Goenka Business & Finance Ltd - Stock Valuation and Financial Performance

BSE: 538787 | NSE: | Finance - NBFC | Small Cap

Goenka Business Share Price

17.19 0.81 4.95%
as on 13-Dec'24 14:33

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Goenka Business & Finance stock performance -

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P/E Ratio (SA):
8.66
Market Cap:
21.3 Cr.
52-wk low:
5.7
52-wk high:
16.4

Is Goenka Business & Finance Ltd an attractive stock to invest in?

1. Is Goenka Business & Finance Ltd a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Goenka Business & Finance Ltd is a below average quality company.

2. Is Goenka Business & Finance Ltd undervalued or overvalued?

The key valuation ratios of Goenka Business & Finance Ltd's currently when compared to its past seem to suggest it is in the Fair zone.

3. Is Goenka Business & Finance Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Goenka Business & Finance Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of Goenka Business:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Goenka Business & Finance Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24TTM
Operating Income (₹ Cr.)3.22.31.96.75.357.41861,4202498611
YoY Gr. Rt. %--29.1%-16.2%250.5%-21%978.8%225%661.6%-82.5%-65.5%-
Adj EPS (₹ ) 0.400.1-0.5-0.7-1.10.30.50.11.71.9
YoY Gr. Rt. %--90%50%-966.7%NANANA35.3%-76.1%1436.4%-
BVPS (₹ )23.623.723.823.322.621.521.922.322.424.224.4
YoY Gr. Rt. %-0.4%0.3%-2.1%-2.9%-4.8%1.5%2.1%0.4%8%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)1.60.20.3-1.8-2.3-1.30.20.30.11.40

CAGR

CAGR Colour Code Guide

9 Years 5 Years 3 Years 1 Years
Net Interest Income44%74.5%-22.8%-65.5%
Adj EPS17.4%NA70.7%1436.4%
BVPS0.3%1.4%3.5%8%
Share Price -21.9% 73.6% 32.9% 179.5%

Key Financial Ratios

RATIOS \ YEARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)162.34.4-10-16.6-2.40.200.12.621.6
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)1.70.20.3-2.2-3-4.91.62.10.57.27.7

Recent Performance Summary

Return on Equity has increased versus last 3 years average to 7.80%

Net Profit has increased 70.66 CAGR in last 3 years

Total income growth is good in last 4 quarters

Total Income has declined 45.29 CAGR in last 3 years

Latest Financials - Goenka Business & Finance Ltd.

Standalone Consolidated
TTM EPS (₹) 1.9 -
TTM Sales (₹ Cr.) 11.4 -
BVPS (₹.) 24.4 -
Reserves (₹ Cr.) 19 -
P/BV 0.67 -
PE 8.66 -
From the Market
52 Week Low / High (₹) 5.65 / 16.38
All Time Low / High (₹) 0.53 / 560.10
Market Cap (₹ Cr.) 21.3
Equity (₹ Cr.) 13
Face Value (₹) 10
Industry PE 30

Management X-Ray of Goenka Business:

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Event Update

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Analyst's Notes

Key Ratios of Goenka Business

Adj EPS (Rs.)

Total Income (Cr.)

ROE (%)

BVPS (Rs.)

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24
Income3.232.291.926.735.5658.17186.561,420.35248.8385.96
Interest Income3.232.291.926.735.3257.39186.491,420.35248.8385.96
Other Income 00000.240.790.070.0100
Expenditure 2.472.201.817.406.4360.13186.391,419.41248.7882.57
Interest Expense 0000.060.0110.5819.4015.8110.8412.31
Operating Expenses 2.442.071.797.344.5649.43166.831,401.77237.8668.21
Provisions 0.020.130.0201.860.120.151.830.082.05
Exceptional Items 0000000000
Profit Before Tax 0.760.090.11-0.67-0.87-1.960.180.940.053.39
Taxes 0.240.040.0300.01-0.56-0.270.34-0.091.20
Profit After Tax 0.520.050.08-0.67-0.88-1.400.440.600.142.19
Adjusted EPS (₹)0.40.00.1-0.5-0.7-1.10.30.50.11.7
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%0%0%

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24

Equity and Liabilities

Equity Capital30.7830.8230.9230.2729.3927.9928.4229.0229.1331.46
Share Capital 13131313131313131313
Reserves 17.7817.8217.9217.2716.3914.9915.4216.0216.1318.46
Minority Interest0000000000
Long Term Borrowings0.060.070.0410.600-0.56-0.83-0.48-0.613.25
Current Liabilities 0.320.081.741.396.21149.33183.50108.6494.36157.13
Trade Payables0.0601.611.250.060.26009.430.92
Short term borrowings0000000000
Other Liabilities-0.060-1.61-1.25-0.06-0.2600-9.43-0.92
Total Liabilities 31.1630.9732.7142.2635.60176.76211.10137.17122.88191.84

Assets

Non Current Asset 0.060.100.070.060.040.030.070.070.050.03
Loan Asset 0000000000
Other Non Current Asset 0.060.100.070.060.040.030.070.070.050.03
Current Asset 31.0130.8732.6342.2035.56176.73211.03137.10122.83191.80
Current Investment6.302.820.120.100.100.102.172.502.755.57
Other Current Asset24.7128.0532.5142.1035.46176.63208.86134.60120.08186.23
Total Assets 31.1630.9732.7142.2635.60176.76211.10137.17122.88191.84

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24
Cash Flow From Operating Activity 5.63-3.09-3.041.80-1.587.762.42-9.697.10-5.52
Cash Flow From Investing Activity -6.363.402.680.0200-0.06-0.02-0.010
Cash Flow From Financing Activity 0000000000
Net Cash Flow -0.730.31-0.361.82-1.587.762.37-9.717.10-5.52
PARTICULARSMar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22Mar'23Mar'24

Operational & Financial Ratios

EPS (₹)000-1-1-10002
DPS (₹)0000000000
BVPS (₹)24242423232222222224

Performance Ratios

ROA (%)1.60.20.3-1.8-2.3-1.30.20.30.11.4
ROE (%)1.70.20.3-2.2-3.0-4.91.62.10.57.2
ROCE (%)2.50.30.4-1.7-2.430.069.458.337.551.8

Valuation Parameters

Price/Book(x)21.13.53.52.40.00.10.10.40.30.2

Goenka Business & Finance Ltd Stock News

Goenka Business & Finance Ltd FAQs

Company share prices are keep on changing according to the market conditions. The closing price of Goenka Business on 13-Dec-2024 14:33 is ₹17.19.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 13-Dec-2024 14:33 the market cap of Goenka Business stood at ₹21.29.
The latest P/E ratio of Goenka Business as of 13-Dec-2024 14:33 is 8.66.
The latest P/B ratio of Goenka Business as of 13-Dec-2024 14:33 is 0.67.
The 52-week high of Goenka Business is ₹16.38 and the 52-week low is ₹5.65.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Goenka Business is ₹11.36 ( Cr.) .

About Goenka Business & Finance Ltd

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