Is Oracle Financial Services Software a good quality company?

Past 10 year's financial track record analysis by Moneyworks4me indicates that Oracle Financial Services Software Ltd is a good quality company .

Is Oracle Financial Services Software undervalued or overvalued?

The key valuation ratios of Oracle Financial Services Software Ltd's currently when compared to its past seem to suggest it is in the Overvalued zone .

What is Oracle Financial Services Software share price return in the past 10 years?

Oracle Financial Services Software Ltd share price has appreciated 8.8% annually (CAGR) over the past ten years.

Is Oracle Financial Services Software a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Semi Strong which suggest that the price of Oracle Financial Services Software Ltd is likely to Rise-somewhat in the short term. However, please check the rating on Quality and Valuation before investing.

What is the P/E ratio of Oracle Financial Services Software?

The latest standalone P/E ratio of Oracle Financial Services Software as of 10-Jul-2025 is 23.18.

What is the P/B ratio of Oracle Financial Services Software?

The latest standalone P/B ratio of Oracle Financial Services Software as of 10-Jul-2025 is 10.49.

What is the 52-week high and low of Oracle Financial Services Software?

The 52-week high of Oracle Financial Services Software is Rs. 13203.60 and the 52-week low is Rs. 7057.70.

What is the TTM revenue of Oracle Financial Services Software?

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Oracle Financial Services Software is Rs. 5099.10 (Cr.).

Oracle Financial Services Software Ltd - Stock Valuation and Financial Performance

Name: Oracle Financial Services Software
Brand: Oracle Financial Services Software

BSE: 532466 | NSE: OFSS | IT - Software | Mid Cap

Place order

Oracle Finl. Service Share Price

₹8,764.80 -173.10 -1.94%
as on 10-Jul'25 13:35

Oracle Financial Services Software Ltd - Stock Valuation and Financial Performance

BSE: 532466 | NSE: OFSS | IT - Software | Mid Cap

Place order

Oracle Finl. Service Share Price

₹8,764.80 -173.10 -1.94%
as on 10-Jul'25 13:35

10 Year X-Ray of Oracle Finl. Service:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Standalone Basis ^P Consolidated Basis ^P

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Value Creation ⓘ

Value Creation Index Colour Code Guide ⓘ

	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25	TTM
ROCE % ⓘ	43.1%	44.3%	46.2%	47%	40%	37.2%	36.4%	35.5%	39.8%	40.8%	-
Value Creation Index ⓘ	2.8	2.9	3.1	3.2	2.6	2.3	2.2	2.2	2.5	2.6	-
Growth Parameters ⓘ Growth Parameters Colour Code Guide ⓘ
Sales ⓘ	4,131	4,427	4,527	4,959	4,861	4,984	5,221	5,698	6,373	6,847	6,847
Sales YoY Gr.	-	7.2%	2.3%	9.5%	-2%	2.5%	4.8%	9.1%	11.8%	7.4%	-
Adj EPS ⓘ	128	147.3	146.3	159.7	170.8	207.1	217.2	207.6	257.2	275.5	273.8
YoY Gr.	-	15.1%	-0.6%	9.1%	6.9%	21.3%	4.9%	-4.4%	23.9%	7.1%	-
BVPS (₹) ⓘ	536	362.4	529.3	556.5	744.9	778.2	805.1	845.6	892.1	945.1	944
Adj Net Profit ⓘ	1,084	1,251	1,250	1,370	1,467	1,783	1,874	1,794	2,229	2,393	2,380
Cash Flow from Ops. ⓘ	712	1,121	1,157	1,380	1,522	1,920	1,856	1,758	1,791	2,199	-
Debt/CF from Ops. ⓘ	0	0	0	0	0	0	0	0	0	0	-

CAGR ⓘ

CAGR Colour Code Guide ⓘ

	9 Years	5 Years	3 Years	1 Years
Sales ⓘ	5.8%	7.1%	9.5%	7.4%
Adj EPS ⓘ	8.9%	10%	8.3%	7.1%
BVPSⓘ	6.5%	4.9%	5.5%	5.9%
Share Price	8.8%	26%	39.9%	-14.5%

Key Financial Parameters ⓘ

Performance Ratio Colour Code Guide ⓘ

	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25	TTM
Return on Equity % ⓘ	26.7	31.5	31.4	28.4	25.5	26.6	26.9	24.6	29.1	29.5	29
Op. Profit Mgn % ⓘ	39	39.1	39.8	42	45.6	49	47.9	43.4	43.7	44.2	44.9
Net Profit Mgn % ⓘ	26.2	28.3	27.6	27.6	30.2	35.8	35.9	31.5	35	35	34.8
Debt to Equity ⓘ	0	0	0	0	0	0	0	0	0	0	0
Working Cap Days ⓘ	375	161	174	173	182	176	173	173	178	176	197
Cash Conv. Cycle ⓘ	57	60	64	63	63	57	55	60	61	58	165

Recent Performance Summary

Return on Equity has increased versus last 3 years average to 29.00%

Sales growth has been subdued in last 3 years 9.45%

Net Profit has been subdued in last 3 years 8.25%

Sales growth is not so good in last 4 quarters at 8.38%

Latest Financials - Oracle Financial Services Software Ltd.

	Standalone	Consolidated
TTM EPS (₹)	385.6	273.8
TTM Sales (₹ Cr.)	5,099	6,847
BVPS (₹.) ⓘ	851.9	944
Reserves (₹ Cr.) ⓘ	7,359	8,160
P/BV ⓘ	10.49	9.47
PE ⓘ	23.18	32.64

From the Market
52 Week Low / High (₹)	7057.70 / 13203.60
All Time Low / High (₹)	216.53 / 13203.60
Market Cap (₹ Cr.)	77,671
Equity (₹ Cr.)	43.5
Face Value (₹)	5
Industry PE ⓘ	30.5

Management X-Ray of Oracle Finl. Service:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged ^*

0.00

* Pledged shares as % of Promoter's holding (%)

Valuation of Oracle Finl. Service

Price Calculator

Price Chart

Price to Earnings

Enterprise Value to EBIT

Price to Book-Value

Price to Sales

Dividend History

Analyst's Notes

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Key Ratios of Oracle Finl. Service

Standalone Basis Consolidated Basis

Adj EPS (Rs.)

Sales (Cr.)

ROE (%)

ROCE (%)

Profit And Loss

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Sales	4,131	4,427	4,527	4,959	4,861	4,984	5,221	5,698	6,373	6,847
Operating Expenses ⓘ	2,549	2,731	2,744	2,883	2,655	2,570	2,729	3,243	3,605	3,844
Manufacturing Costs	185	202	194	190	179	168	180	235	298	309
Material Costs	0	0	0	0	0	0	0	0	0	0
Employee Cost	1,950	2,070	2,099	2,196	2,118	2,202	2,406	2,774	2,983	3,205
Other Costs ⓘ	414	459	451	497	359	201	142	234	324	331
Operating Profit ⓘ	1,582	1,696	1,783	2,076	2,206	2,414	2,493	2,456	2,768	3,003
Operating Profit Margin (%)	38.3%	38.3%	39.4%	41.9%	45.4%	48.4%	47.7%	43.1%	43.4%	43.9%
Other Income ⓘ	240	195	118	245	200	187	141	208	357	378
Interest ⓘ	0	0	0	0	47	19	12	13	28	1
Depreciation ⓘ	53	70	61	54	106	104	93	81	74	69
Exceptional Items ⓘ	-22	-63	0	0	0	0	0	0	0	0
Profit Before Tax ⓘ	1,748	1,757	1,840	2,267	2,252	2,477	2,528	2,570	3,022	3,311
Tax ⓘ	699	572	603	881	790	715	639	764	803	931
Profit After Tax	1,049	1,185	1,237	1,386	1,462	1,762	1,889	1,806	2,219	2,380
PAT Margin (%)	25.4%	26.8%	27.3%	27.9%	30.1%	35.4%	36.2%	31.7%	34.8%	34.8%
Adjusted EPS (₹)	123.9	139.6	144.9	161.6	170.3	204.7	219.0	209.1	256.3	274.2
Dividend Payout Ratio (%)	81%	122%	90%	0%	106%	98%	87%	108%	94%	97%

Balance Sheet

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Equity and Liabilities
Shareholders Fund	4,539	3,078	4,517	4,772	6,397	6,697	6,944	7,306	7,726	8,203
Share Capital ⓘ	42	42	43	43	43	43	43	43	43	43
Reserves ⓘ	4,497	3,036	4,475	4,729	6,354	6,654	6,900	7,262	7,683	8,160
Minority Interest	0	0	0	0	0	0	0	0	0	0
Debt	0	0	0	0	0	0	0	0	0	0
Long Term Debt	0	0	0	0	0	0	0	0	0	0
Short Term Debt	0	0	0	0	0	0	0	0	0	0
Trade Payables	38	11	65	57	35	46	40	38	102	70
Others Liabilities ⓘ	1,012	2,797	1,228	1,241	1,488	1,409	1,609	1,775	1,922	1,679
Total Liabilities ⓘ	5,589	5,886	5,810	6,070	7,920	8,153	8,592	9,119	9,749	9,952
Fixed Assets
Gross Block	1,334	1,346	1,352	1,403	1,592	1,564	1,580	1,598	1,555	1,565
Accumulated Depreciation	469	486	525	550	640	690	719	762	761	779
Net Fixed Assetsⓘ	865	860	827	854	953	874	861	837	795	786
CWIP ⓘ	5	1	3	0	0	0	4	1	3	9
Investmentsⓘ	0	0	0	0	0	0	0	0	0	0
Inventories	0	0	0	0	0	0	0	0	0	0
Trade Receivables	831	718	1,007	947	925	803	926	1,083	1,319	1,184
Cash Equivalents ⓘ	2,785	3,032	2,646	2,828	4,497	4,914	5,122	5,470	5,538	5,951
Others Assetsⓘ	1,102	1,276	1,328	1,440	1,545	1,562	1,679	1,728	2,094	2,022
Total Assets ⓘ	5,589	5,886	5,810	6,070	7,920	8,153	8,592	9,119	9,749	9,952

Cash Flow

(All Figures are in Crores.)

Standalone Basis Consolidated Basis

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Cash Flow From Operating Activity ⓘ	712	1,121	1,157	1,380	1,522	1,920	1,856	1,758	1,791	2,199
PBT ⓘ	1,748	1,757	1,840	2,267	2,252	2,477	2,528	2,570	3,022	3,311
Adjustment ⓘ	-82	102	29	-13	44	58	62	-14	-72	-138
Changes in Working Capital ⓘ	-251	-21	-86	90	-3	95	-34	-105	-354	182
Tax Paid ⓘ	-703	-718	-625	-964	-772	-711	-700	-693	-806	-1,156
Cash Flow From Investing Activity ⓘ	981	1,849	-1,353	221	-1,384	46	-167	137	1,598	-2,453
Capex	-26	-57	-30	-76	-54	-19	-38	-38	-30	-35
Net Investments	802	1,745	-1,372	183	-1,459	-73	-227	19	1,379	-2,638
Others ⓘ	205	161	49	114	129	137	97	156	249	220
Cash Flow From Financing Activityⓘ	-1,776	-931	-1,630	-1,250	-47	-1,590	-1,733	-1,665	-1,959	-2,096
Net Proceeds from Shares ⓘ	58	59	59	75	4	6	26	8	21	13
Net Proceeds from Borrowing ⓘ	0	0	0	0	0	0	0	0	0	0
Interest Paid ⓘ	0	0	0	0	-12	-8	-5	-5	-3	-2
Dividend Paid ⓘ	-1,523	-848	-1,447	-1,112	-4	-1,547	-1,726	-1,642	-1,946	-2,081
Others ⓘ	-311	-142	-241	-212	-36	-41	-28	-27	-30	-26
Net Cash Flow ⓘ	-83	2,038	-1,825	351	90	376	-45	230	1,430	-2,350

Finance Ratio

Standalone Basis Consolidated Basis

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Ratios
ROE (%)	26.28	31.12	32.57	29.84	26.18	26.91	27.69	25.35	29.53	29.88
ROCE (%)	43.05	44.26	46.17	47.01	39.97	37.21	36.43	35.48	39.83	40.83
Asset Turnover Ratio	0.5	0.77	0.77	0.83	0.69	0.62	0.62	0.64	0.68	0.7
PAT to CFO Conversion(x)	0.68	0.95	0.94	1	1.04	1.09	0.98	0.97	0.81	0.92
Working Capital Days
Receivable Days	63	64	70	72	70	63	60	64	69	67
Inventory Days	0	0	0	0	0	0	0	0	0	0
Payable Days	0	0	0	0	0	0	0	0	0	0

Oracle Financial Services Software Ltd Stock News

Oracle Financial Services Software Ltd FAQs

What is the share price of Oracle Finl. Service?

Company share prices are keep on changing according to the market conditions. The closing price of Oracle Finl. Service on 10-Jul-2025 13:35 is ₹8,764.8.

What is the market cap of Oracle Finl. Service?

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 10-Jul-2025 13:35 the market cap of Oracle Finl. Service stood at ₹77,671.

What is the P/E ratio of Oracle Finl. Service?

The latest P/E ratio of Oracle Finl. Service as of 10-Jul-2025 13:35 is 23.18.

What is the P/B ratio of Oracle Finl. Service?

The latest P/B ratio of Oracle Finl. Service as of 10-Jul-2025 13:35 is 10.49.

What is the 52-week high and low of Oracle Finl. Service?

The 52-week high of Oracle Finl. Service is ₹13,203.6 and the 52-week low is ₹7,057.7.

What is the TTM revenue of Oracle Finl. Service?

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Oracle Finl. Service is ₹5,099 ( Cr.) .

About Oracle Financial Services Software Ltd

Oracle Financial Services Software was incorporated in India with limited liability on September 27, 1989. The company is domiciled in Indian and has its registered office in Mumbai, Maharashtra. The company is a subsidiary of Oracle Global (Mauritius) Limited holding majority of stake in the company.

The company along with its subsidiaries is principally engaged in the business of providing information technology solutions and business processing services to the financial service industry worldwide. The company has a suite of banking products, which caters to the transaction processing and compliance need of corporate, retail, investment banking, treasury operations and data warehousing.

Business area of the company

The company offers a complete suite of integrated applications for Sales, Service, Marketing, Human Resources, Finance, Supply Chain and Manufacturing, plus Highly Automated and Secure Generation 2 Infrastructure featuring the Oracle Autonomous Database.

Products and services

INFRASTRUCTURE

Oracle Cloud Infrastructure

Oracle Cloud Free Tier
Compute
Storage
Networking
Analytics
Application Development
Cloud Database Services
Content Management
Integration
Observability and Management
Security, Identity, and Compliance
Cloud Marketplace
Cloud@Customer

Software

Oracle Database
Java
Linux
MySQL

Hardware

Exadata

Featured Products

Autonomous Database
Oracle Cloud for Government

APPLICATIONS

Cloud Applications

Enterprise Resource Planning
Enterprise Performance Management
Supply Chain and Manufacturing
Human Capital Management
Customer Experience (CX)
Data Cloud

Industry Applications

Banking and Insurance
Communications
Construction and Engineering
Food and Beverage
Healthcare
Hospitality
Life Sciences
Public Sector
Retail
Utilities

NetSuite

On-Premises Applications
Awards and recognitions

2017

Oracle Recognized as Category Leader in Chartis RiskTech Quadrant for Financial Crime Risk Management Systems 2017
Ovum Report: Oracle Provides a Window to the “Black Box” to Drive Machine Learning in Anti-Money Laundering

2018

Oracle and Equisoft Stand Out in Aite Group Life Insurance Claims Report
Oracle Recognized as Category leader in Chartis RiskTech Quadrant for Enterprise Fraud Technology 2018

2019

Arbuthnot Latham Wins CITY A.M. Award, Bank of the Year 2019 with Oracle Solutions
Oracle Led Team Optipay Wins SIBOS 2019 Hackathon
Oracle Retains Top Three Position and Wins Multiple Awards in Chartis RiskTech100 2020
Oracle Asset Liability Management (ALM) Wins Product of the Year at Asia Risk Technology Awards 2019
Oracle a Leader in 2019 Gartner Magic Quadrant for Global Retail Banking
KeyBank Wins Celent Model Bank 2019 Award
Oracle Recognized as a Leader in 2019 IDC Worldwide End-to-End Corporate Banking Solutions Providers
Novarica Market Navigator: Life / Health / Annuity New Business and Underwriting Systems
Oracle Wins in Five Categories While Retaining Second Position in Chartis RiskTech100® 2019
Oracle Recognized as Category Leader in Chartis RiskTech Quadrant® for AML/Watchlist Monitoring Solutions 2019

2020

Top 3 FinTech Solutions in CeFPro FinTech Leaders Ranking
Top 3 in RiskTech 100 2020
IFRS 17 Solutions Provider of the Year AsiaRisk Awards 2020
2020 XCelent Awards Health Policy Administration Systems Greatest Breadth of Functionality
Leader in Gartner Magic Quadrant for Global Retail Banking
Category Leader in Chartis RiskTech Quadrant for IFRS 17 / LDTI Compliance
Leader in Gartner Magic Quadrant for Life Insurance Systems
Leader in IDC Marketscape for End-to-End Corporate Banking Solutions
Oracle Recognized by Chartis Research as Category Leader for IFRS 17/LDTI Compliance Solutions
Oracle Financial Services Wins IFRS 17 Solutions Provider of The Year at Asia Risk Technology Awards 2020
Oracle a Winner in Celent Health Policy Administration Systems Report
Novarica Market Navigator: Life / Health / Annuity Policy Administration Systems 2020
Oracle a Leader in 2020 Gartner Magic Quadrant for Global Retail Core Banking
Westpac Wins Benchmark Award, Best Finance Project, with Oracle Customer Service Solution
Oracle Named a Leader in the Gartner Magic Quadrant for Life Insurance Systems

SEBI Registered: Investment Adviser - INA000013323 RIA Details

Warning: Investment in securities market are subject to market risks. Read all the related documents carefully before investing.

Disclaimer: Registration granted by SEBI, membership of BASL (in case of IAs) and certification from NISM in no way guarantee performance of the intermediary or provides any assurance of returns to investors.

Compliance Officer:

Name: Shrikant Jagtap

Email: shrikant.jagtap@moneyworks4me.com

Mobile No: +91 97638 00745

Grievance Officer:

Name: Mukta Vaze

Email: mukta.vaze@moneyworks4me.com

Mobile No:+91 98609 19463

Principal Officer:

Name: Atharva Bhide

Email: atharva.bhide@moneyworks4me.com

Mobile No:+91 91758 99463

SEBI regional/local office address-

Plot No. C 4-A , G Block, Near Bank of India, Bandra Kurla Complex, Bandra East, Mumbai, Maharashtra 400051

Address:

The Alchemists Ark Pvt. Ltd., B-101, Signet Corner Building, Balewadi Phata, Baner, Pune, Maharashtra 411045

Data provided by Accord Fintech Pvt. Ltd.

Please wait your portfolio is updating...

Name of the IA registered with SEBI:	The Alchemists Ark Pvt. Ltd.
Logo:
Trade/Brand Name of IA:	MoneyWorks4Me Investment Advisers
Brand Logo:
SEBI Registration Number:	INA000013323 Validity - May 16, 2019 - Perpetual
BASL Membership ID:	BASL1187
Address	B-101, Signet Corner Building, Balewadi Phata, Baner, Pune, Maharashtra 411045
Compliance officer Details:	Name: Shrikant Jagtap Email: shrikant.jagtap@moneyworks4me.com Telephone: +919860359463 Address: Same as IA
Grievance Officer Details:	Name: Mukta Vaze Email: mukta.vaze@moneyworks4me.com Telephone: +91 98609 19463 Address: Same as IA
Principal Officer Details:	Name: Atharva Bhide Email: atharva.bhide@moneyworks4me.com Telephone: +91 91758 99463 Address: Same as IA
Standard Warning:	Investment in securities market are subject to market risks. Read all the related documents carefully before investing.
Disclaimer:	Registration granted by SEBI, membership of BASL and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

Oracle Financial Services Software Ltd - Stock Valuation and Financial Performance

Oracle Finl. Service Share Price

Oracle Financial Services Software Ltd - Stock Valuation and Financial Performance

Oracle Finl. Service Share Price

DeciZen - make an informed investing decision on Oracle Finl. Service Share

Overall Rating ⓘ

1. Quality

2. Valuation

3. Price Trend

Oracle Financial Services Software stock performance -

Is Oracle Financial Services Software Ltd an attractive stock to invest in?

1. Is Oracle Financial Services Software Ltd a good quality company?

2. Is Oracle Financial Services Software Ltd undervalued or overvalued?

3. Is Oracle Financial Services Software Ltd a good buy now?

10 Year X-Ray of Oracle Finl. Service: Share

Analysis of Financial Track Record

Value Creation ⓘ

Growth Parameters ⓘ

CAGR ⓘ

Key Financial Parameters ⓘ

Recent Performance Summary

Latest Financials - Oracle Financial Services Software Ltd.

Management X-Ray of Oracle Finl. Service: Share

Shareholding Pattern

Promoter's Holding & Share Pledging