Check Before You Invest : MOS Utility Ltd

Snapshot

Q.1 Which industry/sub-sector does MOS Utility Ltd belong to?

MOS Utility Ltd belongs to the IT & ITES sector, operating specifically within the Fintech segment.

Q.2 Is MOS Utility Ltd a good quality company?

MOS Utility Ltd is a average quality company, based on a somewhat consistent 6-year financial track record.

Q.3 Is MOS Utility Ltd undervalued or overvalued?

MOS Utility Ltd appears Undervalued, as its key valuation ratios are below with their past averages.

Q.4 Is MOS Utility Ltd a good buy now?

MOS Utility Ltd is not a good buy now, based on weak price trend analysis suggesting prices may fall. However, you need to check its quality and valuation before making a decision

Performance Analysis

Q.1 Revenue growth of MOS Utility Ltd?

MOS Utility Ltd revenue growth is 19.1% for FY-2025, which is above its 5-year CAGR of 18.71%, indicating faster growth.

Q.2 Return on capital employed (ROCE) of MOS Utility Ltd?

MOS Utility Ltd Return on capital employed is 20.26% for FY-2025, which is below its 5-year historical median of 22.17%. The current ROCE is above its estimated weighted average cost of capital (WACC) of 14%, indicating value creation.

Q.3 Return on Asset of MOS Utility Ltd?

MOS Utility Ltd Return on Asset is 11.17%, which is in line with its 5-year historical median of 11.17%, indicating stable asset utilization efficiency.

Q.4 Return on Equity (ROE) of MOS Utility Ltd?

MOS Utility Ltd Return on equity is 14.05% for FY-2025, which is below its 5-year historical median of 20.85%, indicating the business is making worse use of its shareholders capital.

Q.5 Cash conversion cycle of MOS Utility Ltd?

MOS Utility Ltd Cash conversion cycle is 4 days, in line with its 5-year historical median of 4 days, indicating stable working capital management. However, you need to compare this with its peers in the industry.

	Current Level	5-year Historic Median
Asset Turnover	2.07	2.54
ROE	14.05	20.85
ROCE	20.26	22.17
Cash Conversion Cycle	4 days	4 days

Q.6 Gross Profit margin of MOS Utility Ltd?

MOS Utility Ltd Gross profit margin which is the profit after deduction of direct costs, is 9.5% for FY-2025, which is above its 5-year median of 8.9%, indicating increasing margins.

Q.7 Operating Profit Margin of MOS Utility Ltd?

MOS Utility Ltd Operating Profit Margin which is the profit after deduction of all operating costs, is 8.28% for FY-2025, which is above its 5-year median of 5.64% indicating increasing margins.

Q.8 Net Profit Margin of MOS Utility Ltd?

MOS Utility Ltd Net Profit Margin is 5.4% for FY-2025, is in line with with its 5-year median of 5.35%, indicating stable margins.

	Current Level	5-year Historic Median
Gross Profit Margin	9.5	8.9
Operating Profit Margin	8.28	5.64
Net Profit Margin	5.4	5.35

Q.9 Debt to Equity ratio of MOS Utility Ltd?

MOS Utility Ltd Debt-to-Equity ratio is 0.16, which is in line with the industry average of 0.16, indicating similar to debt levels in the industry.

Q.10 Debt to cash flow from operations of MOS Utility Ltd?

MOS Utility Ltd Debt to cash flow from operations is 0.39, which is at a healthy level.

Ownership & governance

Q.1 Promoter shareholding and pledge status of MOS Utility Ltd?

Promoters hold 51.11% of the MOS Utility Ltd, with 7.90% of their stake pledged, indicating low pledge risk.

Peer comparison (industry-wise, mcap)

Q.1 Revenue growth of MOS Utility Ltd vs industry peers?

MOS Utility Ltd revenue CAGR is 18.71%, compared to the industry median CAGR of 19.18%, indicating slower growth and losing its market share.

Profit Metrics

	Current Level	5-year Industry Median
Revenue Growth	19.1	19.2
Gross Profit Growth	33.3	27.1
Operating Profit Growth	70	15
Net Profit Growth	10	16.3

Operating Efficiency

	Current Level	5-year Industry Median
Asset Turnover	2.07	0.49
ROE	14.05	-2.84
ROCE	20.26	-2.88
Cash Conversion Cycle (days)	4.13	4

Valuation & price assessment

Q.1 Stock return of MOS Utility Ltd over the last decade?

Over the last 3 year(s), the stock has delivered a CAGR of -50.71% based on the current price.

Q.2 What return has the stock given over the last decade?

	9Y	5Y	3Y	1Y
Share Price CAGR	-	-	-50.7%	-95.5%

Q.3 Valuation ratios of MOS Utility Ltd vs historical?

The current P/E is lower that its historical median.

Q.4 How do the current valuation ratios compare with 5-year historical median and industry numbers?

Valuation Ratios	Current	5-year Historic Median	5-year Industry Median
Price to Earnings	28.56	55.72	62.87
Price to Book	2.6	5.49	3.88
Price to Sales	1.54	3.02	3.97
EV to EBITDA	17	30.30	20.79

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