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Ram Info Ltd. Stock Analysis

Small Cap
Evaluated by 85 users | BSE: 530951 | NSE: |
IT - Software
RAM Informatics ltd. started business operations in 1995 and has established a loyal customer base. It is a contemporary technologies software services and products company offering solutions for government, banking, insurance and retail business.The company is managed by promoter direction...

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Value Creation
 Mar'10Mar'11Mar'12Mar'13Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19
Return on Capital Employed -32.33%-57.77%-22.23%3.68%13.93%17.05%13.28%13.37%11.84%13.83%
Growth Parameters
Growth Parameters Colour Code Guide
Net Sales (Rs. Cr.) 6.13.52.82.910.112.922.720.426.132.9
Y-o-Y Gr. Rt.--42.5%-21.9%6.9%242.9%27.7%76.3%-10.2%28.3%25.9%
Adjusted EPS (Rs.) -14.39-12.19-0.960.841.171.921.561.942.042.81
Y-o-Y Gr. Rt.-NANANA39.3%64.1%-18.8%24.4%5.2%37.8%
Book Value per Share (Rs.) 34.653.130.232.599.8411.6913.2215.1117.0322.01
Adjusted Net Profit -16.2-13.7-1.10.10.71.211.21.31.9
Net Op. Cash Flow (Rs. Cr.) -1.4-0.5-0.5-0.5-0.91.7-2.82.300.3
Debt to Cash Flow from Ops -1.62-3.55-6.02-2.48-0.390.36-0.650.91148.2713.64
Standalone financials take only the parent company into account while consolidated financials take into account financials of the parent company as well as of all its subsidiaries. In most companies consolidated financials should be used for analysis.
Ram Info Ltd. should be analysed on a Standalone basis
CAGR
CAGR Colour Code Guide
  9 yrs 5 yrs 3 yrs 1 yr
Net Sales 20.6%26.7%13.2%25.9%
Adjusted EPS NA19.2%21.7%37.8%
Book Value per Share -4.917.518.529.2
Share Price 9.4% -16.1% -33.4% -61%
Key Financial Parameter
Performance Ratio Colour Code Guide
 Mar'10Mar'11Mar'12Mar'13Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19
Return on Equity (%) -34.38-64.54-57.124.4614.3817.8312.4913.7212.714.15
Operating Profit Margin (%) -250.26-103.72-157.0315.411.146.365.47.965.075.89
Net Profit Margin (%) -264.09-389.31-39.153.227.269.374.35.994.915.74
Debt to Equity 0.060.512.793.860.060.080.220.220.230.29
Working Capital Days 1,033957834573232239203298326355
Cash Conversion Cycle 43217114927210970566087105
Entity Percentage Holding
Promoters 36.54%
Institutions 0.01%
Non-Institutions 63.45%
Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)
Data is not available for this company.

The 5-year analysis of Ram Info's performance infers:

Ram Info earnings have grown by 19.2%, whereas share price has depreciated -16.1% CAGR over the past five years, indicating the company's share price is likely undervalued. However, for specific investment actions please connect with your investment advisor.

We analysed the performance of Ram Info share prices over the last 10 years. Here is what we found out:

Ram Info share price has depreciated 6.5% annually over the past ten years.

RAM Informatics ltd. started business operations in 1995 and has established a loyal customer base. It is a contemporary technologies software services and products company offering solutions for government, banking, insurance and retail business.

The company is managed by promoter direction being professionals with a combined 60+ years of in duty experience is information technology, financial system. corporate training and general management.

In a new generation, future focused IT

RAM Informatics ltd. started business operations in 1995 and has established a loyal customer base. It is a contemporary technologies software services and products company offering solutions for government, banking, insurance and retail business.

The company is managed by promoter direction being professionals with a combined 60+ years of in duty experience is information technology, financial system. corporate training and general management.

In a new generation, future focused IT consulting company committed to providing the finest quality solution to businesses. The professionally managed company has a pool of resources to that has the capability of meeting the customer needs with stringent international quality standards.

The culture of the organization is to nurture ideas, develop new competencies and help customer to blend their business and technology strategies to become highly successful.

The organization plays the role of a partner to the clients in developing and deploying the solutions and endeavors to exceed their expectations.

The major strength of the company lies in its dedicated team of professionals constantly contributing to the success of the company with an extraordinary commitment to the service delivery and customer satisfaction.

The organization has the reputation of satisfying customer in various domains covering government, banking, insurance and enterprises and custom made solutions.

The company shares are listed in Mumbai Stock Exchange.

Products and services offered by the company:

Banking

  • SmartBanker
  • eSmartBanker 
  • SmartMicroFin (SMF)
  • SmartALM
  • SmartInventory
  • iSmartBanker
  • SmartForex
  • SmartTreasury
  • SmartHO
  • mSmartBanker
  • SmartNPA
  • SmartBSA

Insurance

  • Advanced Insurance Manager (AiM)
  • Life InsurancE Agency Development Evaluation and Review (LEADER)

Retail

  • TRADE 2000

Clientele

  • Government of Andhra Pradesh, Karnataka, UP and AP
  • Dept of IT & C
  • Commercial Taxes Department
  • Andhra Pradesh Housing Board
  • Sunrise Systems Inc.
  • Digite Inc.
  • Entegram LLC.
  • UTI Bank Ltd.
  • State Bank of Hyderabad.
  • Andhra Bank.
  • Nellore Urban Co-op Town Bank Ltd.
  • Koilkuntla Co-op Town Bank Ltd.
  • Mahanagar Co-op Urban Bank Ltd. (S R Nagar).
  • Dharmavaram Co-op Town Bank Ltd. and many more

Achievements/ recognition:

  • SEI CMM
  • ISO 9001
  • ISO 27001
Puchho Befikar
SEBI Registered: Investment Adviser - INA000013323
Research Analyst - INH000000719

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