What is CAGR? What does CAGR table indicate for Jhaveri Credits & Capital Ltd?

Compounded average growth rate (CAGR) measures the average annual growth rate compounded year-on-year over a period of time.

Jhaveri Credits & Capital Ltd Stock Analysis

Q: Is Jhaveri Credits & Capital Ltd a good quality company?

MoneyWorks4Me analysed the past 10-year performance of Jhaveri Credits & Capital Ltd and arrived at the following conclusion.

Q: Is the current market price of Jhaveri Credits & Capital Ltd a good price to buy it?

The 5-year analysis of Jhaveri Credits & Capital Ltd's performance infers.

Q: What is Jhaveri Credits & Capital Ltd share price return in the past 10 years?

We analysed the performance of Jhaveri Credits & Capital Ltd share prices over the last 10 years. Here is what we found out:

Small Cap

Evaluated by 31 users | BSE: 531550 | NSE: |
Finance - Stock Broking

Jhaveri Credits and Capital was incorporated on October 7, 1993 and is promoted by Jitendra B Jhaveri, Shakuntala Jhaveri and Rajesh Jhaveri for the purpose of carrying on the business of leasing and hire purchase, bill discounting etc. In January 1996, company came out with a public...

10 Year X-Ray

Standalone basis Standalone basis P Consolidated basis

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

What is a Financial Track Record? How to read this chart in order to understand the data present here?

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.

	Mar'10	Mar'11	Mar'12	Mar'13	Mar'14	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19
Operating Income (Rs. Cr.)	1.6	3.6	3.8	4	2.8	1.6	1.8	1.3	1.1	1.2
Y-o-Y Gr. Rt.	-	119.6%	6.2%	5%	-30.6%	-43.3%	11.5%	-24.6%	-13.6%	5.3%
Adjusted EPS (Rs.) Adjusted Earning per Share is the company’s net profit per share after adjusting for extra-ordinary/exceptional items	0.32	0.55	0.35	0.32	0.39	0.05	0.01	-0.03	0.24	-0.73
Y-o-Y Gr. Rt.	-	71.9%	-36.4%	-8.6%	21.9%	-87.2%	-80%	-400%	NA	-404.2%
Book Value per Share (Rs.) The total value that a company will fetch upon liquidation (if it is closed down), after settling all obligations is called its Book Value. Book value of a company includes only tangible assets. Book value allocated to each outstanding share is called Book Value per share	11.04	11.6	11.95	12.26	12.65	12.7	12.71	12.68	12.92	12.19
Y-o-Y Gr. Rt.	-	5.1%	3%	2.6%	3.2%	0.4%	0.1%	-0.2%	1.9%	-5.7%

To view Net Profit/Total Funds (%) Colour Rating Guide click here

Net Profit/Total Funds (%)

2.27

3.16

1.52

1.19

1.62

0.23

0.04

-0.17

1.36

-4.43

Difference between Standalone Basis and Consolidated basis? Which method is preferred for Jhaveri Credits & Capital Ltd. ?

Standalone financials take only the parent company into account while consolidated financials take into account financials of the parent company as well as of all its subsidiaries. In most companies consolidated financials should be used for analysis.

Jhaveri Credits & Capital Ltd. should be analysed on a Standalone basis

CAGR CAGR Colour Code Guide

	9 yrs	5 yrs	3 yrs	1 yr
Operating Income	-3.4%	-15.4%	-11.8%	5.3%
Adjusted EPS Adjusted Earnings per Share is the Company’s net profit per share after adjusting for extra-ordinary/exceptional items.	-209.6%	-213.4%	-517.9%	-404.2%
Book Value per Share	1.1%	-0.7%	-1.4%	-5.7%
Share Price	-10.4%	-16.6%	-23.2%	8.8%

Key Financial Ratios

RATIOS \ YEARS	Mar'10	Mar'11	Mar'12	Mar'13	Mar'14	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19
Margins
Net Profit Margin (%)	12.77	9.97	6.01	5.1	9.03	1.99	0.33	-1.6	13.79	-39.1
Performance Ratios To view Performance Ratios Colour Rating Guide click here Performance Ratios: Colour Rating Guide >15 : Very Good 12-15 : Somewhat Good <12 : Not Good
Return on Equity (%)	2.96	4.87	3	2.6	3.11	0.38	0.07	-0.26	1.9	-5.8

Management X-Ray

Shareholding Pattern

Entity	Percentage Holding
Promoters	61.76%
Non-Institutions	38.24%

Promoter's Holding & Share Pledging

Pledged ^*

0.00

* Pledged shares as % of Promoter's holding (%)

FAQs

1. Is Jhaveri Credits & Capital Ltd a good quality company?

Data is not available for this company.

2. Is current market price of Jhaveri Credits & Capital Ltd a good price to buy it?

The 5-year analysis of Jhaveri Credits & Capital Ltd's performance infers:

Jhaveri Credits & Capital Ltd earnings have declined by -213.4%, whereas share price has depreciated -16.6% CAGR over the past five years, indicating the company's share price is likely overvalued. However, for specific investment actions please connect with your investment advisor.

3. What is Jhaveri Credits & Capital Ltd share price return in the past 10 years ?

We analysed the performance of Jhaveri Credits & Capital Ltd share prices over the last 10 years. Here is what we found out:

Jhaveri Credits & Capital Ltd share price has depreciated -9.3% annually over the past ten years.

About Company

In January 1996, company came out with a public issue of 35,40,000 equity shares of Rs 10 each for cash at par aggregating to Rs 3.54 crore to augment long term requirement of funds to meet the needs of expanding business. The company proposes to expand its activities in the area of hire purchase and leasing. The strategic focus will be to provide financial services to industrial sector and transport.

The registered office of the company is located at 301, Payal Towers, Sayajigunj Vadodara, Gujarat-390005.

Business area of the company

The company is presently engaged in the business of leasing, hire purchase, intercorporate deposits, investments in primary and secondary market business.

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