Knowledge - Learning | MoneyWorks4Me.

Talk to Us | Subscribe | Login | Register

Your Financial Goals
How We Help
The Omega Way
Our Fees
Resources
About Us
Useful Resources
Financial Planning Tool Stock Screener Stock X-Ray My Portfolio Portfolio Health Check
Learn ^New!

Online Course

Investment Shastra
Blogs 4+ Hour Masterclass New!
Online course on investing in stocks Videos & Tutorials
Must see videos

Blogs
Investment Shastra How the Heck to Invest and Reach Nirvana?
A handbook for practical investing 4+ Hour Masterclass New!
Online course on investing in stocks Guides
Easy-to-follow guides for smart investing

Financial Planning Tool
Stock Screener
Stock X-Ray
My Portfolio
Portfolio Health Check
Learn ^New!

Online Course

Investment Shastra
Blogs 4+ Hour Masterclass New!
Online course on investing in stocks Videos & Tutorials
Must see videos

Blogs
Investment Shastra How the Heck to Invest and Reach Nirvana?
A handbook for practical investing 4+ Hour Masterclass New!
Online course on investing in stocks Guides
Easy-to-follow guides for smart investing

Talk to Us | Subscribe

Stocks - Q : Quality | V : Valuation | PT : Price Trend
Funds - P : Performance | Q : Quality

Trending Stocks
HDFC Bank Ltd.
ITC Ltd.
Tata Consultancy Services Ltd.

Recommended Articles
Investing for Financial Freedom: Are You Doing it Right?
Peaceful Investing Experience in Volatile Markets
One Little Secret To Transform Your Portfolio
The Formula for Growing Wealth and what it tells us about Investing
Market Timing Strategies- Advantages, Disadvantages and Solution
Transforming Time into Money Without the Daily Grind and Stress
Why should you invest in Debt Funds despite lower returns than equity?

Loading...

All
How To Invest
Stocks
Mutual Fund
- Selection
- Analysis
Knowledge

Home
Blog
Knowledge
Learning

Learning

Checking Stock Prices Regularly is Stressful and Unproductive

Apr 26,2025 2 min read

Learning from Stalwarts: Ravi Dharamshi - Part 1

Jan 08,2025 5 min read

Learning from Stalwarts: Ravi Dharamshi - Part 2

Jan 08,2025 5 min read

Anatomy of a Mispriced Stock- Part 2

Dec 04,2024 10 min read

Anatomy of a Mispriced Stock - Part 1

Dec 03,2024 6 min read

Ranking of Business Models for Investing Success | Part 2

Nov 29,2024 6 min read

Ranking of Business Models for Investing Success | Part 1

Nov 27,2024 8 min read

Lessons for Everyday Investors from the Big Bull of India

Oct 26,2024 4 min read

The Private Equity Approach to Small Cap Investing- Part1

Sep 30,2024 5 min read

The Private Equity Approach to Small Cap Investing- Part2

Sep 30,2024 8 min read

Sanjoy Bhattacharyya: The Difficulty of Being Good - Part 1

Sep 16,2024 5 min read

Sanjoy Bhattacharyya: The Difficulty of Being Good - Part 2

Sep 16,2024 5 min read

Sankaran Naren: Learnings from My Investing Career - Part 1

Aug 30,2024 5 min read

Sankaran Naren: Learnings from My Investing Career - Part 2

Aug 30,2024 7 min read

Utpal Sheth: The Value Chain of Long-Term Investing- Part 1

Aug 08,2024 2 min read

Utpal Sheth: The Value Chain of Long-Term Investing- Part 2

Aug 08,2024 3 min read

Premium

The Case for Contrarian Investing: EA Sundaram- Part 1

Jul 10,2024 4 min read

Premium

The Case for Contrarian Investing: EA Sundaram - Part 2

Jul 10,2024 3 min read

Premium

Cracking the Multibagger Code: Part 1

Apr 11,2024 4 min read

Premium

Cracking the Multibagger Code: Part 2

Apr 11,2024 3 min read

Leverage – What Doesn’t Kill You Definitely Doesn’t Make You Stronger

Mar 12,2024 2 min read

The Smallcap Story in Charts – Time Spins the Same Story

Mar 12,2024 4 min read

The Butterfly Effect: How Small Changes Can Have a Huge Impact

Feb 13,2024 5 min read

India's Sectoral Surge: Quick Take

Jan 29,2024 2 min read

Mastering Mr. Market: Graham's Discipline, Soros' Insight

Jan 19,2024 3 min read

Adani Group: India’s Infrastructure Story

Jan 05,2024 4 min read

Corporate Governance Checklist

Dec 22,2022 2 min read

The Little Book That Still Beats the Market – Joel Greenblatt

Dec 06,2022 2 min read

Business Cycle: Meaning and Phases

Nov 25,2022 2 min read

How government policies are pushing logistics & which companies are going to gain the most?

Nov 24,2022 2 min read

Book review on 5 rules of successful investing by Pat Dorsey

Nov 21,2022 4 min read

Peaceful Investing Experience in Volatile Markets

Feb 25,2022 3 min read

Silver ETF NFO: Should you Invest?

Jan 07,2022 2 min read

7 Mistakes to Avoid In Bull Market

Oct 27,2021 4 min read

Why Stock Investment Needs to Be An Informed Decision and Not a Blindfold Bet!

Oct 07,2021 3 min read

Sensex at 60,000; Time to be selective!

Sep 30,2021 2 min read

HDFC Developed World Indexes Fund of Funds- Should you invest?

Sep 21,2021 4 min read

Nifty@MRP Suggest Nifty is Overvalued, Time to be selective!

Sep 13,2021 2 min read

Is variable fee preferable over fixed fee?

Jun 30,2021 3 min read

Emergency Fund: Why & How much to have? Where to keep it?

Apr 15,2021 3 min read

What is better: Lumpsum Investing or SIP?

Apr 01,2021 4 min read

Beating inflation is almost guaranteed with Equity!

Mar 30,2021 4 min read

Want to succeed in stock investing; ensure your first step is right

Mar 10,2021 3 min read

Market Timing Strategies- Advantages, Disadvantages and Solution

Jan 12,2021 4 min read

ESG Investing: New trend on the block

Dec 04,2020 3 min read

Nifty keeps marching ahead, what are FIIs seeing?

Nov 27,2020 3 min read

How to save yourself from next Harshad Mehta?

Oct 23,2020 5 min read

Don’t make money the way you lost it in Stock Market

Sep 07,2020 5 min read

Avoid These 5 Common Investment Mistakes While Investing

Jun 10,2020 5 min read

Economic Package Part 2: Quick Takeaways

May 19,2020 2 min read

An approach to Stock Market Correction

May 07,2020 4 min read

Why invest in Gold, how much and where?

Feb 18,2020 4 min read

3 Things to do during Stock Market Correction

Aug 30,2019 4 min read

Answers to doubts and fears that prevent you from investing now when prices are attractive!

Aug 20,2019 9 min read

Is there a right time to invest in equity?

Nov 20,2018 2 min read

How to Emotionally Prepare for Stock Market Correction?

Jul 04,2018 2 min read

Shopping in the stock market without a list can be disastrous

May 04,2018 3 min read

Are Low P/E stocks always great bargains?

May 04,2018 5 min read

Don’t forecast future stock prices, analyze a Company’s ability to earn future profits

May 03,2018 3 min read

Be prepared to change your views, if the facts demand…In the Stock Markets too!

May 03,2018 3 min read

Information, like antibiotics, works best when consumed in the right dosage

May 02,2018 3 min read

Get rid of the addiction of ‘listening’ to Experts

May 01,2018 4 min read

Time to switch off media and focus on long-term investing

Mar 09,2018 2 min read

How to make losses less painful?

Oct 07,2017 3 min read

Investors’ common mistake during bullish market

Sep 26,2016 2 min read

Avoid Noise in long term investing!

Jun 21,2016 2 min read

Would you like to be the ‘lucky idiot’ or the ‘skillful investor’?

Sep 05,2014 4 min read

Patient Opportunism…. Overcoming your action bias

Aug 22,2014 3 min read

How risky is that stock anyway…

Jun 13,2014 3 min read

Investors…Beware of these behavioural biases! – 2

Jan 10,2014 5 min read

Investors…Beware of these behavioural biases! - 1

Dec 27,2013 5 min read

Revealing the truth about Quality of Earnings

Jun 14,2013 4 min read

Safe Investing can give you Great Returns. Find out how…

Sep 14,2012 3 min read

Busting the Myth: Only Risky Stocks can give you High Returns..

Jun 28,2012 2 min read

Can you invest on your own for Best Long Term Returns?

Mar 30,2012 3 min read

How do companies use Mergers and Acquisitions to manipulate financial statements?

Mar 15,2011 3 min read

Cash Flow Statement is the least manipulated Financial Statement. Or is it?

Mar 08,2011 4 min read

Are Low-priced stocks a better bet than High-priced stocks?

Nov 09,2010 4 min read

Are ‘Good Companies’ always Good Investments?

Nov 02,2010 3 min read

The Mad Rush for an IPO: Should you join in?

Oct 26,2010 4 min read

High Dividend Stocks: Are they the Real Gems of Stock Market?

Oct 12,2010 4 min read

Low P/BV stocks...Struck Gold? Think Again!

Oct 05,2010 3 min read

The Best of Buffett’s letter to Shareholders - 2010

Apr 23,2010 2 min read

Explore by Topics

Find the content & information you need. Browse a wide range of content area below.

Learning

SEBI Registered: Investment Adviser - INA000013323 RIA Details

Name of the IA registered with SEBI:	The Alchemists Ark Pvt. Ltd.
Logo:
Trade/Brand Name of IA:	MoneyWorks4Me Investment Advisers
Brand Logo:
SEBI Registration Number:	INA000013323 Validity - May 16, 2019 - Perpetual
BASL Membership ID:	BASL1187
Address	B-101, Signet Corner Building, Balewadi Phata, Baner, Pune, Maharashtra 411045
Compliance officer Details:	Name: Shrikant Jagtap Email: shrikant.jagtap@moneyworks4me.com Telephone: +919860359463 Address: Same as IA
Grievance Officer Details:	Name: Mukta Vaze Email: mukta.vaze@moneyworks4me.com Telephone: +91 98609 19463 Address: Same as IA
Principal Officer Details:	Name: Atharva Bhide Email: atharva.bhide@moneyworks4me.com Telephone: +91 91758 99463 Address: Same as IA
Standard Warning:	Investment in securities market are subject to market risks. Read all the related documents carefully before investing.
Disclaimer:	Registration granted by SEBI, membership of BASL and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

besafe@moneyworks4me.com

Tools

Financial Planning Tool
Company X-Ray
Fund X-Ray
My Portfolio
Portfolio Verdict

Knowledge Resources

Blogs
Handbook for practical investing
Stock Investing Masterclass
Guides

Sitelinks

Your Financial Goals
Retirement Planning
Securing your Family's Future
Enjoy the Present
Achieving Financial Freedom

How We Help
Financial Planning
Portfolio Construction
Portfolio Management
Becoming a Client

The Omega Way
How we’re different?
Our Process
Why Trust us?

Our Fees
Customer Review
About Us

Stocks:

Funds:

Best Tax Saver Funds

Calculator:

SIP | FD | Lumpsum | RD | PPF | CAGR | Reverse CAGR

Warning: Investment in securities market are subject to market risks. Read all the related documents carefully before investing.

Disclaimer: Registration granted by SEBI, membership of BASL (in case of IAs) and certification from NISM in no way guarantee performance of the intermediary or provides any assurance of returns to investors.

Compliance Officer:

Name: Shrikant Jagtap

Email: shrikant.jagtap@moneyworks4me.com

Mobile No: +91 97638 00745

Grievance officer:

Name: Mukta Vaze

Email: mukta.vaze@moneyworks4me.com

Mobile No:+91 98609 19463

Principal Officer:

Name: Atharva Bhide

Email: atharva.bhide@moneyworks4me.com

Mobile No:+91 91758 99463

SEBI regional/local office address-

Plot No. C 4-A , G Block, Near Bank of India, Bandra Kurla Complex, Bandra East, Mumbai, Maharashtra 400051

Sitemap Download the APP

Address:

The Alchemists Ark Pvt. Ltd., B-101, Signet Corner Building, Balewadi Phata, Baner, Pune, Maharashtra 411045

Data provided by Accord Fintech Pvt. Ltd.

A Quick Survey

Find out how to effectively manage your investments

Start Now →

MoneyWorks4Me method for rating and ranking mutual funds for SIP

MoneyWorks4Me rating and ranking of funds for SIP is available to subscribers only. Moneyworks4Me is not a rating and ranking agency, however it is required that users have a way of selecting funds and building a Portfolio. The method used by it are described below to enable users to understand the logic behind the rating and ranking Subscriber will find more details on this in the various content made available from time to time. In case you need more please write to besafe@moneyworks4Me.com

MoneyWorks4Me rates and ranks mutual funds based on the following data-driven system:

Performance Consistency: This is measure based on whether the fund has beaten the benchmark index consistently. For this we compare the 3-year rolling returns of the fund with the benchmark for a minimum of 5 years and preferable 10 years. The period of rolling is one month and holding period is 3 years. Fund are color-coded Green on Performance when the fund beats the benchmark more than 90% of the time. It is Orange if it beats 80% to 90% of the time and Red if less than 80%. Funds with less than 5 year data are color-coded Grey.
Quality of Portfolio Holding: Moneyworks4Me has color-coded stocks as Green, Orange and Red based on whether the company's performance has generated a ROCE above a threshold level (cost of capital) over 10 years (minimum 6 years) and generated positive Free Cash Flow. For Banks it checks whether ROE is greater than 15% and sales has grown over previous year. Stocks that perform consistently on these combined metrics are color-coded Green (min score 14 out of 20), Orange (between 8 and 14) and Red (less than 8 out of 20).

Funds ranking in screeners: Performance Consistency and Quality are two parameters used for ranking funds for SIP. The ranking as follows GG, GO, GR, OG, OO, OR, RG, RO and RR.

With the same color-coded funds, the one with the higher Average 3-year rolling returns (over 5 to 10 years), the number that appears in the Performance tag, ranks higher.

Here is the summary:

The third tag Upside Potential is not relevant for SIP. It is relevant for lumpsum investments in Mutual Funds.

Hey, Wait! Before you Go...

A 5-Step Journey to Financial Freedom

Read this Book for Free.

*This Offer is only valid till this month only. Claim it now.

Read Now

Looking to make the most of market corrections and volatility?

Did you know that market corrections can actually present great opportunities to buy high-quality stocks at discounted prices? By taking advantage of these times of volatility, you can position your portfolio for long-term growth.

At MoneyWorks4me Portfolio Advisory, we specialize in helping investors navigate market fluctuations and build a strong, diversified portfolio. With our collaborative approach, you can maintain control over your investments while benefiting from our expertise and guidance.

If you're interested in learning more and with a minimum portfolio size of 25 L+, we can help you manage your portfolio, no matter the size. let's connect and discuss how we can work together. And as a bonus, we're offering a FREE Portfolio Review using our "Portfolio Manager" tool during our conversation.

So why wait?

Let's get started today and take your portfolio to the next level!

Book your Appointment Now#

#Limited slots available.

Best Buy Stocks

Do you want to Invest in Undervalued Handpicked stocks and earn high Returns?

View Details →

Why Buy Quality Stocks

Winning and long lasting portfolio is made of Quality Stocks, but how simple is that?

View Details →

Important Questions while Buying Stocks

As an Investor most important decision making questions are?

View Details →

Make an informed decision for Stocks

Invest using an intelligent system with powerful data-driven tools that help you identify opportunities and make informed buy-hold-sell decisions

You can make an informed decision based on:

Q : Quality :-
Q Very Good
Q Somewhat Good
Q Not Good

V : Valuation:-
V+UnderValued (UV)
V Somewhat UV
V Fair Value
V Somewhat OV
V+ OverValued (OV)

PT : Price Trend:-
PT Strong
PT Semi-strong
PT Weak Learn More

Buy quality Stocks when they are available at reasonable prices and supported by an upward price trend and Sell when they are Overvalued using the Decizen Rating System. Covers 3500+ stocks

Make an informed decision for Funds

You can make an informed decision based on:

P : Performance (%)*
14 Very Good
14 Somewhat Good
12 Not Good
Less than 5 year data

Q : Quality of Holding
Q Very Good
Q Somewhat Good
Q Not Good

*Color code for outperformance consistency

*Number is average 3 year rolling returns

Want to invest successfully in stocks?

How the heck do you select a solution that ensures it?

Check how good is your current solution!

Does it get you focused on meeting your financial goals?

Investing is to means to funding your goals. Your solution must help you get clarity of your goals and how you should invest to reach them. Does your solution include Financial Planning?

Does it have a way of investing that you are confident will work for you?

Are you clear of the rationale behind recommendations?

Do you have a way of answering the most important questions: Which stocks are worth investing in, at what price and how do you build your portfolio?

Does it make it easy to find opportunities without wasting your time?

Are you spending too much time finding opportunities?
Do you have a way of knowing when opportunities from your chosen set of stocks arise in the future?
How confident are you about them?

Does it share the tools to enable decision making transparently?

Finally stock investing is all about make informed decisions.

Does your solution provide easy-to-use decision enabling data, information and tools?

Does it help you become a better investor

You will be investing for decades, for the rest of your lifetime.

Does your solution help you learn what is required to invest successfully?
Does it share knowledge and tools that you master as you invest?

Do your Financial Planning

like a Pro and be a Man with a Plan to reach all your goals

Invest using Quality-at-Reasonable-Price(QaRP)

way of investing-the most suitable way for retail investors

Know the opportunities right

for you now and as they arise in the future without wasting your valuable time

Invest with conviction

using a fully integrated System for Making Informed Decisions

Read How the Heck to Invest and Reach Nirvana,

a book by Raymond Moses-Founder that will guide you through the 5-Step Journey to Financial Freedom

➤ We have partnered with RBI-registered AA - CAMS, to fetch your required data.
➤ The process requires you to verify with your PAN No. and multiple OTPs.
➤ This ensures secure access to the financial data you have given consent for.

Account Discovery
- OTP from CAMS

Account Linking for Stocks & MF
- One OTP per link Eg. NSDL, CDSL, CAMS, KFin etc.

Pan Card Number *

Please Enter Pan Card Number

One Click Upload for your Current Portfolio and Future Transactions!

Please wait your portfolio is updating...

Modal Heading

Modal body..

Take control of your financial future and start building your ideal portfolio today

- with reliable research at your fingertips.

Unlock the Power of Core Superstars Now →

Learning

Checking Stock Prices Regularly is Stressful and Unproductive

Learning from Stalwarts: Ravi Dharamshi - Part 1

Learning from Stalwarts: Ravi Dharamshi - Part 2

Anatomy of a Mispriced Stock- Part 2

Anatomy of a Mispriced Stock - Part 1

Ranking of Business Models for Investing Success | Part 2

Ranking of Business Models for Investing Success | Part 1

Lessons for Everyday Investors from the Big Bull of India

The Prejudices of Mr. Market

The Private Equity Approach to Small Cap Investing- Part1

The Private Equity Approach to Small Cap Investing- Part2

Sanjoy Bhattacharyya: The Difficulty of Being Good - Part 1

Sanjoy Bhattacharyya: The Difficulty of Being Good - Part 2

Sankaran Naren: Learnings from My Investing Career - Part 1

Sankaran Naren: Learnings from My Investing Career - Part 2

Utpal Sheth: The Value Chain of Long-Term Investing- Part 1

Utpal Sheth: The Value Chain of Long-Term Investing- Part 2

The Case for Contrarian Investing: EA Sundaram- Part 1

The Case for Contrarian Investing: EA Sundaram - Part 2

Value Destructive Growth

Cracking the Multibagger Code: Part 1

Cracking the Multibagger Code: Part 2

Errors of Omission

Leverage – What Doesn’t Kill You Definitely Doesn’t Make You Stronger

The Smallcap Story in Charts – Time Spins the Same Story

Timing vs Time in the Market

The Butterfly Effect: How Small Changes Can Have a Huge Impact

India's Sectoral Surge: Quick Take

Mastering Mr. Market: Graham's Discipline, Soros' Insight

Adani Group: India’s Infrastructure Story

Top 3 Trading Myths Busted!

What to look in a Debt Fund?

Corporate Governance Checklist

The Little Book That Still Beats the Market – Joel Greenblatt

5 Investing Biases to Avoid

What is a REIT/InvIT?

Business Cycle: Meaning and Phases

How government policies are pushing logistics & which companies are going to gain the most?

Book review on 5 rules of successful investing by Pat Dorsey

What is Tax Loss Harvesting?

Peaceful Investing Experience in Volatile Markets

Markets into Correction Mode

Silver ETF NFO: Should you Invest?

7 Mistakes to Avoid In Bull Market

Why Stock Investment Needs to Be An Informed Decision and Not a Blindfold Bet!

Sensex at 60,000; Time to be selective!

HDFC Developed World Indexes Fund of Funds- Should you invest?

Nifty@MRP Suggest Nifty is Overvalued, Time to be selective!

Is variable fee preferable over fixed fee?

Emergency Fund: Why & How much to have? Where to keep it?

What is better: Lumpsum Investing or SIP?

Beating inflation is almost guaranteed with Equity!

Want to succeed in stock investing; ensure your first step is right

Market Timing Strategies- Advantages, Disadvantages and Solution

ESG Investing: New trend on the block

Nifty keeps marching ahead, what are FIIs seeing?

How to save yourself from next Harshad Mehta?

Don’t make money the way you lost it in Stock Market

Avoid These 5 Common Investment Mistakes While Investing

Economic Package Part 2: Quick Takeaways

An approach to Stock Market Correction

Why invest in Gold, how much and where?

3 Things to do during Stock Market Correction

Answers to doubts and fears that prevent you from investing now when prices are attractive!

Is there a right time to invest in equity?

How to Emotionally Prepare for Stock Market Correction?

Shopping in the stock market without a list can be disastrous

Are Low P/E stocks always great bargains?

Don’t forecast future stock prices, analyze a Company’s ability to earn future profits

Be prepared to change your views, if the facts demand…In the Stock Markets too!

Information, like antibiotics, works best when consumed in the right dosage

Get rid of the addiction of ‘listening’ to Experts

Time to switch off media and focus on long-term investing

How to make losses less painful?

Investors’ common mistake during bullish market

Avoid Noise in long term investing!

Fake Multibaggers!

Thumb rule for Investing!

Would you like to be the ‘lucky idiot’ or the ‘skillful investor’?

© 2025 The Alchemists Ark Pvt. Ltd. All rights reserved. MoneyWorks4Me ® is a registered trademark of The Alchemists Ark Pvt. Ltd.