Paragon Finance Ltd Stock Analysis

BSE: 531255 | NSE: | Finance - NBFC | Small Cap

BSE Share Price 21-Oct-2022 18:01
29.50 0.00 (0.00%)

DeciZen - Make an Informed Decision on Paragon Finance

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Paragon Finance Price Chart

P/E Ratio (SA) :
0.00
Market Cap :
12.5 Cr.
52-wk low :
14.9
52-wk high :
29.5
Bole Toh?

1. Is Paragon Finance Ltd a good quality company?

Data is not available for this company.

2. Is Paragon Finance Ltd undervalued or overvalued?

The key valuation ratios of Paragon Finance Ltd's currently when compared to its past seem to suggest it is in the Overvalued zone.

3. Is Paragon Finance Ltd a good buy now?

The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Paragon Finance Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.

10 Year X-Ray of Paragon Finance:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
Mar'13Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22TTM
Operating Income (₹ Cr.)5.25.14.93.13.73.944.43.12.72
YoY Gr. Rt. %--2.5%-3.7%-36.1%18.5%4.6%2.3%9.8%-30.2%-12.8%-
Adj EPS (₹ ) 2.21.51.51.14.24.92.63.70.71.6-0.4
YoY Gr. Rt. %--31.5%2.7%-25.7%268.1%17.3%-46.5%42.2%-81.1%128.6%-
BVPS (₹ )3940.54243.247.352.256.958.26163.662.2
YoY Gr. Rt. %-3.8%3.8%2.7%9.6%10.3%9.1%2.3%4.8%4.3%-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)2.31.61.91.667.34.35.91.12.40

CAGR

CAGR Colour Code Guide
9 Years 5 Years 3 Years 1 Years
Net Interest Income-7.2%-6.5%-12.6%-12.8%
Adj EPS-3.3%-17.4%-15.1%128.6%
BVPS5.6%6.1%3.8%4.3%
Share Price 5.6% 0.4% 40.3% 73.5%

Key Financial Ratios

RATIOS \ YEARSMar'13Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20Mar'21Mar'22TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%) 0000000000-
Margins
Net Profit Margin (%)17.512.313.215.447.553.327.936.19.725.5-9.2
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)5.73.73.72.79.29.84.86.41.22.6-0.6

Recent Performance Summary

No data to display

Return on Equity is Poor

Total Income has declined -43.44 CAGR in last 3 years

Net Profit has declined -15.05 CAGR in last 3 years

Total income growth is poor in last 4 quarters

Latest Financials - Paragon Finance Ltd.

Standalone Consolidated
TTM EPS (₹) -0.4 1.6
TTM Sales (₹ Cr.) 1.7 3.6
BVPS (₹.) 62.2 0
Reserves (₹ Cr.) 22 13
P/BV 0.47 0.00
PE 0.00 18.33
From the Market
52 Week Low / High (₹) 14.85 / 29.50
All Time Low / High (₹) 1.00 / 37.95
Market Cap (₹ Cr.) 12.5
Equity (₹ Cr.) 4.3
Face Value (₹) 10
Industry PE 28.9

Management X-Ray of Paragon Finance :

Shareholding Pattern

Promoter's Holding & Share Pledging

Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Event Update

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Analyst's Notes

Key Ratios of Paragon Finance

Adj EPS (Rs.)
Total Income (Cr.)
ROE (%)
BVPS (Rs.)

News

Paragon Finance Ltd FAQs

Company share prices are keep on changing according to the market conditions. The closing price of Paragon Finance on 21-Oct-2022 18:01 is : 29.50.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 21-Oct-2022 18:01 the market cap of Paragon Finance stood at ₹ 12.54.
The latest PE ratio of Paragon Finance as of 21-Oct-2022 18:01 is 0.00.
The latest PB ratio of Paragon Finance as of 21-Oct-2022 18:01 is 0.47
The 52-week high of Paragon Finance is ₹ 29.50 and the 52-week low is ₹ 14.85.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue / sales of Paragon Finance is ₹ 1.67 ( Cr.) .

About Paragon Finance Ltd

Paragon Finance is a non-banking finance company registered with the Reserve Bank of India (RBI) as a non-deposit taking NBFC. A NBFC is a company, not a bank, which is engaged in financing activities. Paragon Finance is a fund-based NBFC. Its aim is wealth maximization. In order to achieve its aim, the company is planning to diversify its activities and to take up fee-based activities also within its ambit.

The company basically finances clients for purchase of heavy and light commercial vehicles. The company has not limited its activity to used vehicles; it has started financing new vehicles also. The company also leaks strategic and costumer share investment based on its keep understanding of the market by nominee and the found market research it conducts on a continued basis.    

Paragon has also moved into the active business of investing in real estate development. Some of the various estates held by the company along with its group companies are situated at Jangalpur, Alampur, Ulberia, Dasnagar, Jessore Road, Rajarhat and Lahoti. The company is also engaged in arbitraging buying commodities from the spot market and selling it in the future market ensuring profit the commodities gold and silver.

Presently the areas covered by the company are:

• Auto Loans   • Shares   • ICDs   • Real Estate   • Commodity Market

There are many rivals of the company. They include Power Finance, Reliance capital, India Bulls Finance, etc.

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