DCB Bank is a new generation private sector bank. It is a scheduled commercial bank regulated by the Reserve Bank of India. It is professionally managed and governed. DCB Bank has contemporary technology and infrastructure including state of the art internet...
Net Profit/Total Funds (%) | 0.32 | 0.68 | 1.02 | 1.25 | 1.32 | 1.1 | 0.93 | 0.9 | 0.99 | 0.91 |
Net NPA to Net Advances (%) | 0.97 | 0.57 | 0.75 | 0.91 | 1.01 | 0.75 | 0.79 | 0.72 | 0.65 | 1.16 |
Capital Adequacy Ratio | - | - | - | - | - | - | - | - | - | 0% |
Key Financial Ratios
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RATIOS \ YEARS | Mar'11 | Mar'12 | Mar'13 | Mar'14 | Mar'15 | Mar'16 | Mar'17 | Mar'18 | Mar'19 | Mar'20 | |
Interest Earned / Total Income | 82.71 | 87.72 | 88.67 | 89.06 | 89.57 | 88.51 | 89.3 | 88.61 | 89.68 | 90.04 | |
Margins
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NIM (%) | 2.68 | 2.76 | 2.63 | 2.96 | 3.36 | 3.41 | 3.49 | 3.44 | 3.36 | 3.45 | |
Performance Ratios
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Return on Equity (%) | 3.89 | 8.06 | 11.67 | 14.81 | 14.53 | 11.88 | 10.83 | 10.9 | 11.99 | 11.16 | |
Liquidity Ratio
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CASA (%) | 35.21 | 32.12 | 27.16 | 25 | 23.4 | 23.38 | 24.31 | 24.33 | 23.95 | 21.47 |
Entity | Percentage Holding |
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Promoters | 14.88% |
Institutions | 52.75% |
Non-Institutions | 32.37% |
Pledged * | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
MoneyWorks4Me analysed the past 10-year performance of DCB Bank Ltd and arrived at the following conclusion:
Past 10 year's financial track record indicates that DCB Bank Ltd is a good quality company. However, for specific investment actions please connect with your investment advisor.The 5-year analysis of DCB Bank Ltd's performance infers:
DCB Bank Ltd earnings have grown by 9.9%, whereas share price has appreciated 10.2% CAGR over the past five years, indicating the company's share price is likely overvalued. However, for specific investment actions please connect with your investment advisor.We analysed the performance of DCB Bank Ltd share prices over the last 10 years. Here is what we found out:
DCB Bank Ltd share price has appreciated 8.9% annually over the past ten years.DCB Bank is a new generation private sector bank. It is a scheduled commercial bank regulated by the Reserve Bank of India. It is professionally managed and governed. DCB Bank has contemporary technology and infrastructure including state of the art internet banking for personal as well as business banking customers.
The Bank’s network of state-of-the-art, customer friendly branches are situated across Andhra
DCB Bank is a new generation private sector bank. It is a scheduled commercial bank regulated by the Reserve Bank of India. It is professionally managed and governed. DCB Bank has contemporary technology and infrastructure including state of the art internet banking for personal as well as business banking customers.
The Bank’s network of state-of-the-art, customer friendly branches are situated across Andhra Pradesh, Bihar, Chhattisgarh, Daman, Delhi/ NCR, Goa, Gujarat, Haryana, Karnataka, Kerala, Madhya Pradesh, Maharashtra, Odisha, Punjab, Rajasthan, Silvassa, Tamil Nadu, Telangana, Uttar Pradesh, Uttarakhand and West Bengal.
The bank has deep roots in India since its inception in 1930s. Its promoter and promoter group the Aga Khan Fund for Economic Development (AKFED) & Platinum Jubilee Investments Ltd. holds below 15% stake. AKFED is an international development enterprise. It is dedicated to promoting entrepreneurship and building economically sound companies.
Business area of the bank
The bank’s business segments are Retail, micro-SME, SME, mid-Corporate, Agriculture, Commodities, Government, Public Sector, Indian Banks, Co-operative Banks and Non Banking Finance Companies (NBFC).
Awards and recognition
2016-17
2017-18
2018-19
2019-20