/BV 0.45 -
PE 41.32 -
From the Market
52 Week Low / High (₹) 19.95 / 44.44
All Time Low / High (₹) 1.58 / 74.10
Market Cap (₹ Cr.) 8.3
Equity (₹ Cr.) 2.5
Face Value (₹) 10
Industry PE 31.8

Management X-Ray of Ushakiran Finance:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Event Update

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Analyst's Notes

Key Ratios of Ushakiran Finance

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24
Income0.280.730.500.450.280.260.470.360.430.46
Interest Income0.150.110.320.260.270.220.470.360.390.46
Other Income 0.130.620.180.1800.040.0100.040
Expenditure 0.210.780.180.240.280.350.200.250.360.27
Interest Expense 0000000000
Operating Expenses 0.140.140.140.140.160.190.200.210.270.26
Provisions 0.070.630.040.100.120.1700.040.090.01
Exceptional Items 0000000000
Profit Before Tax 0.07-0.050.330.200-0.090.270.120.070.19
Taxes 0.02-0.030.030.090.0100.01-0.08-0.070.10
Profit After Tax 0.06-0.010.290.12-0.02-0.090.260.200.140.08
Adjusted EPS (₹)0.2-0.11.20.5-0.1-0.41.00.80.50.3
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%0%0%

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24

Equity and Liabilities

Equity Capital1.821.812.102.225.774.456.7712.3411.6518.70
Share Capital 2.752.752.752.752.752.752.752.752.752.75
Reserves -0.93-0.94-0.65-0.533.021.704.029.598.9015.95
Minority Interest0000000000
Long Term Borrowings0.810.350.370.30-0.0100-0.10-0.190.73
Current Liabilities 0.010.010.010.010.010.020.030.020.020.01
Trade Payables0000000000
Short term borrowings0000000000
Other Liabilities0000000000
Total Liabilities 2.652.162.482.525.774.466.7912.2511.4819.44

Assets

Non Current Asset 1.280.800.870.924.573.155.4611.1310.4718.50
Loan Asset 0000000000
Other Non Current Asset 1.280.800.870.924.573.155.4611.1310.4718.50
Current Asset 1.371.361.611.601.201.301.331.121.010.94
Current Investment0.0300.140.17000000
Other Current Asset1.331.361.471.431.201.301.331.121.010.94
Total Assets 2.652.162.482.525.774.466.7912.2511.4819.44

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24
Cash Flow From Operating Activity -0.57-0.110.490.240.15-0.420.040.400.27-0.02
Cash Flow From Investing Activity 0.530.51-0.32-0.320.160.09-0.02-0.23-0.18-0.05
Cash Flow From Financing Activity -0.06-0.430.04-0.10000000
Net Cash Flow -0.10-0.030.20-0.180.31-0.330.020.170.09-0.07
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24

Operational & Financial Ratios

EPS (₹)0010001110
DPS (₹)0000000000
BVPS (₹)6678221726484573

Performance Ratios

ROA (%)2.2-0.612.74.6-0.4-1.94.72.11.10.5
ROE (%)3.7-0.916.85.9-0.4-1.94.92.11.20.6
ROCE (%)4.2-2.516.99.50.0-1.84.91.20.61.2

Valuation Parameters

Price/Book(x)1.00.00.60.50.20.00.20.60.40.4

Ushakiran Finance Ltd Stock News

Ushakiran Finance Ltd FAQs

Company share prices are keep on changing according to the market conditions. The closing price of Ushakiran Finance on 08-Oct-2024 16:00 is ₹32.64.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 08-Oct-2024 16:00 the market cap of Ushakiran Finance stood at ₹8.31.
The latest P/E ratio of Ushakiran Finance as of 08-Oct-2024 16:00 is 41.32.
The latest P/B ratio of Ushakiran Finance as of 08-Oct-2024 16:00 is 0.45.
The 52-week high of Ushakiran Finance is ₹44.44 and the 52-week low is ₹19.95.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Ushakiran Finance is ₹0.48 ( Cr.) .

About Ushakiran Finance Ltd

Ushakiran Finance was incorporated on March 20, 1986. The company’s progress in all its activities had been very good and encouraging.  The company obtained Category I Merchant Banker registration from SEBI with effect from May 16, 1995. The company proposes to commence merchant banking activities and step up leasing, hire purchase and also non fund based activities.

The registered office of the company is located at 405, Raghava Ratna Towers, Chirag Ali Lane Hyderabad, Andhra Pradesh-500001.

Business area of the company

The company is engaged in the business of leasing, dealing in shares etc.

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