Have you created an Emergency Fund?
As the name suggests this is money set aside of emergencies other than medical for which you should have adequate Health Insurance. A good thumb rule is to set aside an amount a minimum 6 times of your monthly expenses and a maximum of 12 times. This means that, if you lose your job or leave your job after having a showdown with your boss, or face any other emergency; you will have money to cover 6 to 12 months expenses without touching your other investments etc. It is best to keep this aside say in a very reliable FD like SBI, HDFC or ICICI.