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SecUR Credentials Ltd (SECURCRED)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 543625 NSE: SECURCRED BPO/ITeS | Small Cap | SecUR Credentials Share Price

₹1.63 0.00 (0.00%)

As on 15-Apr'25 16:59

SecUR Credentials Ltd (SECURCRED)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 543625 NSE: SECURCRED BPO/ITeS | Small Cap | SecUR Credentials Share Price

₹1.63 0.00 (0.00%)

As on 15-Apr'25 16:59

Key Metrics
Valuation Multiples
Market Cap
₹7 Cr.
Current Price
₹1.6
52-Week Low / High
₹2 / 2
TTM EPS
₹1.2
TTM Sales
₹38.3 Cr.
Book Value per Share
₹12
P/E Ratio
1.39
Lower than its 5-year historical median
Industry PE
18.2
Price to Book (P/B)
0.14
Lower than its 5-year historical median
Price to Sales (P/S)
0.18
Lower than its 5-year historical median
EV/EBITDA
2.74
Lower than its 5-year historical median
Dividend Yield
0%
Profitability Efficiency
Return on Equity (ROE)
-5.59%
Underperforms industry median
Return on Capital Employed (ROCE)
-7.32%
Underperforms industry median
Return on Assets (ROA)
-2.86%
Operating Profit Margin
-24.8%
Net Profit Margin
-8.73%
Gross Profit Margin
-12.6%
Growth Momentum
1-yr vs 3-yr growth
Sales Growth (1 Year)
Slowing versus 3-year growth rate
-43.75%
Operating Profit Growth (1 Year)
-
-145.11%
Net Profit Growth (1 Year)
-
-131.58%
Asset Quality
Promoter Holding
0.00%
Pledged shares (%) of Promoter's holding (%)
0.00%
Reserves
₹9 Cr.
Equity
₹41.1 Cr.
Face Value
₹10
All Time Low / High
₹1.63 / 36.40

SecUR Credentials stock performance

Key Ratios
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Check Before You Invest

M-Cap below 100cr DeciZen not available

Q.1 Is SecUR Credentials Ltd a good quality company?
SecUR Credentials Ltd is a quality company, based on a multi-year financial track record.

This assessment is based on company’s performance on Revenue growth, ROCE, Equity and Assets, key margin ratios, cash conversion cycle, and debt to cash flow from operations and how it compares with its long term averages.

We have analysed the performance of the company on the following:

  • How has it performed on generating Profits?

    By checking its Revenue growth, Gross, Operating and Net Margins compared to its last 5-year median.

  • How efficiently has it utilized Capital?

    By checking its ROCE, ROA, ROE and its Cash Conversion Cycle.

  • How is it managing its Debt?

    By checking its Debt to Equity and Cash Flow from Operations.

How does SecUR Credentials Ltd performance compare with that of its Peers?
Q.1 Revenue growth of SecUR Credentials Ltd vs industry peers?
SecUR Credentials Ltd revenue CAGR is -14.07%, compared to the industry median CAGR of 3.91%, indicating slower growth and losing its market share.
Q.1 Promoter shareholding and pledge status of SecUR Credentials Ltd?
Promoters hold 0.00% of the SecUR Credentials Ltd, with 0.00% of their stake pledged, indicating no pledge risk.
Q.1 Stock return of SecUR Credentials Ltd over the last decade?
Over the last 5 year(s), the stock has delivered a CAGR of -38.89% based on the current price.

10 Year X-Ray :

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
SecUR Credentials Ltd has performed well in some of the past ten years indicating its past ten year financial track record is somewhat good

Value Creation

Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24TTM
ROCE % -10.6%12.7%222.6%34.5%17.9%7%3.5%9.4%21.4%-7.3%-
Value Creation
Index
-1.8-0.114.91.50.3-0.5-0.8-0.30.5-1.5-

Growth Parameters

Sales 04.49.837.76054.748.151.35028.138
Sales YoY Gr.-NA122.2%284.2%59.5%-8.8%-12.1%6.7%-2.6%-43.8%-
Adj EPS -000.71.21.40.10.20.51.7-0.61.2
YoY Gr.-NA6800%79.7%10.5%-93.4%133.3%119.1%271.7%-136.8%-
BVPS (₹) 0.10.10.89.210.610.610.110.71110.412
Adj Net
Profit
-0.101.75.15.60.40.91.97-2.65
Cash Flow from Ops. -00.35.5-14.24.74.3-3.85.48.84.6-
Debt/CF from Ops. -53.40.60-0.35.86.2-4.73.42.13.6-

CAGR

9 Years 5 Years 3 Years 1 Years
Sales NA-14.1%-16.4%-43.8%
Adj EPS NA-185.6%-244.2%-136.8%
BVPS71.7%-0.4%1%-5.5%
Share Price - -39% -58.6% -

Key Financial Parameters

Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24TTM
Return on
Equity %
-34.18.515225.213.60.824.415.8-5.910.4
Op. Profit
Mgn %
01.827.921.219.614.216.914.330.9-24.8-416.3
Net Profit
Mgn %
00.417.513.69.30.71.83.714-9.212.6
Debt to
Equity
30.700.10.60.60.40.40.40.4-
Working Cap
Days
062741292123284475135599131,838
Cash Conv.
Cycle
0036891282112952872253451,288

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24
Sales04.419.8037.6560.0454.7448.1051.3450.0128.13
Operating Expenses > + 0.094.337.0729.6848.2846.9740.314434.5735.10
Manufacturing Costs000.200.440.540.330.170.180.180.16
Material Costs00-0.360000000
Employee Cost 00.104.087.4312.357.904.275.556.955.22
Other Costs > 0.094.233.1521.8135.4038.7535.8738.2727.4429.73
Operating Profit > -0.090.082.737.9711.767.767.797.3415.45-6.97
Operating Profit Margin (%) -1.7%27.9%21.2%19.6%14.2%16.2%14.3%30.9%-24.8%
Other Income > + 0000.160.290.231.390.401.585.77
Exceptional Items > 000000-3.98000
Interest > 000.130.341.973.894.212.292.892.35
Depreciation > 000.040.612.043.062.922.033.583.28
Profit Before Tax > -0.090.072.567.198.041.04-1.923.4210.56-6.83
Tax > -00.060.852.022.400.680.241.362.77-4.38
Profit After Tax -0.090.021.715.165.650.36-2.162.057.79-2.46
PAT Margin (%) -0.4%17.5%13.7%9.4%0.7%-4.5%4.0%15.6%-8.7%
Adjusted EPS (₹)-0.00.00.71.31.40.1-0.50.51.9-0.6
Dividend Payout Ratio (%)0%0%0%0%4.30%0%0%6%0%0%

Valuation of SecUR Credentials - Standalone

YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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YTD 1Y 3Y 5Y 10Y Max
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Analyst's Notes

data not found
No data found!

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24

Equity and Liabilities

Shareholders Fund + 0.210.222.0338.5544.1943.8641.7043.7545.1142.65
Share Capital 0.010.010.014.894.894.894.894.8941.0641.06
Reserves 0.200.212.0233.6639.3038.9736.8138.874.051.59
Debt +0.610.1603.9726.9326.6915.6516.7616.3114.12
Long Term Debt0.260.1600.3311.899.792.248.137.305.52
Short Term Debt0.35003.6415.0516.9013.408.639.018.60
Minority Interest0000000000
Trade Payables000.290.331.912.286.40127.3310.93
Others Liabilities 0.130.396.095.4415.8018.2817.7423.1524.0910.93
Total Liabilities 0.950.788.4148.2988.8491.1281.4895.6792.8478.63

Fixed Assets

Net Fixed Assets +0.0100.3112.7433.6730.8812.3212.5815.3110.06
Gross Block0.1400.3513.3933.6736.6318.7321.0227.8823.96
Accumulated Depreciation0.1300.040.6505.756.428.4512.5713.91
CWIP 004.545.270.060.0801.9900
Investments 0000000.030.020.020.02
Inventories000.361.464.9714.979.4811.5500
Trade Receivables002.0315.3123.3724.6140.4241.2737.8933.22
Cash Equivalents 0.190.020.365.967.887.952.842.712.622.73
Others Assets 0.740.760.807.5418.8812.6316.4125.5537.0132.60
Total Assets 0.950.788.4148.2988.8491.1281.4895.6792.8478.63

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24
Cash Flow From Operating Activity + -0.010.265.52-14.174.684.28-3.805.398.834.57
PBT -0.090.072.567.198.041.04-1.923.4210.56-6.83
Adjustment 00.010.1713.797.0611.594.176.2213.02
Changes in Working Capital 0.070.233.23-20.67-5.19-2.02-13.15-2.2-5.111.12
Tax Paid 0-0.05-0.43-1.69-1.97-1.81-0.320-2.83-2.73
Cash Flow From Investing Activity + 00.02-4.89-15.22-17.85-0.3811.63-4.36-0.080.11
Capex 00.02-4.89-13.78-17.76-0.2811.75-4.28-0.080.11
Net Investments 000-1.44-0.09-0.09-0.11-0.0800
Others 000-0000000
Cash Flow From Financing Activity + 0.09-0.45-0.2933.5515.01-3.93-13.03-1.24-8.85-4.56
Net Proceeds from Shares 00031.48000000
Net Proceeds from Borrowing 0-0.10-0.160.3311.55-2.10-7.555.89-2.40-1.78
Interest Paid -0-0-0.13-0.31-1.52-3.36-4.50-2.14-2.89-2.32
Dividend Paid 00000-0.290000
Others 0.09-0.3502.044.971.82-0.98-4.99-3.56-0.47
Net Cash Flow 0.08-0.180.354.161.83-0.03-5.19-0.21-0.100.12

Financial Ratio

PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24
Ratios
ROE (%)-34.137.69152.0426.0513.920.82-5.094.8217.52-5.59
ROCE (%)-10.6412.65222.5734.517.877.023.549.4121.38-7.32
Asset Turnover Ratio05.112.131.330.880.610.560.580.530.33
PAT to CFO Conversion(x)N/A133.23-2.750.8311.89N/A2.631.13N/A
Working Capital Days
Receivable Days0075.8084.10117.60160246.70290.40288.80461.40
Inventory Days0013.608.8019.6066.5092.7074.8000
Payable Days00-144.300000000

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

SecUR Credentials Ltd FAQs

The current trading price of SecUR Credentials on 15-Apr-2025 16:59 is ₹1.63.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 14-Apr-2025 the market cap of SecUR Credentials stood at ₹6.69 Cr

The latest P/E ratio of SecUR Credentials as of 14-Apr-2025 is 1.39.

The latest P/B ratio of SecUR Credentials as of 14-Apr-2025 is 0.14.

The 52-week high of SecUR Credentials is ₹1.70 and the 52-week low is ₹1.63.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of SecUR Credentials is ₹38.25 ( Cr.) .

Past 10 year's financial track record analysis by Moneyworks4me indicates that SecUR Credentials Ltd is a average quality company.

The key valuation ratios of SecUR Credentials Ltd's currently when compared to its past seem to suggest it is in the Undervalued zone.

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of SecUR Credentials Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

About SecUR Credentials Ltd

SecUR Credentials Ltd is India’s first and only listed employee background check companies. It is also one of India’s largest background check companies with pan-India coverage and operational capabilities across the globe. Supported by state of the art technology, the company’s services have been integrated into HR systems for over 1000 large companies across sectors.

Business area of the company

The company provides end to end background screening services to its clients. These background screening services are not restricted to only employees of organisations, but can include contract staff, domestic staff, odd job service providers, potential target investment companies, persons being considered for leadership roles, borrowers, and many more.

Services Offered

  • SecUR Number (Self Verification)
  • Background Screening
  • EduCred
  • Managed Services
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MoneyWorks4Me is a SEBI-registered Investment Adviser (IA) dedicated to helping investors build long-term wealth through transparent, research-driven, conflict-free guidance. Founded in 2008, we started our journey as a Research Analyst (RA), providing deep fundamental analysis, intrinsic value insights, and long-term investing frameworks for Indian equities. In 2017, we transitioned to a full-fledged SEBI-registered Investment Adviser, strengthening our commitment to acting as a fiduciary—always putting the investor’s interest first.

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