Is TruCap Finance a good quality company?

Past 10 year's financial track record analysis by Moneyworks4me indicates that TruCap Finance Ltd is a average quality company .

Is TruCap Finance undervalued or overvalued?

The key valuation ratios of TruCap Finance Ltd's currently when compared to its past seem to suggest it is in the Undervalued zone .

What is TruCap Finance share price return in the past 10 years?

Data is not available for this company

Is TruCap Finance a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Strong which suggest that the price of TruCap Finance Ltd is likely to Rise in the short term. However, please check the rating on Quality and Valuation before investing

TruCap Finance Ltd - Stock Valuation and Financial Performance

Name: TruCap Finance
Brand: TruCap Finance

BSE: 540268 | NSE: TRU | Finance Term Lending | Small Cap

Place order

TruCap Finance Share Price

₹8.83 -0.27 -2.97%
as on 19-May'25 16:59

10 Year X-Ray of TruCap Finance:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Standalone Basis ^P Consolidated Basis ^P

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	TTM
Operating Income (₹ Cr.)	0.2	1.8	1.3	11.6	21	19.1	24	69.8	124	161	202
YoY Gr. Rt. %	-	1106.7%	-30.9%	825.6%	81.9%	-9.2%	25.4%	191.5%	77.4%	30%	-
Adj EPS (₹ )	0	0	0	1.1	0.7	0.6	0.1	0.8	0.5	1	0.8
YoY Gr. Rt. %	-	100%	-100%	NA	-37.1%	-7.6%	-85.3%	822.2%	-42.2%	108.3%	-
BVPS (₹ )	2.2	2.2	2.2	3.3	4.1	4.3	12	18.9	18.2	17.6	19.9
YoY Gr. Rt. %	-	-0.9%	0%	47.3%	24.8%	4.4%	181.5%	57.2%	-3.4%	-3.6%	-
To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ
Net Profit/Total Funds (%)	0.2	0.9	0.1	12.8	7.9	7.7	0.6	2.2	1	1.4	0

CAGR ⓘ

CAGR Colour Code Guide ⓘ


	9 Years	5 Years	3 Years	1 Years
Net Interest Income	117.2%	50.2%	88.8%	30%
Adj EPS	66.8%	8.7%	123.1%	108.3%
BVPS	25.7%	33.9%	13.6%	-3.6%
Share Price	-	-6%	-51.2%	-86.1%

Key Financial Ratios


RATIOS \ YEARS	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	TTM
Asset Quality Ratio	To view Asset Quality Ratio Colour Rating Guide click here ⓘ
Net NPA to Net Advances (%)	0	0	0	0	0	0	1.5	2	2.7	0	-
Capitalization Ratio	To view Capitalization Ratio Colour Rating Guide click here ⓘ
Capital Adequacy Ratio (%)	0	0	0	0	0	0	0	0	0	0	-
Margins
Net Profit Margin (%)	15.2	4.5	0.6	35.3	21	21.5	2.9	10.6	4.5	7.3	4.8
Performance Ratios	To view Performance Ratios Colour Rating Guide click here ⓘ
Return on Equity (%)	0.5	1	0.1	38.3	22	14.6	1.1	5.7	2.9	5.6	4.2

Recent Performance Summary

Total Income has increased 88.75 CAGR in last 3 years

Net Profit has increased 123.14 CAGR in last 3 years

Total income growth is good in last 4 quarters

Return on Equity has declined versus last 3 years average to 4.40%

Latest Financials - TruCap Finance Ltd.

	Standalone	Consolidated
TTM EPS (₹)	0.8	0.8
TTM Sales (₹ Cr.)	202	203
BVPS (₹.) ⓘ	19.9	19.3
Reserves (₹ Cr.) ⓘ	210	202
P/BV ⓘ	0.46	0.47
PE ⓘ	10.99	12.01

From the Market
52 Week Low / High (₹)	6.66 / 66.30
All Time Low / High (₹)	2.50 / 187.50
Market Cap (₹ Cr.)	106
Equity (₹ Cr.)	23.4
Face Value (₹)	2
Industry PE ⓘ	11.4

Management X-Ray of TruCap Finance:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged ^*

0.00

8.10

38.05

40.14

39.26

51.50

56.96

50.29

0.00

3.59

* Pledged shares as % of Promoter's holding (%)

Valuation of TruCap Finance

Price Calculator

Price Chart

Price to Earnings

Enterprise Value to EBIT

Price to Book-Value

Price to Sales

Dividend History

Analyst's Notes

No data found!

Key Ratios of TruCap Finance

Standalone Basis Consolidated Basis

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24
Income	0	2	1	12	22	19	24	70	127	182
Interest Income	0	2	1	12	21	19	24	70	124	161
Other Income ⓘ	0	0	0	0	1	0	0	0	3	21
Expenditure ⓘ	0	2	1	7	16	14	23	59	119	170
Interest Expense ⓘ	0	0	0	2	5	2	4	24	51	79
Operating Expenses ⓘ	0	2	1	5	9	12	18	32	63	81
Provisions	0	0	0	1	2	0	1	3	5	10
Exceptional Items ⓘ	0	0	0	0	0	0	0	0	0	0
Profit Before Tax ⓘ	0	0	0	5	6	6	2	11	7	12
Taxes ⓘ	0	0	0	1	1	1	1	3	2	0
Profit After Tax	0	0	0	4	4	4	1	7	6	12
Adjusted EPS (₹)	0.0	0.0	0.0	1.1	0.7	0.6	0.1	0.8	0.5	1.0
Dividend Payout Ratio (%)	0%	0%	0%	19%	8%	3%	11%	1%	2%	1%

Balance Sheet

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24
Equity and Liabilities
Equity Capital	7	9	9	13	28	30	94	169	214	207
Share Capital ⓘ	6	8	8	8	14	14	15	18	23	23
Reserves ⓘ	1	1	1	5	14	16	79	152	190	184
Minority Interest	0	0	0	0	0	0	0	0	0	0
Long Term Borrowings	1	0	0	0	1	0	9	45	12	133
Current Liabilities	1	0	0	42	27	18	79	259	451	584
Trade Payables	0	0	0	0	0	0	2	5	2	3
Short term borrowings	0	0	0	39	25	16	75	248	439	562
Other Liabilities	0	0	0	-39	-23	-15	-72	-249	-432	-554
Total Liabilities ⓘ	9	9	9	55	57	50	187	478	685	937
Assets
Non Current Asset	8	9	7	41	42	6	26	332	473	663
Loan Asset	0	0	0	0	0	0	0	0	0	0
Other Non Current Asset ⓘ	8	9	7	41	42	6	26	332	473	663
Current Asset	1	0	2	14	16	44	161	146	213	273
Current Investment	0	0	2	1	1	1	11	51	81	60
Other Current Asset	1	0	0	13	15	43	150	95	132	213
Total Assets ⓘ	9	9	9	55	57	50	187	478	685	937

Cash Flow

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24
Cash Flow From Operating Activity ⓘ	6	-1	1	-41	2	13	-78	-181	-149	-212
Cash Flow From Investing Activity ⓘ	0	-1	0	5	2	-4	-38	-76	-69	30
Cash Flow From Financing Activity ⓘ	-6	1	0	39	-3	-11	145	283	198	245
Net Cash Flow ⓘ	0	-1	1	2	1	-2	30	26	-20	63

Finance Ratio

Standalone Basis Consolidated Basis

PARTICULARS	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24
Operational & Financial Ratios
EPS (₹)	0	0	0	5	3	3	0	1	0	1
DPS (₹)	0	0	0	1	0	0	0	0	0	0
BVPS (₹)	11	11	11	16	20	21	60	19	18	18
Performance Ratios
ROA (%)	0.2	0.9	0.1	12.8	7.9	7.7	0.6	2.2	1.0	1.4
ROE (%)	0.5	1.0	0.1	38.3	22.0	14.6	1.1	5.7	2.9	5.6
ROCE (%)	0.3	1.4	0.4	21.9	20.7	14.5	5.3	10.9	10.3	11.6
Valuation Parameters
Price/Book(x)	0.0	0.0	1.6	2.0	2.4	2.9	8.0	6.1	2.9	3.7

TruCap Finance Ltd Stock News

TruCap Finance Ltd FAQs

What is the share price of TruCap Finance?

Company share prices are keep on changing according to the market conditions. The closing price of TruCap Finance on 19-May-2025 16:59 is ₹8.83.

What is the market cap of TruCap Finance?

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 19-May-2025 16:59 the market cap of TruCap Finance stood at ₹106.4.

What is the P/E ratio of TruCap Finance?

The latest P/E ratio of TruCap Finance as of 19-May-2025 16:59 is 10.99.

What is the P/B ratio of TruCap Finance?

The latest P/B ratio of TruCap Finance as of 19-May-2025 16:59 is 0.46.

What is the 52-week high and low of TruCap Finance?

The 52-week high of TruCap Finance is ₹66.30 and the 52-week low is ₹6.66.

What is the TTM revenue of TruCap Finance?

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of TruCap Finance is ₹202.3 ( Cr.) .

About TruCap Finance Ltd

No data to display

You have 2 views remaining as a Guest User. To get DeciZen Rating of 3,500+ Stocks based on their Quality, Valuation and Price Trend Login Now

SEBI Registered: Investment Adviser - INA000013323 RIA Details

Warning: Investment in securities market are subject to market risks. Read all the related documents carefully before investing.

Disclaimer: Registration granted by SEBI, membership of BASL (in case of IAs) and certification from NISM in no way guarantee performance of the intermediary or provides any assurance of returns to investors.

Compliance Officer:

Name: Shrikant Jagtap

Email: shrikant.jagtap@moneyworks4me.com

Mobile No: +91 97638 00745

Grievance officer:

Name: Mukta Vaze

Email: mukta.vaze@moneyworks4me.com

Mobile No:+91 98609 19463

Principal Officer:

Name: Atharva Bhide

Email: atharva.bhide@moneyworks4me.com

Mobile No:+91 91758 99463

SEBI regional/local office address-

Plot No. C 4-A , G Block, Near Bank of India, Bandra Kurla Complex, Bandra East, Mumbai, Maharashtra 400051

Address:

The Alchemists Ark Pvt. Ltd., B-101, Signet Corner Building, Balewadi Phata, Baner, Pune, Maharashtra 411045

Data provided by Accord Fintech Pvt. Ltd.

Please wait your portfolio is updating...

Name of the IA registered with SEBI:	The Alchemists Ark Pvt. Ltd.
Logo:
Trade/Brand Name of IA:	MoneyWorks4Me Investment Advisers
Brand Logo:
SEBI Registration Number:	INA000013323 Validity - May 16, 2019 - Perpetual
BASL Membership ID:	BASL1187
Address	B-101, Signet Corner Building, Balewadi Phata, Baner, Pune, Maharashtra 411045
Compliance officer Details:	Name: Shrikant Jagtap Email: shrikant.jagtap@moneyworks4me.com Telephone: +919860359463 Address: Same as IA
Grievance Officer Details:	Name: Mukta Vaze Email: mukta.vaze@moneyworks4me.com Telephone: +91 98609 19463 Address: Same as IA
Principal Officer Details:	Name: Atharva Bhide Email: atharva.bhide@moneyworks4me.com Telephone: +91 91758 99463 Address: Same as IA
Standard Warning:	Investment in securities market are subject to market risks. Read all the related documents carefully before investing.
Disclaimer:	Registration granted by SEBI, membership of BASL and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

TruCap Finance Ltd - Stock Valuation and Financial Performance

TruCap Finance Share Price

DeciZen - make an informed investing decision on TruCap Finance Share

Overall Rating ⓘ M-Cap below 500cr. High Risk from low Liquidity

1. Quality

2. Valuation

3. Price Trend

TruCap Finance stock performance -

Is TruCap Finance Ltd an attractive stock to invest in?

1. Is TruCap Finance Ltd a good quality company?

2. Is TruCap Finance Ltd undervalued or overvalued?

3. Is TruCap Finance Ltd a good buy now?

10 Year X-Ray of TruCap Finance: Share

Analysis of Financial Track Record

CAGR ⓘ

Key Financial Ratios

Recent Performance Summary

Latest Financials - TruCap Finance Ltd.

Management X-Ray of TruCap Finance: Share

Shareholding Pattern

Promoter's Holding & Share Pledging