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About
CP Capital Ltd (CPCAP)
Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 533260 NSE: CPCAP Educational Institutions | Small Cap | CP Capital Share Price
₹136.05 1.40 (1.04%)
As on 11-Sep'26 16:01
CP Capital Ltd (CPCAP)
Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 533260 NSE: CPCAP Educational Institutions | Small Cap | CP Capital Share Price
₹136.05 1.40 (1.04%)
As on 11-Sep'26 16:01
Key Metrics
Valuation Multiples
Market Cap
₹245 Cr.
Current Price
₹136.1
52-Week Low / High
₹67 / 154
TTM EPS
₹24.8
TTM Sales
₹72.1 Cr.
Book Value per Share
₹322.1
P/E Ratio
5.43
Lower than its 5-year historical median
Industry PE
95
Price to Book (P/B)
0.42
Lower than its 5-year historical median
Price to Sales (P/S)
3.40
Lower than its 5-year historical median
EV/EBITDA
4.68
Lower than its 5-year historical median
Dividend Yield
2.94%
Profitability Efficiency
Return on Equity (ROE)
7.30%
Outperforms industry median
Return on Capital Employed (ROCE)
9.83%
Outperforms industry median
Return on Assets (ROA)
6.32%
Operating Profit Margin
85.6%
Net Profit Margin
67.31%
Gross Profit Margin
95.5%
Growth Momentum
1-yr vs 3-yr growth
1-yr vs 3-yr growth
Sales Growth (1 Year)
Slowing versus 3-year growth rate
16.09%
Operating Profit Growth (1 Year)
Slowing versus 3-year growth rate
14.29%
Net Profit Growth (1 Year)
Slowing versus 3-year growth rate
-12.29%
Asset Quality
Promoter Holding
63.80%
Pledged shares (%) of Promoter's holding (%)
0.00%
Reserves
₹568 Cr.
Equity
₹18.2 Cr.
Face Value
₹10
All Time Low / High
₹48.80 / 711.00
Check Before You Invest
Quality
Not GoodValuation
OvervaluedCheck Valuation charts
Price Trend
Strong
Is CP Capital Ltd a good quality company?
CP Capital Ltd is a weak quality company, based on a inconsistent multi-year financial track record.
This assessment is based on company’s performance on Revenue growth, ROCE, Equity and Assets, key margin ratios, cash conversion cycle, and debt to cash flow from operations and how it compares with its long term averages.
We have analysed the performance of the company on the following:
-
How has it performed on generating Profits?
By checking its Revenue growth, Gross, Operating and Net Margins compared to its last 5-year median.
-
How efficiently has it utilized Capital?
By checking its ROCE, ROA, ROE and its Cash Conversion Cycle.
-
How is it managing its Debt?
By checking its Debt to Equity and Cash Flow from Operations.
How does CP Capital Ltd performance compare with that of its Peers?
Revenue growth of CP Capital Ltd vs industry peers?
CP Capital Ltd revenue CAGR is 3.95%, compared to the industry median CAGR of 3.21%, indicating faster growth and gaining its market share.
Promoter shareholding and pledge status of CP Capital Ltd?
Promoters hold 63.80% of the CP Capital Ltd, with 0.00% of their stake pledged, indicating no pledge risk.
Stock return of CP Capital Ltd over the last decade?
Over the last 9 year(s), the stock has delivered a CAGR of 2.5% based on the current price.
10 Year X-Ray :
Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year endData adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.
What is a Financial Track Record? How to read this chart in order to understand the data present here?
Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
CP Capital Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Value Creation ⓘ
| Mar'16 | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | Mar'24 | Mar'25 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| ROCE % ⓘ | 6.4% | 6.9% | 5.1% | 3.9% | 5.7% | 4.2% | 3.7% | 6.8% | 11.3% | 10% | - |
| Value Creation Index ⓘ | -0.5 | -0.5 | -0.6 | -0.7 | -0.6 | -0.7 | -0.7 | -0.5 | -0.2 | -0.3 | - |
Growth Parameters ⓘ |
|||||||||||
| Sales ⓘ | 69.4 | 72.8 | 71.1 | 68.7 | 52.1 | 18.1 | 29.3 | 51.9 | 54.5 | 63.3 | 63 |
| Sales YoY Gr. | - | 4.9% | -2.3% | -3.3% | -24.1% | -65.3% | 61.9% | 76.9% | 5% | 16.1% | - |
| Adj EPS ⓘ | 6.6 | 8.5 | 5.9 | 4.6 | 8.6 | 4.9 | 5.1 | 11.7 | 22.4 | 22.4 | 19.4 |
| YoY Gr. | - | 29.2% | -30.7% | -21.8% | 84.9% | -42.4% | 2.6% | 130.2% | 92.3% | 0% | - |
| BVPS (₹) ⓘ | 191.2 | 204.9 | 212 | 217.6 | 223.7 | 229.7 | 235.6 | 245.8 | 265.7 | 284 | 307.6 |
| Adj Net Profit ⓘ | 12 | 15.5 | 10.8 | 8.4 | 15.5 | 9 | 9.2 | 21.2 | 40.8 | 40.8 | 35 |
| Cash Flow from Ops. ⓘ | -14.3 | 17.4 | 10.4 | -3.2 | -0.9 | 6.2 | -0.7 | -8.4 | -27.5 | -9.7 | - |
| Debt/CF from Ops. ⓘ | -1 | 1.5 | 6.5 | -22 | -69.6 | 9.2 | -14 | -1.7 | -2.6 | -8.9 | - |
CAGR ⓘ
| 9 Years | 5 Years | 3 Years | 1 Years | |||||
|---|---|---|---|---|---|---|---|---|
| Sales ⓘ | -1% | 4% | 29.2% | 16.1% | ||||
| Adj EPS ⓘ | 14.5% | 21.2% | 64.2% | 0% | ||||
| BVPSⓘ | 4.5% | 4.9% | 6.4% | 6.9% | ||||
| Share Price | 2.5% | -3.8% | -13.6% | -5.6% | ||||
Key Financial Parameters ⓘ
| Mar'16 | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | Mar'24 | Mar'25 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity % ⓘ | 3.5 | 4.3 | 2.8 | 2.2 | 3.9 | 2.2 | 2.2 | 4.8 | 8.8 | 8.2 | 6.5 |
| Op. Profit Mgn % ⓘ | 25.5 | 27.9 | 22.3 | 11.7 | 18.9 | 13.4 | 38.4 | 57.5 | 88 | 89.1 | 86.8 |
| Net Profit Mgn % ⓘ | 17.3 | 21.3 | 15.1 | 12.2 | 29.8 | 49.5 | 31.4 | 40.8 | 74.8 | 64.4 | 56.1 |
| Debt to Equity ⓘ | 0 | 0.1 | 0.2 | 0.2 | 0.2 | 0.1 | 0 | 0 | 0.2 | 0.2 | - |
| Working Cap Days ⓘ | 348 | 356 | 442 | 718 | 1,117 | 3,260 | 1,996 | 1,220 | 1,753 | 2,114 | 1,860 |
| Cash Conv. Cycle ⓘ | 28 | 18 | 25 | 53 | 89 | 195 | 78 | 37 | 14 | 0 | 1,491 |
Valuation of CP Capital - Consolidated
Analyst's Notes
No data found!
Management X-Ray
Shareholding Pattern
Promoter's Holding & Share Pledging
| Pledged * | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
* Pledged shares as % of Promoter's holding (%)
Financials
| PARTICULARS | Mar'16 | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | Mar'24 | Mar'25 |
|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 76 | 166 | 248 | 105 | 115 | 55 | 57 | 87 | 49 | 57 |
| Operating Expenses ⓘ + | 55 | 137 | 217 | 69 | 72 | 48 | 27 | 71 | 7 | 8 |
| Operating Profit ⓘ | 21 | 29 | 31 | 36 | 44 | 7 | 30 | 15 | 42 | 48 |
| Operating Profit Margin (%) | 27.1% | 17.3% | 12.4% | 34.4% | 37.8% | 12.7% | 52.7% | 17.6% | 86.1% | 85.3% |
| Other Income ⓘ + | 11 | 12 | 11 | 7 | 5 | 8 | 5 | 6 | 17 | 10 |
| Interest ⓘ | 5 | 6 | 7 | 6 | 7 | 5 | 3 | 2 | 3 | 4 |
| Depreciation ⓘ | 5 | 5 | 5 | 4 | 4 | 4 | 4 | 4 | 3 | 3 |
| Profit Before Tax ⓘ | 22 | 30 | 30 | 32 | 38 | 6 | 28 | 15 | 54 | 52 |
| Tax ⓘ | 7 | 9 | 8 | 8 | 11 | 6 | 5 | 3 | 11 | 14 |
| Profit After Tax | 14 | 21 | 22 | 24 | 27 | 0 | 23 | 12 | 43 | 38 |
| PAT Margin (%) | 18.6% | 12.7% | 9.0% | 23.0% | 23.5% | 0.3% | 40.5% | 14.1% | 88.6% | 67.3% |
| Adjusted EPS (₹) | 8.0 | 11.6 | 12.2 | 13.3 | 15.0 | 0.1 | 12.6 | 6.6 | 23.9 | 21.0 |
| Dividend Payout Ratio (%) | 0% | 0% | 0% | 0% | 20% | 1,261.60% | 7.90% | 30.40% | 12.60% | 19.10% |
| PARTICULARS | Mar'16 | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | Mar'24 | Mar'25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
Equity and Liabilities | |||||||||||
| Shareholders Fund + | 353 | 381 | 404 | 428 | 449 | 448 | 471 | 480 | 499 | 546 | |
| Debt + | 47 | 127 | 85 | 70 | 67 | 66 | 23 | 19 | 50 | 40 | |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | |
| Trade Payables | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Others Liabilities ⓘ | 23 | 27 | 30 | 30 | 27 | 29 | 25 | 62 | 32 | 39 | |
| Total Liabilities ⓘ | 423 | 535 | 519 | 529 | 544 | 543 | 519 | 562 | 581 | 625 | |
Fixed Assets | |||||||||||
| Net Fixed Assets ⓘ + | 163 | 176 | 183 | 189 | 192 | 110 | 107 | 110 | 20 | 20 | |
| CWIP ⓘ | 3 | 8 | 2 | 2 | 3 | 4 | 4 | 0 | 0 | 0 | |
| Investments ⓘ | 47 | 76 | 66 | 39 | 30 | 29 | 4 | 1 | 1 | 1 | |
| Inventories | 2 | 76 | 3 | 2 | 5 | 4 | 2 | 2 | 0 | 22 | |
| Trade Receivables | 81 | 40 | 45 | 51 | 49 | 42 | 23 | 14 | 0 | 0 | |
| Cash Equivalents | 2 | 9 | 10 | 8 | 11 | 12 | 15 | 11 | 5 | 5 | |
| Others Assets ⓘ | 125 | 150 | 210 | 236 | 254 | 343 | 365 | 423 | 554 | 578 | |
| Total Assets ⓘ | 423 | 535 | 519 | 529 | 544 | 543 | 519 | 562 | 581 | 625 | |
| PARTICULARS | Mar'16 | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | Mar'24 | Mar'25 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash Flow From Operating Activity ⓘ + | -2 | -4 | 97 | 20 | 14 | 5 | 42 | 3 | -26 | -19 |
| Cash Flow From Investing Activity ⓘ + | 2 | -64 | -46 | -2 | 5 | 8 | 10 | 4 | 17 | 19 |
| Cash Flow From Financing Activity ⓘ + | -0 | 75 | -50 | -21 | -16 | -12 | -49 | -10 | 5 | -1 |
| Net Cash Flow ⓘ | 0 | 6 | 2 | -3 | 3 | 0 | 3 | -3 | -4 | -0 |
| PARTICULARS | Mar'16 | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | Mar'24 | Mar'25 |
|---|---|---|---|---|---|---|---|---|---|---|
| Ratios | ||||||||||
| ROE (%) | 4.09 | 5.74 | 5.68 | 5.8 | 6.19 | 0.03 | 4.99 | 2.57 | 8.89 | 7.3 |
| ROCE (%) | 6.67 | 7.87 | 7.31 | 7.65 | 8.67 | 2.07 | 6.07 | 3.41 | 10.81 | 9.83 |
| Asset Turnover Ratio | 0.18 | 0.35 | 0.47 | 0.2 | 0.21 | 0.1 | 0.11 | 0.16 | 0.09 | 0.09 |
| PAT to CFO Conversion(x) | -0.14 | -0.19 | 4.41 | 0.83 | 0.52 | N/A | 1.83 | 0.25 | -0.6 | -0.5 |
| Working Capital Days | ||||||||||
| Receivable Days | 389.70 | 132.80 | 62.80 | 167.80 | 159.50 | 305.80 | 210 | 78.50 | 0 | 0 |
| Inventory Days | 10.40 | 86.20 | 58.80 | 10.20 | 11.80 | 28.50 | 16.40 | 7.90 | 0 | 140.20 |
| Payable Days | 12.80 | 0.90 | 0.70 | 13.40 | 3.80 | 6.10 | 2.50 | 1.70 | 0 | 0 |
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CP Capital Ltd FAQs
The current trading price of CP Capital on 11-Sep-2026 16:01 is ₹136.1.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 10-Sep-2026 the market cap of CP Capital stood at ₹245.0 Cr
The latest P/E ratio of CP Capital as of 10-Sep-2026 is 6.96.
The latest P/B ratio of CP Capital as of 10-Sep-2026 is 0.44.
The 52-week high of CP Capital is ₹154.0 and the 52-week low is ₹67.40.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of CP Capital is ₹62.75 ( Cr.) .
Past 10 year’s financial track record analysis by Moneyworks4me indicates that CP Capital Ltd is a below average quality company.
The key valuation ratios of CP Capital Ltd's currently when compared to its past seem to suggest it is in the Overvalued zone.
The Price Trend analysis by MoneyWorks4Me indicates it is Strong which suggest that the price of CP Capital Ltd is likely to Rise in the short term. However, please check the rating on Quality and Valuation before investing
About CP Capital Ltd
CP Capital (formerly Career Point) is a listed Non-Banking Financial Company (NBFC) with a legacy of trust and transformation. The company traces its roots to 2013, when Srajan Capital Limited, its wholly owned subsidiary, was established with the vision of providing financial support to educational institutions for developing infrastructure. Over time, Srajan diversified beyond education finance to serve Micro, Small, and Medium Enterprises (MSMEs) and individual borrowers, offering tailored credit solutions that played a vital role in supporting entrepreneurship and business expansion.
A major milestone in the Company’s journey came through the Scheme of Arrangement approved by the Hon’ble NCLT in FY25, under which Srajan Capital Limited, along with all its assets and liabilities, was merged into Career Point Limited with effect from April 1, 2023. Subsequently, Career Point Limited was renamed CP Capital Limited, and a fresh NBFC license was granted by the Reserve Bank of India (RBI). This transformation signified more than just a name change - it marked the evolution of the Company into a focused financial services platform with sharper strategic clarity and a renewed ambition to scale sustainably.
CP Capital operates as a specialized NBFC with a disciplined approach to growth, supported by a strong capital base, conservative risk management, and customer-centric values. Rather than spreading itself thin across too many product lines, the Company follows a targeted strategy, focusing on carefully chosen segments where it can leverage its expertise and add maximum value. This disciplined focus ensures sustainable expansion, healthy asset quality, and responsible financial inclusion.
Business Verticals
Property-Backed Loans (LAP): The company offers term loans secured against residential or commercial properties. These loans are primarily designed to meet business expansion, working capital, and other productive requirements.
NBFC Portfolio-Backed Lending: The company’s portfolio-backed lending solutions extend facilities to partner NBFCs, secured through the hypothecation of their underlying receivables.
Bridge & Bullet Loans (Secured/Unsecured): The company also offers short-tenor financing in the form of bridge and bullet loans, structured with flexible repayment - either through EMIs or bullet payments at maturity.
Business area of the company
The company is a customer-focused, digitally enabled Non-Banking Financial Company (NBFC). Over the years, the company has grown and evolved, expanding its services and geographical reach. The company is dedicated to providing exceptional financial services and solutions to meet the diverse needs of its clients. The company offers secured lending solutions to SME/MSME, and individual persons.
Loans provided by the company
- MSME Loan
- Balance Transfer
- Udyam Loans
Milestones
- 1993: Founded in Kota in Small Tyre-Godown by Pramod Masheshwari, an IIT Delhi alumnus
- 2000: Opened first Test Prep branch outside Kota at Jaipur
- 2003: Started first K-12 School - Global Public School, Kota
- 2007: Investment by Volrado venture partners (ENAM)
- 2009: Private Equity investment by Franklin Templeton
- 2010: Listing on NSE and BSE-First Indian IPO by Test Prep Company
- 2012: Started Career Point university at Kota (Rajasthan) & Hamirpur (H.P)
- 2013: Career Point Gurukul, Kota and CP world School in Jodhpur
- 2014: Launch NBFC Business Skill Development Business & Pre-SchoolGlobal Kids
- 2016: Started Career Point Gurukul, Mohali and CP Publications
- 2018: Acquisition in eLearning - Plancess Edusoludions
- 2020: Launch eCareerPoint Online Learing Platform for Test Prep
- 2022: Productization of Test Prep business and Bulding a distribution
- 2024: Company Merger-Demerger results into independent companies for Education and NBFC businesses (Listing at BSE and NSE under process at NCLT)
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