Stocks - Q : Quality | V : Valuation | PT : Price Trend
Funds - P : Performance | Q : Quality
Funds - P : Performance | Q : Quality
BSE: 532974 | NSE: BIRLAMONEY | Finance - Stock Broking | Small Cap
Past 10 year’s financial track record analysis by Moneyworks4me indicates that Aditya Birla Money Ltd is a below average quality company.
The key valuation ratios of Aditya Birla Money Ltd's currently when compared to its past seem to suggest it is in the Somewhat Undervalued zone.
The Price Trend analysis by MoneyWorks4Me indicates it is Semi Strong which suggest that the price of Aditya Birla Money Ltd is likely to Rise-somewhat in the short term. However, please check the rating on Quality and Valuation before investing.
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.
| Mar'15 | Mar'16 | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | Mar'24 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| ROCE % ⓘ | 12.8% | 8.6% | 14% | 12.5% | 12.8% | 13.2% | 13.5% | 10.4% | 11% | 12.8% | - |
| Value Creation Index ⓘ | -0.1 | -0.4 | -0 | -0.1 | -0.1 | -0.1 | 0.0 | -0.3 | -0.2 | -0.1 | - |
Growth Parameters ⓘGrowth Parameters Colour Code Guide ⓘ | |||||||||||
| Sales ⓘ | 112 | 111 | 123 | 163 | 168 | 167 | 193 | 231 | 263 | 390 | 448 |
| Sales YoY Gr. | - | -0.6% | 10.8% | 31.8% | 3.3% | -0.8% | 16.1% | 19.6% | 13.7% | 48.4% | - |
| Adj EPS ⓘ | 1.3 | 0.2 | 1.1 | 1.3 | 1.8 | 2.1 | 2.8 | 4.6 | 6 | 9.4 | 13.1 |
| YoY Gr. | - | -82.8% | 404.6% | 17.1% | 36.2% | 20.3% | 31.5% | 65.7% | 29.5% | 55.9% | - |
| BVPS (₹) ⓘ | 4.7 | 4.9 | 6 | 1.6 | 3.6 | 5.4 | 8.3 | 13.2 | 19.3 | 28.8 | 41.8 |
| Adj Net Profit ⓘ | 7.1 | 1.2 | 6.2 | 7.3 | 10 | 12 | 15.8 | 26.1 | 33.9 | 53 | 74 |
| Cash Flow from Ops. ⓘ | -21.6 | -22.8 | 51.3 | -169 | -147 | 257 | -155 | -284 | -76.5 | -444 | - |
| Debt/CF from Ops. ⓘ | -3.2 | -3.3 | 0.7 | -1.6 | -2.8 | 0.9 | -2.4 | -2.5 | -11.5 | -3.1 | - |
CAGR Colour Code Guide ⓘ
| 9 Years | 5 Years | 3 Years | 1 Years | |||||
|---|---|---|---|---|---|---|---|---|
| Sales ⓘ | 14.9% | 18.4% | 26.3% | 48.4% | ||||
| Adj EPS ⓘ | 24.8% | 39.6% | 49.6% | 55.9% | ||||
| BVPSⓘ | 22.3% | 51.3% | 51.3% | 49% | ||||
| Share Price | 19.1% | 42.8% | 38.8% | 25.3% | ||||
Performance Ratio Colour Code Guide ⓘ
| Mar'15 | Mar'16 | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | Mar'24 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity % ⓘ | 26.6 | 4.5 | 20.3 | 34.6 | 68.1 | 47.3 | 40.9 | 43.2 | 37 | 39 | 37.2 |
| Op. Profit Mgn % ⓘ | 7.8 | 5.4 | 12 | 13.6 | 26.3 | 27 | 27.4 | 29.3 | 33.6 | 42.4 | 49.7 |
| Net Profit Mgn % ⓘ | 6.3 | 1.1 | 5 | 4.5 | 6 | 7.2 | 8.2 | 11.3 | 12.9 | 13.6 | 16.6 |
| Debt to Equity ⓘ | 1.9 | 2 | 0.8 | 30 | 20.4 | 7.4 | 8 | 9.7 | 8 | 8.5 | 0 |
| Working Cap Days ⓘ | 416 | 468 | 508 | 527 | 796 | 741 | 645 | 965 | 1,065 | 907 | 959 |
| Cash Conv. Cycle ⓘ | 250 | 317 | 335 | 343 | 579 | 468 | 453 | 630 | 566 | 390 | 79 |
Sales growth is growing at healthy rate in last 3 years 26.34%
Net Profit is growing at healthy rate in last 3 years 49.58%
Debt to equity has declined versus last 3 years average to 8.45
Sales growth is good in last 4 quarters at 17.82%
Return on Equity has declined versus last 3 years average to 37.20%
| Standalone | Consolidated | |
|---|---|---|
| TTM EPS (₹) | 13.1 | 1.9 |
| TTM Sales (₹ Cr.) | 448 | 172 |
| BVPS (₹.) ⓘ | 41.8 | 0 |
| Reserves (₹ Cr.) ⓘ | 230 | 11 |
| P/BV ⓘ | 3.57 | 0.00 |
| PE ⓘ | 11.35 | 80.66 |
| From the Market | |
|---|---|
| 52 Week Low / High (₹) | 116.05 / 303.00 |
| All Time Low / High (₹) | 7.50 / 303.00 |
| Market Cap (₹ Cr.) | 842 |
| Equity (₹ Cr.) | 5.7 |
| Face Value (₹) | 1 |
| Industry PE ⓘ | 26.9 |
| Pledged * | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PARTICULARS | Mar'15 | Mar'16 | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | Mar'24 |
|---|---|---|---|---|---|---|---|---|---|---|
| Income | 119 | 119 | 125 | 165 | 172 | 174 | 196 | 234 | 279 | 395 |
| Interest Income | 112 | 111 | 123 | 163 | 168 | 167 | 193 | 231 | 263 | 390 |
| Other Income ⓘ | 7 | 7 | 2 | 3 | 4 | 7 | 3 | 3 | 16 | 5 |
| Expenditure ⓘ | 112 | 117 | 118 | 155 | 158 | 157 | 174 | 198 | 232 | 326 |
| Interest Expense ⓘ | 3 | 7 | 6 | 12 | 32 | 29 | 24 | 28 | 51 | 93 |
| Operating Expenses ⓘ | 106 | 106 | 107 | 88 | 87 | 90 | 145 | 167 | 173 | 229 |
| Provisions | 2 | 3 | 4 | 55 | 39 | 38 | 5 | 3 | 8 | 4 |
| Exceptional Items ⓘ | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit Before Tax ⓘ | 7 | 2 | 7 | 10 | 14 | 17 | 22 | 36 | 47 | 69 |
| Taxes ⓘ | 0 | 1 | 1 | 3 | 4 | 5 | 7 | 10 | 13 | 16 |
| Profit After Tax | 7 | 1 | 6 | 7 | 10 | 12 | 16 | 26 | 34 | 53 |
| Adjusted EPS (₹) | 1.3 | 0.2 | 1.1 | 1.3 | 1.8 | 2.1 | 2.8 | 4.6 | 6.0 | 9.4 |
| Dividend Payout Ratio (%) | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| PARTICULARS | Mar'15 | Mar'16 | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | Mar'24 |
|---|---|---|---|---|---|---|---|---|---|---|
Equity and Liabilities | ||||||||||
| Equity Capital | 36 | 37 | 43 | 11 | 21 | 31 | 48 | 74 | 109 | 163 |
| Share Capital ⓘ | 16 | 16 | 16 | 6 | 6 | 6 | 6 | 6 | 6 | 6 |
| Reserves ⓘ | 20 | 22 | 28 | 5 | 16 | 26 | 42 | 69 | 104 | 157 |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long Term Borrowings | 1 | 1 | 1 | -2 | -3 | -4 | -5 | -6 | -7 | -11 |
| Current Liabilities | 176 | 199 | 221 | 528 | 672 | 517 | 836 | 1,192 | 1,254 | 1,953 |
| Trade Payables | 10 | 11 | 21 | 22 | 27 | 31 | 29 | 33 | 19 | 24 |
| Short term borrowings | 69 | 75 | 35 | 266 | 417 | 224 | 377 | 717 | 876 | 1,375 |
| Other Liabilities | -79 | -85 | -55 | -288 | -445 | -254 | -406 | -751 | -895 | -1,398 |
| Total Liabilities ⓘ | 212 | 237 | 265 | 537 | 690 | 544 | 878 | 1,261 | 1,356 | 2,105 |
Assets | ||||||||||
| Non Current Asset | 18 | 20 | 21 | 20 | 26 | 41 | 40 | 50 | 61 | 72 |
| Loan Asset | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non Current Asset ⓘ | 18 | 20 | 21 | 20 | 26 | 41 | 40 | 50 | 61 | 72 |
| Current Asset | 194 | 217 | 245 | 517 | 664 | 503 | 838 | 1,211 | 1,295 | 2,034 |
| Current Investment | 0 | 0 | 0 | 24 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Asset | 194 | 217 | 245 | 493 | 664 | 503 | 838 | 1,211 | 1,295 | 2,034 |
| Total Assets ⓘ | 212 | 237 | 265 | 537 | 690 | 544 | 878 | 1,261 | 1,356 | 2,105 |
| PARTICULARS | Mar'15 | Mar'16 | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | Mar'24 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash Flow From Operating Activity ⓘ | -22 | -23 | 51 | -169 | -147 | 257 | -155 | -284 | -77 | -444 |
| Cash Flow From Investing Activity ⓘ | -33 | 21 | -2 | -23 | 24 | 1 | 0 | 0 | -4 | -4 |
| Cash Flow From Financing Activity ⓘ | 57 | -1 | -46 | 182 | 122 | -226 | 127 | 311 | 106 | 403 |
| Net Cash Flow ⓘ | 3 | -3 | 3 | -10 | -1 | 32 | -28 | 27 | 26 | -45 |
| PARTICULARS | Mar'15 | Mar'16 | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | Mar'24 |
|---|---|---|---|---|---|---|---|---|---|---|
Operational & Financial Ratios |
||||||||||
| EPS (₹) | 1 | 0 | 1 | 1 | 2 | 2 | 3 | 5 | 6 | 9 |
| DPS (₹) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| BVPS (₹) | 5 | 5 | 6 | 2 | 4 | 5 | 8 | 13 | 19 | 29 |
Performance Ratios | ||||||||||
| ROA (%) | 3.4 | 0.5 | 2.5 | 1.8 | 1.6 | 1.9 | 2.2 | 2.4 | 2.6 | 3.1 |
| ROE (%) | 26.6 | 4.5 | 20.3 | 34.6 | 68.1 | 47.3 | 40.9 | 43.2 | 37.0 | 39.0 |
| ROCE (%) | 12.8 | 8.6 | 14.0 | 12.5 | 12.8 | 13.2 | 13.5 | 10.4 | 11.0 | 12.8 |
Valuation Parameters | ||||||||||
| Price/Book(x) | 5.1 | 4.1 | 5.3 | 31.8 | 12.8 | 3.5 | 4.9 | 4.6 | 2.4 | 3.3 |
Aditya Birla Money Limited, incorporated in 1995, was formerly known as Apollo Sindhoori Capital Investments. The company is a leading player in the broking space with nearly 15 years of experience.
It became a part of the Aditya Birla Group in March 2009, when the Group acquired 76% stake of the company.
The company has a strong distribution network of over 800 own and franchisee branches, a large customer base in excess of 1,80,000, a strong technology backbone and a range of products delivered through a robust online and offline model.
The company boasts of an immense talent pool and vertical specialists, which add to its positioning as a competitive entity in this segment.
Aditya Birla Money is listed on National Stock Exchange of India (NSE) and the Bombay Stock Exchange (BSE). It is also registered as a depository participant with both NSDL and CDSL.
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MoneyWorks4Me rates and ranks mutual funds based on the following data-driven system:
Funds ranking in screeners: Performance Consistency and Quality are two parameters used for ranking funds for SIP. The ranking as follows GG, GO, GR, OG, OO, OR, RG, RO and RR.
With the same color-coded funds, the one with the higher Average 3-year rolling returns (over 5 to 10 years), the number that appears in the Performance tag, ranks higher.
Here is the summary:
The third tag Upside Potential is not relevant for SIP. It is relevant for lumpsum investments in Mutual Funds.
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