What is Satin Creditcare Network Ltd (SATIN) share price return in the past 10 years?

Satin Creditcare Network Ltd share price has declined -5% annually (CAGR) over the past ten years.

What is the share price of Satin Creditcare Network Ltd (SATIN)?

Company share prices are keep on changing according to the market conditions. The current trading price of Satin Creditcare Network Ltd (SATIN) on 10-Jun-2026 13:25:00 at 13:25 is 236.00.

What is the P/E ratio of Satin Creditcare Network?

The latest standalone P/E ratio of Satin Creditcare Network as of 10-Jun-2026 is 8.86.

What is the P/B ratio of Satin Creditcare Network Ltd (SATIN)?

The latest standalone P/B ratio of Satin Creditcare Network Ltd (SATIN) as of 10-Jun-2026 is 0.86.

What is the 52-week high and low of Satin Creditcare Network Ltd (SATIN)?

The 52-week high of Satin Creditcare Network Ltd (SATIN) is Rs. 247.15 and the 52-week low is Rs. 133.50.

Satin Creditcare Network Ltd (SATIN) Share Analysis – Quality, Valuation Zone & Price Trend & DeciZen Rating

Name: Satin Creditcare Network Ltd (SATIN)
Brand: Satin Creditcare Network

Satin Creditcare Network Ltd (SATIN)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 539404 NSE: SATIN Finance Term Lending | Small Cap | Satin Creditcare Share Price

Satin Creditcare Network Ltd (SATIN)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 539404 NSE: SATIN Finance Term Lending | Small Cap | Satin Creditcare Share Price

Key Metrics

Valuation Multiples

Market Cap

₹2,678 Cr.

Current Price

₹236

52-Week Low / High

₹134 / 247

TTM EPS

₹30.1

Book Value per Share

₹259.2

P/E Ratio

8.06

Higher than its 5-year historical median

Industry PE

8.9

Price to Book (P/B)

0.94

Higher than its 5-year historical median

EV/EBITDA

5.33

In line with its 5-year historical median

Dividend Yield

0.00%

Profitability Efficiency

Return on Equity (ROE)

7.53%

Return on Capital Employed (ROCE)

11.87%

Return on Assets (ROA)

1.69%

Growth Momentum
1-yr vs 3-yr growth

Net Interest Income Growth (1 Year)

Slowing versus 3-year growth rate

16.02%

Book Value Growth (1 Year)

Improving versus 3-year growth rate

5.9%

Asset Quality

Gross NPA(%)

3.70%

Net NPA(%)

1.39%

TTM Sales

₹3,137 Cr.

Reserves

₹2,753 Cr.

Equity

₹110.5 Cr.

Face Value

₹10

All Time Low / High

₹43.07 / 671.11

Satin Creditcare Network stock performance

Key Ratios

Check Before You Invest

Quality

Locked

Valuation

Locked

Price Trend

Locked

Q.1 Is Satin Creditcare Network Ltd a good quality company?

Satin Creditcare Network Ltd is a weak quality company, based on a inconsistent multi-year financial track record.

This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.

We have analysed the performance of the company on the following:

How has it performed on generating Profits?
By checking its Total Income growth, NPM, PPOP, RoA and RoE compared to its last 5-year median.
How efficiently has it grown and managed operations?
By checking its Total Asset growth.
How strong is its Capital position and Asset Quality?
By checking its Capital Adequacy Ratio (CAR), GNPA and NNPA.

How does Satin Creditcare Network Ltd performance compare with that of its Peers?

Q.1 AUM Growth of Satin Creditcare Network Ltd vs Industry Peers?

Satin Creditcare Network Ltd AUM CAGR is 9.6%, compared to the 5-year industry median CAGR of 3.91%, indicating faster growth and gaining its market share.

Q.1 Promoter shareholding and pledge status of Satin Creditcare Network Ltd?

Promoters hold 36.17% of the Satin Creditcare Network Ltd, with 0.00% of their stake pledged, indicating no pledge risk.

Q.1 Stock return of Satin Creditcare Network Ltd over the last decade?

Over the last 9 years, the stock has delivered a CAGR of -3.1% based on the current price.

10 Year X-Ray : Login to view analysis.

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25	TTM
Operating Income (₹ Cr.)	0	801	1,032	1,443	1,501	1,376	1,377	1,549	2,237	2,599	3,137
YoY Gr. Rt. %	-	NA	28.8%	39.8%	4%	-8.3%	0.1%	12.5%	44.4%	16.2%	-
Adj EPS (₹ )	0	6.3	15	38.8	28.1	-2.1	2.8	0.6	39.6	16.9	30.1
YoY Gr. Rt. %	-	NA	138.4%	159.8%	-27.7%	-107.5%	NA	-79.5%	6854.4%	-57.3%	-
BVPS (₹ )	0	159.4	172.1	218.1	261.5	223.3	205.5	188.7	218.3	231.2	259.2
YoY Gr. Rt. %	-	NA	8%	26.7%	19.9%	-14.6%	-8%	-8.2%	15.7%	5.9%	-
To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ
Net Profit/Total Funds (%)	0	0.5	1.4	3.1	2.2	-0.2	0.3	0.1	4.8	1.7	0

CAGR ⓘ

	9 Years	5 Years	3 Years	1 Years
Net Interest Income	NA	11.6%	23.6%	16.2%
Adj EPS	NA	-9.6%	82.6%	-57.3%
BVPS	NA	-2.4%	4%	5.9%
Share Price	-5%	20.5%	11.5%	40.6%

Key Financial Ratios


RATIOS \ YEARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25	TTM
Asset Quality Ratio	To view Asset Quality Ratio Colour Rating Guide click here ⓘ
Net NPA to Net Advances (%)	0	0	0	0	0	0	0	0	0	0	-
Capitalization Ratio	To view Capitalization Ratio Colour Rating Guide click here ⓘ
Capital Adequacy Ratio (%)	0	0	0	0	0	0	0	0	0	0	-
Margins
Net Profit Margin (%)	0	3.1	7.3	14	10.3	-1	1.5	0.3	19.5	7.2	10.6
Performance Ratios	To view Performance Ratios Colour Rating Guide click here ⓘ
Return on Equity (%)	0	4	10	20.2	12.1	-1	1.4	0.3	21.8	7.5	11.6

Profit And Loss

(All Figures are in Crores.)

PARTICULARS	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Income +	801	1,168	1,542	1,505	1,384	1,381	1,749	2,255	2,616
Interest Income	801	1,032	1,443	1,501	1,376	1,377	1,549	2,237	2,599
Other Income ⓘ	88	216	173	236	324	227	619	182	554
Exceptional Items ⓘ	0	136	99	4	9	4	200	17	17
Expenditure ⓘ +	764	1,052	1,226	1,293	1,394	1,347	1,744	1,672	2,380
Interest Expense ⓘ	436	536	646	589	638	631	617	901	1,049
Operating Expenses ⓘ	240	301	408	468	432	490	508	588	778
Provisions	88	216	173	236	324	227	619	182	554
Exceptional Items ⓘ	0	0	0	0	0	0	0	0	0
Profit Before Tax ⓘ	38	116	316	212	-10	34	5	583	236
Taxes ⓘ	13	41	114	57	4	13	0	147	50
Profit After Tax	25	75	201	155	-14	21	5	436	186
Adjusted EPS (₹)	6.3	15.0	38.8	28.1	-2.1	2.8	0.6	39.6	16.9
Dividend Payout Ratio (%)	0%	0%	0%	0%	0%	0%	0%	0%	0%

Valuation of Satin Creditcare - Consolidated

YTD 1Y 3Y 5Y 10Y Max

Analyst's Notes

No data found!

Balance Sheet

(All Figures are in Crores.)

PARTICULARS	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Equity and Liabilities
Equity Capital +	663	870	1,134	1,449	1,486	1,532	1,599	2,401	2,543
Share Capital ⓘ	62	47	49	52	66	75	85	110	110
Reserves ⓘ	600	822	1,086	1,397	1,420	1,457	1,514	2,291	2,433
Short term borrowings	170	785	486	188	212	729	1,160	3,614	4,545
Long Term Borrowings	2,028	4,284	4,791	5,374	5,933	4,942	4,672	4,308	4,216
Current Liabilities	2,062	1,036	792	477	573	1,049	1,461	3,766	4,783
Trade Payables	15	25	13	25	34	30	21	22	36
Other Liabilities	-184	-795	-485	-213	-246	-709	-1,151	-3,636	-4,580
Total Liabilities ⓘ	4,755	6,206	6,732	7,300	7,993	7,573	7,761	10,476	11,543
Assets
Non Current Asset +	1,075	4,947	4,652	5,081	5,967	5,512	6,536	9,327	10,183
Loan Asset	816	4,847	4,549	4,941	5,811	5,308	6,329	8,908	9,844
Other Non Current Asset ⓘ	259	100	103	140	156	204	207	419	340
Current Asset +	3,675	1,259	2,080	2,219	2,025	2,060	1,225	1,149	1,359
Current Investment	20	72	264	246	1	1	0	0	18
Other Current Asset	3,654	1,187	1,816	1,973	2,025	2,060	1,225	1,149	1,341
Total Assets ⓘ	4,755	6,206	6,732	7,300	7,993	7,573	7,761	10,476	11,543

Cash Flow

(All Figures are in Crores.)

PARTICULARS	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Cash Flow From Operating Activity ⓘ	-966	-1,541	611	-225	-945	336	-956	-2,069	-563
Cash Flow From Investing Activity ⓘ	-36	-55	-187	56	226	-51	-73	-24	-45
Cash Flow From Financing Activity ⓘ	1,398	1,394	88	243	734	-442	390	2,259	914
Net Cash Flow ⓘ	395	-203	512	73	15	-157	-639	166	305

Financial Ratio

PARTICULARS	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Operational & Financial Ratios
EPS (₹)	6.70	16	41.50	30	-2.10	2.80	0.60	39.60	16.90
DPS (₹)	0	0	0	0	0	0	0	0	0
BVPS (₹)	170.2	183.8	232.9	279.2	223.3	205.5	188.7	218.3	231.2
Performance Ratios
ROA (%)	0.5	1.4	3.1	2.2	-0.2	0.3	0.1	4.8	1.7
ROE (%)	4.0	10.0	20.2	12.1	-1.0	1.4	0.3	21.8	7.5
ROCE (%)	10.5	12.3	15.4	11.9	8.6	8.9	8.4	16.6	11.9
Valuation Parameters
Price/Book(x)	2.1	2.2	1.6	0.2	0.4	0.5	0.7	1.0	0.6

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged ^*

0.00

* Pledged shares as % of Promoter's holding (%)

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Satin Creditcare Network Ltd FAQs

The current trading price of Satin Creditcare on 10-Jun-2026 13:25 is ₹236.0.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 09-Jun-2026 the market cap of Satin Creditcare stood at ₹2,677.8 Cr

The latest P/E ratio of Satin Creditcare as of 09-Jun-2026 is 8.86.

The latest P/B ratio of Satin Creditcare as of 09-Jun-2026 is 0.86.

The 52-week high of Satin Creditcare is ₹247.2 and the 52-week low is ₹133.5.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Satin Creditcare is ₹2,818 ( Cr.) .

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Satin Creditcare Network Ltd is a below average quality company.

The key valuation ratios of Satin Creditcare Network Ltd's currently when compared to its past seem to suggest it is in the Fair zone.

The Price Trend analysis by MoneyWorks4Me indicates it is Strong which suggest that the price of Satin Creditcare Network Ltd is likely to Rise in the short term. However, please check the rating on Quality and Valuation before investing

About Satin Creditcare Network Ltd

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Name of the IA registered with SEBI:	The Alchemists Ark Pvt. Ltd.
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SEBI Registration Number:	INA000013323 Validity – May 16, 2019 – Perpetual
Registration:	Non-Individual
BSE Enlistment No:	1187
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Standard Warning:	Investment in securities market are subject to market risks. Read all the related documents carefully before investing.
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Satin Creditcare Network Ltd (SATIN)

Satin Creditcare Network Ltd (SATIN)

Satin Creditcare Network stock performance

Check Before You Invest

Quality

Valuation

Price Trend

10 Year X-Ray : Login to view analysis.

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

CAGR ⓘ

Key Financial Ratios

Profit And Loss

Valuation of Satin Creditcare - Consolidated

Price Calculator

Price Chart

Price to Earnings

Price to Sales

Price to Book

EV to EBITDA

Dividend History

Price Calculator

Price Chart

Price to Earnings

Enterprise Value to EBIT

Price to Book-Value

Price to Sales

Dividend History

Analyst's Notes

Balance Sheet

Equity and Liabilities

Assets

Cash Flow

Financial Ratio

Operational & Financial Ratios

Performance Ratios

Valuation Parameters

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Satin Creditcare Network Ltd FAQs

What is the share price of Satin Creditcare?

What is the market cap of Satin Creditcare?

What is the P/E ratio of Satin Creditcare?

What is the P/B ratio of Satin Creditcare?

What is the 52-week high and low of Satin Creditcare?

What is the TTM revenue of Satin Creditcare?

Is Satin Creditcare Network Ltd a good quality company?

Is Satin Creditcare Network Ltd undervalued or overvalued?

Is Satin Creditcare Network Ltd a good buy now?

About Satin Creditcare Network Ltd

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