Ram Info Ltd - Stock Valuation and Financial Performance

BSE: 530951 | NSE: | IT - Software | Small Cap

Ram Info Share Price

111 -1.00 -0.89%
as on 11-Oct'24 13:15

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Ram Info stock performance -

mw4me loader
P/E Ratio (SA):
15.22
Market Cap:
84.5 Cr.
52-wk low:
91.3
52-wk high:
169.1

Is Ram Info Ltd an attractive stock to invest in?

1. Is Ram Info Ltd a good quality company?

Past 10 year's financial track record analysis by Moneyworks4me indicates that Ram Info Ltd is a average quality company.

2. Is Ram Info Ltd undervalued or overvalued?

The key valuation ratios of Ram Info Ltd's currently when compared to its past seem to suggest it is in the Somewhat overvalued zone.

3. Is Ram Info Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Ram Info Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of Ram Info:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Ram Info Ltd has performed well in some of the past ten years indicating its past ten year financial track record is somewhat good

Value Creation

Value Creation Index Colour Code Guide

Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23TTM
ROCE % 14.5%16.6%14.4%11.4%10.6%12.6%7.6%14.4%42.9%28.4%-
Value Creation
Index
0.00.20.0-0.2-0.3-0.1-0.50.02.11.0-

Growth Parameters

Growth Parameters Colour Code Guide

Sales 10.112.922.720.426.132.929.173.71058173
Sales YoY Gr.-27.7%76.3%-10.2%28.3%25.9%-11.7%153.6%42.9%-23.1%-
Adj EPS 1.21.91.61.922.81.22.712.39.87.4
YoY Gr.-64.1%-18.8%24.4%5.2%37.8%-56.6%123.8%351.3%-20.6%-
BVPS (₹) 9.811.713.215.1172223.32637.846.466.7
Adj Net
Profit
0.71.211.21.31.90.81.88.36.66
Cash Flow from Ops. -0.91.7-2.82.300.34.915.26.43.1-
Debt/CF from Ops. -0.40.4-0.70.9148.313.60.30.10.51.3-

CAGR

CAGR Colour Code Guide

9 Years 5 Years 3 Years 1 Years
Sales 26.1%25.4%40.7%-23.1%
Adj EPS 26.6%36.8%100.1%-20.6%
BVPS18.8%22.2%25.8%22.7%
Share Price 12.4% 24.2% 16% 12.5%

Key Financial Parameters

Performance Ratio Colour Code Guide

Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23TTM
Return on
Equity %
14.417.812.513.712.714.24.910.236.622.313
Op. Profit
Mgn %
11.16.45.485.15.94.92.110.41213.3
Net Profit
Mgn %
7.39.44.364.95.72.82.57.98.17.6
Debt to
Equity
0.10.10.20.20.20.30.10.10.10.1-
Working Cap
Days
232239203298326355429176167314206
Cash Conv.
Cycle
1097056608710515117-38-3061

Recent Performance Summary

Sales growth is growing at healthy rate in last 3 years 40.74%

Net Profit is growing at healthy rate in last 3 years 100.14%

Return on Equity has declined versus last 3 years average to 13.00%

Sales growth is not so good in last 4 quarters at -8.62%

Latest Financials - Ram Info Ltd.

Standalone Consolidated
TTM EPS (₹) 7.4 7.7
TTM Sales (₹ Cr.) 72.7 72.7
BVPS (₹.) 66.7 66.3
Reserves (₹ Cr.) 43 42
P/BV 1.68 1.69
PE 15.22 14.56
From the Market
52 Week Low / High (₹) 91.25 / 169.10
All Time Low / High (₹) 2.21 / 299.70
Market Cap (₹ Cr.) 84.5
Equity (₹ Cr.) 7.5
Face Value (₹) 10
Industry PE 36.6

Management X-Ray of Ram Info:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Event Update

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Analyst's Notes

Key Ratios of Ram Info

Adj EPS (Rs.)

Sales (Cr.)

ROE (%)

ROCE (%)

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23
Sales10.0812.8722.6920.3726.1332.9029.0573.67105.3080.98
Operating Expenses 8.9512.2321.4718.7524.8031.0627.6372.1094.3571.94
Manufacturing Costs6.267.1211.7810.0211.7812.4512.4154.9275.1646.67
Material Costs0.080.204.811.396.128.916.405.482.6410.08
Employee Cost 1.641.762.662.652.402.261.870.915.457.11
Other Costs 0.983.152.224.684.507.436.9610.7911.108.07
Operating Profit 1.120.641.221.621.331.841.421.5710.959.04
Operating Profit Margin (%) 11.1%5.0%5.4%8.0%5.1%5.6%4.9%2.1%10.4%11.2%
Other Income 0.060.950.410.230.690.871.232.011.182.76
Interest 0.120.040.320.330.260.610.680.190.450.34
Depreciation 0.340.500.310.610.700.591.180.771.372.43
Exceptional Items 00.11-0.020000000
Profit Before Tax 0.731.160.980.911.051.500.792.6110.309.04
Tax 000.02-0.31-0.23-0.31-0.060.782.032.93
Profit After Tax 0.731.160.961.221.281.820.851.838.276.11
PAT Margin (%) 7.3%9.0%4.2%6.0%4.9%5.5%2.9%2.5%7.9%7.5%
Adjusted EPS (₹)1.21.91.51.92.02.71.32.712.39.1
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%9%11%

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23

Equity and Liabilities

Shareholders Fund 6.187.348.309.4910.7014.7715.6217.4525.3731.11
Share Capital 6.286.286.286.286.286.716.716.716.716.71
Reserves -0.101.062.023.214.428.068.9110.7418.6624.40
Minority Interest0000000000
Debt0.360.621.822.082.464.281.301.5833.68
Long Term Debt0.220.170.110.060000.520.330.36
Short Term Debt0.150.451.702.022.464.281.301.062.673.32
Trade Payables1.602.755.085.4612.0797.9127.2151.7057.38
Others Liabilities 1.201.273.473.016.6610.7613.4314.8613.2615.16
Total Liabilities 9.3511.9818.6620.0331.8838.8138.2561.1093.34107.34

Fixed Assets

Gross Block3.552.522.684.414.524.578.157.8713.2111.22
Accumulated Depreciation2.341.331.542.122.823.414.605.266.336.58
Net Fixed Assets1.211.191.132.301.701.153.552.626.884.64
CWIP 00.651.0700.511.770.69000
Investments 000.010.020.020.010.010.011.141.14
Inventories001.1000.3400.830.450.630.63
Trade Receivables55.528.9510.2921.0323.0518.3724.4744.4565.68
Cash Equivalents 0.301.130.210.700.061.500.0521.3125.9121.48
Others Assets2.843.496.186.738.2211.3314.7612.2414.3313.77
Total Assets 9.3511.9818.6620.0331.8838.8138.2561.1093.34107.34

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23
Cash Flow From Operating Activity -0.921.74-2.782.270.020.314.8715.156.383.08
PBT 0.731.0510.911.051.500.792.6110.309.04
Adjustment 0.420.670.580.790.890.851.021.054.781.63
Changes in Working Capital -2.080.02-4.340.57-1.92-2.043.0511.86-7.39-6.01
Tax Paid 0000000-0.37-1.32-1.58
Cash Flow From Investing Activity -0.33-1.14-0.67-2.05-0.79-1.76-3.28-4.430.50-10.28
Capex -0.36-1.17-0.69-0.70-0.11-0.04-0.17-0.30-2.03-8.22
Net Investments 00-0.01-1.47-0.28-0.78-0.94-5.041.91-4.04
Others 0.030.030.030.12-0.39-0.94-2.170.900.611.97
Cash Flow From Financing Activity 0.570.232.540.260.142.89-3.04-0.100.760.19
Net Proceeds from Shares 1.4500002.170000
Net Proceeds from Borrowing 0000000000
Interest Paid -0.12-0.04-0.32-0.33-0.25-0.58-0.55-0.03-0.37-0.10
Dividend Paid 00000000-0.33-0.40
Others -0.760.272.860.590.381.30-2.49-0.071.460.69
Net Cash Flow -0.690.83-0.910.48-0.631.44-1.4510.627.63-7.02
PARTICULARSMar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23
Ratios
ROE (%)22.6317.1712.313.7112.714.275.5711.0638.6321.65
ROCE (%)14.5216.6214.3811.4110.5712.637.5714.3842.8728.43
Asset Turnover Ratio1.221.211.481.051.010.930.751.481.360.81
PAT to CFO Conversion(x)-1.261.5-2.91.860.020.175.738.280.770.5
Working Capital Days
Receivable Days160149116172219245260106119248
Inventory Days001805010323
Payable Days5,7033,9372971,3805234314821,1695,4471,974

Ram Info Ltd Stock News

Ram Info Ltd FAQs

Company share prices are keep on changing according to the market conditions. The closing price of Ram Info on 11-Oct-2024 13:15 is ₹111.0.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 11-Oct-2024 13:15 the market cap of Ram Info stood at ₹84.48.
The latest P/E ratio of Ram Info as of 11-Oct-2024 13:15 is 15.22.
The latest P/B ratio of Ram Info as of 11-Oct-2024 13:15 is 1.68.
The 52-week high of Ram Info is ₹169.1 and the 52-week low is ₹91.25.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Ram Info is ₹72.67 ( Cr.) .

About Ram Info Ltd

RAM Informatics ltd. started business operations in 1995 and has established a loyal customer base. It is a contemporary technologies software services and products company offering solutions for government, banking, insurance and retail business.

The company is managed by promoter direction being professionals with a combined 60+ years of in duty experience is information technology, financial system. corporate training and general management.

In a new generation, future focused IT consulting company committed to providing the finest quality solution to businesses. The professionally managed company has a pool of resources to that has the capability of meeting the customer needs with stringent international quality standards.

The culture of the organization is to nurture ideas, develop new competencies and help customer to blend their business and technology strategies to become highly successful.

The organization plays the role of a partner to the clients in developing and deploying the solutions and endeavors to exceed their expectations.

The major strength of the company lies in its dedicated team of professionals constantly contributing to the success of the company with an extraordinary commitment to the service delivery and customer satisfaction.

The organization has the reputation of satisfying customer in various domains covering government, banking, insurance and enterprises and custom made solutions.

The company shares are listed in Mumbai Stock Exchange.

Products and services offered by the company:

Banking

  • SmartBanker
  • eSmartBanker 
  • SmartMicroFin (SMF)
  • SmartALM
  • SmartInventory
  • iSmartBanker
  • SmartForex
  • SmartTreasury
  • SmartHO
  • mSmartBanker
  • SmartNPA
  • SmartBSA

Insurance

  • Advanced Insurance Manager (AiM)
  • Life InsurancE Agency Development Evaluation and Review (LEADER)

Retail

  • TRADE 2000

Clientele

  • Government of Andhra Pradesh, Karnataka, UP and AP
  • Dept of IT & C
  • Commercial Taxes Department
  • Andhra Pradesh Housing Board
  • Sunrise Systems Inc.
  • Digite Inc.
  • Entegram LLC.
  • UTI Bank Ltd.
  • State Bank of Hyderabad.
  • Andhra Bank.
  • Nellore Urban Co-op Town Bank Ltd.
  • Koilkuntla Co-op Town Bank Ltd.
  • Mahanagar Co-op Urban Bank Ltd. (S R Nagar).
  • Dharmavaram Co-op Town Bank Ltd. and many more

Achievements/ recognition:

  • SEI CMM
  • ISO 9001
  • ISO 27001
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