INVESTMENT INSIGHTS
This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.
Based on the industry it operates in, the relevant valuation ratios include one of the following, P/E, P/BV, P/Sales, EV/EBITDA or a combination of two or more.
| Valuation Ratios | Current | 5-year Historic Median |
|---|---|---|
| Price to Earnings | 4.4 | 21.23 |
| Price to Book | 0.37 | 0.43 |
| Price to Sales | 2.55 | 8.43 |
| EV to EBITDA | 6.82 | 10.28 |
We have analysed the performance of the company on the following:
By checking its Total Income growth, NPM, PPOP, RoA and RoE compared to its last 5-year median.
By checking its Total Asset growth.
By checking its Capital Adequacy Ratio (CAR), GNPA and NNPA.
A: What are the trends in income and profitability?
| Current Level | 5-year Historic Median |
|
|---|---|---|
| NPM (%) | 21.8 | 10.4 |
| PPOP (%) | 59.02 | 19.69 |
| RoA (%) | 1.9 | 1.3 |
B: Does the bank grow efficiently and manage its operating costs?
D: Promoter shareholding and pledge status of Pioneer Investcorp Ltd?
E: How does Pioneer Investcorp Ltd performance compare with that of its Peers?
| Current Level | 5-year Industry Median |
|
|---|---|---|
| NPM (%) | 21.8 | 4.23 |
| PPOP (%) | 59.02 | -7.54 |
| RoA (%) | 1.9 | 0.7 |
| Current Level | 5-year Industry Median |
|
|---|---|---|
| NPM (%) | 21.8 | 4.23 |
| PPOP (%) | 59.02 | -7.54 |
| RoA (%) | 1.9 | 0.7 |
| ROCE (%) | 8.6 | - |
| ROE (%) | 5.2 | 0.7 |
| 9Y | 5Y | 3Y | 1Y | |
|---|---|---|---|---|
| Share Price CAGR |
8.8% | 9.8% | 15.1% | -21.6% |
| Valuation Ratios | Current | 5-year Historic Median |
5-year Industry Median |
|---|---|---|---|
| Price to Earnings | 4.4 | 21.23 | 23.80 |
| Price to Book | 0.37 | 0.43 | 0.97 |
| Price to Sales | 2.55 | 8.43 | 10.97 |
| EV to EBITDA | 6.82 | 10.28 | 9.14 |
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Funds ranking in screeners: Performance Consistency and Quality are two parameters used for ranking funds for SIP. The ranking as follows GG, GO, GR, OG, OO, OR, RG, RO and RR.
With the same color-coded funds, the one with the higher Average 3-year rolling returns (over 5 to 10 years), the number that appears in the Performance tag, ranks higher.
Here is the summary:
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Name of the IA registered
with SEBI: |
The Alchemists Ark Pvt. Ltd. |
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Logo:
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Trade/Brand
Name of IA: |
MoneyWorks4Me Investment Advisers |
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Brand Logo:
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SEBI Registration Number:
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INA000013323 Validity – May 16, 2019 – Perpetual |
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Registration:
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Non-Individual |
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BSE Enlistment No:
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1187 |
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Address:
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B-101, Signet Corner Building, Balewadi Phata, Baner, Pune, Maharashtra 411045 |
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Compliance Officer
Details: |
Name: Shrikant Jagtap Email: shrikant.jagtap@moneyworks4me.com |
Telephone: +919860359463 Address: Same as IA |
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Grievance Officer
Details: |
Name: Mukta Vaze Email: mukta.vaze@moneyworks4me.com |
Telephone: +919860919463 Address: Same as IA |
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Principal Officer
Details: |
Name: Atharva Bhide Email: atharva.bhide@moneyworks4me.com |
Telephone: +919175899463 Address: Same as IA |
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Standard Warning:
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Investment in securities market are subject to market risks. Read all the related documents carefully before investing. |
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Disclaimer:
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Registration granted by SEBI, enlistment with exchange and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors. |
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