Invest in the best stock opportunities right now and every-time.
Start Systematic Stock Investing ...in less than a minute.
1. Is Manappuram Finance Ltd a good quality company?
Past 10 year's financial track record analysis by Moneyworks4me indicates that Manappuram Finance Ltd is a average quality company.
2. Is Manappuram Finance Ltd undervalued or overvalued?
The key valuation ratios of Manappuram Finance Ltd's currently when compared to its past seem to suggest it is in the Fair zone.
3. Is Manappuram Finance Ltd a good buy now?
The Price Trend analysis by MoneyWorks4Me indicates it is Semi Strong which suggest that the price of Manappuram Finance Ltd is likely to Rise-somewhat in the short term. However, please check the rating on Quality and Valuation before investing.
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.
|Operating Income (₹ Cr.)||2,100||1,986||2,360||3,385||3,421||4,180||5,465||6,331||6,061||6,684||7,114|
|YoY Gr. Rt. %||-||-5.4%||18.8%||43.4%||1%||22.2%||30.8%||15.8%||-4.3%||10.3%||-|
|Adj EPS (₹ )||2.7||3.2||4.2||9||8||11.3||17.4||20.4||15.7||17.7||20.2|
|YoY Gr. Rt. %||-||20.1%||29.7%||114.3%||-10.7%||40.3%||54.4%||17.3%||-22.9%||12.6%||-|
|BVPS (₹ )||29.6||31.3||32.8||39.9||45||53.6||67.3||86.2||98.7||113.8||119.7|
|YoY Gr. Rt. %||-||5.7%||4.8%||21.8%||12.7%||19.1%||25.6%||28.1%||14.5%||15.3%||-|
|To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ|
|Net Profit/Total Funds (%)||3.9||2.4||2.9||5.4||4.2||5.1||5.9||5.7||4.1||4.1||0|
CAGR ⓘCAGR Colour Code Guide ⓘ
|9 Years||5 Years||3 Years||1 Years|
|Net Interest Income||13.7%||14.3%||6.9%||10.3%|
Key Financial Ratios
|RATIOS \ YEARS||Mar'14||Mar'15||Mar'16||Mar'17||Mar'18||Mar'19||Mar'20||Mar'21||Mar'22||Mar'23||TTM|
|Asset Quality Ratio||To view Asset Quality Ratio Colour Rating Guide click here ⓘ|
|Net NPA to Net Advances (%)||1||1||0.7||1.7||0.3||0.3||0||0||0||0||-|
|Capitalization Ratio||To view Capitalization Ratio Colour Rating Guide click here ⓘ|
|Capital Adequacy Ratio (%)||27.7||25.6||24||26.1||27||24||0||0||0||0||-|
|Net Profit Margin (%)||10.8||13.7||15.1||22.4||19.8||22.7||27.1||27.3||21.9||22.4||24|
|Performance Ratios||To view Performance Ratios Colour Rating Guide click here ⓘ|
|Return on Equity (%)||17||10.6||13.2||24.8||18.9||22.8||29||26.6||17||16.7||16.9|
Total Income has increased 6.94 CAGR in last 3 years
Net Profit has increased 0.57 CAGR in last 3 years
Total income growth is good in last 4 quarters
Return on Equity has declined versus last 3 years average to 17.30%
|TTM EPS (₹)||16||20.2|
|TTM Sales (₹ Cr.)||5,000||7,114|
|BVPS (₹.) ⓘ||110.4||119.7|
|Reserves (₹ Cr.) ⓘ||9,178||9,960|
|From the Market|
|52 Week Low / High (₹)||92.15 / 156.55|
|All Time Low / High (₹)||0.15 / 224.40|
|Market Cap (₹ Cr.)||12,447|
|Equity (₹ Cr.)||169.3|
|Face Value (₹)||2|
|Industry PE ⓘ||25.6|
Manappuram Finance Limited is one of India’s leading gold loan NBFC. Promoted by Shri. V.P. Nandakumar, its origins go back to 1949 when it was founded in the coastal village of Valapad (Thrissur District) by his late father Mr. V.C. Padmanabhan. The firm was involved in pawn broking and money lending carried out on a modest scale. Shri Nandakumar took over the reins in 1986 after his father expired. Since then, it has been a story of unparalleled growth with many milestones crossed. Incorporated in 1992, Manappuram Finance Ltd has grown at a rapid pace.
Business area of the company
Manappuram Finance is a Systemically Important Non-Deposit taking Non Banking Finance Company (NBFC). The company provides a wide range of fund based and fee based services including gold loans, money exchange facilities, etc.
Awards and Accolades