What is CAGR? What does CAGR table indicate for Haryana Financial Corporation Ltd?

Compounded average growth rate (CAGR) measures the average annual growth rate compounded year-on-year over a period of time.

Haryana Financial Corporation Ltd Stock Analysis

Q: Is Haryana Financial Corporation Ltd a good quality company?

MoneyWorks4Me analysed the past 10-year performance of Haryana Financial Corporation Ltd and arrived at the following conclusion.

Q: Is the current market price of Haryana Financial Corporation Ltd a good price to buy it?

The 5-year analysis of Haryana Financial Corporation Ltd's performance infers.

Q: What is Haryana Financial Corporation Ltd share price return in the past 10 years?

We analysed the performance of Haryana Financial Corporation Ltd share prices over the last 10 years. Here is what we found out:

Small Cap

Evaluated by 51 users | BSE: 530927 | NSE: |
Finance Term Lending

Haryana Financial Corporation incorporated in 1967 is promoted jointly by the Government of Haryana and the Industrial Development Bank of India. It has been set up under an Act of Parliament known as State Financial Corporationâ€™s Act 1951 and its working is also governed by this...

10 Year X-Ray

Standalone basis Standalone basis P Consolidated basis

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

What is a Financial Track Record? How to read this chart in order to understand the data present here?

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.

	Mar'09	Mar'10	Mar'11	Mar'12	Mar'13	Mar'14	Mar'15	Mar'16	Mar'17	Mar'18
Operating Income (Rs. Cr.)	25.8	15.1	16.9	9.9	7.4	10.3	4	3	3.1	1.4
Y-o-Y Gr. Rt.	-	-41.4%	11.4%	-41.5%	-25.5%	39.7%	-60.9%	-24.4%	2.3%	-55.3%
Adjusted EPS (Rs.) Adjusted Earning per Share is the company’s net profit per share after adjusting for extra-ordinary/exceptional items	0.07	-0.46	0.29	-1.41	-0.02	0.14	2.5	0.17	-0.18	-0.21
Y-o-Y Gr. Rt.	-	-757.1%	NA	-586.2%	NA	NA	1685.7%	-93.2%	-205.9%	NA
Book Value per Share (Rs.) The total value that a company will fetch upon liquidation (if it is closed down), after settling all obligations is called its Book Value. Book value of a company includes only tangible assets. Book value allocated to each outstanding share is called Book Value per share	3.84	3.41	3.73	2.93	2.92	3.06	5.56	5.73	5.55	5.33
Y-o-Y Gr. Rt.	-	-11.2%	9.4%	-21.5%	-0.3%	4.8%	81.7%	3.1%	-3.1%	-4%

To view Net Profit/Total Funds (%) Colour Rating Guide click here

Net Profit/Total Funds (%)

0.37

-2.25

1.52

-9.06

-0.11

1.12

22.7

1.81

-1.99

-2.35

Difference between Standalone Basis and Consolidated basis? Which method is preferred for Haryana Financial Corporation Ltd. ?

Standalone financials take only the parent company into account while consolidated financials take into account financials of the parent company as well as of all its subsidiaries. In most companies consolidated financials should be used for analysis.

Haryana Financial Corporation Ltd. should be analysed on a Standalone basis

CAGR CAGR Colour Code Guide

	9 yrs	5 yrs	3 yrs	1 yr
Operating Income	-27.7%	-28.3%	-29.8%	-55.3%
Adjusted EPS Adjusted Earnings per Share is the Company’s net profit per share after adjusting for extra-ordinary/exceptional items.	-213%	NA	-143.8%	NA
Book Value per Share	3.7%	12.8%	-1.4%	-4%
Share Price	-	-	-	-

Key Financial Ratios

RATIOS \ YEARS	Mar'09	Mar'10	Mar'11	Mar'12	Mar'13	Mar'14	Mar'15	Mar'16	Mar'17	Mar'18
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here Asset Quality Ratio: Colour Rating Guide <0.5 : Very Good 0.5-1 : Somewhat Good >1 : Not Good
Net NPA to Net Advances (%)	0	0	0	0	0	0	0	0	0	0
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here Capitalization Ratio: Colour Rating Guide >17% : Very Good 15%-17% : Somewhat Good <15% : Not Good
Capital Adequacy Ratio (%)	0	0	0	0	0	0	0	0	0	0
Margins
Net Profit Margin (%)	5.34	-56.89	31.96	-296.5	-4.24	28.88	1289.29	116.77	-123.61	-320.66
Performance Ratios To view Performance Ratios Colour Rating Guide click here Performance Ratios: Colour Rating Guide >15 : Very Good 12-15 : Somewhat Good <12 : Not Good
Return on Equity (%)	4.57	-12.77	8.07	-44.7	-0.51	4.78	57.88	3.03	-3.28	-3.94

Management X-Ray

Shareholding Pattern

Entity	Percentage Holding
Promoters	99.36%
Institutions	0.10%
Non-Institutions	0.54%

Promoter's Holding & Share Pledging

Pledged ^*

0.00

* Pledged shares as % of Promoter's holding (%)

FAQs

1. Is Haryana Financial Corporation Ltd a good quality company?

Data is not available for this company.

2. Is current market price of Haryana Financial Corporation Ltd a good price to buy it?

Data is not available for this company.

3. What is Haryana Financial Corporation Ltd share price return in the past 10 years ?

Data is not available for this company

About Company

HFC meets the credit needs of small or medium scale industrial units by advancing term loans. The loans are advanced

HFC meets the credit needs of small or medium scale industrial units by advancing term loans. The loans are advanced primarily for acquiring fixed assets such as land, building, plant and machinery etc. Its head office is at Chandigarh and branch offices at various districts headquarter of the state. Its activities include merchant banking, investment banking, trade finance, lease finance and term lending.

The company has been approved by the Security Exchange Board of India (SEBI) as a category-I merchant banker. It is also ranked as category-A state-level financial institution by Industrial Development Bank of India (IDBI).

Besides, it is the first state financial corporation holding OTCEI membership. The corporation was the first state-level financial institution to go public in 1995.

Schemes offered:

The corporation offers various schemes under its business. They are:

General Term Loan,
Equipment Refinance Scheme,
Scheme for commercial complexes, showrooms, sales outlets, departmental stores & shopping malls,
Technology upgradation fund scheme for textile industry (tufs),
Credit linked capital subsidy scheme for technology ,
Upgradation of the Small Scale Industries [CLCSS] ,
Scheme for financing of small hospitals / nursing homes,
Scheme for financing hotel industry ,
Computer software development / e-commerce,
Mahila udyam nidhi scheme,
Transport loan,
Scheme for scheduled caste / scheduled tribe entrepreneurs/ Vocational training institutes and Physically handicapped persons,
Special scheme for assistance to ex-servicemen (semfex),
Scheme for integrated development of leather sector.

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