UY Fincorp Ltd - Stock Valuation and Financial Performance

BSE: 530579 | NSE: | Finance - NBFC | Small Cap

UY Fincorp Share Price

27.30 -0.43 -1.55%
as on 12-Apr'24 10:20

DeciZen - make an informed investing decision on UY Fincorp

Overall Rating
Bole Toh

1. Quality

2. Valuation

Overvalued

3. Price Trend

UY Fincorp stock performance -

mw4me loader
P/E Ratio (SA):
8.42
Market Cap:
513.5 Cr.
52-wk low:
15.9
52-wk high:
36.5

Is UY Fincorp Ltd an attractive stock to invest in?

1. Is UY Fincorp Ltd a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that UY Fincorp Ltd is a below average quality company.

2. Is UY Fincorp Ltd undervalued or overvalued?

The key valuation ratios of UY Fincorp Ltd's currently when compared to its past seem to suggest it is in the Overvalued zone.

3. Is UY Fincorp Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of UY Fincorp Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of UY Fincorp:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
UY Fincorp Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23TTM
Operating Income (₹ Cr.)13.218124.525.923.62017.21483.755.618
YoY Gr. Rt. %-1270.4%-86.5%5.8%-9.1%-15.1%-14%-18.7%498.1%-33.6%-
Adj EPS (₹ ) 0.10.30.40.60.60.20.10.50.20.43.2
YoY Gr. Rt. %-172.7%26.7%57.9%1.7%-65.6%-33.3%257.1%-66%141.2%-
BVPS (₹ )14.411.311.712.312.912.912.212.712.913.316.5
YoY Gr. Rt. %--21.8%3.4%5.2%5%0%-5%4.1%1.3%3.2%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)0.53.13.24.84.61.61.13.51.12.70

CAGR

CAGR Colour Code Guide

9 Years 5 Years 3 Years 1 Years
Net Interest Income17.3%18.7%47.8%-33.6%
Adj EPS15.7%-7.6%43.1%141.2%
BVPS-0.9%0.7%2.9%3.2%
Share Price 11.4% 45.4% 100.6% 69.6%

Key Financial Ratios

RATIOS \ YEARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)5.53.229.943.948.820.11667.93.813.9348.4
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)0.83.73.454.81.61.241.33.119.5

Recent Performance Summary

Return on Equity has increased versus last 3 years average to 21.60%

Total Income has increased 47.80 CAGR in last 3 years

Net Profit has increased 43.07 CAGR in last 3 years

Total income growth is good in last 4 quarters

No data to display

Latest Financials - UY Fincorp Ltd.

Standalone Consolidated
TTM EPS (₹) 3.2 -0
TTM Sales (₹ Cr.) 17.5 14
BVPS (₹.) 16.5 0
Reserves (₹ Cr.) 218 154
P/BV 1.64 0.00
PE 8.42 0.00
From the Market
52 Week Low / High (₹) 15.90 / 36.46
All Time Low / High (₹) 0.70 / 43.19
Market Cap (₹ Cr.) 513
Equity (₹ Cr.) 95.1
Face Value (₹) 5
Industry PE 32.5

Management X-Ray of UY Fincorp:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Event Update

Login/Register to view analysis.

Analyst's Notes

Key Ratios of UY Fincorp

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23
Income131812526242018158557
Interest Income131812526242017148456
Other Income 0000001112
Expenditure 1317398741338146
Interest Expense 7300001110
Operating Expenses 61698752226444
Provisions 011132110162
Exceptional Items 00-300-100000
Profit Before Tax 191318166513411
Taxes 0367522313
Profit After Tax 167111243938
Adjusted EPS (₹)0.10.30.40.60.60.20.10.50.20.4
Dividend Payout Ratio (%)0%0%0%0%8%0%0%0%0%0%

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23

Equity and Liabilities

Equity Capital100214222233245245233242245253
Share Capital 35959595959595959595
Reserves 65119127138149150137147150158
Minority Interest0000000000
Long Term Borrowings5111131128344431
Current Liabilities 5510111302251
Trade Payables0000000000
Short term borrowings0000000000
Other Liabilities0000000000
Total Liabilities 156220233245260256263278294285

Assets

Non Current Asset 110554140363748485036
Loan Asset 581012000000
Other Non Current Asset 52463938363748485036
Current Asset 46165192206225219215230245249
Current Investment0000000000
Other Current Asset46165192206225219215230245249
Total Assets 156220233245260256263278294285

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23
Cash Flow From Operating Activity 24-5631-93155-5-3
Cash Flow From Investing Activity -22-4422-3-24000
Cash Flow From Financing Activity 058000-185-10
Net Cash Flow 3-373-7-1-29-6-4
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23

Operational & Financial Ratios

EPS (₹)0001100100
DPS (₹)0000000000
BVPS (₹)14111212131312131313

Performance Ratios

ROA (%)0.53.13.24.84.61.61.13.51.12.7
ROE (%)0.83.73.45.04.81.61.24.01.33.1
ROCE (%)4.96.25.98.06.92.52.25.42.14.5

Valuation Parameters

Price/Book(x)0.70.40.30.50.60.30.10.31.11.0

UY Fincorp Ltd Stock News

UY Fincorp Ltd FAQs

Company share prices are keep on changing according to the market conditions. The closing price of UY Fincorp on 12-Apr-2024 10:20 is ₹27.30.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 12-Apr-2024 10:20 the market cap of UY Fincorp stood at ₹513.5.
The latest P/E ratio of UY Fincorp as of 12-Apr-2024 10:20 is 8.42.
The latest P/B ratio of UY Fincorp as of 12-Apr-2024 10:20 is 1.64.
The 52-week high of UY Fincorp is ₹36.46 and the 52-week low is ₹15.90.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of UY Fincorp is ₹17.53 ( Cr.) .

About UY Fincorp Ltd

Golden Securities was originally incorporated with the Registrar of Companies, West Bengal on October 7, 1993 as Golden Securities Private Limited. Pursuant to shareholders resolution dated November 30, 1994 the company was converted into Public Limited Company and the name was changed to Golden Securities Limited. Fresh certificate of incorporation consequent to such change of name was issued by the Registrar of Companies, West Bengal vide certificate dated December 13, 1994.

In 2011 the name of the Company has changed from Golden Securities Ltd. to Golden Goenka Fincorp Ltd.

In the year 2000, the company started a training centre for teaching computer operations and is planning to further development of software and exploring the export market relating to Information Technology, Medical Transcription, E-Commerce and other sphere of activities. The registered office of the company is located at Kolkata, India.

Business of the company:

Being a non-banking financial company, it is in the business of share investment, assets financing, investment banking, equipment lease and finance and bill discounting for reputed companies.

Read More Read Less
You have 2 views remaining as a Guest User. To get DeciZen Rating of 3,500+ Stocks based on their Quality, Valuation and Price Trend Login Now
© 2024 The Alchemists Ark Pvt. Ltd. All rights reserved. MoneyWorks4Me ® is a registered trademark of The Alchemists Ark Pvt.Ltd.