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You can reach your goals even with moderate returns by staying invested.
- The future cost of your goals
- Monthly investment required
- How to allocate your current lumpsum
- Recommended investment in Debt & Equity
Stay invested and grow your wealth for long…really long.
Real-time Customized Portfolio Advice
Investing in stocks of fundamentally sound companies, when they are available at a discount from their fair price (MRP), assures you of very good returns. Sell them only when market has priced them so high that future returns are likely to be low.
Investing in the ‘right’ Mutual Funds (MFs) enables you to earn high returns and diversify with ease. However, selecting the right MF is a challenge, because today’s best performers are unlikely to be tomorrow's winners. They come at a high cost, and hence, make sense only when they beat Index Funds.
Index Fund is a Mutual Fund whose portfolio mimics a particular index (e.g. SENSEX 30, Nifty 50). They are much cheaper than MFs. Index Funds will become more attractive, as MFs will find it difficult to beat the Index and justify their high costs.
Ensure Security! Equity always comes with risk. Ensure your security by allocating a portion of your Investable Surplus to low-risk fixed-income assets
- Debt Funds: How much depends on your risk profile and the market levels
- Gold ETF: As an insurance against risks not reduced by diversification
Invest in quality stocks with future upside potential
Knowing the stock's MRP enables us to spot and exploit opportunities:
Invest in Mutual Funds the 'Sahi' way
Check Potential Upside and Diversification before Investing
Manage Your Wealth in One Portfolio like HNIs do
See combined view accross asset classes
- Allocation across Assets
- See-through portfolio on equity
- Check if a MF is Sahi for you
Putting all or most of your investable surplus in the equity basket exposes you to high risk and putting too much in safe, fixed-income asset reduces your returns drastically.
Companies in the same sector are likely to be impacted by the same economic factors. Large exposure to a single sector, or correlated sectors, could result in a drastic fall in your portfolio market value.
A stock is exposed to several company-specific risks, (business, balance sheet, valuation or people risk.) A 20% drop in a stock comprising 20% of your portfolio reduces your absolute returns by 4%.
While some smaller cap companies have potential of high returns, most come with high risks. Many have weak business models and are badly hit by economic or business downturns, and can erode your wealth!
Companies with poor fundamentals and weak business models can not deliver consistent and sustainable profitable growth.
If over-priced stocks form a large portion of your portfolio, a price-correction will reduce your portfolio value substantially.
Low-trading Assets have very few buyers. So, one cannot sell it, when needed without compromising on prices.
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