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Nucleus Software Exports Ltd (NUCLEUS)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 531209 NSE: NUCLEUS IT - Software | Small Cap | Nucleus Software Exp Share Price

₹757.75 -4.95 (-0.65%)

As on 25-Jun'26 16:59

Nucleus Software Exports Ltd (NUCLEUS)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 531209 NSE: NUCLEUS IT - Software | Small Cap | Nucleus Software Exp Share Price

₹757.75 -4.95 (-0.65%)

As on 25-Jun'26 16:59

Key Metrics
Valuation Multiples
Market Cap
₹2,008 Cr.
Current Price
₹757.8
52-Week Low / High
₹692 / 1,229
TTM EPS
₹44.9
TTM Sales
₹806 Cr.
Book Value per Share
₹332.3
P/E Ratio
16.97
Lower than its 5-year historical median
Industry PE
20.9
Price to Book (P/B)
2.30
Lower than its 5-year historical median
Price to Sales (P/S)
2.49
Lower than its 5-year historical median
EV/EBITDA
10.17
Lower than its 5-year historical median
Dividend Yield
1.65%
Profitability Efficiency
Return on Equity (ROE)
14.27%
Outperforms industry median
Return on Capital Employed (ROCE)
18.17%
Outperforms industry median
Return on Assets (ROA)
10.14%
Operating Profit Margin
20.6%
Net Profit Margin
14.68%
Gross Profit Margin
23.2%
Growth Momentum
1-yr vs 3-yr growth
Sales Growth (1 Year)
Slowing versus 3-year growth rate
0.33%
Operating Profit Growth (1 Year)
Slowing versus 3-year growth rate
-27.9%
Net Profit Growth (1 Year)
Slowing versus 3-year growth rate
-26.86%
Asset Quality
Promoter Holding
73.60%
Pledged shares (%) of Promoter's holding (%)
0.00%
Reserves
₹848 Cr.
Equity
₹26.3 Cr.
Face Value
₹10
All Time Low / High
₹1.42 / 1830.00

Nucleus Software Exports stock performance

Key Ratios
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Check Before You Invest

Valuation

Fair

Price Trend

Semi Strong
Q.1 Is Nucleus Software Exports Ltd a good quality company?
Nucleus Software Exports Ltd is a good quality company, based on a consistently good multi-year financial track record.

This assessment is based on company’s performance on Revenue growth, ROCE, Equity and Assets, key margin ratios, cash conversion cycle, and debt to cash flow from operations and how it compares with its long term averages.

We have analysed the performance of the company on the following:

  • How has it performed on generating Profits?

    By checking its Revenue growth, Gross, Operating and Net Margins compared to its last 5-year median.

  • How efficiently has it utilized Capital?

    By checking its ROCE, ROA, ROE and its Cash Conversion Cycle.

  • How is it managing its Debt?

    By checking its Debt to Equity and Cash Flow from Operations.

How does Nucleus Software Exports Ltd performance compare with that of its Peers?
Q.1 Revenue growth of Nucleus Software Exports Ltd vs industry peers?
Nucleus Software Exports Ltd revenue CAGR is 11.59%, compared to the industry median CAGR of 2.48%, indicating faster growth and gaining its market share.
Q.1 Promoter shareholding and pledge status of Nucleus Software Exports Ltd?
Promoters hold 73.60% of the Nucleus Software Exports Ltd, with 0.00% of their stake pledged, indicating no pledge risk.
Q.1 Stock return of Nucleus Software Exports Ltd over the last decade?
Over the last 9 year(s), the stock has delivered a CAGR of 15.1% based on the current price.

10 Year X-Ray :

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Nucleus Software Exports Ltd has performed well in majority of the past ten years indicating its past ten year financial track record is very good

Value Creation

Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
ROCE % 13%12.5%17.1%21.1%25.7%24.8%10.3%33%37.4%28.2%-
Value Creation
Index
-0.1-0.10.20.50.80.8-0.31.41.71.0-

Growth Parameters

Sales 278299337397444454448585766769806
Sales YoY Gr.-7.6%12.7%17.6%12%2.3%-1.4%30.5%31%0.3%-
Adj EPS 14.21622.626.633.838.515.347.660.951.244.9
YoY Gr.-12.8%41.1%17.9%27%13.7%-60.3%211.5%28%-15.9%-
BVPS (₹) 130.8151.5144.6161.9186.6222.8175.3219.6279.8297.5332.3
Adj Net
Profit
45.951.865.677.498.211240.9127163135118
Cash Flow from Ops. 11.580.967.937.769.110656.451.9212139-
Debt/CF from Ops. 0000000000-

CAGR

9 Years 5 Years 3 Years 1 Years
Sales 12%11.6%19.7%0.3%
Adj EPS 15.3%8.7%49.7%-15.9%
BVPS9.6%9.8%19.3%6.3%
Share Price 13.6% 4.9% -9.6% -35.9%

Key Financial Parameters

Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
Return on
Equity %
11.211.314.417.419.418.87.324.124.417.614.3
Op. Profit
Mgn %
5.711.912.715.317.426.18.126.927.920.614.3
Net Profit
Mgn %
16.517.319.419.522.124.69.121.821.317.514.7
Debt to
Equity
00000000000
Working Cap
Days
24619014111496109111111130150114
Cash Conv.
Cycle
6741142543465164655749

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25Mar'26
Sales299337397444454448585766769806
Operating Expenses > + 264295339367336412428553611692
Manufacturing Costs1921243091016232737
Material Costs0000000000
Employee Cost 176216247267277336338427472515
Other Costs > 69586871506673102111139
Operating Profit > 3543587711836157214158114
Operating Profit Margin (%) 11.7%12.7%14.5%17.4%26.1%8.1%26.9%27.9%20.6%14.1%
Other Income > + 32424364403434497274
Exceptional Items > 000000000-22
Interest > 0001101111
Depreciation > 106711111317131415
Profit Before Tax > 57789412914757173249216150
Tax > 5121827341543635431
Profit After Tax 52667610211242130186162118
PAT Margin (%) 17.3%19.5%19.1%23.0%24.7%9.4%22.3%24.3%21.0%14.7%
Adjusted EPS (₹)16.022.626.035.238.615.748.769.561.444.9
Dividend Payout Ratio (%)31.30%35.40%34.60%25.60%23.30%44.50%20.50%18%20.40%27.80%

Valuation of Nucleus Software Exp - Standalone

YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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Analyst's Notes

data not found
No data found!

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25Mar'26

Equity and Liabilities

Shareholders Fund + 491420470542647469588749783875
Share Capital 32292929292727272626
Reserves 458391441513618443561722757848
Debt +0000000000
Long Term Debt0000000000
Short Term Debt0000000000
Minority Interest0000000000
Trade Payables29511018141111181523
Others Liabilities 110140144170190219241304312325
Total Liabilities 6306116247308507008401,0721,1101,223

Fixed Assets

Net Fixed Assets +30313241324336454876
Gross Block40475572719299114128166
Accumulated Depreciation10162331394963708190
CWIP 0000101100
Investments 447394433489649494540664656659
Inventories0000000000
Trade Receivables536861808176165157129113
Cash Equivalents 33465274243533469195
Others Assets 66734646645165159187280
Total Assets 6306116247308507008401,0721,1101,223

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25Mar'26
Cash Flow From Operating Activity + 816838691065652212139102
PBT 57789412914757173249216150
Adjustment -13-33-24-44-22-14-7-30-53-51
Changes in Working Capital 4839-1241128-88671443
Tax Paid -10-16-19-20-30-15-27-75-38-40
Cash Flow From Investing Activity + -7474-18-10-126159-13-197-13-34
Capex -4-7-8-12-3-24-4-28-15-28
Net Investments -16865-33-35-134165-18-162-5-18
Others 9716233611189-7712
Cash Flow From Financing Activity + 0-134-25-32-11-211-21-29-125-36
Net Proceeds from Shares 0000000000
Net Proceeds from Borrowing 0000000000
Interest Paid 000-0-0-0-1-0-0-1
Dividend Paid 0-17-25-29-9-17-19-27-33-33
Others 0-1170-2-2-193-2-2-91-2
Net Cash Flow 78-527-31417-15031

Financial Ratio

PARTICULARSMar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25Mar'26
Ratios
ROE (%)11.3314.411720.218.857.5424.6627.8221.1114.27
ROCE (%)12.4917.1321.0825.6524.7810.2632.9537.3728.2318.17
Asset Turnover Ratio0.50.540.640.660.570.580.760.80.70.69
PAT to CFO Conversion(x)1.561.030.50.680.951.330.41.140.860.86
Working Capital Days
Receivable Days80.2065.7059.4057.9064.6063.9075.1076.706854.80
Inventory Days0000000000
Payable Days0000000000

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Nucleus Software Exports Ltd FAQs

The current trading price of Nucleus Software Exp on 25-Jun-2026 16:59 is ₹757.8.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 24-Jun-2026 the market cap of Nucleus Software Exp stood at ₹2,007.8 Cr

The latest P/E ratio of Nucleus Software Exp as of 24-Jun-2026 is 16.97.

The latest P/B ratio of Nucleus Software Exp as of 24-Jun-2026 is 2.30.

The 52-week high of Nucleus Software Exp is ₹1,229 and the 52-week low is ₹691.6.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Nucleus Software Exp is ₹806 ( Cr.) .

Past 10 year's financial track record analysis by Moneyworks4me indicates that Nucleus Software Exports Ltd is a good quality company.

The key valuation ratios of Nucleus Software Exports Ltd's currently when compared to its past seem to suggest it is in the Fair zone.

The Price Trend analysis by MoneyWorks4Me indicates it is Semi Strong which suggest that the price of Nucleus Software Exports Ltd is likely to Rise-somewhat in the short term. However, please check the rating on Quality and Valuation before investing.

About Nucleus Software Exports Ltd

Nucleus Software Exports provides innovative and pioneering products and software solutions since 1986. It provides software solutions to the Banking, Financial Services Industry (BFSI). For over 20 years, it has developed solutions spanning from retail banking to corporate banking, cash management, internet banking and credit cards. FinnOne, the flagship product of Nucleus Software is a comprehensive suite for retail banking applications comprising modules like customer acquisition system, loan management, delinquency and recovery management, deposits and finance against securities.

Products of the company

  • Customer Acquisition System
  • Loan Management System
  • Collections
  • General Ledger
  • Forecaster
  • Finance against Securities
  • Lead Management System
  • Customer Service Module
  • Power Pay
  • Collateral Management System
  • Central Liability System
  • Web based Islamic Financing Product

Milestones/ Awards

  • 2014
    Nucleus Software win The Asian Banker Technology Implementation Awards 2014 for ""Best Lending Platform Implementation.
    Nucleus Software Exports Ltd won the Best Corporate Governance - India - 2014.
  • 2012
    Nucleus Software's FinnOne Ranked Best Selling Lending Solution across the Globe.
    Nucleus Software ranked the Best for Online Annual Report by IR Global Rankings
  • 2011
    Nucleus Software wins Gold shield for Excellence in financial Reporting , 2010 by Institute of Chartered Accountants of India (ICAI)".
    "Nucleus Software's FinnOne is World's No. 1 Leading Software for the Third Consecutive Year"
    "Nucleus Software Ranked Amongst Top 5 Indian Companies for Corporate Governance"
  • 2009 - Good Corporate Governance Practices
  • 2009 - SAFA - Best Presented Accounts Award 2008
  • 2009 - Celent 2009 Model Bank Award
  • 2009 - FinnOne - World's No 1 Selling Lending Software product
  • 2008 - Amongst India's Top 15 Exciting Emerging Companies to Work For
  • 2008 - Asia's 200 Best Under A Billion Companies
  • 2008 - Good Corporate Governance Practices
  • 2008 - D&B – ECGC Indian Exporters’ Excellence Award
  • 2008 - FinnOne- World's 2nd Best Selling Lending Software product
  • 2007 - FinnOne - World's No 1 Selling Lending Software product
  • 2006 - Excellence in Financial Reporting
  • 2005 - Asia Pacific Level Technology Award
  • 2004 - Global Banking Back Office Systems
  • 2004 - Most Innovative ISV
  • 2003 - Building World Class Loan Management Solution
  • 2002 - 15th Highest selling Back Office Banking System Product
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