SEBI Reg. Investment Advisor

Download App
Help Center Subscribe
Money Works 4 Me Logo MoneyWorks4Me
Talk to Advisor
Login Get Free Account
Sign Up

MoneyWorks4Me

Log In Sign Up Schedule Free 15‑min Call
Login Get Free Account
Sign Up

Geojit Financial Services Ltd (GEOJITFSL)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 532285 NSE: GEOJITFSL Finance - Stock Broking | Small Cap | Geojit Finl. Service Share Price

₹78.79 0.48 (0.61%)

As on 02-Jul'26 16:59

Geojit Financial Services Ltd (GEOJITFSL)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 532285 NSE: GEOJITFSL Finance - Stock Broking | Small Cap | Geojit Finl. Service Share Price

₹78.79 0.48 (0.61%)

As on 02-Jul'26 16:59

Key Metrics
Valuation Multiples
Market Cap
₹2,199 Cr.
Current Price
₹78.8
52-Week Low / High
₹52 / 87
TTM EPS
₹2.5
TTM Sales
₹326 Cr.
Book Value per Share
₹36.8
P/E Ratio
31.45
Higher than its 5-year historical median
Industry PE
51.1
Price to Book (P/B)
2.14
Lower than its 5-year historical median
Price to Sales (P/S)
6.74
Higher than its 5-year historical median
EV/EBITDA
14.96
Higher than its 5-year historical median
Dividend Yield
1.9%
Profitability Efficiency
Return on Equity (ROE)
6.39%
Underperforms industry median
Return on Capital Employed (ROCE)
7.63%
Underperforms industry median
Return on Assets (ROA)
3.68%
Operating Profit Margin
-32.4%
Net Profit Margin
20.85%
Gross Profit Margin
37.8%
Growth Momentum
1-yr vs 3-yr growth
Sales Growth (1 Year)
Improving versus 3-year growth rate
37.1%
Operating Profit Growth (1 Year)
-
-
Net Profit Growth (1 Year)
Improving versus 3-year growth rate
90.96%
Asset Quality
Promoter Holding
38.48%
Pledged shares (%) of Promoter's holding (%)
9.31%
Reserves
₹999 Cr.
Equity
₹27.9 Cr.
Face Value
₹1
All Time Low / High
₹0.53 / 159.35

Geojit Financial Services stock performance

Key Ratios
mw4me loader

Check Before You Invest

Check Before You Invest

Quality

Locked
Login to view analysis.

Valuation

Locked
Login to view analysis.

Price Trend

Locked
Login to view analysis.
Q.1 Is Geojit Financial Services Ltd a good quality company?
Geojit Financial Services Ltd is a good quality company, based on a consistently good multi-year financial track record.

This assessment is based on company’s performance on Revenue growth, ROCE, Equity and Assets, key margin ratios, cash conversion cycle, and debt to cash flow from operations and how it compares with its long term averages.

View More

We have analysed the performance of the company on the following:

  • How has it performed on generating Profits?

    By checking its Revenue growth, Gross, Operating and Net Margins compared to its last 5-year median.

  • How efficiently has it utilized Capital?

    By checking its ROCE, ROA, ROE and its Cash Conversion Cycle.

  • How is it managing its Debt?

    By checking its Debt to Equity and Cash Flow from Operations.

View More
How does Geojit Financial Services Ltd performance compare with that of its Peers?
Q.1 Revenue growth of Geojit Financial Services Ltd vs industry peers?
Geojit Financial Services Ltd revenue CAGR is -2.13%, compared to the industry median CAGR of 16.32%, indicating slower growth and losing its market share.
Q.1 Promoter shareholding and pledge status of Geojit Financial Services Ltd?
Promoters hold 38.48% of the Geojit Financial Services Ltd, with 9.31% of their stake pledged, indicating low pledge risk.
Q.1 Stock return of Geojit Financial Services Ltd over the last decade?
Over the last 9 year(s), the stock has delivered a CAGR of 7.9% based on the current price.
View More

10 Year X-Ray : Login to view analysis.

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Geojit Financial Services Ltd has performed well in majority of the past ten years indicating its past ten year financial track record is very good

Value Creation ⓘ

Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
ROCE % ⓘ15.3%17.2%24.5%10.7%14.1%36.4%36%18.7%5%7.6%-
Value Creation
Index ⓘ		0.10.20.8-0.20.01.61.60.3-0.6-0.5-

Growth Parameters ⓘ
Sales ⓘ217244304284285404481420187256326
Sales YoY Gr.-12.5%24.4%-6.5%0.4%41.5%19%-12.7%-55.4%37.1%-
Adj EPS ⓘ1.41.52.60.91.44.35.43.41.11.92.5
YoY Gr.-7.4%74.7%-63.5%53.8%201.4%25.1%-37.5%-68.8%82.9%-
BVPS (₹) ⓘ13.615.116.515.213.917.421.121.825.535.636.8
Adj Net
Profit ⓘ		35.638.367.524.637.711414389.62853.470
Cash Flow from Ops. ⓘ51.499.137.329.5138-80.276.240.5-8987.1-
Debt/CF from Ops. ⓘ00000-0.20.61.9-3.50-

CAGR ⓘ

9 Years 5 Years 3 Years 1 Years
Sales ⓘ1.9%-2.1%-18.9%37.1%
Adj EPS ⓘ3.9%6.1%-29.1%82.9%
BVPSⓘ11.3%20.7%19%39.4%
Share Price 8.3% 2.7% 21.4% -8.7%

Key Financial Parameters ⓘ

Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
Return on
Equity % ⓘ		10.210.216.35.99.827.62815.74.56.46.9
Op. Profit
Mgn % ⓘ		21.926.428.525.130.643.445.433-52.3-32.4-18.5
Net Profit
Mgn % ⓘ		16.415.722.28.613.228.329.721.41520.921.4
Debt to
Equity ⓘ		0000000.10.10.500
Working Cap
Days ⓘ		533429361403319172159173452249479
Cash Conv.
Cycle ⓘ		14315613914411053577016146406

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25
Income + 236267334286287406483428351441
Interest Income217244304284285404481420187256
Other Income ⓘ 44798771078
Exceptional Items ⓘ 19223012228164185
Expenditure ⓘ + 182193233235225254291317314370
Interest Expense ⓘ 1102335845
Operating Expenses ⓘ 178188225223214244280299303357
Provisions 44798771078
Exceptional Items ⓘ 0-100-8-1000000
Profit Before Tax ⓘ 556410143521521911113771
Taxes ⓘ 1926341814384821917
Profit After Tax 3638672538114143902853
Adjusted EPS (₹)1.41.52.60.91.44.35.43.41.11.9
Dividend Payout Ratio (%)66%76.80%70.50%97.10%94.70%73.10%50.20%40%128.20%78.30%

Valuation of Geojit Finl. Service - Standalone

YTD 1Y 3Y 5Y 10Y Max
mw4me loader

YTD 1Y 3Y 5Y 10Y Max
mw4me loader

YTD 1Y 3Y 5Y 10Y Max
mw4me loader

YTD 1Y 3Y 5Y 10Y Max
mw4me loader

mw4me loader

Analyst's Notes

data not found
No data found!

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25

Equity and Liabilities

Equity Capital +355395436408374465562581679995
Share Capital ⓘ 23242424242424242428
Reserves ⓘ 332372412384350441539557655967
Short term borrowings000001548783120
Long Term Borrowings-03-0-3-2-2-3-44141
Current Liabilities 1592342283133345036405151,017132
Trade Payables77108102219184739
Other Liabilities-7-7-10-8-10-37-67-96-359-39
Total Liabilities ⓘ 5146336637177069661,2001,0921,7371,168

Assets

Non Current Asset +201176217274195225351402680730
Loan Asset 0005516111217247468376
Other Non Current Asset ⓘ 201176217219179113134154213354
Current Asset +3144574464435117418496901,057437
Current Investment07287255011000
Other Current Asset3143853594184617408486901,057437
Total Assets ⓘ 5146336637177069661,2001,0921,7371,168

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25
Cash Flow From Operating Activity ⓘ 51993730138-807640-8987
Cash Flow From Investing Activity ⓘ -7-60347-3348-10-18-13-110
Cash Flow From Financing Activity ⓘ -941-27-63-82-31-26-60173-49
Net Cash Flow ⓘ -5039131324-6340-3871-72

Financial Ratio

PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25

Operational & Financial Ratios
EPS (₹)1.501.602.8011.604.8063.801.201.90
DPS (₹)11.30211.503.5031.501.501.50
BVPS (₹)15.116.818.316.915.519.323.524.328.435.6

Performance Ratios

ROA (%)6.26.710.43.65.313.713.27.82.03.7
ROE (%)10.210.216.35.99.827.628.015.74.56.4
ROCE (%)15.317.224.510.714.136.436.018.75.07.6

Valuation Parameters

Price/Book(x)2.13.55.02.51.22.62.71.62.32.0

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.009.319.31
* Pledged shares as % of Promoter's holding (%)

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Geojit Financial Services Ltd FAQs

The current trading price of Geojit Finl. Service on 02-Jul-2026 16:59 is ₹78.79.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 01-Jul-2026 the market cap of Geojit Finl. Service stood at ₹2,199.2 Cr

The latest P/E ratio of Geojit Finl. Service as of 01-Jul-2026 is 31.45.

The latest P/B ratio of Geojit Finl. Service as of 01-Jul-2026 is 2.14.

The 52-week high of Geojit Finl. Service is ₹87.20 and the 52-week low is ₹51.62.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Geojit Finl. Service is ₹326 ( Cr.) .

Past 10 year's financial track record analysis by Moneyworks4me indicates that Geojit Financial Services Ltd is a good quality company.

The key valuation ratios of Geojit Financial Services Ltd's currently when compared to its past seem to suggest it is in the Somewhat Undervalued zone.

The Price Trend analysis by MoneyWorks4Me indicates it is Strong which suggest that the price of Geojit Financial Services Ltd is likely to Rise in the short term. However, please check the rating on Quality and Valuation before investing

About Geojit Financial Services Ltd

Geojit BNP Paribas Financial Services was founded as a partnership firm by C J George and Ranajit Kanjilal in 1987. Later in 1993 Ranajit Kanjilal retired from the firm. In 1995 Kerala State Industrial Development Corporation acquired 24% stake in the company, becoming the only instance in India of a government entity participating in the equity of a stock broking company.

Geojit is a charter member of the Financial Planning Standards Board of India and is one of the largest DP brokers in the country.

It has entered into a joint venture to form Barjeel Geojit Securities LLC, Dubai in order to cater financial services in gulf countries.

With a presence in almost all the major states of India, the network of over 540 offices across 300 cities and towns presently covers Andhra Pradesh, Bihar, Chattisgarh, Goa, Gujarat, Haryana, Jammu & Kashmir, Karnataka, Kerala, Madhya Pradesh, Maharashtra, New Delhi, Orissa, Punjab, Rajasthan,Tamil Nadu & Pondicherry, Uttar Pradesh, Uttaranchal and West Bengal.

Geojit provides quality services in equity trading through its network of over 450 branches in India, Muscat, Dubai, Sharjah, Kuwait, Bahrain, Abu Dhabi and Ras Al Khaimah.

It has various subsidiary namely Geojit Commodities engaged in commodity trading, Geojit Credits is a Non Banking Financial Company, Geojit Technologies is into software development and services and Geojit Financial Distribution is engaged in insurance referrals and Geojit Financial Management.

Products and services

The company offers wide range of investments options in equity, futures and options, IPOs and mutual funds. The company offers clients daily SMS alerts, market pointers, periodical research reports, stock recommendations and customer meets organized frequently.

It also has online services named Classroom for new investors providing basic information about all investment avenues.

Milestones

1986- C. J. George became member of Cochin Stock Exchange

1987 M/s C. J. George and Co. was set up at Ravipuram, Cochin

1988Company was renamed at M/s Geojit & Co.

1994 Becomes a Public Limited Company named Geojit Securities Ltd.

1995 Kerala State Industrial Development Corporation Ltd. (KSIDC) acquires 24 percent equity stake.
Membership in National Stock Exchange (NSE).
Public Issue.

1996 Launch of Portfolio Management Services with SEBI registration.

1997 Depository Participant (DP) under National Securities Depository Limited.

1999 Membership in Bombay Stock Exchange (BSE).

2000 BSE Listing.
1st broking firm in India to offer online trading facility.
Commences Derivative Trading with NSE.
Integrates the 1st Bank Payment Gateway in the country for Internet Trading.

2001 Becomes India's first DP to launch depository transactions through Internet.
Establishes Joint Venture in the UAE to serve NRI customers.

2002 1st in India to launch an integrated internet trading system for Cash & Derivatives segments.

2003 Geojit Commodities Limited, wholly owned subsidiary, launched Online Futures Trading in agri-commodities, precious metals and in energy futures on multiple commodity exchanges.
National launch of online futures trading in Rubber, Pepper, Gold, Wheat and Rice.
Company renamed as Geojit Financial Services Ltd.

2004 National launch of online futures trading in Cardamom.

2005 NSE Listing.
Geojit Credits, a subsidiary, registers with RBI as a Non Banking Financial Company (NBFC).
National launch of online futures trading in Coffee.

2006 Charter member of the Financial Planning Standards Board of India.

2007 BNP Paribas takes a stake in the company’s equity, making it the single largest shareholder.
Establishes Joint Venture in Saudi Arabia to serve the Saudi national and the NRI.

2008 BNP Paribas Securities India (P) Ltd. – a Joint Venture with BNP Paribas S.A. for Institutional Brokerage.
1st brokerage to offer full Direct Market Access execution in India for institutional clients.

2009 Launch of Property Services division.
Launch of online trading in Currency Derivatives.
Consequent to BNP Paribas becoming the largest stakeholder in Geojit BNP Paribas, company is renamed as Geojit BNP Paribas Financial Services Ltd.

2010 Launch of FLIP(Financial Investment Platform), a new advanced online investment platform.
Launch of state of the art Mobile Trading platform to empower clients to trade from anywhere, even while on the move through the innovative application FLIP- ME.
Barjeel Geojit Securities, its joint venture with the Al Saud group is headquartered in Dubai, in the United Arab Emirates, and owns branches in Abu Dhabi, Ras Al Khaimah, Al Ain, and Sharjah.
Aloula Geojit Capital Co., the joint venture with the Al Johar group in Saudi Arabia is headquartered in Riyadh with branches in Dammam and Jeddah.
BBK Geojit Securities KSC, located in Kuwait, is a joint venture with BBK and JZA.
QBG Geojit Financial Services LLC is the joint venture with Qurum Business Group (QBG) and National Securities Co. and based in Oman.

2011 Geojit BNP Paribas and JZ Associates LLC, Kuwait signed a JV deal with Bank of Bahrain and Kuwait to from BBK Geojit Securities KSC. The agreement was signed by Abdulkarim Bucheery, CEO of BBK, C. J. George and Jassem Hassan Zainal of JZ Associates LLC
Geojit BNP Paribas joined hands with Qurum Business Group and National Securities Company in Oman to form QBG Geojit Securities LLC, Oman. The deal was inked by Sheikh Abdulaziz bin Ahmed Al Hosni, Vice President and Chairman of Qurum Business Group and C. J. George

2012 Qualified Foreign Investors (QFI) Investment services launched

To get DeciZen Rating of 3,500+ Stocks based on their Quality, Valuation and Price Trend Login Now
2026 ©The Alchemists Ark Pvt. Ltd. All rights reserved. MoneyWorks4Me® is a registered trademark of The Alchemists Ark Pvt. Ltd.

About MoneyWorks4Me

MoneyWorks4Me is a SEBI-registered Investment Adviser (IA) dedicated to helping investors build long-term wealth through transparent, research-driven, conflict-free guidance. Founded in 2008, we started our journey as a Research Analyst (RA), providing deep fundamental analysis, intrinsic value insights, and long-term investing frameworks for Indian equities. In 2017, we transitioned to a full-fledged SEBI-registered Investment Adviser, strengthening our commitment to acting as a fiduciary—always putting the investor’s interest first.

Our Vision

To become India’s most trusted, research-powered fiduciary advisory platform—where every investor, regardless of experience, can make calm, confident, and well-reasoned investment decisions.

What Makes MoneyWorks4Me Different

Our Approach: Ensuring compounding work its magic on client portfolio.

MoneyWorks4Me ensures this through: