UY Fincorp Ltd Stock Analysis

BSE: 530579 | NSE: | Finance - NBFC | Small Cap

BSE Share Price Jan 17, 18:01
16.05 0.10 (0.63%)

DeciZen - Make an Informed Decision on UY Fincorp

Overall Rating
M-Cap below 500cr. High Risk from low Liquidity

1. Quality

2. Valuation

Somewhat overvalued
P/E P/S EV/EBITDA

3. Price Trend

Semi Strong

10 Year X-Ray:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Mar'12Mar'13Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21TTM
Operating Income (₹ Cr.)95.976.213.218124.525.923.62017.21421
YoY Gr. Rt. %--20.5%-82.7%1270.4%-86.5%5.8%-9.1%-15.1%-14%-18.7%-
Adj EPS (₹ ) 0.30.30.10.30.40.60.60.20.10.50.7
YoY Gr. Rt. %-11.5%-62.1%172.7%26.7%57.9%1.7%-65.6%-33.3%257.1%-
BVPS (₹ )8.113.514.411.311.712.312.912.912.212.713.2
YoY Gr. Rt. %-67.5%6.7%-21.8%3.4%5.2%5%0%-5%4.1%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)21.70.53.13.24.84.61.61.13.50

CAGR

CAGR Colour Code Guide
9 Years 5 Years 3 Years 1 Years
Net Interest Income-19.3%-10.6%-16%-18.7%
Adj EPS7.5%5.6%-6.4%257.1%
BVPS5.2%1.8%-0.4%4.1%
Share Price -3.5% 25.9% 53.7% 451.5%

Key Financial Ratios

RATIOS \ YEARSMar'12Mar'13Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)12.65.53.229.943.948.820.11667.960.7
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)5.83.30.83.73.454.81.61.245.1

Recent Performance Summary

Return on Equity has increased versus last 3 years average to 5.20%

Total income growth is good in last 4 quarters

Total Income has declined 74.59 CAGR in last 3 years

Net Profit has declined -6.41 CAGR in last 3 years

Latest Financials - UY Fincorp Ltd.

Standalone Consolidated
TTM EPS (₹) 0.7 0.9
TTM Sales (₹ Cr.) 21 21
BVPS (₹.) 13.2 13.1
Reserves (₹ Cr.) 155 155
P/BV 1.22 1.23
PE 24.07 18.02
From the Market
52 Week Low / High (₹) 2.47 / 19.25
All Time Low / High (₹) 0.70 / 43.19
Market Cap (₹ Cr.) 305
Equity (₹ Cr.) 95.1
Face Value (₹) 5
Industry PE 43.6

Management X-Ray:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Event Update

Analyst's Notes

News

About UY Fincorp Ltd

Golden Securities was originally incorporated with the Registrar of Companies, West Bengal on October 7, 1993 as Golden Securities Private Limited. Pursuant to shareholders resolution dated November 30, 1994 the company was converted into Public Limited Company and the name was changed to Golden Securities Limited. Fresh certificate of incorporation consequent to such change of name was issued by the Registrar of Companies, West Bengal vide certificate dated December 13, 1994.

In 2011 the name of the Company has changed from Golden Securities Ltd. to Golden Goenka Fincorp Ltd.

In the year 2000, the company started a training centre for teaching computer operations and is planning to further development of software and exploring the export market relating to Information Technology, Medical Transcription, E-Commerce and other sphere of activities. The registered office of the company is located at Kolkata, India.

Business of the company:

Being a non-banking financial company, it is in the business of share investment, assets financing, investment banking, equipment lease and finance and bill discounting for reputed companies.

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