1. Is SBI Life Insurance Company Ltd a good quality company?
Past 10 year's financial track record analysis by Moneyworks4me indicates that SBI Life Insurance Company Ltd is a good quality company.
2. Is SBI Life Insurance Company Ltd undervalued or overvalued?
The key valuation ratios of SBI Life Insurance Company Ltd's currently when compared to its past seem to suggest it is in the Fair zone.
3. Is SBI Life Insurance Company Ltd a good buy now?
The Price Trend analysis by MoneyWorks4Me indicates it is Semi Strong which suggest that the price of SBI Life Insurance Company Ltd is likely to Rise-somewhat in the short term. However, please check the rating on Quality and Valuation before investing.
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.
Value Creation ⓘ
Value Creation Index Colour Code Guide ⓘ
|ROCE % ⓘ||0%||0%||0%||0%||0%||0%||0%||0%||0%||0%||-|
|Value Creation Index ⓘ||NA||NA||NA||NA||NA||NA||NA||NA||NA||NA||-|
Growth Parameters ⓘ
Growth Parameters Colour Code Guide ⓘ
|YoY Gr. Rt. %||-||NA||NA||NA||NA||NA||NA||NA||NA||NA||-|
|Adj EPS ⓘ||6.2||7.4||8.2||8.6||9.6||11.5||13.3||14.2||14.6||15.1||16.7|
|YoY Gr. Rt. %||-||19%||10.8%||5%||10.9%||20.4%||15.4%||7.2%||2.4%||3.4%||-|
|BVPS (₹) ⓘ||26.8||33.1||39.7||46.9||54.7||63.7||74.6||88.8||100.9||114.1||122.1|
|Adj Net Profit ⓘ||622||740||820||861||955||1,150||1,327||1,422||1,456||1,506||1,675|
|Cash Flow from Ops. ⓘ||1,130||168||2,715||5,778||8,525||10,395||13,473||19,299||23,878||21,852||-|
|Debt/CF from Ops. ⓘ||0||0||0||0||0||0||0||0||0||0||-|
CAGR Colour Code Guide ⓘ
|9 Years||5 Years||3 Years||1 Years|
|Adj EPS ⓘ||10.3%||9.5%||4.3%||3.4%|
Key Financial Parameters ⓘ
Performance Ratio Colour Code Guide ⓘ
|Return on Equity % ⓘ||0||0||0||0||0||0||0||0||0||0||-|
|Op. Profit Mgn % ⓘ||0||0||0||0||0||0||0||0||0||0||-|
|Net Profit Mgn % ⓘ||0||0||0||0||0||0||0||0||0||0||-|
|Debt to Equity ⓘ||0||0||0||0||0||0||0||0||0||0||-|
|Working Cap Days ⓘ||0||0||0||0||0||0||0||0||0||0||0|
|Cash Conv. Cycle ⓘ||0||0||0||0||0||0||0||0||0||0||19|
Return on Equity has increased versus last 3 years average to 14.20%
Sales growth is good in last 4 quarters at 22.04%
Sales growth has been subdued in last 3 years 0.00%
Net Profit has been subdued in last 3 years 4.29%
|TTM EPS (₹)||16.7||-|
|TTM Sales (₹ Cr.)||62,972||-|
|BVPS (₹.) ⓘ||122.1||-|
|Reserves (₹ Cr.) ⓘ||11,215||-|
|From the Market|
|52 Week Low / High (₹)||1003.60 / 1339.55|
|All Time Low / High (₹)||487.00 / 1339.55|
|Market Cap (₹ Cr.)||1,23,592|
|Equity (₹ Cr.)||1,000.8|
|Face Value (₹)||10|
|Industry PE ⓘ||52.1|
SBI Life Insurance Company Limited (SBI Life), incorporated in the year 2000, established as joint venture between State Bank of India and BNP Paribas Cardif S.A. and is one of the leading life Insurance companies in India. SBI Life has a multi-channel distribution network comprising of an expansive Bancassurance channel with SBI, which has an unrivalled strength of many branches across the country. SBI Life also has a large and productive agent network. The Company’s other distribution channels include direct sales and sales through corporate agents, brokers, insurance marketing firms and other intermediaries. The Company is listed on National Stock Exchange (NSE) and The Bombay Stock Exchange (BSE).
Business area of the company
SBI Life offers a comprehensive range of life insurance and pension products at competitive prices, ensuring high standards of customer service and world class operating efficiency. The Company offers individual and group products which include savings and protection plans to address the insurance needs of diverse customer segments.
SBI Life has a wide range of products catering to various customer needs in the life, health, pension & micro-insurance segments. These products are customer centric, simple to understand and have competitive features. The products include Individual Life Insurance Plans and Group Insurance Plans.