Established in 1985, the Kotak Mahindra group has been one of India's most reputed financial conglomerates. In February 2003, Kotak Mahindra Finance Ltd, the group's flagship company was given the license to carry on banking business by the Reserve...
Net Profit/Total Funds (%) | 1.85 | 1.86 | 1.82 | 1.75 | 1.93 | 1.4 | 1.68 | 1.7 | 1.69 | 1.77 |
Net NPA to Net Advances (%) | 0.72 | 0.61 | 0.64 | 1.08 | 0.92 | 1.06 | 1.26 | 0.98 | 0.75 | 0.71 |
Capital Adequacy Ratio | - | - | - | - | - | - | - | - | - | 0% |
Key Financial Ratios
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RATIOS \ YEARS | Mar'11 | Mar'12 | Mar'13 | Mar'14 | Mar'15 | Mar'16 | Mar'17 | Mar'18 | Mar'19 | Mar'20 | |
Interest Earned / Total Income | 84.3 | 86.35 | 87.39 | 86.23 | 82.73 | 86.25 | 83.58 | 82.97 | 83.69 | 83.37 | |
Margins
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NIM (%) | 4.29 | 3.97 | 3.96 | 4.4 | 4.18 | 3.82 | 3.99 | 3.75 | 3.72 | 3.88 | |
Performance Ratios
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Return on Equity (%) | 14.5 | 14.72 | 15.65 | 13.83 | 14.13 | 10.97 | 13.23 | 12.55 | 12.18 | 13.08 | |
Liquidity Ratio
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CASA (%) | 30.04 | 32.18 | 29.24 | 31.87 | 36.36 | 38.07 | 44 | 50.75 | 52.5 | 56.17 |
Entity | Percentage Holding |
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Promoters | 26.03% |
Institutions | 58.01% |
Non-Institutions | 15.96% |
Pledged * | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
MoneyWorks4Me analysed the past 10-year performance of Kotak Mahindra Bank Ltd and arrived at the following conclusion:
Past 10 year's financial track record indicates that Kotak Mahindra Bank Ltd is a good quality company. However, for specific investment actions please connect with your investment advisor.The 5-year analysis of Kotak Mahindra Bank Ltd's performance infers:
Kotak Mahindra Bank Ltd earnings have grown by 20.7%, whereas share price has appreciated 23.3% CAGR over the past five years, indicating the company's share price is likely overvalued. However, for specific investment actions please connect with your investment advisor.We analysed the performance of Kotak Mahindra Bank Ltd share prices over the last 10 years. Here is what we found out:
Kotak Mahindra Bank Ltd share price has appreciated 24.7% annually over the past ten years.Established in 1985, the Kotak Mahindra group has been one of India's most reputed financial conglomerates. In February 2003, Kotak Mahindra Finance Ltd, the group's flagship company was given the license to carry on banking business by the Reserve Bank of India (RBI). This approval created banking history since Kotak Mahindra Finance Ltd. is the first non-banking finance company in India to convert itself in to a bank as Kotak Mahindra Bank Ltd.
Established in 1985, the Kotak Mahindra group has been one of India's most reputed financial conglomerates. In February 2003, Kotak Mahindra Finance Ltd, the group's flagship company was given the license to carry on banking business by the Reserve Bank of India (RBI). This approval created banking history since Kotak Mahindra Finance Ltd. is the first non-banking finance company in India to convert itself in to a bank as Kotak Mahindra Bank Ltd. Today, the bank is one of the fastest growing bank and among the most admired financial institutions in India.
Business area of the company:
Kotak Mahindra Bank offers a wide range of banking products and financial services for corporate and retail customers through a variety of delivery channels and specialized subsidiaries in the areas of personal finance, investment banking, life insurance, and wealth management.
Awards
2012-2013
2013-2014
2014-2015
2015-2016
2016-2017
2019-2020
Milestones