Check Before You Invest : Palash Securities Ltd

Q: Which industry/sub-sector does Palash Securities Ltd belong to?

Palash Securities Ltd belongs to the BFSI sector, operating specifically within the Finance - Investment segment.

Q: Is Palash Securities Ltd a good quality company?

Palash Securities Ltd is a quality company, based on a multi-year financial track record. This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.

Q: Is Palash Securities Ltd undervalued or overvalued?

Palash Securities Ltd appears Somewhat Undervalued, as its key valuation ratios are lower than their past averages. Based on the industry it operates in, the relevant valuation ratios include one of the following, P/E, P/BV, P/Sales, EV/EBITDA or a combination of two or more. Valuation Ratios. Price to Earnings, Current: 27.82, Historic Median: 42.76. Price to Book, Current: 2.53, Historic Median: 3.54. Price to Sales, Current: 21.39, Historic Median: 41.72. EV to EBITDA, Current: 21.01, Historic Median: 40.12

Q: Is Palash Securities Ltd a good buy now?

Palash Securities Ltd is not a good buy now, based on weak price trend analysis suggesting prices may fall. However, you need to check its quality and valuation before making a decision

Q: Total Income growth of Palash Securities Ltd?

Palash Securities Ltd Operating Income growth is 2493.99% for FY-2025, which is above its 5-year CAGR of 144.62%, indicating faster growth.

Q: Return on Assets of Palash Securities Ltd?

Palash Securities Ltd Return on Asset is 13.5%, which is above its 5-year historical median of 11.9%, indicating improved earnings on assets. Efficiency & Key Metrics. NPM (%), Current: 78.06, Historic Median: 88.01. PPOP (%), Current: 2771.43, Historic Median: -35.07. RoA (%), Current: 13.5, Historic Median: 11.9

Q: Return on Equity (ROE) of Palash Securities Ltd?

Palash Securities Ltd Return on Equity is 14% for FY-2025, which is in line with its 5-year historical median of 13.5%, indicating the business is making similar use of its shareholders capital.

Q: Pre-provisioning operating profit margin of Palash Securities Ltd?

Palash Securities Ltd Pre-provisioning operating profit margin, which is the bank’s core operating profit before provisioning for bad loans, is 2771.43% for FY-2025, which is above its 5-year median(-35.07%), indicating increasing margins.

Q: Net Profit Margin of Palash Securities Ltd?

Palash Securities Ltd Net Profit Margin, which is the difference between the rate of interest earned on assets and the rate of interest paid on liabilities, is 78.06% for FY-2025, which is below its 5-year median( 88.01%), indicating decreasing margins.

Q: Does its ROIC exceed its WACC?

Palash Securities Ltd return on invested capital (ROIC) is 14.02% for FY-2025, is - than its estimated weighted average cost of capital (WACC) of 14%, indicating -.

Check Before You Invest : Palash Securities Ltd

Snapshot

Q.1 Which industry/sub-sector does Palash Securities Ltd belong to?

Palash Securities Ltd belongs to the BFSI sector, operating specifically within the Finance - Investment segment.

Q.2 Is Palash Securities Ltd a good quality company?

Palash Securities Ltd is a quality company, based on a multi-year financial track record.

This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.

Q.3 Is Palash Securities Ltd undervalued or overvalued?

Palash Securities Ltd appears Somewhat Undervalued, as its key valuation ratios are lower than their past averages.

Based on the industry it operates in, the relevant valuation ratios include one of the following, P/E, P/BV, P/Sales, EV/EBITDA or a combination of two or more.

Valuation Ratios	Current	5-year Historic Median
Price to Earnings	27.82	42.76
Price to Book	2.53	3.54
Price to Sales	21.39	41.72
EV to EBITDA	21.01	40.12

Q.4 Is Palash Securities Ltd a good buy now?

Palash Securities Ltd is not a good buy now, based on weak price trend analysis suggesting prices may fall. However, you need to check its quality and valuation before making a decision

Performance Analysis

We have analysed the performance of the company on the following:

How has it performed on generating Profits?
By checking its Total Income growth, NPM, PPOP, RoA and RoE compared to its last 5-year median.
How efficiently has it grown and managed operations?
By checking its Total Asset growth.
How strong is its Capital position and Asset Quality?
By checking its Capital Adequacy Ratio (CAR), GNPA and NNPA.

A: What are the trends in income and profitability?

Q.1 Total Income growth of Palash Securities Ltd?

Palash Securities Ltd Operating Income growth is 2493.99% for FY-2025, which is above its 5-year CAGR of 144.62%, indicating faster growth.

Q.2 Return on Assets of Palash Securities Ltd?

Palash Securities Ltd Return on Asset is 13.5%, which is above its 5-year historical median of 11.9%, indicating improved earnings on assets.

	Current Level	5-year Historic Median
NPM (%)	78.06	88.01
PPOP (%)	2771.43	-35.07
RoA (%)	13.5	11.9

Q.3 Return on Equity (ROE) of Palash Securities Ltd?

Palash Securities Ltd Return on Equity is 14% for FY-2025, which is in line with its 5-year historical median of 13.5%, indicating the business is making similar use of its shareholders capital.

Q.4 Pre-provisioning operating profit margin of Palash Securities Ltd?

Palash Securities Ltd Pre-provisioning operating profit margin, which is the bank’s core operating profit before provisioning for bad loans, is 2771.43% for FY-2025, which is above its 5-year median(-35.07%), indicating increasing margins.

Q.5 Net Profit Margin of Palash Securities Ltd?

Palash Securities Ltd Net Profit Margin, which is the difference between the rate of interest earned on assets and the rate of interest paid on liabilities, is 78.06% for FY-2025, which is below its 5-year median( 88.01%), indicating decreasing margins.

Q.6 Does its ROIC exceed its WACC?

Palash Securities Ltd return on invested capital (ROIC) is 14.02% for FY-2025, is - than its estimated weighted average cost of capital (WACC) of 14%, indicating -.

B: Does the bank grow efficiently and manage its operating costs?

Q.7 Total Asset growth of Palash Securities Ltd?

Palash Securities Ltd Total Asset growth is 19.67% for FY-2025, which is above its 5-year CAGR of 10.82%, indicating faster growth.

C: How strong is the bank’s capital position and asset quality?

Q.8 Capital Adequacy ratio of Palash Securities Ltd?

Palash Securities Ltd Capital Adequacy ratio (CAR) is 1.3% for FY-2025, which is below the regulatory requirement of 15%, indicating adequate capital position.

Ownership & governance

D: Promoter shareholding and pledge status of Palash Securities Ltd?

Q.1 Promoter shareholding and pledge status of Palash Securities Ltd?

Promoters hold 72.18% of the Palash Securities Ltd, with 0.00% of their stake pledged, indicating no pledge risk.

Peer comparison (industry-wise, mcap)

E: How does Palash Securities Ltd performance compare with that of its Peers?

Q.1 AUM Growth of Palash Securities Ltd vs Industry Peers?

Palash Securities Ltd AUM CAGR is 10.82%, compared to the 5-year industry median CAGR of 9.08%, indicating faster growth and gaining its market share.

Q.2 Profit metrics (NPM, PPOP, RoA) of Palash Securities Ltd vs industry peers

Palash Securities Ltd profit metrics are above the industry median level of -1.22%, indicating stronger profitability compared to peers.

Profit Metrics

	Current Level	5-year Industry Median
NPM (%)	78.06	3.22
PPOP (%)	2771.43	-7.69
RoA (%)	13.5	0.8

Q.3 Operating efficiency of Palash Securities Ltd vs industry peers?

Palash Securities Ltd ROCE (12.5) is above the industry median of (1.8); while the current ROE (13.5) are above than the 5-year average Industry ROE (0.9). This shows that the business is positioned in the top quartile of the industry.

Operating Efficiency

	Current Level	5-year Industry Median
NPM (%)	78.06	3.22
PPOP (%)	2771.43	-7.69
RoA (%)	13.5	0.8
ROCE (%)	17.9	1.8
ROE (%)	14	0.9

Valuation & price assessment

Q.1 Stock return of Palash Securities Ltd over the last decade?

Over the last 5 years, the stock has delivered a CAGR of 10.9% based on the current price.

	9Y	5Y	3Y	1Y
Share Price CAGR	-	10.9%	-3.1%	-10%

Q.2 How do the current valuation ratios compare with 5-year historical median and industry numbers?

Valuation Ratios	Current	5-year Historic Median	5-year Industry Median
Price to Earnings	27.82	42.76	33.75
Price to Book	2.53	3.54	0.95
Price to Sales	21.39	41.72	12.43
EV to EBITDA	21.01	40.12	10.00

Q.3 Valuation ratios of Palash Securities Ltd vs historical and industry averages?

The current Price-to-Book (P/B) ratio of 2.53 is lower than its historical median of 3.54, indicating that the stock is trading below its historical average valuation.

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Check Before You Invest : Palash Securities Ltd

Snapshot

Performance Analysis

Ownership & governance

Peer comparison (industry-wise, mcap)

Profit Metrics

Operating Efficiency

Valuation & price assessment

Check more companies

Check trending companies

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