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INVESTMENT INSIGHTS

Check Before You Invest : Go Digit General Insurance Ltd

BSE: 544179 NSE: GODIGIT ISIN: INE03JT01014

| Sector: BFSI | Industry: Insurance

Snapshot

Q.1 Which industry/sub-sector does Go Digit General Insurance Ltd belong to?

Go Digit General Insurance Ltd belongs to the BFSI sector, operating specifically within the Insurance segment.

Q.2 Is Go Digit General Insurance Ltd a good quality company?

Go Digit General Insurance Ltd is a average quality company, based on a somewhat consistent 0-year financial track record.

Q.3 Is Go Digit General Insurance Ltd undervalued or overvalued?

Go Digit General Insurance Ltd appears Somewhat overvalued, as its key valuation ratios are above with their past averages.

Q.4 Is Go Digit General Insurance Ltd a good buy now?

Go Digit General Insurance Ltd is not a good buy now, based on weak price trend analysis suggesting prices may fall. However, you need to check its quality and valuation before making a decision

Performance Analysis

Q.1 Debt to Equity ratio of Go Digit General Insurance Ltd?

Go Digit General Insurance Ltd Debt-to-Equity ratio is 0.09, which is above with the industry average of , indicating higher debt levels in the industry.

Q.2 Debt to cash flow from operations of Go Digit General Insurance Ltd?

Go Digit General Insurance Ltd Debt to cash flow from operations is 0.22, which is at a healthy level.

Ownership & governance

Q.1 Promoter shareholding and pledge status of Go Digit General Insurance Ltd?

Promoters hold 73.01% of the Go Digit General Insurance Ltd, with 0.00% of their stake pledged, indicating no pledge risk.

Peer comparison (industry-wise, mcap)

Q.1 Revenue growth of Go Digit General Insurance Ltd vs industry peers?

Go Digit General Insurance Ltd revenue CAGR is %, compared to the industry median CAGR of 9.32%, indicating slower growth and losing its market share.

Profit Metrics

	Current Level	0-year Industry Median
Revenue Growth	-	9.3
Gross Profit Growth	0	-
Operating Profit Growth	0	-
Net Profit Growth	133.5	-

Operating Efficiency

	Current Level	0-year Industry Median
Asset Turnover	2.08	-
ROE	-	-
ROCE	-	-
Cash Conversion Cycle (days)	-	-

Valuation & price assessment

Q.1 Stock return of Go Digit General Insurance Ltd over the last decade?

Over the last 1 year(s), the stock has delivered a CAGR of 7.89% based on the current price.

Q.2 What return has the stock given over the last decade?

	9Y	5Y	3Y	1Y
Share Price CAGR	-	-	-	7.9%

Q.3 Valuation ratios of Go Digit General Insurance Ltd vs historical?

The current P/E is higher that its historical median.

Q.4 How do the current valuation ratios compare with 0-year historical median and industry numbers?

Valuation Ratios	Current	0-year Historic Median	0-year Industry Median
Price to Earnings	52.5	-	-
Price to Book	6.16	-	-
Price to Sales	3.4	-	-
EV to EBITDA	45.45	-	-

Check more companies

1. Star Health & Allied

2. Go Digit General Ins

3. New India Assurance

4. Niva Bupa Health Ins

5. Canara HSBC Life Ins

6. PNB Met Life India

7. Reliance General Ins

8. Indiafirst Life Ins

Check trending companies

1. Capri Global Capital Ltd.

2. IIFL Finance Ltd.

3. Mahindra & Mahindra Financial Services Ltd.

4. JSW Infrastructure Ltd.

5. L&T Finance Ltd.

About MoneyWorks4Me

MoneyWorks4Me is a SEBI-registered Investment Adviser (IA) dedicated to helping investors build long-term wealth through transparent, research-driven, conflict-free guidance. Founded in 2008, we started our journey as a Research Analyst (RA), providing deep fundamental analysis, intrinsic value insights, and long-term investing frameworks for Indian equities. In 2017, we transitioned to a full-fledged SEBI-registered Investment Adviser, strengthening our commitment to acting as a fiduciary—always putting the investor’s interest first.

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As SEBI-registered IAs, we are legally and ethically bound to act in the best interests of our clients. We do not sell or distribute any financial products. This ensures our guidance is 100% unbiased and conflict-free.
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Built on more than 15 years of equity research, our framework combines quality assessment, intrinsic value estimation, and a sensible margin-of-safety approach.
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Name of the IA registered with SEBI:	The Alchemists Ark Pvt. Ltd.
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SEBI Registration Number:	INA000013323 Validity – May 16, 2019 – Perpetual
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