1. Is IDFC Ltd a good quality company?
Past 10 year’s financial track record analysis by Moneyworks4me indicates that IDFC Ltd is a below average quality company.
2. Is IDFC Ltd undervalued or overvalued?
The key valuation ratios of IDFC Ltd's currently when compared to its past seem to suggest it is in the Overvalued zone.
3. Is IDFC Ltd a good buy now?
The Price Trend analysis by MoneyWorks4Me indicates it is Strong which suggest that the price of IDFC Ltd is likely to Rise in the short term. However, please check the rating on Quality and Valuation before investing
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.
|Operating Income (₹ Cr.)||8,139||8,772||9,640||9,021||10,393||620||355||341||33.7||88.1||104|
|YoY Gr. Rt. %||-||7.8%||9.9%||-6.4%||15.2%||-94%||-42.6%||-4.2%||-90.1%||161.3%||-|
|Adj EPS (₹ )||12.1||11.9||10.7||-16||4.4||5.4||-5.3||-6.2||-2.1||0.4||6.6|
|YoY Gr. Rt. %||-||-1.9%||-9.8%||-249.2%||NA||24.2%||-196.7%||NA||NA||NA||-|
|BVPS (₹ )||90.1||99||108.3||63.3||67.8||70.6||64.9||52||51.4||55.9||58.5|
|YoY Gr. Rt. %||-||9.9%||9.4%||-41.5%||7%||4.1%||-8%||-19.9%||-1.2%||8.8%||-|
|To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ|
|Net Profit/Total Funds (%)||2.8||2.5||2.2||-0.7||1.3||0.2||0.2||0.3||-0.2||-0.1||0|
CAGR ⓘCAGR Colour Code Guide ⓘ
|9 Years||5 Years||3 Years||1 Years|
|Net Interest Income||-39.5%||-61.5%||-37.2%||161.3%|
Key Financial Ratios
|RATIOS \ YEARS||Mar'13||Mar'14||Mar'15||Mar'16||Mar'17||Mar'18||Mar'19||Mar'20||Mar'21||Mar'22||TTM|
|Asset Quality Ratio||To view Asset Quality Ratio Colour Rating Guide click here ⓘ|
|Net NPA to Net Advances (%)||0.1||0||0||0||0||0||0||0||0||0||-|
|Capitalization Ratio||To view Capitalization Ratio Colour Rating Guide click here ⓘ|
|Capital Adequacy Ratio (%)||22.1||0||0||0||0||0||0||0||0||0||-|
|Net Profit Margin (%)||22.6||20.8||18.2||-6.6||12.6||24.6||6.7||8.2||-39.2||-9.5||1015.4|
|Performance Ratios||To view Performance Ratios Colour Rating Guide click here ⓘ|
|Return on Equity (%)||14.2||12.7||10.8||-4.3||12.5||1.4||0.2||0.3||-0.2||-0.1||11.2|
Return on Equity has increased versus last 3 years average to 11.50%
Total income growth is not so good in last 4 quarters
Total Income has declined 159.46 CAGR in last 3 years
Net Profit has declined 0.00 CAGR in last 3 years
|TTM EPS (₹)||1.3||6.6|
|TTM Sales (₹ Cr.)||220||104|
|BVPS (₹.) ⓘ||58.4||58.5|
|Reserves (₹ Cr.) ⓘ||7,736||7,757|
|From the Market|
|52 Week Low / High (₹)||42.25 / 92.40|
|All Time Low / High (₹)||13.40 / 109.75|
|Market Cap (₹ Cr.)||14,656|
|Equity (₹ Cr.)||1,600|
|Face Value (₹)||10|
|Industry PE ⓘ||26.1|
Infrastructure Development Finance Company (IDFC) has been an integral part of the country's development story since 1997, when company was formed with the specific mandate to build the nation. The Company is IDFC is a public limited company incorporated in India under the provisions of Companies Act, applicable in India and is a Non-Banking Finance Company (NBFC) regulated by the Reserve Bank of India (RBI). The Company had received in principle approval from the RBI to set up a new private sector bank in April 2014. Since October 1, 2015 the company is operating as NBFC - Investment Company.
Since 2005, it has built with vision to be the 'one firm' that looks after the diverse needs of infrastructure development. Whether it is financial intermediation for infrastructure projects and services, adding value through innovative products to the infrastructure value chain or asset maintenance of existing infrastructure projects, it focused on supporting companies to get the best return on investments.
The company growth has been driven by the substantial investment requirements of the infrastructure sector in India combined with the growth in the Indian economy over the last several years. Its ability to tap global as well as Indian financial resources made the acknowledged experts in infrastructure finance.
IDFC is the promoter of the IDFC Bank and is registered with Reserve Bank of India as NBFC - Investments. Besides banking, it also has investments in diverse businesses such as asset management both in public markets and private markets, Institutional Broking and Infrastructure Debt fund. All these businesses are carried through independent subsidiaries. IDFC holds all these investments under IDFC Financial Holding Company Limited (NOFHC). IDFC is a holding company of the group. IDFC and IDFC Bank are two listed entities of the group and the rest of the businesses are conducted through unlisted subsidiaries.
Business area of the company
IDFC is operating as an infrastructure finance company, i.e. financing infrastructure projects in sectors like energy, telecommunication, transportation, commercial and industrial projects including hospital, education, and tourism and hotels.