Is Tribhovandas Bhimji Zaveri a good quality company?

Past 10 year's financial track record analysis by Moneyworks4me indicates that Tribhovandas Bhimji Zaveri Ltd is a average quality company .

Is Tribhovandas Bhimji Zaveri undervalued or overvalued?

The key valuation ratios of Tribhovandas Bhimji Zaveri Ltd's currently when compared to its past seem to suggest it is in the Fair zone .

What is Tribhovandas Bhimji Zaveri share price return in the past 10 years?

Tribhovandas Bhimji Zaveri Ltd share price has appreciated 2.6% annually (CAGR) over the past ten years.

Is Tribhovandas Bhimji Zaveri a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Semi Strong which suggest that the price of Tribhovandas Bhimji Zaveri Ltd is likely to Rise-somewhat in the short term. However, please check the rating on Quality and Valuation before investing.

What is the P/E ratio of Tribhovandas Bhimji Zaveri?

The latest standalone P/E ratio of Tribhovandas Bhimji Zaveri as of 23-May-2025 is 17.73.

What is the P/B ratio of Tribhovandas Bhimji Zaveri?

The latest standalone P/B ratio of Tribhovandas Bhimji Zaveri as of 23-May-2025 is 1.92.

Tribhovandas Bhimji Zaveri Ltd - Stock Valuation and Financial Performance

Name: Tribhovandas Bhimji Zaveri
Brand: Tribhovandas Bhimji Zaveri

BSE: 534369 | NSE: TBZ | Diamond & Jewellery | Small Cap

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Tribhovandas Bhimji Share Price

₹192.20 -15.05 -7.26%
as on 23-May'25 16:59

10 Year X-Ray of Tribhovandas Bhimji:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Standalone Basis ^P Consolidated Basis ^P

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Value Creation ⓘ

Value Creation Index Colour Code Guide ⓘ

	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	TTM
ROCE % ⓘ	9.2%	3.3%	6.4%	7.5%	7.2%	8.5%	11.6%	6.9%	10.1%	11.8%	-
Value Creation Index ⓘ	-0.4	-0.8	-0.5	-0.5	-0.5	-0.4	-0.2	-0.5	-0.3	-0.2	-
Growth Parameters ⓘ Growth Parameters Colour Code Guide ⓘ
Sales ⓘ	1,934	1,655	1,690	1,751	1,764	1,810	1,342	1,844	2,394	2,299	2,620
Sales YoY Gr.	-	-14.5%	2.1%	3.6%	0.7%	2.6%	-25.9%	37.4%	29.8%	-4%	-
Adj EPS ⓘ	2.6	-3.1	2	3.2	2.4	3.4	6.5	3	6	8.1	10.3
YoY Gr.	-	-220.3%	NA	64.1%	-26.6%	44.7%	90.3%	-53.2%	98.7%	35.1%	-
BVPS (₹) ⓘ	69.5	65.4	68.3	71.4	72.5	72	78.4	79.1	84	90.1	98.5
Adj Net Profit ⓘ	17.1	-20.6	13	21.3	15.7	22.7	43.2	20.2	40.2	54.2	68
Cash Flow from Ops. ⓘ	14.8	14.1	153	41.5	32.4	149	231	-66.2	93.2	39.7	-
Debt/CF from Ops. ⓘ	39.7	46	3.6	13.7	18.7	3.7	1.6	-7.7	5.2	13.4	-

CAGR ⓘ

CAGR Colour Code Guide ⓘ

	9 Years	5 Years	3 Years	1 Years
Sales ⓘ	1.9%	5.4%	19.7%	-4%
Adj EPS ⓘ	13.7%	28.2%	7.9%	35.1%
BVPSⓘ	2.9%	4.5%	4.8%	7.3%
Share Price	2.6%	57.5%	48.5%	73.2%

Key Financial Parameters ⓘ

Performance Ratio Colour Code Guide ⓘ

	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	TTM
Return on Equity % ⓘ	3.8	-4.6	2.9	4.6	3.3	4.7	8.6	3.9	7.4	9.3	10.9
Op. Profit Mgn % ⓘ	4.2	3.2	4.3	4.5	4.7	6.6	9.4	4.4	5.2	6.3	6.6
Net Profit Mgn % ⓘ	0.9	-1.2	0.8	1.2	0.9	1.3	3.2	1.1	1.7	2.4	2.6
Debt to Equity ⓘ	1.3	1.5	1.2	1.2	1.3	1.1	0.7	1	0.9	0.9	0
Working Cap Days ⓘ	234	278	249	212	242	257	322	234	200	210	129
Cash Conv. Cycle ⓘ	191	223	211	186	200	197	240	185	153	166	45

Recent Performance Summary

Return on Equity has increased versus last 3 years average to 10.90%

Sales growth is growing at healthy rate in last 3 years 19.65%

Debt to equity has declined versus last 3 years average to 0.89

Sales growth is good in last 4 quarters at 13.02%

Net Profit has been subdued in last 3 years 7.91%

Latest Financials - Tribhovandas Bhimji Zaveri Ltd.

	Standalone	Consolidated
TTM EPS (₹)	10.8	10.3
TTM Sales (₹ Cr.)	2,620	2,620
BVPS (₹.) ⓘ	100.1	98.5
Reserves (₹ Cr.) ⓘ	601	590
P/BV ⓘ	1.92	1.95
PE ⓘ	17.73	18.75

From the Market
52 Week Low / High (₹)	93.60 / 360.35
All Time Low / High (₹)	16.50 / 360.35
Market Cap (₹ Cr.)	1,283
Equity (₹ Cr.)	66.7
Face Value (₹)	10
Industry PE ⓘ	78.7

Management X-Ray of Tribhovandas Bhimji:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged ^*

0.00

* Pledged shares as % of Promoter's holding (%)

Valuation of Tribhovandas Bhimji

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Price to Earnings

Enterprise Value to EBIT

Price to Book-Value

Price to Sales

Dividend History

Analyst's Notes

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Key Ratios of Tribhovandas Bhimji

Standalone Basis Consolidated Basis

Adj EPS (Rs.)

Sales (Cr.)

ROE (%)

ROCE (%)

Profit And Loss

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24
Sales	1,934	1,655	1,690	1,751	1,764	1,810	1,342	1,844	2,394	2,299
Operating Expenses ⓘ	1,854	1,612	1,617	1,672	1,681	1,692	1,216	1,762	2,269	2,153
Manufacturing Costs	23	22	25	101	115	94	27	51	48	42
Material Costs	1,654	1,406	1,438	1,409	1,404	1,469	1,102	1,594	2,081	1,959
Employee Cost	62	72	80	78	78	81	58	67	74	86
Other Costs ⓘ	115	113	75	83	84	48	29	50	66	66
Operating Profit ⓘ	80	42	73	79	82	118	126	82	124	146
Operating Profit Margin (%)	4.2%	2.6%	4.3%	4.5%	4.7%	6.5%	9.4%	4.4%	5.2%	6.3%
Other Income ⓘ	13	4	3	6	4	4	12	8	5	6
Interest ⓘ	57	61	55	44	53	62	52	41	53	57
Depreciation ⓘ	9	10	9	9	10	32	27	23	24	24
Exceptional Items ⓘ	9	0	0	0	0	0	0	0	0	0
Profit Before Tax ⓘ	38	-26	12	32	23	28	60	26	52	72
Tax ⓘ	13	2	-1	11	8	7	17	6	12	17
Profit After Tax	24	-28	13	21	16	21	43	20	40	54
PAT Margin (%)	1.3%	-1.7%	0.8%	1.2%	0.9%	1.2%	3.2%	1.1%	1.7%	2.4%
Adjusted EPS (₹)	3.6	-4.1	1.9	3.2	2.3	3.2	6.5	3.0	6.0	8.2
Dividend Payout Ratio (%)	27%	0%	0%	24%	32%	31%	39%	33%	29%	21%

Balance Sheet

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24
Equity and Liabilities
Shareholders Fund	463	436	456	477	484	481	523	528	560	602
Share Capital ⓘ	67	67	67	67	67	67	67	67	67	67
Reserves ⓘ	397	369	389	410	417	414	456	461	494	535
Minority Interest	0	0	0	0	0	0	0	0	0	0
Debt	584	646	549	569	605	548	352	507	486	533
Long Term Debt	12	8	0	0	0	0	2	0	1	1
Short Term Debt	572	638	549	569	605	548	350	507	486	532
Trade Payables	109	92	78	92	196	194	140	199	207	109
Others Liabilities ⓘ	254	229	111	92	148	266	236	265	277	287
Total Liabilities ⓘ	1,410	1,403	1,194	1,229	1,433	1,489	1,252	1,498	1,530	1,531
Fixed Assets
Gross Block	138	150	111	120	138	232	218	229	257	269
Accumulated Depreciation	31	41	9	17	27	57	78	77	99	119
Net Fixed Assetsⓘ	108	109	103	103	111	174	140	152	159	151
CWIP ⓘ	5	0	2	0	0	0	0	0	1	0
Investmentsⓘ	0	0	0	0	0	0	0	0	0	0
Inventories	1,114	1,126	1,027	1,021	1,179	1,181	984	1,204	1,223	1,197
Trade Receivables	1	1	2	23	26	3	3	2	2	16
Cash Equivalents	34	39	32	38	40	41	40	45	46	50
Others Assetsⓘ	149	128	28	44	77	90	84	95	101	117
Total Assets ⓘ	1,410	1,403	1,194	1,229	1,433	1,489	1,252	1,498	1,530	1,531

Cash Flow

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24
Cash Flow From Operating Activity ⓘ	15	14	153	42	32	149	231	-66	93	40
PBT ⓘ	38	-26	12	32	23	28	60	26	52	72
Adjustment ⓘ	46	64	59	45	54	88	65	51	66	69
Changes in Working Capital ⓘ	-61	-24	81	-28	-35	44	123	-135	-17	-83
Tax Paid ⓘ	-8	-1	1	-7	-10	-12	-16	-9	-8	-19
Cash Flow From Investing Activity ⓘ	26	-11	0	-9	-21	-6	5	-2	-7	-7
Capex	-13	-10	-7	-9	-15	-2	-1	-1	-8	-9
Net Investments	33	-4	6	0	-7	-6	5	-2	0	0
Others ⓘ	5	2	2	0	1	2	1	1	1	2
Cash Flow From Financing Activityⓘ	-47	-1	-155	-27	-16	-147	-233	71	-87	-29
Net Proceeds from Shares ⓘ	0	0	0	0	0	0	0	0	0	0
Net Proceeds from Borrowing ⓘ	-5	-4	-12	0	0	1	25	-23	-2	0
Interest Paid ⓘ	-50	-56	-51	-40	-47	-46	-39	-28	-36	-41
Dividend Paid ⓘ	-15	-7	0	0	-6	-14	0	-17	-7	-12
Others ⓘ	22	65	-93	13	37	-88	-219	139	-42	24
Net Cash Flow ⓘ	-7	1	-2	6	-4	-4	3	2	0	4

Finance Ratio

Standalone Basis Consolidated Basis

PARTICULARS	Mar'15	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24
Ratios
ROE (%)	5.34	-6.12	2.9	4.56	3.24	4.44	8.62	3.84	7.39	9.37
ROCE (%)	9.15	3.32	6.41	7.45	7.16	8.5	11.56	6.9	10.07	11.75
Asset Turnover Ratio	1.38	1.18	1.31	1.52	1.35	1.24	0.97	1.34	1.58	1.51
PAT to CFO Conversion(x)	0.63	N/A	11.77	2	2	7.1	5.37	-3.3	2.33	0.74
Working Capital Days
Receivable Days	0	0	0	2	5	3	1	0	0	1
Inventory Days	210	247	231	203	224	237	297	216	185	192
Payable Days	21	26	22	22	37	48	55	39	36	29

Tribhovandas Bhimji Zaveri Ltd Stock News

Tribhovandas Bhimji Zaveri Ltd FAQs

What is the share price of Tribhovandas Bhimji?

Company share prices are keep on changing according to the market conditions. The closing price of Tribhovandas Bhimji on 23-May-2025 16:59 is ₹192.2.

What is the market cap of Tribhovandas Bhimji?

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 23-May-2025 16:59 the market cap of Tribhovandas Bhimji stood at ₹1,282.6.

What is the P/E ratio of Tribhovandas Bhimji?

The latest P/E ratio of Tribhovandas Bhimji as of 23-May-2025 16:59 is 17.73.

What is the P/B ratio of Tribhovandas Bhimji?

The latest P/B ratio of Tribhovandas Bhimji as of 23-May-2025 16:59 is 1.92.

What is the 52-week high and low of Tribhovandas Bhimji?

The 52-week high of Tribhovandas Bhimji is ₹360.4 and the 52-week low is ₹93.60.

What is the TTM revenue of Tribhovandas Bhimji?

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Tribhovandas Bhimji is ₹2,620 ( Cr.) .

About Tribhovandas Bhimji Zaveri Ltd

The companyâ€™s flagship showroom in Zaveri Bazar, Mumbai was established in 1864. Since 2001, the company has opened several showrooms, including opening seven showrooms between August 2007 and October 2008. All of the companyâ€™s showrooms operate under the name of â€œTribhovandas Bhimji Zaveriâ€. Late Shri Tribhovandas Bhimji Zaveri expanded the business by opening new showrooms. But it was his grandson, Late Shri Gopaldas Zaveri, who shook up the Indian market by offering customers a full value gold buy-back scheme.

Out of companyâ€™s 14 showrooms, 11 are termed as â€œlarge formatâ€ high street showrooms (carpet area of 3,000 sq. ft. or more) and three are termed as â€œsmall formatâ€ high street showrooms (carpet area of 1,000-3,000 sq. ft.). Four of companyâ€™s showrooms are in Mumbai, Maharashtra; one is in Thane, Maharashtra; one is in Pune, Maharashtra; two are in Hyderabad, Andhra Pradesh; one is in Vijayawada, Andhra Pradesh; one is in Ahmedabad, Gujarat; one is in Surat, Gujarat; one is in Rajkot, Gujarat; one is in Indore, Madhya Pradesh; and one is in Kochi, Kerala.

Further, the company plans to open an additional 43 showrooms (25 large format high street showrooms and 18 small format high street showrooms) by the end of Fiscal 2015, which would give them a total of 57 showrooms (with a total carpet area of approximately 150,000 square feet.) in 43 cities across 14 states.

The company is having branches in:

Mumbai - Zaveri Bazar, Borivali, Ghatkopar, Santacruz, Thane and Churchgate
Pune
Surat
Ahmedabad
Rajkot
Vadodara
Hyderabad - Punjagutta and Basheerbagh
Vijaywada
Indore
Kochi

Product Range

Gold - Necklaces, Ear-rings, Rings, Chain, Bangles
Diamond- Necklaces, Waist-belts, Ear-rings, Rings, Bangles
Platinium- Necklaces, Ear-rings, Love Bands, Rings, Bangles

Apart from these, the company also has Wedding, Men's, Temple, Dohra, Surprises, Showstopper and Azvaa collection.

The company is having an exclusive Kalpavruksha Plan through which one can own exquisite 22kt gold, diamond or platinum jewellry through easy installmentsâ€™.

Awards

2010
Retail Jewellers India Awards - Gold Vivah Jewellery of the Year

2011
Retail Jewellers India Awards - TV Campaign of the Year
IJ Jewellers Choice Awards - Best Necklace Design
IJ Jewellers Choice Awards - Best Bridal Design
IJ Jewellers Choice Awards - Kundan Meena Jewellery Award

2012
National Jewellery Award - Best Advertising Campaign of the Year (Print)
Asia Retail Congress Awards in two categories - i. Best Impactful Retail Design and Visual Merchandising and ii. Innovative Retail Concept of the Year

SEBI Registered: Investment Adviser - INA000013323 RIA Details

Warning: Investment in securities market are subject to market risks. Read all the related documents carefully before investing.

Disclaimer: Registration granted by SEBI, membership of BASL (in case of IAs) and certification from NISM in no way guarantee performance of the intermediary or provides any assurance of returns to investors.

Compliance Officer:

Name: Shrikant Jagtap

Email: shrikant.jagtap@moneyworks4me.com

Mobile No: +91 97638 00745

Grievance officer:

Name: Mukta Vaze

Email: mukta.vaze@moneyworks4me.com

Mobile No:+91 98609 19463

Principal Officer:

Name: Atharva Bhide

Email: atharva.bhide@moneyworks4me.com

Mobile No:+91 91758 99463

SEBI regional/local office address-

Plot No. C 4-A , G Block, Near Bank of India, Bandra Kurla Complex, Bandra East, Mumbai, Maharashtra 400051

Address:

The Alchemists Ark Pvt. Ltd., B-101, Signet Corner Building, Balewadi Phata, Baner, Pune, Maharashtra 411045

Data provided by Accord Fintech Pvt. Ltd.

Please wait your portfolio is updating...

Name of the IA registered with SEBI:	The Alchemists Ark Pvt. Ltd.
Logo:
Trade/Brand Name of IA:	MoneyWorks4Me Investment Advisers
Brand Logo:
SEBI Registration Number:	INA000013323 Validity - May 16, 2019 - Perpetual
BASL Membership ID:	BASL1187
Address	B-101, Signet Corner Building, Balewadi Phata, Baner, Pune, Maharashtra 411045
Compliance officer Details:	Name: Shrikant Jagtap Email: shrikant.jagtap@moneyworks4me.com Telephone: +919860359463 Address: Same as IA
Grievance Officer Details:	Name: Mukta Vaze Email: mukta.vaze@moneyworks4me.com Telephone: +91 98609 19463 Address: Same as IA
Principal Officer Details:	Name: Atharva Bhide Email: atharva.bhide@moneyworks4me.com Telephone: +91 91758 99463 Address: Same as IA
Standard Warning:	Investment in securities market are subject to market risks. Read all the related documents carefully before investing.
Disclaimer:	Registration granted by SEBI, membership of BASL and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

Tribhovandas Bhimji Zaveri Ltd - Stock Valuation and Financial Performance

Tribhovandas Bhimji Share Price

DeciZen - make an informed investing decision on Tribhovandas Bhimji Share

Overall Rating ⓘ

1. Quality

2. Valuation

3. Price Trend

Tribhovandas Bhimji Zaveri stock performance -

Is Tribhovandas Bhimji Zaveri Ltd an attractive stock to invest in?

1. Is Tribhovandas Bhimji Zaveri Ltd a good quality company?

2. Is Tribhovandas Bhimji Zaveri Ltd undervalued or overvalued?

3. Is Tribhovandas Bhimji Zaveri Ltd a good buy now?

10 Year X-Ray of Tribhovandas Bhimji: Share

Analysis of Financial Track Record

Value Creation ⓘ

Growth Parameters ⓘ

CAGR ⓘ

Key Financial Parameters ⓘ

Recent Performance Summary

Latest Financials - Tribhovandas Bhimji Zaveri Ltd.

Management X-Ray of Tribhovandas Bhimji: Share

Shareholding Pattern

Promoter's Holding & Share Pledging