What is Jhaveri Credits & Capital Ltd (531550) share price return in the past 10 years?

Jhaveri Credits & Capital Ltd share price has appreciated 47.4% annually (CAGR) over the past ten years.

What is the share price of Jhaveri Credits & Capital Ltd (531550)?

Company share prices are keep on changing according to the market conditions. The current trading price of Jhaveri Credits & Capital Ltd (531550) on 24-Jun-2026 16:59:59 at 16:59 is 203.45.

What is the P/E ratio of Jhaveri Credits & Capital?

The latest standalone P/E ratio of Jhaveri Credits & Capital as of 24-Jun-2026 is 98.77.

What is the P/B ratio of Jhaveri Credits & Capital Ltd (531550)?

The latest standalone P/B ratio of Jhaveri Credits & Capital Ltd (531550) as of 24-Jun-2026 is 1.62.

What is the 52-week high and low of Jhaveri Credits & Capital Ltd (531550)?

The 52-week high of Jhaveri Credits & Capital Ltd (531550) is Rs. 281.00 and the 52-week low is Rs. 146.00.

Jhaveri Credits & Capital Ltd (531550) Share Analysis – Quality, Valuation Zone & Price Trend & DeciZen Rating

Name: Jhaveri Credits & Capital Ltd (531550)
Brand: Jhaveri Credits & Capital

Jhaveri Credits & Capital Ltd (531550)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 531550 NSE: Finance - Stock Broking | Small Cap | Jhaveri Credits&Cap Share Price

Jhaveri Credits & Capital Ltd (531550)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 531550 NSE: Finance - Stock Broking | Small Cap | Jhaveri Credits&Cap Share Price

Key Metrics

Valuation Multiples

Market Cap

₹193 Cr.

Current Price

₹203.5

52-Week Low / High

₹146 / 281

TTM EPS

₹2.1

TTM Sales

₹111 Cr.

Book Value per Share

₹125.3

P/E Ratio

98.77

Higher than its 5-year historical median

Industry PE

Price to Book (P/B)

1.62

Lower than its 5-year historical median

Price to Sales (P/S)

1.74

Lower than its 5-year historical median

EV/EBITDA

35.38

Lower than its 5-year historical median

Dividend Yield

Profitability Efficiency

Return on Equity (ROE)

2.90%

Underperforms industry median

Return on Capital Employed (ROCE)

3.19%

Underperforms industry median

Return on Assets (ROA)

2.73%

Operating Profit Margin

14.4%

Net Profit Margin

10.34%

Gross Profit Margin

14.4%

Growth Momentum
1-yr vs 3-yr growth

Sales Growth (1 Year)

Slowing versus 3-year growth rate

-11.03%

Operating Profit Growth (1 Year)

Slowing versus 3-year growth rate

32.81%

Net Profit Growth (1 Year)

Slowing versus 3-year growth rate

49.69%

Asset Quality

Promoter Holding

50.91%

Pledged shares (%) of Promoter's holding (%)

0.00%

Reserves

₹109 Cr.

Equity

₹9.5 Cr.

Face Value

₹10

All Time Low / High

₹0.50 / 527.30

Jhaveri Credits & Capital stock performance

Key Ratios

Check Before You Invest

Quality

Not Good

Check detailed performance

Valuation

Fair

Check Valuation charts

Price Trend

Weak

Check Price chart

Q.1 Is Jhaveri Credits & Capital Ltd a good quality company?

Jhaveri Credits & Capital Ltd is a weak quality company, based on a inconsistent multi-year financial track record.

This assessment is based on company’s performance on Revenue growth, ROCE, Equity and Assets, key margin ratios, cash conversion cycle, and debt to cash flow from operations and how it compares with its long term averages.

We have analysed the performance of the company on the following:

How has it performed on generating Profits?
By checking its Revenue growth, Gross, Operating and Net Margins compared to its last 5-year median.
How efficiently has it utilized Capital?
By checking its ROCE, ROA, ROE and its Cash Conversion Cycle.
How is it managing its Debt?
By checking its Debt to Equity and Cash Flow from Operations.

How does Jhaveri Credits & Capital Ltd performance compare with that of its Peers?

Q.1 Revenue growth of Jhaveri Credits & Capital Ltd vs industry peers?

Jhaveri Credits & Capital Ltd revenue CAGR is 112.34%, compared to the industry median CAGR of 16.32%, indicating faster growth and gaining its market share.

Q.1 Promoter shareholding and pledge status of Jhaveri Credits & Capital Ltd?

Promoters hold 50.91% of the Jhaveri Credits & Capital Ltd, with 0.00% of their stake pledged, indicating no pledge risk.

Q.1 Stock return of Jhaveri Credits & Capital Ltd over the last decade?

Over the last 9 year(s), the stock has delivered a CAGR of 41.7% based on the current price.

10 Year X-Ray :

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Value Creation ⓘ

	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25	TTM
ROCE % ⓘ	1.1%	1.7%	2.9%	-5.2%	-3.2%	-0.1%	6%	11.2%	5.5%	3.2%	-
Value Creation Index ⓘ	-0.9	-0.9	-0.8	-1.4	-1.2	-1.0	-0.6	-0.2	-0.6	-0.8	-
Growth Parameters ⓘ
Sales ⓘ	1.8	1.3	1.1	1.2	0.5	3.5	9.1	11.6	26.2	23.3	111
Sales YoY Gr.	-	-24.6%	-13.6%	5.3%	-55%	546.3%	159.6%	28.3%	125.5%	-11%	-
Adj EPS ⓘ	0	-0	0.2	-0.7	-0.4	-0.6	0.4	1.2	1.8	2.7	2.1
YoY Gr.	-	-400%	NA	-404.2%	NA	NA	NA	190.5%	46.7%	49.7%	-
BVPS (₹) ⓘ	12.7	12.7	12.9	12.2	11.8	11.2	11.6	12.8	91	93.7	125.3
Adj Net Profit ⓘ	0	-0	0.2	-0.5	-0.3	-0.4	0.3	0.8	1.6	2.4	2
Cash Flow from Ops. ⓘ	-5.9	1.9	-1.5	-0.3	-1.3	-0.9	4.9	2	-7.9	-6.9	-
Debt/CF from Ops. ⓘ	-0.1	0.2	0	0	0	0	0.7	0	-0.1	0	-

CAGR ⓘ

	9 Years	5 Years	3 Years	1 Years
Sales ⓘ	33.3%	112.3%	37%	-11%
Adj EPS ⓘ	86.1%	NA	85.5%	49.7%
BVPSⓘ	24.9%	51.4%	100.6%	3%
Share Price	47.4%	106.3%	31.6%	-25%

Key Financial Parameters ⓘ

	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25	TTM
Return on Equity % ⓘ	0.1	-0.3	1.9	-5.8	-3.3	-5.3	3.7	10	3.6	2.9	1.9
Op. Profit Mgn % ⓘ	-4.9	-8.1	5	-47.6	-45.1	-3.9	1.6	7.6	9.7	14.4	4
Net Profit Mgn % ⓘ	0.3	-1.6	13.8	-39.1	-47.4	-11.3	3	6.8	6.2	10.3	1.8
Debt to Equity ⓘ	0.1	0.1	0	0	0	0	0.4	0	0	0	0
Working Cap Days ⓘ	1,371	2,171	2,185	2,068	4,459	722	241	213	135	442	78
Cash Conv. Cycle ⓘ	261	954	1,272	1,403	2,954	450	101	-15	60	178	63

Profit And Loss

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Income +	2	2	1	1	1	4	10	12	26	23
Interest Income	2	1	1	1	1	3	9	12	26	23
Other Income ⓘ	0	0	0	0	0	0	0	0	0	0
Exceptional Items ⓘ	0	0	0	0	0	0	1	0	0	0
Expenditure ⓘ +	2	2	1	2	1	4	9	11	24	21
Interest Expense ⓘ	0	0	0	0	0	0	0	0	0	0
Operating Expenses ⓘ	2	1	1	2	1	4	9	11	24	20
Provisions	0	0	0	0	0	0	0	0	0	0
Exceptional Items ⓘ	0	-0	-0	-0	0	0	0	0	0	0
Profit Before Tax ⓘ	0	0	0	-0	-0	-0	0	1	3	3
Taxes ⓘ	0	0	0	0	0	0	0	0	1	0
Profit After Tax	0	-0	0	-0	-0	-0	0	1	2	2
Adjusted EPS (₹)	0.0	-0.0	0.2	-0.7	-0.4	-0.6	0.4	1.2	1.8	2.7
Dividend Payout Ratio (%)	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%

Valuation of Jhaveri Credits&Cap - Standalone

YTD 1Y 3Y 5Y 10Y Max

Analyst's Notes

No data found!

Balance Sheet

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Equity and Liabilities
Equity Capital +	8	8	8	8	8	7	8	8	82	84
Share Capital ⓘ	6	6	6	6	6	6	6	6	9	9
Reserves ⓘ	2	2	2	1	1	1	1	2	73	75
Short term borrowings	0	0	0	0	0	0	0	0	0	0
Long Term Borrowings	2	1	1	1	0	0	3	0	1	-0
Current Liabilities	3	3	1	1	1	2	1	1	1	1
Trade Payables	3	2	1	1	1	1	1	1	0	0
Other Liabilities	-3	-3	-1	-1	-1	-1	-1	-1	4	4
Total Liabilities ⓘ	13	12	11	10	9	9	12	9	88	89
Assets
Non Current Asset +	1	1	1	1	2	2	0	0	2	35
Loan Asset	0	0	0	0	0	0	0	0	0	0
Other Non Current Asset ⓘ	1	1	1	1	2	2	0	0	2	35
Current Asset +	12	11	10	9	7	7	12	9	86	54
Current Investment	0	0	0	0	0	0	7	0	0	0
Other Current Asset	11	11	9	9	7	6	5	9	86	54
Total Assets ⓘ	13	12	11	10	9	9	12	9	88	89

Cash Flow

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Cash Flow From Operating Activity ⓘ	-6	2	-1	-0	-1	-1	5	2	-8	-7
Cash Flow From Investing Activity ⓘ	1	0	0	0	0	-0	-6	7	74	-5
Cash Flow From Financing Activity ⓘ	-0	-0	-0	-0	0	-0	1	-9	10	-27
Net Cash Flow ⓘ	-5	2	-2	0	-1	-2	0	-0	76	-39

Financial Ratio

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Operational & Financial Ratios
EPS (₹)	0	-0	0.20	-0.70	-0.40	-0.60	0.40	1.20	1.80	2.70
DPS (₹)	0	0	0	0	0	0	0	0	0	0
BVPS (₹)	12.7	12.7	12.9	12.2	11.8	11.2	11.6	12.8	91	93.7
Performance Ratios
ROA (%)	0.0	-0.2	1.4	-4.4	-2.6	-4.4	2.6	7.5	3.3	2.7
ROE (%)	0.1	-0.3	1.9	-5.8	-3.3	-5.3	3.7	10.0	3.6	2.9
ROCE (%)	1.1	1.7	2.9	-5.2	-3.2	-0.1	6.0	11.2	5.5	3.2
Valuation Parameters
Price/Book(x)	0.5	0.6	0.0	0.3	0.2	0.2	0.4	4.7	5.3	1.8

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged ^*

0.00

* Pledged shares as % of Promoter's holding (%)

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Jhaveri Credits & Capital Ltd FAQs

The current trading price of Jhaveri Credits&Cap on 24-Jun-2026 16:59 is ₹203.4.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 23-Jun-2026 the market cap of Jhaveri Credits&Cap stood at ₹193.0 Cr

The latest P/E ratio of Jhaveri Credits&Cap as of 23-Jun-2026 is 98.77.

The latest P/B ratio of Jhaveri Credits&Cap as of 23-Jun-2026 is 1.62.

The 52-week high of Jhaveri Credits&Cap is ₹281.0 and the 52-week low is ₹146.0.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Jhaveri Credits&Cap is ₹111 ( Cr.) .

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Jhaveri Credits & Capital Ltd is a below average quality company.

The key valuation ratios of Jhaveri Credits & Capital Ltd's currently when compared to its past seem to suggest it is in the Fair zone.

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Jhaveri Credits & Capital Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

About Jhaveri Credits & Capital Ltd

Jhaveri Credits and Capital was incorporated on October 7, 1993 and is promoted by Jitendra B Jhaveri, Shakuntala Jhaveri and Rajesh Jhaveri for the purpose of carrying on the business of leasing and hire purchase, bill discounting etc.

In January 1996, company came out with a public issue of 35,40,000 equity shares of Rs 10 each for cash at par aggregating to Rs 3.54 crore to augment long term requirement of funds to meet the needs of expanding business. The company proposes to expand its activities in the area of hire purchase and leasing. The strategic focus will be to provide financial services to industrial sector and transport.

The registered office of the company is located at 301, Payal Towers, Sayajigunj Vadodara, Gujarat-390005.

Business area of the company

The company is presently engaged in the business of leasing, hire purchase, intercorporate deposits, investments in primary and secondary market business.

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Jhaveri Credits & Capital Ltd (531550)

Jhaveri Credits & Capital Ltd (531550)

Jhaveri Credits & Capital stock performance

Check Before You Invest

Quality

Valuation

Price Trend

10 Year X-Ray :

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

Value Creation ⓘ

Growth Parameters ⓘ

CAGR ⓘ

Key Financial Parameters ⓘ

Profit And Loss

Valuation of Jhaveri Credits&Cap - Standalone

Price Calculator

Price Chart

Price to Earnings

Price to Sales

Price to Book

EV to EBITDA

Dividend History

Price Calculator

Price Chart

Price to Earnings

Enterprise Value to EBIT

Price to Book-Value

Price to Sales

Dividend History

Analyst's Notes

Balance Sheet

Equity and Liabilities

Assets

Cash Flow

Financial Ratio

Operational & Financial Ratios

Performance Ratios

Valuation Parameters

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Jhaveri Credits & Capital Ltd FAQs

What is the share price of Jhaveri Credits&Cap?

What is the market cap of Jhaveri Credits&Cap?

What is the P/E ratio of Jhaveri Credits&Cap?

What is the P/B ratio of Jhaveri Credits&Cap?

What is the 52-week high and low of Jhaveri Credits&Cap?

What is the TTM revenue of Jhaveri Credits&Cap?

Is Jhaveri Credits & Capital Ltd a good quality company?

Is Jhaveri Credits & Capital Ltd undervalued or overvalued?

Is Jhaveri Credits & Capital Ltd a good buy now?

About Jhaveri Credits & Capital Ltd

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