Polaris Consulting & Services Ltd Stock Analysis

BSE: 532254 | NSE: POLARIS | IT - Software | Small Cap

BSE Share Price
Not Listed

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Polaris Consulting Price Chart

P/E Ratio (CD) :
20.47
Market Cap :
4,888.4 Cr.
52-wk low :
474
52-wk high :
474.4
Bole Toh?

1. Is a good quality company?

Past 10 year's financial track record analysis by Moneyworks4me indicates that Polaris Consulting & Services Ltd is a average quality company.

2. Is undervalued or overvalued?

No data found

3. Is a good buy now?

No data found

10 Year X-Ray of Polaris Consulting:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Polaris Consulting & Services Ltd has performed well in some of the past ten years indicating its past ten year financial track record is somewhat good

Value Creation

Value Creation Index Colour Code Guide

Mar'10Mar'11Mar'12Mar'13Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19TTM
ROCE % 20.9%19.2%17.4%13.8%12.3%13.4%12.8%15.3%18.7%15%-
Value Creation Index 0.50.40.2-0.0-0.1-0.1-0.10.10.30.1-

Growth Parameters

Growth Parameters Colour Code Guide

Sales 1,3541,5952,0492,2592,4241,8932,0512,0952,6283,1253,125
YoY Gr. Rt. %-17.9%28.4%10.2%7.3%-21.9%8.3%2.1%25.4%18.9%-
Adj EPS 17.318.520.519.118.416.111.215.22221.223.2
YoY Gr. Rt. %-6.8%10.8%-6.7%-3.9%-12.5%-30%35%45%-3.6%-
BVPS (₹) 88.2104.1122.7134.9155.485.292.2104.6128151.6127.8
Adj Net Profit 171183204190183160114155226219239
Cash Flow from Ops. 25410718.615237155.729699.9188200-
Debt/CF from Ops. 00.15.60.8000000-

CAGR

CAGR Colour Code Guide

9 Years 5 Years 3 Years 1 Years
Sales 9.7%5.2%15.1%18.9%
Adj EPS 2.3%2.9%23.6%-3.6%
BVPS 6.2-0.518.118.5
Share Price - - - -

Key Financial Parameters

Performance Ratio Colour Code Guide

Mar'10Mar'11Mar'12Mar'13Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19TTM
Return on Equity % 20.819.218.114.812.613.412.815.318.71516.6
Op. Profit Mgn % 16.41414.211.99.611.911.411.613.61113.2
Net Profit Mgn % 12.711.59.98.17.58.55.67.48.677.6
Debt to Equity 000.10.10000000
Working Cap Days 109104121140137160119113105107177
Cash Conv. Cycle -12-198221675113-4121

Recent Performance Summary

No data to display

Return on Equity has declined versus last 3 years average to %

Sales growth has been subdued in last 3 years %

Net Profit has been subdued in last 3 years %

Sales growth is not so good in last 4 quarters at %

Latest Financials - Polaris Consulting & Services Ltd.

Standalone Consolidated
TTM EPS (₹) 15.8 23.2
TTM Sales (₹ Cr.) 2,010 3,125
BVPS (₹.) 89.7 127.8
Reserves (₹ Cr.) 874 1,266
P/BV 5.28 3.71
PE 30.09 20.47
From the Market
52 Week Low / High (₹) 474.00 / 474.40
All Time Low / High (₹) 26.30 / 1075.00
Market Cap (₹ Cr.) 4,888
Equity (₹ Cr.) 51.6
Face Value (₹) 5
Industry PE 30.3

Management X-Ray of Polaris Consulting :

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Event Update

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Analyst's Notes

Key Ratios of Polaris Consulting

Adj EPS (Rs.)
Sales (Cr.)
ROE (%)
ROCE (%)

News

Polaris Consulting & Services Ltd FAQs

Company share prices are keep on changing according to the market conditions. The closing price of Polaris Consulting on 01-Jan-1970 05:30 is : 0.00.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 01-Jan-1970 05:30 the market cap of Polaris Consulting stood at ₹ 4,888.4.
The latest PE ratio of Polaris Consulting as of 01-Jan-1970 05:30 is 30.09.
The latest PB ratio of Polaris Consulting as of 01-Jan-1970 05:30 is 5.28
The 52-week high of Polaris Consulting is ₹ 474.4 and the 52-week low is ₹ 474.0.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue / sales of Polaris Consulting is ₹ 2,010 ( Cr.) .

About Polaris Consulting & Services Ltd

Polaris Software Lab was incorporated in 1993 and is now one of India’s leading institutions contributing to the knowledge economy of the global financial services marketplace. In a quest for knowledge opportunity, spanning over the last 2 decades (11 years as Polaris), Polaris has established its solutions and services footprint globally contributing to the realization of the business vision of some of the world's leading giants in the money vertical. Polaris is organized into 7 Business Solution Centers (BSCs). Each BSC houses expertise in one of the domain areas.

20 years ago, Citigroup began its quest to pioneer the utilization of the vast human intellect capital in India & the seeds of Polaris were sown. Polaris was fortunate to be one of the first vendors that Citigroup chose to partner with, through this Indian quest. Simultaneously Citigroup also started its own company called COSL (Citibank Overseas Software Ltd) which strategized and operationalized Citigroup's vision of leveraging India.

Polaris is an amalgamation of two organizations that traveled the path of successfully architecting & realizing Citigroup's India led vision.

The company has built its expertise on Investment Banking, Retail Banking, Credit Cards, Corporate Banking, Insurance etc, and is now associated with some of the worlds most prestigious financial services institutions like Citigroup, UBS, Lloyds TSB, SEB, Shinsei Bank, MHB, & Deutsche Leasing.

The strength of Polaris lies in its people. A unique blend of techno-bankers, banking & insurance practitioners, technology experts & quality process gurus help Polaris create enduring value in any relationship. Polaris was recognized by Smithsonian Institute in 1993 for creating the first ever banking solution on distributed architecture.

HP India and Polaris Software Lab have entered into an agreement to jointly market and deliver a range of solutions covering software, services and system integration for businesses in India.Polaris Retail Infotech (PRIL), a subsidiary of software services company Polaris Software Lab entered into a partnership with IBM to launch a software application ‘Intellect Store’ for retail stores. Intellect Store will enable owners of retail stores to keep track of their stock as well as the customers in all stores simultaneously.

In 2010 - Polaris Software Lab, acquired IndigoTX, a SaaS (software as a service) company that provides GO TX, an enterprise brokerage solution for the securities market on a pay per use model.Polaris.

Polaris Software Lab, in order to implement Core Banking Solutions in all its 22 District Central Cooperative Banks spread across the state, Laser Soft, its group firm, has received a project from Andhra Pradesh State Cooperative Bank (APCOB).

The company offers Intellect Suite of Products namely Intellect Cards, Intellect Front Office, Intellect Universal Banking, Intellect Consumer Finance, Intellect Cash & Liquidity, Intellect Risk & Treasury, Intellect Portals, Intellect Wealth Management and Intellect Securities Services.

The company is having different divisions like Investment Banking, Retail Banking, Credit Cards, Corporate Banking, and Insurance

In March 2014 Polaris Financial Technology Ltd, demerged its Products (Intellect) business into an independent entity.

Milestones

  • 1993-Polaris Software Lab Ltd Incorporated
  • 1994-End to End Retail banking solution for Citi Bank India
  • 1995-Quality Processes aligned to SEI- CMM Level 3 and Konark Trust formed
  • 1996-Operations set up in USA
  • 1997- First Overseas development Centre commissioned for CITI Bank. Wholly owned subsidiary found in Singapore and USA also Polestar Trust got started. Initiated the Navalur Facility  Polaris awarded ‘Most Innovative Company’
  • 1998- First large offshore contract CDC started wholly owned subsidiary in UK Quality Processes Aligned to SEI- CMM Level 4Quality Processes ISO -9001 certified  Birth of Polaris Retail Infotech Limited
  • 1999 -Crossed 1000 Associates milestoneInitial Public Offering, over-subscribed by 21 times First ATM Development Lab, First Secure Lab awarded ‘Best International Business Excellence’ Award
  • 2000 -‘Foundation’ - a State-of-the-Art Development center inaugurated. Wholly owned subsidiaries in Germany, Switzerland and Australia  Ranked among 'Fab Five' companies in India by Intelligent Investor  Rated amongst Forbes World’s Best Small Companies
  • 2001 - Formed a wholly owned Subsidiary in Ireland and commenced operations in Japan. Gurgaon Campus inaugurated the World’s First CMMi level 5 company. NASSCOM felicitates Polaris Software rated as the 'Fastest growing company in India' by Computers Today and Business World    
  • 2002 - Opened Business Continuity Centre in Singapore also 2nd Time Ranked amongst Top 200 Best Small Companies in the World. Ranked among Top 25 Best Employers in the country. Launch of Adrenalin. Ranked among Top 10 IT Wealth Creators - Business Today
  • 2003 - Historic merger with OrbiTech (Citigroup Subsidiary)  Birth of Intellect  and Optimus  Received ‘The Banker Technology’ Award
  • 2004 - Crossed 5000 associates mark  Became BS 7799 Certified Super-Specialty center for Financial Risk Management at Mumbai  Launch of Intellect Suite of Products for Banking Solutions and Inaugurated ‘Intellect Court’ at Navalur             
  •  Ranked 9th by NASSCOM Top 20 Exporters  Received Mother Teresa Corporate Citizen Award
  • 2005 - Launch of next generations Intellect Banking Platforms  and Incorporation of Subsidiary in Canada
  • 2006 - World’s First Super Specialty Center for Investment Banking, The Capital, Hyderabad  Near Shore Centre in Belfast. Entry into Latin America and got recognized as Global Leader in the Specialty Application Development by Cybermedia
  • 2007- â€˜Corporate Banking’ New Center in Mumbai   and Launch of PACE Lab in Sydney   
  • The Banker’s Award for Intellect Treasury 
  • Entering New Markets like Southern Europe & Nordic  2nd Year in a row - Global Leader in the Specialty Application Development  Near-shore Testing Center at Canada
  • 2008 -Opened new Branch office in Seoul, Korea
  • 2011 - Polaris Financial Technology wins OPN specialized India ISV of the year award.
            Polaris Launches Intellect FABX on iPad at Harvard Club of New York City
  • 2014- Polaris Launches Life Claims in the Cloud at the ACORD LOMA Forum



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