What is Paragon Finance Ltd (531255) share price return in the past 10 years?

Paragon Finance Ltd share price has appreciated 20.5% annually (CAGR) over the past ten years.

What is the share price of Paragon Finance Ltd (531255)?

Company share prices are keep on changing according to the market conditions. The current trading price of Paragon Finance Ltd (531255) on 29-Jun-2026 16:59:59 at 16:59 is 47.84.

What is the P/E ratio of Paragon Finance?

The latest standalone P/E ratio of Paragon Finance as of 29-Jun-2026 is 0.00.

What is the P/B ratio of Paragon Finance Ltd (531255)?

The latest standalone P/B ratio of Paragon Finance Ltd (531255) as of 29-Jun-2026 is 0.71.

What is the 52-week high and low of Paragon Finance Ltd (531255)?

The 52-week high of Paragon Finance Ltd (531255) is Rs. 63.67 and the 52-week low is Rs. 37.25.

Paragon Finance Ltd (531255) Share Analysis – Quality, Valuation Zone & Price Trend & DeciZen Rating

Name: Paragon Finance Ltd (531255)
Brand: Paragon Finance

Paragon Finance Ltd (531255)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 531255 NSE: Finance - NBFC | Small Cap | Paragon Finance Share Price

Paragon Finance Ltd (531255)

Share Analysis – Quality, Valuation Zone, Price Trend & DeciZen Rating BSE: 531255 NSE: Finance - NBFC | Small Cap | Paragon Finance Share Price

Key Metrics

Valuation Multiples

Market Cap

₹20 Cr.

Current Price

₹47.8

52-Week Low / High

₹37 / 64

TTM EPS

₹-2.6

Book Value per Share

₹67.4

P/E Ratio

0.00

Lower than its 5-year historical median

Industry PE

28.2

Price to Book (P/B)

0.71

Higher than its 5-year historical median

EV/EBITDA

-22.56

Lower than its 5-year historical median

Dividend Yield

Profitability Efficiency

Return on Equity (ROE)

1.05%

Return on Capital Employed (ROCE)

1.75%

Return on Assets (ROA)

0.99%

Growth Momentum
1-yr vs 3-yr growth

Net Interest Income Growth (1 Year)

Slowing versus 3-year growth rate

-37.14%

Book Value Growth (1 Year)

Slowing versus 3-year growth rate

1.37%

Asset Quality

Gross NPA(%)

0.00%

Net NPA(%)

0.00%

TTM Sales

₹1.3 Cr.

Reserves

₹24 Cr.

Equity

₹4.3 Cr.

Face Value

₹10

All Time Low / High

₹1.00 / 99.60

Paragon Finance stock performance

Key Ratios

Check Before You Invest

M-Cap below 100cr DeciZen not available

Q.1 Is Paragon Finance Ltd a good quality company?

Paragon Finance Ltd is a quality company, based on a multi-year financial track record.

This assessment is based on the bank’s performance on Total Income growth, Pre-Provision Operating Profit, RoA, RoE, CAR, and Asset Quality, along with how these metrics compare with its long-term averages.

We have analysed the performance of the company on the following:

How has it performed on generating Profits?
By checking its Total Income growth, NPM, PPOP, RoA and RoE compared to its last 5-year median.
How efficiently has it grown and managed operations?
By checking its Total Asset growth.
How strong is its Capital position and Asset Quality?
By checking its Capital Adequacy Ratio (CAR), GNPA and NNPA.

How does Paragon Finance Ltd performance compare with that of its Peers?

Q.1 AUM Growth of Paragon Finance Ltd vs Industry Peers?

Paragon Finance Ltd AUM CAGR is 3.28%, compared to the 5-year industry median CAGR of 9.68%, indicating slower growth and losing its market share.

Q.1 Promoter shareholding and pledge status of Paragon Finance Ltd?

Promoters hold 72.48% of the Paragon Finance Ltd, with 0.00% of their stake pledged, indicating no pledge risk.

Q.1 Stock return of Paragon Finance Ltd over the last decade?

Over the last 9 years, the stock has delivered a CAGR of 22.1% based on the current price.

10 Year X-Ray : Login to view analysis.

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25	TTM
Operating Income (₹ Cr.)	3.1	3.7	3.9	4	4.4	3	2.7	1.7	3.5	2.2	1
YoY Gr. Rt. %	-	18.6%	4.5%	2.2%	9.9%	-30.3%	-12.6%	-35.9%	107%	-37.9%	-
Adj EPS (₹ )	1.1	4.2	4.9	2.6	3.7	0.7	1.6	-0.3	2	0.7	-2.6
YoY Gr. Rt. %	-	268.1%	17.3%	-46.5%	42.2%	-81.1%	128.6%	-119.4%	NA	-63.4%	-
BVPS (₹ )	43.2	47.3	52.2	56.9	58.2	61	63.6	62.8	70	71	67.4
YoY Gr. Rt. %	-	9.6%	10.3%	9.1%	2.3%	4.8%	4.3%	-1.4%	11.6%	1.4%	-
To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ
Net Profit/Total Funds (%)	1.6	6	7.3	4.3	5.9	1.1	2.4	-0.5	2.9	1	0

CAGR ⓘ

	9 Years	5 Years	3 Years	1 Years
Net Interest Income	-3.9%	-12.8%	-6.2%	-37.9%
Adj EPS	-4.6%	-27.6%	-22.7%	-63.4%
BVPS	5.7%	4.1%	3.7%	1.4%
Share Price	20.5%	19.8%	7.1%	-19.8%

Key Financial Ratios


RATIOS \ YEARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25	TTM
Asset Quality Ratio	To view Asset Quality Ratio Colour Rating Guide click here ⓘ
Net NPA to Net Advances (%)	0	0	0	0	0	0	0	0	0	0	-
Capitalization Ratio	To view Capitalization Ratio Colour Rating Guide click here ⓘ
Capital Adequacy Ratio (%)	0	0	0	0	0	0	0	0	0	0	-
Margins
Net Profit Margin (%)	15.4	47.5	53.3	27.9	36.1	9.7	25.5	-7.6	24.3	14.3	-88.4
Performance Ratios	To view Performance Ratios Colour Rating Guide click here ⓘ
Return on Equity (%)	2.7	9.2	9.8	4.8	6.4	1.2	2.6	-0.5	3	1.1	-3.9

Profit And Loss

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Income +	3.91	5.92	5.22	4.05	4.46	3.11	3.05	2.12	3.63	2.89
Interest Income	3.14	3.72	3.89	3.98	4.37	3.05	2.66	1.71	3.54	2.20
Other Income ⓘ	0.27	0.36	0.33	0.26	0.75	1.06	0.22	0.13	0.38	0.18
Exceptional Items ⓘ	0.77	2.19	1.33	0.07	0.08	0.06	0.39	0.41	0.09	0.70
Expenditure ⓘ +	3.32	3.59	2.63	2.25	2.47	2.75	2.17	2.21	2.59	2.36
Interest Expense ⓘ	0.94	0.87	0.48	0.08	0.11	0.06	0.02	0.03	0.03	0
Operating Expenses ⓘ	2.10	2.36	1.81	1.91	1.62	1.63	1.93	2.06	2.18	2.18
Provisions	0.27	0.36	0.33	0.26	0.75	1.06	0.22	0.13	0.38	0.18
Exceptional Items ⓘ	0	0	0	0	0	0	0	0	0	0
Profit Before Tax ⓘ	0.59	2.33	2.59	1.80	1.98	0.36	0.89	-0.10	1.04	0.54
Taxes ⓘ	0.11	0.56	0.52	0.69	0.41	0.06	0.21	0.03	0.18	0.22
Profit After Tax	0.48	1.77	2.07	1.11	1.58	0.30	0.68	-0.13	0.86	0.31
Adjusted EPS (₹)	1.1	4.2	4.9	2.6	3.7	0.7	1.6	-0.3	2.0	0.7
Dividend Payout Ratio (%)	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%

Valuation of Paragon Finance - Standalone

YTD 1Y 3Y 5Y 10Y Max

Analyst's Notes

No data found!

Balance Sheet

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Equity and Liabilities
Equity Capital +	18.34	20.11	22.18	24.20	24.75	25.93	27.04	26.68	29.76	30.17
Share Capital ⓘ	4.25	4.25	4.25	4.25	4.25	4.25	4.25	4.25	4.25	4.25
Reserves ⓘ	14.09	15.86	17.93	19.95	20.50	21.68	22.79	22.43	25.51	25.92
Short term borrowings	1.51	1.99	0.38	0.12	0	0.69	0.71	1.51	0.71	0.71
Long Term Borrowings	7.11	7.87	2.86	1.87	2.64	1.03	0.22	-0.07	0.37	0.34
Current Liabilities	2.86	3.15	0.80	0.27	0.14	0.80	0.95	1.89	0.89	1.84
Trade Payables	0	0	0	0	0	0	0	0	0	0
Other Liabilities	-1.51	-1.99	-0.38	-0.12	0	-0.69	-0.71	-1.51	-0.71	-0.71
Total Liabilities ⓘ	28.32	31.13	25.84	26.34	27.53	27.76	28.22	28.50	31.01	32.35
Assets
Non Current Asset +	11.09	14.40	12.73	5.62	4.31	4.60	10.62	19.87	28.46	27.89
Loan Asset	0	0	0	0	0	0	0	0	12.93	10.97
Other Non Current Asset ⓘ	11.09	14.40	12.73	5.62	4.31	4.60	10.62	19.87	15.53	16.92
Current Asset +	17.23	16.73	13.11	20.72	23.22	23.16	17.59	8.63	2.55	4.46
Current Investment	0	0	0	0	0	0	0	0	0	0
Other Current Asset	17.23	16.73	13.11	20.72	23.22	23.16	17.59	8.63	2.55	4.46
Total Assets ⓘ	28.32	31.13	25.84	26.34	27.53	27.76	28.22	28.50	31.01	32.35

Cash Flow

(All Figures are in Crores.)

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Cash Flow From Operating Activity ⓘ	3.74	-2.23	4.13	0.52	-0.79	4.64	2.20	5.06	-5.42	1.22
Cash Flow From Investing Activity ⓘ	-0.88	1.45	1.23	0.67	-0.18	2.20	-6.14	-7.43	6.18	-0.85
Cash Flow From Financing Activity ⓘ	-2.80	0.71	-7.03	-0.32	1.07	-1.79	0.02	0.80	-0.80	0
Net Cash Flow ⓘ	0.06	-0.08	-1.68	0.87	0.10	5.05	-3.92	-1.57	-0.05	0.37

Financial Ratio

PARTICULARS	Mar'16	Mar'17	Mar'18	Mar'19	Mar'20	Mar'21	Mar'22	Mar'23	Mar'24	Mar'25
Operational & Financial Ratios
EPS (₹)	1.10	4.20	4.90	2.60	3.70	0.70	1.60	-0.30	2	0.70
DPS (₹)	0	0	0	0	0	0	0	0	0	0
BVPS (₹)	43.2	47.3	52.2	56.9	58.2	61	63.6	62.8	70	71
Performance Ratios
ROA (%)	1.6	6.0	7.3	4.3	5.9	1.1	2.4	-0.5	2.9	1.0
ROE (%)	2.7	9.2	9.8	4.8	6.4	1.2	2.6	-0.5	3.0	1.1
ROCE (%)	5.5	11.4	11.6	7.6	7.9	1.6	3.4	-0.3	3.7	1.8
Valuation Parameters
Price/Book(x)	0.2	0.3	0.3	0.2	0.2	0.3	0.2	0.5	0.6	0.7

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged ^*

0.00

* Pledged shares as % of Promoter's holding (%)

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Paragon Finance Ltd FAQs

The current trading price of Paragon Finance on 29-Jun-2026 16:59 is ₹47.84.

Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 28-Jun-2026 the market cap of Paragon Finance stood at ₹20.40 Cr

The latest P/E ratio of Paragon Finance as of 28-Jun-2026 is 0.00.

The latest P/B ratio of Paragon Finance as of 28-Jun-2026 is 0.71.

The 52-week high of Paragon Finance is ₹63.67 and the 52-week low is ₹37.25.

The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of Paragon Finance is ₹1.26 ( Cr.) .

Past 10 year’s financial track record analysis by Moneyworks4me indicates that Paragon Finance Ltd is a below average quality company.

The key valuation ratios of Paragon Finance Ltd's currently when compared to its past seem to suggest it is in the Somewhat overvalued zone.

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Paragon Finance Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

About Paragon Finance Ltd

Paragon Finance is a non-banking finance company registered with the Reserve Bank of India (RBI) as a non-deposit taking NBFC. A NBFC is a company, not a bank, which is engaged in financing activities. Paragon Finance is a fund-based NBFC. Its aim is wealth maximization. In order to achieve its aim, the company is planning to diversify its activities and to take up fee-based activities also within its ambit.

The company basically finances clients for purchase of heavy and light commercial vehicles. The company has not limited its activity to used vehicles; it has started financing new vehicles also. The company also leaks strategic and costumer share investment based on its keep understanding of the market by nominee and the found market research it conducts on a continued basis.

Paragon has also moved into the active business of investing in real estate development. Some of the various estates held by the company along with its group companies are situated at Jangalpur, Alampur, Ulberia, Dasnagar, Jessore Road, Rajarhat and Lahoti. The company is also engaged in arbitraging buying commodities from the spot market and selling it in the future market ensuring profit the commodities gold and silver.

Presently the areas covered by the company are:

â€¢ Auto Loans â€¢ Shares â€¢ ICDs â€¢ Real Estate â€¢ Commodity Market

There are many rivals of the company. They include Power Finance, Reliance capital, India Bulls Finance, etc.

Paragon Finance Ltd (531255)

Paragon Finance Ltd (531255)

Paragon Finance stock performance

Check Before You Invest

M-Cap below 100cr DeciZen not available

10 Year X-Ray : Login to view analysis.

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

CAGR ⓘ

Key Financial Ratios

Profit And Loss

Valuation of Paragon Finance - Standalone

Price Calculator

Price Chart

Price to Earnings

Price to Sales

Price to Book

EV to EBITDA

Dividend History

Analyst's Notes

Balance Sheet

Equity and Liabilities

Assets

Cash Flow

Financial Ratio

Operational & Financial Ratios

Performance Ratios

Valuation Parameters

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Paragon Finance Ltd FAQs

About Paragon Finance Ltd

Create stable, long-term investment portfolio with strong, consistent stocks.

About MoneyWorks4Me

Our Vision

What Makes MoneyWorks4Me Different

Our Approach: Ensuring compounding work its magic on client portfolio.

Name of the IA registered with SEBI:	The Alchemists Ark Pvt. Ltd.
Logo:
Trade/Brand Name of IA:	MoneyWorks4Me Investment Advisers
Brand Logo:
SEBI Registration Number:	INA000013323 Validity – May 16, 2019 – Perpetual
Registration:	Non-Individual
BSE Enlistment No:	1187
Address:	B-101, Signet Corner Building, Balewadi Phata, Baner, Pune, Maharashtra 411045
Compliance officer Details:	Name: Shrikant Jagtap Email: shrikant.jagtap@moneyworks4me.com Telephone: +919860359463 Address: Same as IA
Grievance Officer Details:	Name: Mukta Vaze Email: mukta.vaze@moneyworks4me.com Telephone: +91 98609 19463 Address: Same as IA
Principal Officer Details:	Name: Atharva Bhide Email: atharva.bhide@moneyworks4me.com Telephone: +91 91758 99463 Address: Same as IA
Standard Warning:	Investment in securities market are subject to market risks. Read all the related documents carefully before investing.
Disclaimer:	Registration granted by SEBI, enlistment with exchange and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

Paragon Finance Ltd (531255)

Paragon Finance Ltd (531255)

Paragon Finance stock performance

Check Before You Invest

M-Cap below 100cr DeciZen not available

10 Year X-Ray : Login to view analysis.

Analysis of Financial Track Record (Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end)

CAGR ⓘ

Key Financial Ratios

Profit And Loss

Valuation of Paragon Finance - Standalone

Price Calculator

Price Chart

Price to Earnings

Price to Sales

Price to Book

EV to EBITDA

Dividend History

Price Calculator

Price Chart

Price to Earnings

Enterprise Value to EBIT

Price to Book-Value

Price to Sales

Dividend History

Analyst's Notes

Balance Sheet

Equity and Liabilities

Assets

Cash Flow

Financial Ratio

Operational & Financial Ratios

Performance Ratios

Valuation Parameters

Management X-Ray

Shareholding Pattern

Promoter's Holding & Share Pledging

Top 5 Mutual Funds Holding

Last Visited Stocks

Announcements

Paragon Finance Ltd FAQs

What is the share price of Paragon Finance?

What is the market cap of Paragon Finance?

What is the P/E ratio of Paragon Finance?

What is the P/B ratio of Paragon Finance?

What is the 52-week high and low of Paragon Finance?

What is the TTM revenue of Paragon Finance?

Is Paragon Finance Ltd a good quality company?

Is Paragon Finance Ltd undervalued or overvalued?

Is Paragon Finance Ltd a good buy now?

About Paragon Finance Ltd

Create stable, long-term investment portfolio with strong, consistent stocks.

About MoneyWorks4Me

Our Vision

What Makes MoneyWorks4Me Different

Our Approach: Ensuring compounding work its magic on client portfolio.