A lot of people ask how is MoneyWorks4me Portfolio Advisory different than other players. And the unstated question is how do I know if it is right for me? To be able to appreciate the differences and also know if it is right for you, you need to understand the services/models of the different players in the industry. Read this article to know,What are the different types of ‘Advisory’ services available to Investors?

Markets have once again started correcting. This time it appears that correction is happening at much faster rate. This could be because there are real concerns on marco-economics side.Rising Crude Oil prices have always been a pain point for India as we are net importers (oil and Gold). This leads to pressure on dollar reserves and hence currency weakness. This increases cost of capital in the country and leads to fall in asset prices, in stocks and bonds.

All of us perhaps do both, but we can’t deny we have a preference, a natural inclination. But it is not difficult to find out if we really fit Category 2 – just ask yourself when was the last time you made a real (not mental) list of things to buy before going shopping. Chances are that most of us will realize we belong to Category 1.

However, men, we suspect will be shouting in their heads, Category 1 describes women shoppers aptly, and we can’t belong to this category. Think about the stuff you buy and ask yourself did this feature on your shopping list.

Stock investing is all about the future, you invest today with the expectation of a return tomorrow. And when it comes to anything about the future, we are prone to believe in predictions and predictors. Our belief may range from mild interest to staunch conviction; so much so that we may not do anything significant without consulting the stars and the astrologer/forecaster. So, how do we differentiate anything said in stock investing as an act of prediction (a forecaster approach) or sound analysis (an Analyst approach)?

Fishermen depend on luck, and the Vegetable Farmer depends on tending to the investment continuously to bear some result. Both have short-term perspectives and require continuous engagement. But here’s the catch – It has been proved that the probability of earning returns in the short-term is more like tossing a coin with 50-50 chance of getting the positive result. This is more like a computer picking up a stock for you.