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INVESTMENT INSIGHTS

Check Before You Invest : Niva Bupa Health Insurance Company Ltd

BSE: 544286 NSE: NIVABUPA ISIN: INE995S01015

| Sector: BFSI | Industry: Insurance

Snapshot

Q.1 Which industry/sub-sector does Niva Bupa Health Insurance Company Ltd belong to?

Niva Bupa Health Insurance Company Ltd belongs to the BFSI sector, operating specifically within the Insurance segment.

Q.2 Is Niva Bupa Health Insurance Company Ltd a good quality company?

Niva Bupa Health Insurance Company Ltd is a average quality company, based on a somewhat consistent 0-year financial track record.

Q.3 Is Niva Bupa Health Insurance Company Ltd undervalued or overvalued?

Niva Bupa Health Insurance Company Ltd appears Somewhat overvalued, as its key valuation ratios are above with their past averages.

Q.4 Is Niva Bupa Health Insurance Company Ltd a good buy now?

Niva Bupa Health Insurance Company Ltd is a neutral opportunity now, based on stable price trend analysis suggesting prices may move sideways. However, you need to check its quality and valuation before making a decision

Performance Analysis

Q.1 Debt to Equity ratio of Niva Bupa Health Insurance Company Ltd?

Niva Bupa Health Insurance Company Ltd Debt-to-Equity ratio is 0.08, which is lower with the industry average of 0.57, indicating lower debt levels in the industry.

Q.2 Debt to cash flow from operations of Niva Bupa Health Insurance Company Ltd?

Niva Bupa Health Insurance Company Ltd Debt to cash flow from operations is 0.15, which is at a healthy level.

Ownership & governance

Q.1 Promoter shareholding and pledge status of Niva Bupa Health Insurance Company Ltd?

Promoters hold 55.36% of the Niva Bupa Health Insurance Company Ltd, with 0.00% of their stake pledged, indicating no pledge risk.

Peer comparison (industry-wise, mcap)

Q.1 Revenue growth of Niva Bupa Health Insurance Company Ltd vs industry peers?

Niva Bupa Health Insurance Company Ltd revenue CAGR is %, compared to the industry median CAGR of 6.51%, indicating slower growth and losing its market share.

Profit Metrics

	Current Level	0-year Industry Median
Revenue Growth	-	6.5
Gross Profit Growth	0	6.4
Operating Profit Growth	0	3
Net Profit Growth	161	1.4

Operating Efficiency

	Current Level	0-year Industry Median
Asset Turnover	1.75	0.93
ROE	-	8.69
ROCE	-	8.02
Cash Conversion Cycle (days)	-	56

Valuation & price assessment

Q.1 Stock return of Niva Bupa Health Insurance Company Ltd over the last decade?

Over the last 1 year(s), the stock has delivered a CAGR of -5.26% based on the current price.

Q.2 What return has the stock given over the last decade?

	9Y	5Y	3Y	1Y
Share Price CAGR	-	-	-	-5.3%

Q.3 Valuation ratios of Niva Bupa Health Insurance Company Ltd vs historical?

The current P/E is lower that its historical median.

Q.4 How do the current valuation ratios compare with 0-year historical median and industry numbers?

Valuation Ratios	Current	0-year Historic Median	0-year Industry Median
Price to Earnings	-	819.34	-
Price to Book	3.89	0.11	-
Price to Sales	2.57	150.08	-
EV to EBITDA	-1765.59	-2.63	-

Check more companies

1. Star Health & Allied

2. Go Digit General Ins

3. New India Assurance

4. Niva Bupa Health Ins

5. Canara HSBC Life Ins

6. PNB Met Life India

7. Reliance General Ins

8. Indiafirst Life Ins

Check trending companies

1. Force Motors Ltd.

2. KEI Industries Ltd.

3. Aadhar Housing Finance Ltd.

4. State Bank Of India

5. Power Finance Corporation Ltd.

About MoneyWorks4Me

MoneyWorks4Me is a SEBI-registered Investment Adviser (IA) dedicated to helping investors build long-term wealth through transparent, research-driven, conflict-free guidance. Founded in 2008, we started our journey as a Research Analyst (RA), providing deep fundamental analysis, intrinsic value insights, and long-term investing frameworks for Indian equities. In 2017, we transitioned to a full-fledged SEBI-registered Investment Adviser, strengthening our commitment to acting as a fiduciary—always putting the investor’s interest first.

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