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Ram Info Ltd (530951)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 530951 NSE: IT - Software | Small Cap | Ram Info Share Price

₹46.14 0.56 (1.23%)

As on 04-Jun'26 16:59

Ram Info Ltd (530951)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 530951 NSE: IT - Software | Small Cap | Ram Info Share Price

₹46.14 0.56 (1.23%)

As on 04-Jun'26 16:59

Key Metrics
Valuation Multiples
Market Cap
₹38 Cr.
Current Price
₹46.1
52-Week Low / High
₹43 / 129
TTM EPS
₹2.3
TTM Sales
₹41.3 Cr.
Book Value per Share
₹87.9
P/E Ratio
20.24
Higher than its 5-year historical median
Industry PE
22.2
Price to Book (P/B)
0.52
Lower than its 5-year historical median
Price to Sales (P/S)
0.91
Lower than its 5-year historical median
EV/EBITDA
3.10
Lower than its 5-year historical median
Dividend Yield
0.00%
Profitability Efficiency
Return on Equity (ROE)
3.39%
Underperforms industry median
Return on Capital Employed (ROCE)
4.19%
Underperforms industry median
Return on Assets (ROA)
1.32%
Operating Profit Margin
11.7%
Net Profit Margin
8.29%
Gross Profit Margin
26.3%
Growth Momentum
1-yr vs 3-yr growth
Sales Growth (1 Year)
Slowing versus 3-year growth rate
-74.87%
Operating Profit Growth (1 Year)
Slowing versus 3-year growth rate
-76.37%
Net Profit Growth (1 Year)
Slowing versus 3-year growth rate
-72.86%
Asset Quality
Promoter Holding
37.52%
Pledged shares (%) of Promoter's holding (%)
0.00%
Reserves
₹64 Cr.
Equity
₹8.2 Cr.
Face Value
₹10
All Time Low / High
₹2.21 / 299.70

Ram Info stock performance

Key Ratios
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M-Cap below 100cr DeciZen not available

Q.1 Is Ram Info Ltd a good quality company?
Ram Info Ltd is a quality company, based on a multi-year financial track record.

This assessment is based on company’s performance on Revenue growth, ROCE, Equity and Assets, key margin ratios, cash conversion cycle, and debt to cash flow from operations and how it compares with its long term averages.

We have analysed the performance of the company on the following:

  • How has it performed on generating Profits?

    By checking its Revenue growth, Gross, Operating and Net Margins compared to its last 5-year median.

  • How efficiently has it utilized Capital?

    By checking its ROCE, ROA, ROE and its Cash Conversion Cycle.

  • How is it managing its Debt?

    By checking its Debt to Equity and Cash Flow from Operations.

How does Ram Info Ltd performance compare with that of its Peers?
Q.1 Revenue growth of Ram Info Ltd vs industry peers?
Ram Info Ltd revenue CAGR is -6.62%, compared to the industry median CAGR of 2.48%, indicating slower growth and losing its market share.
Q.1 Promoter shareholding and pledge status of Ram Info Ltd?
Promoters hold 37.52% of the Ram Info Ltd, with 0.00% of their stake pledged, indicating no pledge risk.
Q.1 Stock return of Ram Info Ltd over the last decade?
Over the last 9 year(s), the stock has delivered a CAGR of 7.1% based on the current price.

10 Year X-Ray : Login to view analysis.

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Ram Info Ltd has performed well in some of the past ten years indicating its past ten year financial track record is somewhat good

Value Creation

Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
ROCE % 14.4%11.4%10.6%12.6%7.6%14.4%42.9%28.4%19.7%4.2%-
Value Creation
Index
0.0-0.2-0.3-0.1-0.50.02.11.00.4-0.7-

Growth Parameters

Sales 22.720.426.132.929.173.71058182.120.641
Sales YoY Gr.--10.2%28.3%25.9%-11.7%153.6%42.9%-23.1%1.4%-74.9%-
Adj EPS 1.61.922.81.22.712.39.88.42.22.3
YoY Gr.-24.4%5.2%37.8%-56.6%123.8%351.3%-20.6%-14.4%-73.4%-
BVPS (₹) 13.215.1172223.32637.848.265.76887.9
Adj Net
Profit
11.21.31.90.81.88.36.66.31.72
Cash Flow from Ops. -2.82.300.34.915.26.43.115.8-4.9-
Debt/CF from Ops. -0.70.9148.313.60.30.10.51.30.7-1.7-

CAGR

9 Years 5 Years 3 Years 1 Years
Sales -1.1%-6.6%-41.9%-74.9%
Adj EPS 4.1%12.8%-43.4%-73.4%
BVPS20%23.9%21.6%3.5%
Share Price 6.2% 2.1% -21.4% -39.2%

Key Financial Parameters

Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25TTM
Return on
Equity %
12.513.712.714.24.910.236.622.313.52.72.9
Op. Profit
Mgn %
5.485.15.94.92.110.41212.511.711.1
Net Profit
Mgn %
4.364.95.72.82.57.98.17.78.24.5
Debt to
Equity
0.20.20.20.30.10.10.10.10.20.20.1
Working Cap
Days
2032983263554291761673143211,032382
Cash Conv.
Cycle
56608710515117-38-30-403176

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25
Sales22.6920.3726.1332.9029.0573.67105.3080.9882.0920.63
Operating Expenses > + 21.4718.7524.8031.0627.6372.1094.3571.9471.8918.22
Manufacturing Costs11.7810.0211.7812.4512.4154.9275.1646.6747.848.38
Material Costs4.811.396.128.916.405.482.6410.084.170.86
Employee Cost 2.662.652.402.261.870.915.457.117.781.82
Other Costs > 2.224.684.507.436.9610.7911.108.0712.107.16
Operating Profit > 1.221.621.331.841.421.5710.959.0410.202.41
Operating Profit Margin (%) 5.4%8.0%5.1%5.6%4.9%2.1%10.4%11.2%12.4%11.7%
Other Income > + 0.410.230.690.871.232.011.182.762.864.21
Exceptional Items > -0.02000000000
Interest > 0.320.330.260.610.680.190.450.340.381.20
Depreciation > 0.310.610.700.591.180.771.372.432.363.60
Profit Before Tax > 0.980.911.051.500.792.6110.309.0410.321.82
Tax > 0.02-0.31-0.23-0.31-0.060.782.032.934.020.11
Profit After Tax 0.961.221.281.820.851.838.276.116.301.71
PAT Margin (%) 4.2%6.0%4.9%5.5%2.9%2.5%7.9%7.6%7.7%8.3%
Adjusted EPS (₹)1.51.92.02.71.32.712.39.18.42.3
Dividend Payout Ratio (%)0%0%0%0%0%0%8.90%11%0%0%

Valuation of Ram Info - Standalone

YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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Analyst's Notes

data not found
No data found!

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25

Equity and Liabilities

Shareholders Fund + 8.309.4910.7014.7715.6217.4525.3732.3249.5451.26
Share Capital 6.286.286.286.716.716.716.716.717.547.54
Reserves 2.023.214.428.068.9110.7418.6625.614243.71
Debt +1.822.082.464.281.301.5833.6810.427.95
Long Term Debt0.110.060000.520.330.3610.427.51
Short Term Debt1.702.022.464.281.301.062.673.3200.44
Minority Interest0000000000
Trade Payables5.085.4612.0797.9127.2151.7057.3852.2135.97
Others Liabilities 3.473.016.6610.7613.4314.8613.2613.9527.2924.86
Total Liabilities 18.6620.0331.8838.8138.2561.1093.34107.34139.47120.03

Fixed Assets

Net Fixed Assets +1.132.301.701.153.552.626.884.6426.6029.82
Gross Block2.684.414.524.578.157.8713.2111.2235.3340.44
Accumulated Depreciation1.542.122.823.414.605.266.336.588.7310.61
CWIP 1.0700.511.770.6900000
Investments 0.010.020.020.010.010.011.141.141.141.17
Inventories1.1000.3400.830.450.630.634.184.81
Trade Receivables8.9510.2921.0323.0518.3724.4744.4565.6847.2038.46
Cash Equivalents flag 0.210.700.061.500.0521.3125.9121.4847.5636.54
Others Assets 6.186.738.2211.3314.7612.2414.3313.7712.799.23
Total Assets 18.6620.0331.8838.8138.2561.1093.34107.34139.47120.03

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25
Cash Flow From Operating Activity + -2.782.270.020.314.8715.156.383.0815.83-4.92
PBT 10.911.051.500.792.6110.309.0410.261.82
Adjustment 0.580.790.890.851.021.054.781.632.430.59
Changes in Working Capital -4.340.57-1.92-2.043.0511.86-7.39-6.014.98-9.79
Tax Paid 00000-0.37-1.32-1.58-1.842.46
Cash Flow From Investing Activity + -0.67-2.05-0.79-1.76-3.28-4.430.50-7.70-19.63-2.64
Capex -0.69-0.70-0.11-0.04-0.17-0.30-2.03-8.22-24.32-6.82
Net Investments -0.01-1.47-0.28-0.78-0.94-5.041.91-1.45-0.891.54
Others 0.030.12-0.39-0.94-2.170.900.611.975.582.65
Cash Flow From Financing Activity + 2.540.260.142.89-3.04-0.100.760.1929.87-3.46
Net Proceeds from Shares 0002.17000011.650
Net Proceeds from Borrowing 0000000000
Interest Paid -0.32-0.33-0.25-0.58-0.55-0.03-0.37-0.10-0.14-0.89
Dividend Paid 000000-0.33-0.40-0.670
Others 2.860.590.381.30-2.49-0.071.460.6919.04-2.57
Net Cash Flow -0.910.48-0.631.44-1.4510.627.63-4.4326.07-11.01

Financial Ratio

PARTICULARSMar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24Mar'25
Ratios
ROE (%)12.313.7112.714.275.5711.0638.6321.1915.393.39
ROCE (%)14.3811.4110.5712.637.5714.3842.8728.4319.694.19
Asset Turnover Ratio1.481.051.010.930.751.481.360.810.670.16
PAT to CFO Conversion(x)-2.91.860.020.175.738.280.770.52.51-2.88
Working Capital Days
Receivable Days116.40172.40218.80244.60260.20106.10119.40248.20251757.70
Inventory Days17.7004.70010.503.201.902.9010.7079.50
Payable Days2971,380.40522.60431.50482.101,1695,4471,974.404,798.800

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Ram Info Ltd FAQs

The current trading price of Ram Info on 04-Jun-2026 16:59 is ₹46.14.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 03-Jun-2026 the market cap of Ram Info stood at ₹37.79 Cr

The latest P/E ratio of Ram Info as of 03-Jun-2026 is 20.24.

The latest P/B ratio of Ram Info as of 03-Jun-2026 is 0.52.

The 52-week high of Ram Info is ₹129.0 and the 52-week low is ₹42.60.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Ram Info is ₹41.34 ( Cr.) .

Past 10 year's financial track record analysis by Moneyworks4me indicates that Ram Info Ltd is a average quality company.

The key valuation ratios of Ram Info Ltd's currently when compared to its past seem to suggest it is in the Fair zone.

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Ram Info Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

About Ram Info Ltd

RAM Informatics ltd. started business operations in 1995 and has established a loyal customer base. It is a contemporary technologies software services and products company offering solutions for government, banking, insurance and retail business.

The company is managed by promoter direction being professionals with a combined 60+ years of in duty experience is information technology, financial system. corporate training and general management.

In a new generation, future focused IT consulting company committed to providing the finest quality solution to businesses. The professionally managed company has a pool of resources to that has the capability of meeting the customer needs with stringent international quality standards.

The culture of the organization is to nurture ideas, develop new competencies and help customer to blend their business and technology strategies to become highly successful.

The organization plays the role of a partner to the clients in developing and deploying the solutions and endeavors to exceed their expectations.

The major strength of the company lies in its dedicated team of professionals constantly contributing to the success of the company with an extraordinary commitment to the service delivery and customer satisfaction.

The organization has the reputation of satisfying customer in various domains covering government, banking, insurance and enterprises and custom made solutions.

The company shares are listed in Mumbai Stock Exchange.

Products and services offered by the company:

Banking

  • SmartBanker
  • eSmartBanker 
  • SmartMicroFin (SMF)
  • SmartALM
  • SmartInventory
  • iSmartBanker
  • SmartForex
  • SmartTreasury
  • SmartHO
  • mSmartBanker
  • SmartNPA
  • SmartBSA

Insurance

  • Advanced Insurance Manager (AiM)
  • Life InsurancE Agency Development Evaluation and Review (LEADER)

Retail

  • TRADE 2000

Clientele

  • Government of Andhra Pradesh, Karnataka, UP and AP
  • Dept of IT & C
  • Commercial Taxes Department
  • Andhra Pradesh Housing Board
  • Sunrise Systems Inc.
  • Digite Inc.
  • Entegram LLC.
  • UTI Bank Ltd.
  • State Bank of Hyderabad.
  • Andhra Bank.
  • Nellore Urban Co-op Town Bank Ltd.
  • Koilkuntla Co-op Town Bank Ltd.
  • Mahanagar Co-op Urban Bank Ltd. (S R Nagar).
  • Dharmavaram Co-op Town Bank Ltd. and many more

Achievements/ recognition:

  • SEI CMM
  • ISO 9001
  • ISO 27001
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MoneyWorks4Me is a SEBI-registered Investment Adviser (IA) dedicated to helping investors build long-term wealth through transparent, research-driven, conflict-free guidance. Founded in 2008, we started our journey as a Research Analyst (RA), providing deep fundamental analysis, intrinsic value insights, and long-term investing frameworks for Indian equities. In 2017, we transitioned to a full-fledged SEBI-registered Investment Adviser, strengthening our commitment to acting as a fiduciary—always putting the investor’s interest first.

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