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Tourism Finance Corporation Of India Ltd. Stock Analysis

Small Cap
Evaluated by 652 users | BSE: 526650 | NSE: TFCILTD |
Finance Term Lending
Tourism Finance Corporation of India (TFCI) incorporated in 1989 is engaged in the business of providing financial assistance to tourism-related activities/projects. The company was founded on recommendations of the National Committee on Tourism (Yunus Committee) set up under the aegis of...

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
 Mar'11Mar'12Mar'13Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20
Operating Income (Rs. Cr.)109129180184186184208224230276
Y-o-Y Gr. Rt.-18.6%39.1%2.3%1.1%-1%12.8%7.7%3%19.7%
Adjusted EPS (Rs.)
Adjusted Earning per Share is the company’s net profit per share after adjusting for extra-ordinary/exceptional items
5.56.136.887.257.466.648.739.610.6910.04
Y-o-Y Gr. Rt.-11.5%12.2%5.4%2.9%-11%31.5%10%11.4%-6.1%
Book Value per Share (Rs.)
The total value that a company will fetch upon liquidation (if it is closed down), after settling all obligations is called its Book Value. Book value of a company includes only tangible assets. Book value allocated to each outstanding share is called Book Value per share
42.1346.7552.0354.0759.3663.6968.6784.0291.393.35
Y-o-Y Gr. Rt.-11%11.3%3.9%9.8%7.3%7.8%22.4%8.7%2.3%
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%): Colour Rating Guide
  • >1.25 : Very Good
  • 1-1.25 : Somewhat Good
  • <1: Not Good
Net Profit/Total Funds (%)5.524.764.34.264.23.474.284.183.953.32
Standalone financials take only the parent company into account while consolidated financials take into account financials of the parent company as well as of all its subsidiaries. In most companies consolidated financials should be used for analysis.
Tourism Finance Corporation Of India Ltd. should be analysed on a Standalone basis
CAGR
CAGR Colour Code Guide
  9 yrs 5 yrs 3 yrs 1 yr
Operating Income10.9%8.2%9.9%19.7%
Adjusted EPS
Adjusted Earnings per Share is the Company’s net profit per share after adjusting for extra-ordinary/exceptional items.
6.9%6.1%4.8%-6.1%
Book Value per Share
9.2%9.5%10.8%2.3%
Share Price 6.8% -7.5% -36.4% -45.9%
Key Financial Ratios
RATIOS \ YEARSMar'11Mar'12Mar'13Mar'14Mar'15Mar'16Mar'17Mar'18Mar'19Mar'20
Asset Quality Ratio
To view Asset Quality Ratio Colour Rating Guide click here
Asset Quality Ratio: Colour Rating Guide
  • <0.5 : Very Good
  • 0.5-1 : Somewhat Good
  • >1 : Not Good
Net NPA to Net Advances (%)0000000000
Capitalization Ratio
To view Capitalization Ratio Colour Rating Guide click here
Capitalization Ratio: Colour Rating Guide
  • >17% : Very Good
  • 15%-17% : Somewhat Good
  • <15% : Not Good
Capital Adequacy Ratio (%)0000000000
Margins
Net Profit Margin (%) 40.7538.2730.8731.7832.3329.133.9134.6537.4729.39
Performance Ratios
To view Performance Ratios Colour Rating Guide click here
Performance Ratios: Colour Rating Guide
  • >15 : Very Good
  • 12-15 : Somewhat Good
  • <12 : Not Good
Return on Equity (%) 13.7313.7913.9313.6613.1510.813.1912.5712.1910.87
Entity Percentage Holding
Promoters 27.25%
Institutions 14.05%
Non-Institutions 58.70%
Pledged *0.000.000.0034.1336.5948.3940.8829.970.280.00
* Pledged shares as % of Promoter's holding (%)
Data is not available for this company.

The 5-year analysis of Tourism Finance Corporation Of India Ltd.'s performance infers:

Tourism Finance Corporation Of India Ltd. earnings have grown by 6.1%, whereas share price has depreciated -7.5% CAGR over the past five years, indicating the company's share price is likely undervalued. However, for specific investment actions please connect with your investment advisor.

We analysed the performance of Tourism Finance Corporation Of India Ltd. share prices over the last 10 years. Here is what we found out:

Tourism Finance Corporation Of India Ltd. share price has depreciated 1.8% annually over the past ten years.

Tourism Finance Corporation of India (TFCI) incorporated in 1989 is engaged in the business of providing financial assistance to tourism-related activities/projects. The company was founded on recommendations of the National Committee on Tourism (Yunus Committee) set up under the aegis of Planning Commission. The aim behind formation of this company was to promote a separate All-India Financial Institution for supporting tourism-linked projects.

TFCI provides financial assistance in form

Tourism Finance Corporation of India (TFCI) incorporated in 1989 is engaged in the business of providing financial assistance to tourism-related activities/projects. The company was founded on recommendations of the National Committee on Tourism (Yunus Committee) set up under the aegis of Planning Commission. The aim behind formation of this company was to promote a separate All-India Financial Institution for supporting tourism-linked projects.

TFCI provides financial assistance in form such as Rupee Loan, Underwriting of public issues of shares/debentures and direct subscription to such securities, guarantee of deferred payments and credit raised abroad, equipment finance, equipment leasing, assistance under suppliers' credit, working-capital financing, takeover financing and advances against credit-card receivables.

TFCI provides financial assistance to enterprises for setting up and development of tourism-related projects, facilities and services, such as hotels, restaurants, holiday resorts, amusement parks, multiplexes and entertainment centers, education and sports, safari parks, rope-ways, cultural centers, convention halls, transport, travel and tour operating agencies, air service, tourism emporia and sports facilities etc.

Company offers research and consultancy services to various central and state agencies by taking on assignments comprising macro and micro level tourism-related studies/exercises to facilitate identification, conceptualization, promotion/implementation of specific tourism-related projects and for taking policy level decisions with respect to investment and infrastructure augmentation etc.

Under Government sector, company has offered consultancy services to clientele namely Chandigarh Industrial and Tourism Development Corporation, Madhya Pradesh State Tourism Development Corporation, Ministry of Railways, Tamilnadu Tourism Development Corporation, Delhi Development Authority to name few.

Under private sector, company has offered consultancy services to clientele namely EIH, Delhi, ITC Hotels, New Delhi, Majestic Hotels, Ludhiana, Paramount Water Sports & Resorts, Mumbai, Hotel Leela Venture, Mumbai, Asian Hotels and many others.

Future plans

Tourism Finance Corporation of India is planning to set up additional room inventory particularly in budget segment. Company is also considering providing financial assistance to new segments such as setting up training institutes for hotel personnel, health spas, entertainment centres, shopping malls and multiplexes.

Puchho Befikar
SEBI Registered: Investment Adviser - INA000013323

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