1. Is Standard Chartered PLC a good quality company?
Past 10 year's financial track record analysis by Moneyworks4me indicates that Standard Chartered PLC is a average quality company.
2. Is Standard Chartered PLC undervalued or overvalued?
The key valuation ratios of Standard Chartered PLC's currently when compared to its past seem to suggest it is in the Overvalued zone.
3. Is Standard Chartered PLC a good buy now?
The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Standard Chartered PLC is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.
|Net Interest Income (₹ Cr.)||5,014||5,387||5,583||5,865||5,371||5,600||5,581||6,365||6,628||7,494||0|
|YoY Gr. Rt. %||-||7.4%||3.7%||5.1%||-8.4%||4.3%||-0.3%||14%||4.1%||13.1%||-|
|YoY Gr. Rt. %||-||10.4%||2.3%||-10.5%||2.1%||-6.6%||7.7%||17.2%||-7.8%||-2.2%||-|
|Adj EPS (₹ )||10.9||4.1||4.1||1.4||3.3||2.6||2.9||3.8||4.1||6||186.2|
|YoY Gr. Rt. %||-||-62%||-0.7%||-67.1%||143%||-21.7%||13.2%||30.9%||7.9%||46.2%||-|
|BVPS (₹ )||66.6||49.3||34.1||32.4||34.7||34.9||35.9||38||39.8||43.5||878.2|
|YoY Gr. Rt. %||-||-25.9%||-31%||-4.8%||7%||0.6%||2.8%||5.9%||4.7%||9.3%||-|
|To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ|
|Net Profit/Total Funds (%)||2.5||1.3||2.3||0.8||1.8||1.3||1.4||1.6||1.7||2.5||0|
|To view Net NPA to Net Advances (%) Colour Rating Guide click here ⓘ|
|Net NPA to Net Advances (%)||1.6||0.5||0.3||1.1||0.2||0.6||0.4||0.8||0.7||0||-|
|To view Capital Adequacy Ratio (%) Colour Rating Guide click here ⓘ|
|Capital Adequacy Ratio (%)||-||-||-||-||-||-||-||-||-||-||-|
CAGR Colour Code Guide ⓘ
|9 Years||5 Years||3 Years||1 Years|
|Net Interest Income||4.6%||6.9%||10.3%||13.1%|
Key Financial Ratios
|RATIOS \ YEARS||Mar'13||Mar'14||Mar'15||Mar'16||Mar'17||Mar'18||Mar'19||Mar'20||Mar'21||Mar'22||TTM|
|Interest Earned / Total Income||76.39||76.03||75.55||83.41||78.34||83.89||85.08||78.87||80.76||81.53||0|
|Margins||To view Margins Colour Rating Guide click here ⓘ|
|Performance Ratios||To view Performance Ratios Colour Rating Guide click here ⓘ|
|Return on Equity (%)||19||8.6||13.8||4.1||9.8||7.4||8.2||10.3||10.6||14.4||0|
|Liquidity Ratio||To view Liquidity Ratio Colour Rating Guide click here ⓘ|
No data to display
Return on Equity has declined versus last 3 years average to %
|TTM EPS (₹)||186.2||-|
|TTM Sales (₹ Cr.)||10,627||-|
|BVPS (₹.) ⓘ||878.2||-|
|Reserves (₹ Cr.) ⓘ||20,837||-|
|From the Market|
|52 Week Low / High (₹)||34.55 / 37.95|
|All Time Low / High (₹)||29.65 / 134.50|
|Market Cap (₹ Cr.)||869|
|Equity (₹ Cr.)||1.2|
|Face Value (₹)||10|
|Industry PE ⓘ||19.3|
Standard Chartered PLC was incorporated in England and Wales on November 18, 1969 and is registered as a public limited company pursuant to a merger of the Chartered Bank and The Standard Bank . Both banks were established in the mid-nineteenth century and their origins lie in financing trade in the emerging markets of Asia and Africa. The company changed its name from Standard Chartered Bank Public Limited Company to Standard Chartered PLC on January 1, 1985.
The Chartered Bank opened its first branches in Mumbai, Kolkata and Shanghai in 1858, followed by Hong Kong in 1859 and was given a licence to issue Hong Kong bank notes in 1862. The companyâ€™s shares and preference shares are listed on the official list and traded on the London Stock Exchange. The companyâ€™s shares are listed on the premium segment of the official list and the companyâ€™s preference shares are listed on the standard segment of the official list. Its shares are also listed and traded on the Hong Kong Stock Exchange.
The company is headquartered in the UK where it is regulated by the FSA. The groupâ€™s head office provides guidance on governance and regulatory standards across the groupâ€™s network.
Business area of the company
The company operates through a number of subsidiaries including SCB, one of the leading international banking and financial services company. SCB particularly focuses on the markets of Asia, Africa and the Middle East. The company has no significant operations or assets other than its 100% interest in SCB.
For the year ended 31 December 2009, Consumer Banking and Wholesale Banking contributed 17% and 79% respectively, of Standard Charteredâ€™s operating profit before taxation and impairment.
Product Mix of the company
Principal Subsidiaries of the company
The company has over 300 direct and indirect subsidiaries, joint ventures and associates. They contribute approximately 90% of the groupâ€™s business in terms of total operating income as at 31 December 2009.
Some of the principal subsidiaries of the company are:-
Awards and Achievements
Asian Banking & Finance Retail Banking Awards 2012
Asia Risk Awards 2012
The Asian Private Banker Awards 2012
Global Finance Best Foreign Exchange Providers Awards 2012
Global Finance Best Supply Chain Finance Provider 2012
IFR Awards 2012
Private Banker International Global Wealth Awards 2012
Retail Banker International Awards 2012
Awards for Excellence 2013
World's Best Supply Chain Finance Provider 2013
World's Best Sub-Custodian Banks 2013
Asia Risk Awards 2013
The Asset Triple A Asset Servicing, Fund Management and Investor Awards
Bank of the Year Awards 2013
IFR Asia Awards 2013
WealthBriefingAsia Awards 2013'