What is CAGR? What does CAGR table indicate for IFCI Ltd?

Compounded average growth rate (CAGR) measures the average annual growth rate compounded year-on-year over a period of time.

IFCI Ltd Stock Analysis

Q: Is IFCI Ltd a good quality company?

MoneyWorks4Me analysed the past 10-year performance of IFCI Ltd and arrived at the following conclusion.

Q: Is the current market price of IFCI Ltd a good price to buy it?

The 5-year analysis of IFCI Ltd's performance infers.

Q: What is IFCI Ltd share price return in the past 10 years?

We analysed the performance of IFCI Ltd share prices over the last 10 years. Here is what we found out:

Small Cap

Evaluated by 3454 users | BSE: 500106 | NSE: IFCI |
Finance Term Lending

10 Year X-Ray

Standalone basis Standalone basis P Consolidated basis P

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

What is a Financial Track Record? How to read this chart in order to understand the data present here?

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.

IFCI Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good

	Mar'11	Mar'12	Mar'13	Mar'14	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20
Operating Income (Rs. Cr.)	2,355	2,827	2,720	2,887	3,251	3,819	2,740	3,545	2,157	2,246
Y-o-Y Gr. Rt.	-	20%	-3.8%	6.1%	12.6%	17.5%	-28.3%	29.4%	-39.1%	4.1%
Adjusted EPS (Rs.) Adjusted Earning per Share is the company’s net profit per share after adjusting for extra-ordinary/exceptional items	9.57	8.99	2.71	3.06	3.14	2.03	-2.76	2.76	-2.62	-1.64
Y-o-Y Gr. Rt.	-	-6.1%	-69.9%	12.9%	2.6%	-35.4%	-236%	NA	-194.9%	NA
Book Value per Share (Rs.) The total value that a company will fetch upon liquidation (if it is closed down), after settling all obligations is called its Book Value. Book value of a company includes only tangible assets. Book value allocated to each outstanding share is called Book Value per share	50.98	58.46	33.02	34.87	36.08	36.88	34.19	27.82	24.91	23.04
Y-o-Y Gr. Rt.	-	14.7%	-43.5%	5.6%	3.5%	2.2%	-7.3%	-18.6%	-10.5%	-7.5%

To view Net Profit/Total Funds (%) Colour Rating Guide click here

Net Profit/Total Funds (%)

3.31

2.56

1.72

1.9

1.66

0.96

-1.37

1.68

-1.96

-1.52

Difference between Standalone Basis and Consolidated basis? Which method is preferred for IFCI Ltd. ?

Standalone financials take only the parent company into account while consolidated financials take into account financials of the parent company as well as of all its subsidiaries. In most companies consolidated financials should be used for analysis.

IFCI Ltd. should be analysed on a Standalone basis

CAGR CAGR Colour Code Guide

	9 yrs	5 yrs	3 yrs	1 yr
Operating Income	-0.5%	-7.1%	-6.4%	4.1%
Adjusted EPS Adjusted Earnings per Share is the Company’s net profit per share after adjusting for extra-ordinary/exceptional items.	-182.2%	-187.8%	NA	NA
Book Value per Share	-8.5%	-8.6%	-12.3%	-7.5%
Share Price	-10.4%	-15.6%	-32%	40.6%

Key Financial Ratios

RATIOS \ YEARS	Mar'11	Mar'12	Mar'13	Mar'14	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here Asset Quality Ratio: Colour Rating Guide <0.5 : Very Good 0.5-1 : Somewhat Good >1 : Not Good
Net NPA to Net Advances (%)	0.97	0	0	0	0	0	0	0	0	0
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here Capitalization Ratio: Colour Rating Guide >17% : Very Good 15%-17% : Somewhat Good <15% : Not Good
Capital Adequacy Ratio (%)	16.4	0	0	0	0	0	0	0	0	0
Margins
Net Profit Margin (%)	29.98	23.47	16.58	17.6	16.04	8.84	-16.73	13.21	-20.57	-12.37
Performance Ratios To view Performance Ratios Colour Rating Guide click here Performance Ratios: Colour Rating Guide >15 : Very Good 12-15 : Somewhat Good <12 : Not Good
Return on Equity (%)	20.43	16.44	9.2	9.01	8.85	5.57	-7.76	9.01	-9.93	-6.83

Management X-Ray

Shareholding Pattern

Entity	Percentage Holding
Promoters	61.02%
Institutions	12.69%
Non-Institutions	26.29%

Promoter's Holding & Share Pledging

Pledged ^*

0.00

* Pledged shares as % of Promoter's holding (%)

FAQs

1. Is IFCI Ltd a good quality company?

MoneyWorks4Me analysed the past 10-year performance of IFCI Ltd and arrived at the following conclusion:

Past 10 year's financial track record indicates that IFCI Ltd is a below average quality company. However, for specific investment actions please connect with your investment advisor.

2. Is current market price of IFCI Ltd a good price to buy it?

The 5-year analysis of IFCI Ltd's performance infers:

IFCI Ltd earnings have declined by -187.8%, whereas share price has depreciated -15.6% CAGR over the past five years, indicating the company's share price is likely overvalued. However, for specific investment actions please connect with your investment advisor.

3. What is IFCI Ltd share price return in the past 10 years ?

We analysed the performance of IFCI Ltd share prices over the last 10 years. Here is what we found out:

IFCI Ltd share price has depreciated -16.5% annually over the past ten years.

About Company

Established in 1948 as a statutory corporation, IFCI is a company listed on BSE and NSE. The company has played a pivotal role in setting up various market intermediaries of repute in several niche areas like stock exchanges, entrepreneurship development organizations, consultancy organizations, educational and skill development institutes across the length and breadth of the country.

The company has played a pivotal

The company has played a pivotal role in setting up various market intermediaries of repute in several niche areas like stock exchanges, entrepreneurship development organizations, consultancy organizations, educational and skill development institutes across the length and breadth of the country.

Business area of the company

IFCI provides financial support for the diversified growth of Industries across the spectrum. The financing activities cover various kinds of projects such as airports, roads, telecom, power, real estate, manufacturing, services sector and such other allied industries.

Products and services

1) Debenture Trustee

2) Sale & Resolution of NPAs

3) Financial Products

Loan Products
Project Finance
Corporate Finance
Syndication & Advisory
Structured Products

The Journey of IFCI

At the time of independence in 1947, the Indian Capital Markets were relatively less developed. The demand for capital was growing rapidly, however there was a dearth of providers of capital. The commercial banks that existed were not equipped well enough to provide for long term capital needs in any significant manner. Against this backdrop and to bridge the demand supply gap for capital needs of the economy, the Government of India established The Industrial Finance Corporation of India (IFCI) on July 1, 1948 by way of an IFC Act 1948.

IFCI was the first Development Financial Institution of India set up to propel economic growth through development of infrastructure and industry. Since then, IFCI has contributed significantly to the economy through its incessant support to projects in all the three spheres of growth & development - manufacturing, infrastructure & services and agriculture allied sectors. The Liberalisation of the Indian Economy in 1991 made significant changes in the Indian Capital Markets & Financial System. To aid raising of funds directly through capital markets, the constitution of IFCI was changed from a statutory corporation to a company under the Indian Companies Act, 1956. Subsequently, the name of the company was changed to ‘IFCI Limited’ with effect from October 1999.

1948: Set up as India’s first Development Financial Institution (DFI).

1993: Become a public limited company and was listed on the stock exchange.

2015: Became a government company.

Presently: An established NBFC - ND - SI in the economy.

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