Nucleus Software Exports Ltd - Stock Valuation and Financial Performance

BSE: 531209 | NSE: NUCLEUS | IT - Software | Small Cap

Nucleus Software Exp Share Price

1,248 12.90 1.04%
as on 04-Oct'24 11:18

DeciZen - make an informed investing decision on Nucleus Software Exp

Overall Rating
Bole Toh

1. Quality

2. Valuation

Overvalued

3. Price Trend

Nucleus Software Exports stock performance -

mw4me loader
P/E Ratio (SA):
20.04
Market Cap:
3,251.4 Cr.
52-wk low:
974.2
52-wk high:
1,830

Is Nucleus Software Exports Ltd an attractive stock to invest in?

1. Is Nucleus Software Exports Ltd a good quality company?

Past 10 year's financial track record analysis by Moneyworks4me indicates that Nucleus Software Exports Ltd is a good quality company.

2. Is Nucleus Software Exports Ltd undervalued or overvalued?

The key valuation ratios of Nucleus Software Exports Ltd's currently when compared to its past seem to suggest it is in the Overvalued zone.

3. Is Nucleus Software Exports Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Nucleus Software Exports Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of Nucleus Software Exp:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Nucleus Software Exports Ltd has performed well in majority of the past ten years indicating its past ten year financial track record is very good

Value Creation

Value Creation Index Colour Code Guide

Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24TTM
ROCE % 21.4%13%12.5%17.1%21.1%25.7%24.8%10.3%33%37.4%-
Value Creation
Index
0.5-0.1-0.10.20.50.80.8-0.31.41.7-

Growth Parameters

Growth Parameters Colour Code Guide

Sales 279278299337397444454448585766752
Sales YoY Gr.--0.3%7.6%12.7%17.6%12%2.3%-1.4%30.5%31%-
Adj EPS 16.714.21622.625.833.233.810.342.460.961.6
YoY Gr.--14.8%12.8%41.1%14.2%28.7%1.8%-69.4%309.8%43.7%-
BVPS (₹) 121.9130.8151.5144.6161.9186.6222.8175.3219.6279.8268.9
Adj Net
Profit
53.945.951.865.674.996.498.227.7113163162
Cash Flow from Ops. 42.411.580.967.937.769.110656.451.9212-
Debt/CF from Ops. 0000000000-

CAGR

CAGR Colour Code Guide

9 Years 5 Years 3 Years 1 Years
Sales 11.9%14.1%19%31%
Adj EPS 15.5%18.8%21.7%43.7%
BVPS9.7%11.6%7.9%27.4%
Share Price 18.3% 31.6% 28.9% 26.8%

Key Financial Parameters

Performance Ratio Colour Code Guide

Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24TTM
Return on
Equity %
14.411.211.314.416.819.116.5521.524.422.5
Op. Profit
Mgn %
225.711.912.715.317.426.18.126.927.923.7
Net Profit
Mgn %
19.316.517.319.418.921.721.66.219.421.321.6
Debt to
Equity
0000000000-
Working Cap
Days
21524719014111496109111111130135
Cash Conv.
Cycle
3467411425434651646570

Recent Performance Summary

Return on Equity has increased versus last 3 years average to 22.50%

Sales growth is growing at healthy rate in last 3 years 19.02%

Net Profit is growing at healthy rate in last 3 years 21.68%

Sales growth is good in last 4 quarters at 18.50%

No data to display

Latest Financials - Nucleus Software Exports Ltd.

Standalone Consolidated
TTM EPS (₹) 61.6 63.9
TTM Sales (₹ Cr.) 752 815
BVPS (₹.) 268.9 279.3
Reserves (₹ Cr.) 682 709
P/BV 4.59 4.42
PE 20.04 19.33
From the Market
52 Week Low / High (₹) 974.20 / 1830.00
All Time Low / High (₹) 1.42 / 1830.00
Market Cap (₹ Cr.) 3,251
Equity (₹ Cr.) 26.3
Face Value (₹) 10
Industry PE 36.9

Management X-Ray of Nucleus Software Exp:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Event Update

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Analyst's Notes

Key Ratios of Nucleus Software Exp

Adj EPS (Rs.)

Sales (Cr.)

ROE (%)

ROCE (%)

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24
Sales279278299337397444454448585766
Operating Expenses 218265264295339367336412428553
Manufacturing Costs2424192124309101623
Material Costs0000000000
Employee Cost 145164176216247267277336338427
Other Costs 497769586871506673102
Operating Profit 61133543587711836157214
Operating Profit Margin (%) 22.0%4.7%11.7%12.7%14.5%17.4%26.1%8.1%26.9%27.9%
Other Income 29513242436440343449
Interest 0000011011
Depreciation 111110671111131713
Exceptional Items 0000000000
Profit Before Tax 805357789412914757173249
Tax 198512182734154363
Profit After Tax 614552667610211242130186
PAT Margin (%) 21.8%16.1%17.3%19.4%19.1%23.0%24.7%9.4%22.3%24.3%
Adjusted EPS (₹)18.813.816.022.626.035.238.615.748.769.5
Dividend Payout Ratio (%)27%36%31%35%35%26%23%45%21%18%

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24

Equity and Liabilities

Shareholders Fund 395424491420470542647469588749
Share Capital 32323229292929272727
Reserves 362392458391441513618443561722
Minority Interest0000000000
Debt0000000000
Long Term Debt0000000000
Short Term Debt0000000000
Trade Payables24282951101814111118
Others Liabilities 141124110140144170190219241304
Total Liabilities 5595776306116247308507008401,072

Fixed Assets

Gross Block11311840475572719299114
Accumulated Depreciation72831016233139496370
Net Fixed Assets41353031324132433645
CWIP 1100001011
Investments 171253447394433489649494540664
Inventories0000000000
Trade Receivables7778536861808176165157
Cash Equivalents 163933346527424353346
Others Assets10611666734646645165159
Total Assets 5595776306116247308507008401,072

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24
Cash Flow From Operating Activity 4212816838691065652212
PBT 805357789412914757173249
Adjustment -16-34-13-33-24-44-22-14-7-30
Changes in Working Capital -1014839-1241128-8867
Tax Paid -12-8-10-16-19-20-30-15-27-75
Cash Flow From Investing Activity -1417-7474-18-10-126159-13-197
Capex -7-5-4-7-8-12-3-24-4-28
Net Investments 66-80-16865-33-35-134165-18-162
Others -721029716233611189-7
Cash Flow From Financing Activity -23-340-134-25-32-11-211-21-29
Net Proceeds from Shares 0000000000
Net Proceeds from Borrowing 0000000000
Interest Paid 00000000-10
Dividend Paid -23-340-17-25-29-9-17-19-27
Others 000-1170-2-2-193-2-2
Net Cash Flow 6-678-527-31417-15
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24
Ratios
ROE (%)16.1910.9211.3314.411720.218.857.5424.6627.82
ROCE (%)21.351312.4917.1321.0825.6524.7810.2632.9537.37
Asset Turnover Ratio0.530.490.50.540.640.660.570.580.760.8
PAT to CFO Conversion(x)0.690.271.561.030.50.680.951.330.41.14
Working Capital Days
Receivable Days711028066595865647577
Inventory Days0000000000
Payable Days0000000000

Nucleus Software Exports Ltd Stock News

Nucleus Software Exports Ltd FAQs

Company share prices are keep on changing according to the market conditions. The closing price of Nucleus Software Exp on 04-Oct-2024 11:18 is ₹1,248.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 04-Oct-2024 11:18 the market cap of Nucleus Software Exp stood at ₹3,251.4.
The latest P/E ratio of Nucleus Software Exp as of 04-Oct-2024 11:18 is 20.04.
The latest P/B ratio of Nucleus Software Exp as of 04-Oct-2024 11:18 is 4.59.
The 52-week high of Nucleus Software Exp is ₹1,830 and the 52-week low is ₹974.2.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Nucleus Software Exp is ₹751.8 ( Cr.) .

About Nucleus Software Exports Ltd

Nucleus Software Exports provides innovative and pioneering products and software solutions since 1986. It provides software solutions to the Banking, Financial Services Industry (BFSI). For over 20 years, it has developed solutions spanning from retail banking to corporate banking, cash management, internet banking and credit cards. FinnOne, the flagship product of Nucleus Software is a comprehensive suite for retail banking applications comprising modules like customer acquisition system, loan management, delinquency and recovery management, deposits and finance against securities.

Products of the company

  • Customer Acquisition System
  • Loan Management System
  • Collections
  • General Ledger
  • Forecaster
  • Finance against Securities
  • Lead Management System
  • Customer Service Module
  • Power Pay
  • Collateral Management System
  • Central Liability System
  • Web based Islamic Financing Product

Milestones/ Awards

  • 2014
    Nucleus Software win The Asian Banker Technology Implementation Awards 2014 for ""Best Lending Platform Implementation.
    Nucleus Software Exports Ltd won the Best Corporate Governance - India - 2014.
  • 2012
    Nucleus Software's FinnOne Ranked Best Selling Lending Solution across the Globe.
    Nucleus Software ranked the Best for Online Annual Report by IR Global Rankings
  • 2011
    Nucleus Software wins Gold shield for Excellence in financial Reporting , 2010 by Institute of Chartered Accountants of India (ICAI)".
    "Nucleus Software's FinnOne is World's No. 1 Leading Software for the Third Consecutive Year"
    "Nucleus Software Ranked Amongst Top 5 Indian Companies for Corporate Governance"
  • 2009 - Good Corporate Governance Practices
  • 2009 - SAFA - Best Presented Accounts Award 2008
  • 2009 - Celent 2009 Model Bank Award
  • 2009 - FinnOne - World's No 1 Selling Lending Software product
  • 2008 - Amongst India's Top 15 Exciting Emerging Companies to Work For
  • 2008 - Asia's 200 Best Under A Billion Companies
  • 2008 - Good Corporate Governance Practices
  • 2008 - D&B – ECGC Indian Exporters’ Excellence Award
  • 2008 - FinnOne- World's 2nd Best Selling Lending Software product
  • 2007 - FinnOne - World's No 1 Selling Lending Software product
  • 2006 - Excellence in Financial Reporting
  • 2005 - Asia Pacific Level Technology Award
  • 2004 - Global Banking Back Office Systems
  • 2004 - Most Innovative ISV
  • 2003 - Building World Class Loan Management Solution
  • 2002 - 15th Highest selling Back Office Banking System Product
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