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Aditya Birla Money Ltd (BIRLAMONEY)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 532974 NSE: BIRLAMONEY Finance - Stock Broking | Small Cap | Aditya Birla Money Share Price

₹143.45 0.00 (0.00%)

As on 02-Jul'26 16:59

Aditya Birla Money Ltd (BIRLAMONEY)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 532974 NSE: BIRLAMONEY Finance - Stock Broking | Small Cap | Aditya Birla Money Share Price

₹143.45 0.00 (0.00%)

As on 02-Jul'26 16:59

Key Metrics
Valuation Multiples
Market Cap
₹811 Cr.
Current Price
₹143.5
52-Week Low / High
₹95 / 201
TTM EPS
₹10.4
TTM Sales
₹469 Cr.
Book Value per Share
₹53.1
P/E Ratio
13.86
In line with its 5-year historical median
Industry PE
51.1
Price to Book (P/B)
2.70
Lower than its 5-year historical median
Price to Sales (P/S)
1.73
In line with its 5-year historical median
EV/EBITDA
-1.11
Lower than its 5-year historical median
Dividend Yield
0%
Profitability Efficiency
Return on Equity (ROE)
37.20%
Outperforms industry median
Return on Capital Employed (ROCE)
13.24%
Outperforms industry median
Return on Assets (ROA)
3.25%
Operating Profit Margin
49.9%
Net Profit Margin
16.57%
Gross Profit Margin
24.9%
Growth Momentum
1-yr vs 3-yr growth
Sales Growth (1 Year)
Slowing versus 3-year growth rate
14.72%
Operating Profit Growth (1 Year)
Slowing versus 3-year growth rate
35%
Net Profit Growth (1 Year)
Slowing versus 3-year growth rate
40.06%
Asset Quality
Promoter Holding
73.53%
Pledged shares (%) of Promoter's holding (%)
0.00%
Reserves
₹295 Cr.
Equity
₹5.7 Cr.
Face Value
₹1
All Time Low / High
₹7.50 / 303.00

Aditya Birla Money stock performance

Key Ratios
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Quality

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Valuation

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Price Trend

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Q.1 Is Aditya Birla Money Ltd a good quality company?
Aditya Birla Money Ltd is a weak quality company, based on a inconsistent multi-year financial track record.

This assessment is based on company’s performance on Revenue growth, ROCE, Equity and Assets, key margin ratios, cash conversion cycle, and debt to cash flow from operations and how it compares with its long term averages.

We have analysed the performance of the company on the following:

  • How has it performed on generating Profits?

    By checking its Revenue growth, Gross, Operating and Net Margins compared to its last 5-year median.

  • How efficiently has it utilized Capital?

    By checking its ROCE, ROA, ROE and its Cash Conversion Cycle.

  • How is it managing its Debt?

    By checking its Debt to Equity and Cash Flow from Operations.

How does Aditya Birla Money Ltd performance compare with that of its Peers?
Q.1 Revenue growth of Aditya Birla Money Ltd vs industry peers?
Aditya Birla Money Ltd revenue CAGR is 21.85%, compared to the industry median CAGR of 16.32%, indicating faster growth and gaining its market share.
Q.1 Promoter shareholding and pledge status of Aditya Birla Money Ltd?
Promoters hold 73.53% of the Aditya Birla Money Ltd, with 0.00% of their stake pledged, indicating no pledge risk.
Q.1 Stock return of Aditya Birla Money Ltd over the last decade?
Over the last 9 year(s), the stock has delivered a CAGR of 20.4% based on the current price.

10 Year X-Ray : Login to view analysis.

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Aditya Birla Money Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good

Value Creation

Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
ROCE % 8.6%14%12.5%12.8%13.2%13.5%10.4%11%12.8%13.2%-
Value Creation
Index
-0.4-0-0.1-0.1-0.10.0-0.3-0.2-0.1-0.1-

Growth Parameters

Sales 111123163168167193231263390448469
Sales YoY Gr.-10.8%31.8%3.3%-0.8%16.1%19.6%13.7%48.4%14.7%-
Adj EPS 0.21.11.31.82.12.84.669.413.110.4
YoY Gr.-404.6%17.1%36.2%20.3%31.5%65.7%29.5%55.9%40.1%-
BVPS (₹) 4.961.63.65.48.313.219.328.841.853.1
Adj Net
Profit
1.26.27.3101215.826.133.95374.258
Cash Flow from Ops. -22.851.3-169-147257-155-284-76.5-444-126-
Debt/CF from Ops. -3.30.7-1.6-2.80.9-2.4-2.5-11.5-3.1-13.3-

CAGR

9 Years 5 Years 3 Years 1 Years
Sales 16.7%21.9%24.6%14.7%
Adj EPS 57.5%43.9%41.4%40.1%
BVPS26.9%50.7%47%45.2%
Share Price 19.3% 20.5% 34.5% -26.3%

Key Financial Parameters

Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
Return on
Equity %
4.520.334.668.147.340.943.2373937.221.8
Op. Profit
Mgn %
5.41213.626.32727.429.333.642.449.948.2
Net Profit
Mgn %
1.154.567.28.211.312.913.616.612.5
Debt to
Equity
20.83020.47.489.788.57.10
Working Cap
Days
4685085277967416459651,0657767371,107
Cash Conv.
Cycle
31733534357946845363056639047087

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25
Income + 119125165172174196234279395463
Interest Income111123163168167193231263390448
Other Income 3455393853844
Exceptional Items 723473316515
Expenditure + 117118155158157174198232326361
Interest Expense 7612322924285193127
Operating Expenses 106107888790145167173229230
Provisions 3455393853844
Exceptional Items 0000000000
Profit Before Tax 2710141722364769102
Taxes 11345710131627
Profit After Tax 16710121626345374
Adjusted EPS (₹)0.21.11.31.82.12.84.66.09.413.1
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%0%0%

Valuation of Aditya Birla Money - Standalone

YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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Analyst's Notes

data not found
No data found!

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25

Equity and Liabilities

Equity Capital +37431121314874109163236
Share Capital 161666666666
Reserves 2228516264269104157230
Short term borrowings75352664172243777178761,2831,581
Long Term Borrowings11-2-3-4-5-6-7147148
Current Liabilities 1992215286725178361,1921,2541,7962,077
Trade Payables11212227312933192417
Other Liabilities-85-55-288-445-254-406-751-895-1,306-1,598
Total Liabilities 2372655376905448781,2611,3562,1052,461

Assets

Non Current Asset +2021202641405061994774
Loan Asset 00000000601609
Other Non Current Asset 2021202641405061393165
Current Asset +2172455176645038381,2111,2951,1121,687
Current Investment00240000000
Other Current Asset2172454936645038381,2111,2951,1121,687
Total Assets 2372655376905448781,2611,3562,1052,461

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25
Cash Flow From Operating Activity -2351-169-147257-155-284-77-444-126
Cash Flow From Investing Activity 21-2-2324100-4-4-1
Cash Flow From Financing Activity -1-46182122-226127311106403173
Net Cash Flow -33-10-132-282726-4546

Financial Ratio

PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25

Operational & Financial Ratios

EPS (₹)0.201.101.301.802.102.804.6069.4013.10
DPS (₹)0000000000
BVPS (₹)4.961.63.65.48.313.219.328.841.8

Performance Ratios

ROA (%)0.52.51.81.61.92.22.42.63.13.3
ROE (%)4.520.334.668.147.340.943.237.039.037.2
ROCE (%)8.614.012.512.813.213.510.411.012.813.2

Valuation Parameters

Price/Book(x)4.15.331.812.83.54.94.62.43.33.9

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Aditya Birla Money Ltd FAQs

The current trading price of Aditya Birla Money on 02-Jul-2026 16:59 is ₹143.4.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 01-Jul-2026 the market cap of Aditya Birla Money stood at ₹810.6 Cr

The latest P/E ratio of Aditya Birla Money as of 01-Jul-2026 is 13.86.

The latest P/B ratio of Aditya Birla Money as of 01-Jul-2026 is 2.70.

The 52-week high of Aditya Birla Money is ₹200.9 and the 52-week low is ₹95.03.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Aditya Birla Money is ₹469 ( Cr.) .

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Aditya Birla Money Ltd is a below average quality company.

The key valuation ratios of Aditya Birla Money Ltd's currently when compared to its past seem to suggest it is in the Undervalued zone.

The Price Trend analysis by MoneyWorks4Me indicates it is Semi Strong which suggest that the price of Aditya Birla Money Ltd is likely to Rise-somewhat in the short term. However, please check the rating on Quality and Valuation before investing.

About Aditya Birla Money Ltd

Aditya Birla Money Limited, incorporated in 1995, was formerly known as Apollo Sindhoori Capital Investments. The company is a leading player in the broking space with nearly 15 years of experience.

It became a part of the Aditya Birla Group in March 2009, when the Group acquired 76% stake of the company.

The company has a strong distribution network of over 800 own and franchisee branches, a large customer base in excess of 1,80,000, a strong technology backbone and a range of products delivered through a robust online and offline model.

The company boasts of an immense talent pool and vertical specialists, which add to its positioning as a competitive entity in this segment.

Aditya Birla Money is listed on National Stock Exchange of India (NSE) and the Bombay Stock Exchange (BSE). It is also registered as a depository participant with both NSDL and CDSL.

Services offerings

  • Trading facility in the equity derivative segments on NSE and BSE through a single platform
  • Trading facility in the commodity segment, including bullion, oils, gaur seed, etc. through its subsidiary, Aditya Birla Commodities Broking Limited 
  • Depository participant (DP) services of NSDL and CDSL
  • Portfolio management services
  • Online bidding for IPO and mutual funds
  • Subscription based brokerage plans 
  • Distribution of mutual funds
  • Insurance solutions
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