1. Is Can Fin Homes Ltd a good quality company?
Past 10 year's financial track record analysis by Moneyworks4me indicates that Can Fin Homes Ltd is a good quality company.
2. Is Can Fin Homes Ltd undervalued or overvalued?
The key valuation ratios of Can Fin Homes Ltd's currently when compared to its past seem to suggest it is in the Fair zone.
3. Is Can Fin Homes Ltd a good buy now?
The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Can Fin Homes Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.
|Operating Income (₹ Cr.)||392||578||816||1,083||1,353||1,518||1,727||2,030||2,018||1,988||2,338|
|YoY Gr. Rt. %||-||47.2%||41.3%||32.7%||24.9%||12.2%||13.8%||17.6%||-0.6%||-1.5%||-|
|Adj EPS (₹ )||4.9||6.8||6.5||11.8||17.7||21.5||22.3||28.3||34.3||35.4||40.8|
|YoY Gr. Rt. %||-||40%||-4.6%||82.1%||49.8%||21.6%||3.7%||26.7%||21.2%||3.3%||-|
|BVPS (₹ )||35.2||40.6||58||66||80.9||111.7||133.8||161.5||196||230.3||253.1|
|YoY Gr. Rt. %||-||15.4%||42.9%||13.8%||22.6%||38.1%||19.9%||20.6%||21.4%||17.5%||-|
|To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ|
|Net Profit/Total Funds (%)||1.6||1.5||1.2||1.7||2||2||1.7||1.9||2.1||1.9||0|
CAGR ⓘCAGR Colour Code Guide ⓘ
|9 Years||5 Years||3 Years||1 Years|
|Net Interest Income||19.8%||8%||4.8%||-1.5%|
Key Financial Ratios
|RATIOS \ YEARS||Mar'13||Mar'14||Mar'15||Mar'16||Mar'17||Mar'18||Mar'19||Mar'20||Mar'21||Mar'22||TTM|
|Asset Quality Ratio||To view Asset Quality Ratio Colour Rating Guide click here ⓘ|
|Net NPA to Net Advances (%)||0||0||0||0||0||0.2||0.4||0.5||0||0||-|
|Capitalization Ratio||To view Capitalization Ratio Colour Rating Guide click here ⓘ|
|Capital Adequacy Ratio (%)||15.4||13.8||18.4||20.7||18.5||19.1||16.4||22.3||0||0||-|
|Net Profit Margin (%)||13.8||13.1||10.6||14.5||17.4||18.9||17.2||18.5||22.6||23.7||23.2|
|Performance Ratios||To view Performance Ratios Colour Rating Guide click here ⓘ|
|Return on Equity (%)||14.6||17.9||14.1||19.1||24.1||22.3||18.2||19.1||19.2||16.6||16.1|
Total Income has increased 4.80 CAGR in last 3 years
Net Profit has increased 16.65 CAGR in last 3 years
Total income growth is good in last 4 quarters
Return on Equity has declined versus last 3 years average to 16.90%
|TTM EPS (₹)||40.8||-|
|TTM Sales (₹ Cr.)||2,338||-|
|BVPS (₹.) ⓘ||253.1||-|
|Reserves (₹ Cr.) ⓘ||3,344||-|
|From the Market|
|52 Week Low / High (₹)||408.00 / 685.00|
|All Time Low / High (₹)||2.02 / 721.25|
|Market Cap (₹ Cr.)||7,347|
|Equity (₹ Cr.)||26.6|
|Face Value (₹)||2|
|Industry PE ⓘ||24.6|
Can Fin Homes Ltd is one of the top players in the housing finance sector, in the country. The Company has completed many successful years of operation in the field of home finance and has a renowned history of making profits and paying dividends continuously, since inception in 1987.
The company has several branches and satellite offices linked to the Registered Office at Bangalore through a core banking platform. Being a south based company, 70% of its branches are located in southern India.
Since its inception in 1987, the company continues to promote home ownership across the country with the motto of friendship finance and good service. The company has been progressively working towards its vision of sustaining high asset quality, business growth and favourable profit margins.
Business area of the company
Can Fin Homes is a Housing Finance Company offers finance for construction of a house, loan for the purchase of a flat or house, finance for the acquisition of a plot and construction of a house on the same. Under the composite housing loan scheme; it offers loan for the extension of existing house and loan towards the repairs, renovation and upgradation of a house or flat. Can Fin also provides offers fixed deposit, cumulative deposit, fixed deposit scheme for senior citizens, cumulative deposit scheme for senior citizens, Canfin Trust Fixed Deposit scheme and Canfin Trust Cumulative Deposit scheme.