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Motor & General Finance Ltd Stock Analysis

Small Cap
Evaluated by 105 users | BSE: 501343 | NSE: MOTOGENFIN |
Finance - NBFC
The Motor & General Finance (MGF) the flagship company of MGF Group was incorporated in 1930. It is one of the oldest finance companies of India.With over 76 years of standing MGF has been a role model for new companies entering the field. MGF gave India its first impression of...

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
 Mar'11Mar'12Mar'13Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20
Operating Income (Rs. Cr.)12.81312.512.611.613.813.210.68.85.7
Y-o-Y Gr. Rt.-1.6%-4.2%0.6%-7.6%19.2%-4.4%-20.1%-16.7%-35.3%
Adjusted EPS (Rs.)
Adjusted Earning per Share is the company’s net profit per share after adjusting for extra-ordinary/exceptional items
2.762.460.850.84-0.250.360.1-0.19-0.82-1.41
Y-o-Y Gr. Rt.--10.9%-65.5%-1.2%-129.8%NA-72.2%-290%NANA
Book Value per Share (Rs.)
The total value that a company will fetch upon liquidation (if it is closed down), after settling all obligations is called its Book Value. Book value of a company includes only tangible assets. Book value allocated to each outstanding share is called Book Value per share
11.7214.2715.2116.1416.0116.4516.616.4215.5914.21
Y-o-Y Gr. Rt.-21.8%6.6%6.1%-0.8%2.8%0.9%-1.1%-5.1%-8.9%
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%): Colour Rating Guide
  • >1.25 : Very Good
  • 1-1.25 : Somewhat Good
  • <1: Not Good
Net Profit/Total Funds (%)9.286.221.91.73-0.530.840.23-0.45-2.03-3.55
Standalone financials take only the parent company into account while consolidated financials take into account financials of the parent company as well as of all its subsidiaries. In most companies consolidated financials should be used for analysis.
Motor & General Finance Ltd. should be analysed on a Standalone basis
CAGR
CAGR Colour Code Guide
  9 yrs 5 yrs 3 yrs 1 yr
Operating Income-8.7%-13.3%-24.5%-35.3%
Adjusted EPS
Adjusted Earnings per Share is the Company’s net profit per share after adjusting for extra-ordinary/exceptional items.
-192.8%NA-341.6%NA
Book Value per Share
2.2%-2.4%-5.1%-8.9%
Share Price 1.1% 4% 1.7% -8.3%
Key Financial Ratios
RATIOS \ YEARSMar'11Mar'12Mar'13Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20
Asset Quality Ratio
To view Asset Quality Ratio Colour Rating Guide click here
Asset Quality Ratio: Colour Rating Guide
  • <0.5 : Very Good
  • 0.5-1 : Somewhat Good
  • >1 : Not Good
Net NPA to Net Advances (%)0000000000
Capitalization Ratio
To view Capitalization Ratio Colour Rating Guide click here
Capitalization Ratio: Colour Rating Guide
  • >17% : Very Good
  • 15%-17% : Somewhat Good
  • <15% : Not Good
Capital Adequacy Ratio (%)0000000000
Margins
Net Profit Margin (%) 83.2173.0926.426.01-8.2810.222.83-6.89-36.27-95.68
Performance Ratios
To view Performance Ratios Colour Rating Guide click here
Performance Ratios: Colour Rating Guide
  • >15 : Very Good
  • 12-15 : Somewhat Good
  • <12 : Not Good
Return on Equity (%) 25.6518.945.775.38-1.542.250.58-1.14-5.15-9.44
Entity Percentage Holding
Promoters 67.68%
Institutions 2.66%
Non-Institutions 29.66%
Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)
Data is not available for this company.

The 5-year analysis of Motor & General Finance Ltd's performance infers:

Motor & General Finance Ltd earnings have grown by 0%, whereas share price has appreciated 4% CAGR over the past five years, indicating the company's share price is likely overvalued. However, for specific investment actions please connect with your investment advisor.

We analysed the performance of Motor & General Finance Ltd share prices over the last 10 years. Here is what we found out:

Motor & General Finance Ltd share price has appreciated -0% annually over the past ten years.

The Motor & General Finance (MGF) the flagship company of MGF Group was incorporated in 1930. It is one of the oldest finance companies of India.

With over 76 years of standing MGF has been a role model for new companies entering the field. MGF gave India its first impression of automobiles, hire purchase for financing the commercial vehicles. MGF commenced its activities with Delhi as a base and to cater to the requirements of customers, it expanded its operations to all important

The Motor & General Finance (MGF) the flagship company of MGF Group was incorporated in 1930. It is one of the oldest finance companies of India.

With over 76 years of standing MGF has been a role model for new companies entering the field. MGF gave India its first impression of automobiles, hire purchase for financing the commercial vehicles. MGF commenced its activities with Delhi as a base and to cater to the requirements of customers, it expanded its operations to all important cities of the country.

The company diversified into financing earth moving equipments for the construction and mining industries. The company was also involved into merchant banking activities and other areas like corporate advisory services, single point fund management for corporate clients and factoring of debts.

The company was granted license of Merchant Banker which in view of lesser business procurement was surrendered later on. MGF floated a company with Citicorp Securities and Investments (CSIL), an associate of Citibank, to offer scientifically developed collection systems.

MGF Group enjoys a good reputation in the financial market and people manning the operations are known for timely repayment and meeting its financial commitments. The company has impeccable track record of meeting its commitments of repaying deposits and other liabilities in an organized manner and that too without causing compliant whatsoever.

Further inspite of adverse trends prevailing all around including liquidity constraints, the company has been endeavouring its best efforts to ensure that it meets its commitments of repayment of deposits and also reduce total amount outstanding both to the depositors and banks. The company has a sound and healthy asset base.

The company's shares are listed at NSE and Bombay Stock Exchanges. It has made investments in properties, yielding handsome returns.

Services offered by the company:

  • Merchant banking activities
  • Financing earth moving equipments
  • Corporate advisory services
  • Single point fund management for corporate clients
  • Factoring of debts
Puchho Befikar
SEBI Registered: Investment Adviser - INA000013323

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