Gilada Finance & Investments Ltd - Stock Valuation and Financial Performance

BSE: 538788 | NSE: | Finance - Stock Broking | Small Cap

Gilada Finance & Inv Share Price

9.85 -0.07 -0.71%
as on 19-Apr'24 16:01

DeciZen - make an informed investing decision on Gilada Finance & Inv

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Gilada Finance & Investments stock performance -

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P/E Ratio (SA):
6.45
Market Cap:
13.8 Cr.
52-wk low:
9
52-wk high:
16.8

Is Gilada Finance & Investments Ltd an attractive stock to invest in?

1. Is Gilada Finance & Investments Ltd a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Gilada Finance & Investments Ltd is a below average quality company.

2. Is Gilada Finance & Investments Ltd undervalued or overvalued?

The key valuation ratios of Gilada Finance & Investments Ltd's currently when compared to its past seem to suggest it is in the Fair zone.

3. Is Gilada Finance & Investments Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Gilada Finance & Investments Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of Gilada Finance & Inv:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Gilada Finance & Investments Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good

Value Creation

Value Creation Index Colour Code Guide

Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23TTM
ROCE % 8.2%8%6.1%6.6%4.9%3.8%5.5%5.5%6.9%8.4%-
Value Creation
Index
-0.4-0.4-0.6-0.5-0.7-0.7-0.6-0.6-0.5-0.4-

Growth Parameters

Growth Parameters Colour Code Guide

Sales 222.12.52.63.33.53.43.84.30
Sales YoY Gr.-1%4.6%21.3%3.6%26.5%5.2%-3.2%11.9%15.5%-
Adj EPS 2.60.70.60.70.50.50.70.71.91.11.5
YoY Gr.--72.5%-18.3%12.1%-16.9%-16.7%48.9%4.5%170%-42.9%-
BVPS (₹) 34.36.677.67.91112.610.623.111.712.2
Adj Net
Profit
0.910.80.90.80.60.911.31.52
Cash Flow from Ops. 000.20.21.9-3.20.10.10.8-2.9-
Debt/CF from Ops. 001.820.2-0.27.69.20.9-2.3-

CAGR

CAGR Colour Code Guide

9 Years 5 Years 3 Years 1 Years
Sales 9.2%10.7%7.8%15.5%
Adj EPS -9.2%14.9%17.3%-42.9%
BVPS-11.3%8.1%-2.5%-49.2%
Share Price - 20.7% -4.5% -18.5%

Key Financial Parameters

Performance Ratio Colour Code Guide

Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23TTM
Return on
Equity %
7.89.58.68.974.85.668.59.312.7
Op. Profit
Mgn %
76.978.46471.154.326.347.445.632.826.3NAN
Net Profit
Mgn %
46.150.739.536.329.319.22729.335.435INF
Debt to
Equity
00.10000.10000.4-
Working Cap
Days
2,3402,4462,5052,1562,0191,7031,8821,8551,5341,5040
Cash Conv.
Cycle
484552611496499407378165-47-440

Recent Performance Summary

Return on Equity has increased versus last 3 years average to 12.70%

Net Profit is growing at healthy rate in last 3 years 17.25%

Sales growth has been subdued in last 3 years 7.76%

Sales growth is not so good in last 4 quarters at 0.00%

Latest Financials - Gilada Finance & Investments Ltd.

Standalone Consolidated
TTM EPS (₹) 1.5 -
TTM Sales (₹ Cr.) 0 -
BVPS (₹.) 12.2 -
Reserves (₹ Cr.) 10 -
P/BV 0.81 -
PE 6.45 -
From the Market
52 Week Low / High (₹) 9.00 / 16.81
All Time Low / High (₹) 1.82 / 35.50
Market Cap (₹ Cr.) 13.8
Equity (₹ Cr.) 7
Face Value (₹) 5
Industry PE 25.9

Management X-Ray of Gilada Finance & Inv:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Event Update

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Analyst's Notes

Key Ratios of Gilada Finance & Inv

Adj EPS (Rs.)

Sales (Cr.)

ROE (%)

ROCE (%)

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23
Income1.9822.072.542.613.303.493.374.245.97
Interest Income1.961.982.072.512.603.293.463.353.754.33
Other Income 0.020.0200.030.010.010.040.030.491.64
Expenditure 0.640.480.790.811.522.591.941.962.633.92
Interest Expense 0.180.040.030.060.020.030.080.070.070.70
Operating Expenses 0.350.440.760.750.931.671.561.231.211.72
Provisions 0.120000.570.900.300.661.351.51
Exceptional Items 0-0.02-0.05-0.4000-0.35000
Profit Before Tax 1.341.501.231.341.080.711.201.421.622.05
Taxes 0.430.490.410.430.320.080.270.440.290.53
Profit After Tax 0.9010.820.910.760.630.930.981.331.52
Adjusted EPS (₹)0.60.70.60.70.50.50.70.71.91.1
Dividend Payout Ratio (%)0%0%22%0%12%0%0%0%0%0%

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23

Equity and Liabilities

Equity Capital12.0413.0313.6214.5515.2015.5817.7518.7320.0120.29
Share Capital 3.513.513.513.513.513.513.513.513.517.02
Reserves 8.539.5110.1011.0411.6912.0714.2415.2216.5013.27
Minority Interest0000000000
Long Term Borrowings0.120.120.120.120.420.280.080.08-0.105.26
Current Liabilities 0.681.050.880.950.150.820.930.890.841.47
Trade Payables0.180.120.110.180.090.070.150.100.130.19
Short term borrowings0.460.410.320.3100.480.710.640.701.26
Other Liabilities-0.65-0.53-0.43-0.491.150.69-0.86-0.75-0.83-1.44
Total Liabilities 12.8414.2014.6215.6217.0117.9118.7719.7020.7527.02

Assets

Non Current Asset 8.759.7010.1010.869.380.3014.7119.3019.5323.38
Loan Asset 0000000000
Other Non Current Asset 8.759.7010.1010.869.380.3014.7119.3019.5323.38
Current Asset 4.084.504.524.767.4117.434.060.401.233.61
Current Investment0000000000
Other Current Asset4.084.504.524.767.4117.434.060.401.233.61
Total Assets 12.8414.2014.6215.6217.0117.9118.7719.7020.7527.02

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23
Cash Flow From Operating Activity 000.180.151.89-3.180.090.070.81-2.86
Cash Flow From Investing Activity 00-0.03-0.10-0.21-0.02-0.02-0.01-0.04-0.07
Cash Flow From Financing Activity 00-0.1801.150.45-0.15-0.13-0.015.23
Net Cash Flow 00-0.030.052.83-2.75-0.08-0.080.762.31
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23

Operational & Financial Ratios

EPS (₹)3323223321
DPS (₹)0010000000
BVPS (₹)34262831324451422312

Performance Ratios

ROA (%)7.07.45.76.04.73.65.15.16.66.4
ROE (%)7.89.58.68.97.04.85.66.08.59.3
ROCE (%)12.113.912.813.29.34.97.28.710.413.8

Valuation Parameters

Price/Book(x)0.00.40.40.41.00.40.01.01.41.1

Gilada Finance & Investments Ltd Stock News

Gilada Finance & Investments Ltd FAQs

Company share prices are keep on changing according to the market conditions. The closing price of Gilada Finance & Inv on 19-Apr-2024 16:01 is ₹9.85.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 19-Apr-2024 16:01 the market cap of Gilada Finance & Inv stood at ₹13.81.
The latest P/E ratio of Gilada Finance & Inv as of 19-Apr-2024 16:01 is 6.45.
The latest P/B ratio of Gilada Finance & Inv as of 19-Apr-2024 16:01 is 0.81.
The 52-week high of Gilada Finance & Inv is ₹16.81 and the 52-week low is ₹9.00.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Gilada Finance & Inv is ₹0.00 ( Cr.) .

About Gilada Finance & Investments Ltd

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